Population & age
- Total population
- 158
- Median age
- 27.3
Gallatin, TX (75764)
Cherokee County · Population 158
Fresh.Data current as of Apr 24, 2026
Gallatin, TX (ZIP 75764) sits in Cherokee County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 18.5%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $9,736. BLS QCEW reports average annual pay of $51,098 per worker, roughly 22% below the US average. CDC's Social Vulnerability Index places this ZIP in the 87th percentile nationally — a highly vulnerable community profile. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Annual precipitation averages 50.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,652 years of potential life lost per 100,000 (2025) — well above the national county median. 33.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 297 residents (65 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $73,021, fair market rent of $970 for a two-bedroom, and a low 1.9% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 63.9%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 30.4%
- Other / multi-racial
- 36.1%
Income & housing
- Median household income
- $73,021
- Median home value
- $96,800
Education
- Bachelor's degree or higher (age 25+)
- 10.6%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 35(59.3%)
- Renter-occupied
- 24(40.7%)
- Vacant units
- 17
- Built (median)
- 1974
Commute
- Public transit
- 0(0.0%)
- Work from home
- 5(5.7%)
- Avg commute
- 21.6 min
Economic wellbeing
- Below poverty line
- 3(1.9%)
- Uninsured
- 9(5.7%)
Digital access
- Broadband access
- 38(64.4%)
- No broadband
- 21(35.6%)
Language & nativity
- Foreign-born
- 29(18.4%)
- Non-English at home
- 42(31.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$740
/month
1 Bed
$750
/month
2 Bed
$970
/month
3 Bed
$1,350
/month
4 Bed
$1,430
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
21
Across 21 permitted buildings. Total construction value: $6.3M.
Single-family
21
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$6.3M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$51,098
Average weekly wage
$983
Total employment
14,922
Total establishments
906
That is roughly 22% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
21,582
Employed
20,636
Unemployed
946
Based on Cherokee County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
28
Date Range
1987–2024
Most Recent Declaration
HURRICANE BERYL
Hurricane — declared July 9, 2024 (DR-4798)
Incident period: July 5, 2024 – July 9, 2024
Top Incident Types
- Hurricane7 (25%)
- Severe Storm5 (18%)
- Fire5 (18%)
- Flood3 (11%)
- Severe Ice Storm3 (11%)
- Other5 (18%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
26
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
64.9°F
55.5° – 74.3°
Annual precipitation
50.1"
Annual snowfall
0.1"
Heating · cooling days
2,269 · 2,269.3
Annual base 65°F
Nearest station: RUSK, TX US, 5.9 miles from the centroid of Gallatin, TX (ZIP 75764)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
11,652
That is roughly 3,452 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
25%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
19.6%
of residents under 65
Primary care MDs
51
per 100,000 residents
Preventable hospital stays
2,617
per 100K Medicare enrollees
Food environment (0-10)
6.5
10 = best access & security
Exercise access
56%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Cherokee data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
33.7% of Cherokee County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.11
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.87
accepting food benefits
Fast-food restaurants
0.53
per 1,000 residents
Among low-income residents, 12.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Cherokee County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 50 reports
Property crime rate
—
per 100K residents · 237 reports
Homicide
0
Robbery
2
Burglary
51
Vehicle theft
35
County-level data for Cherokee (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+297 people
+65 households • +$21.3M net AGI flow
Moved in
1,450households
2,972 people • $95.1M AGI
Moved out
1,385households
2,675 people • $73.9M AGI
Where new residents came from
- Smith County, TX — 425 households
- Anderson County, TX — 56 households
- Harris County, TX — 54 households
- Dallas County, TX — 35 households
- Henderson County, TX — 32 households
Where departing residents went
- Smith County, TX — 352 households
- Angelina County, TX — 56 households
- Anderson County, TX — 54 households
- Harris County, TX — 44 households
- Nacogdoches County, TX — 43 households
Incoming households reported an average AGI of $65,603 versus departing households' $53,339.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Texas
State-level rules that apply to every resident of ZIP 75764. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
For ZIP 75764: Applied to this ZIP's typical home value of $96,800, that works out to roughly $1,378/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 75764
Nearby ZIPs by distance
75780 (New Summerfield, 7.2 mi) · 75766 (Jacksonville, 7.3 mi) · 75785 (Rusk, 9.7 mi) · 75784 (Reklaw, 10.6 mi) · 75788 (14.3 mi) · 75789 (Troup, 15.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
33.4%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.7%
4.7pp above the 32.0% national rate.
Depression
25.3%
3.3pp above the 22.0% national rate.
Annual Checkup
75.3%
Tracks close to the 76.0% national rate.
Health Insurance
18.5%
5.5pp above the 13.0% national rate.
Diabetes
13.7%
2.7pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
7
Median in-state tuition
$9,736
Median earnings (10 yr)
$38,354
- 4-Year
Tyler Junior College
Tyler, TX · 75701
- In-state tuition
- $2,400
- Out-of-state tuition
- $4,512
- Acceptance rate
- —
- Graduation rate
- 27.1%
- Median earnings (10 yr)
- $38,140
- Median student debt
- $11,995
- 4-Year
The University of Texas at Tyler
Tyler, TX · 75799
- In-state tuition
- $9,736
- Out-of-state tuition
- $25,494
- Acceptance rate
- 94.0%
- Graduation rate
- 50.9%
- Median earnings (10 yr)
- $57,053
- Median student debt
- $17,137
- 4-Year
Trinity Valley Community College
Athens, TX · 75751
- In-state tuition
- $2,640
- Out-of-state tuition
- $5,970
- Acceptance rate
- —
- Graduation rate
- 25.7%
- Median earnings (10 yr)
- $38,567
- Median student debt
- $10,426
- 4-Year
Texas College
Tyler, TX · 75702
- In-state tuition
- $10,008
- Out-of-state tuition
- $10,008
- Acceptance rate
- —
- Graduation rate
- 12.2%
- Median earnings (10 yr)
- $33,752
- Median student debt
- $31,000
- 4-Year
Jarvis Christian University
Hawkins, TX · 75765
- In-state tuition
- $11,720
- Out-of-state tuition
- $11,720
- Acceptance rate
- —
- Graduation rate
- 15.1%
- Median earnings (10 yr)
- $32,992
- Median student debt
- $27,000
- 2-Year
Jacksonville College-Main Campus
Jacksonville, TX · 75766
- In-state tuition
- $8,850
- Out-of-state tuition
- $8,850
- Acceptance rate
- —
- Graduation rate
- 38.2%
- Median earnings (10 yr)
- $38,885
- Median student debt
- —
- 4-Year
Baptist Missionary Association Theological Seminary
Jacksonville, TX · 75766
- In-state tuition
- $10,050
- Out-of-state tuition
- $10,050
- Acceptance rate
- 28.6%
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Gallatin, TX (ZIP 75764) sits in Cherokee County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 18.5%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $9,736. BLS QCEW reports average annual pay of $51,098 per worker, roughly 22% below the US average. CDC's Social Vulnerability Index places this ZIP in the 87th percentile nationally — a highly vulnerable community profile. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Annual precipitation averages 50.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,652 years of potential life lost per 100,000 (2025) — well above the national county median. 33.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 297 residents (65 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $73,021, fair market rent of $970 for a two-bedroom, and a low 1.9% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 75764
What is the obesity rate in ZIP 75764?
33.4%, which is 0.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 75764?
25.3%, which is 3.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 75764?
36.7%, which is 4.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 75764?
158 people live in ZIP 75764, with a median age of 27.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 75764?
$73,021 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 75764 mostly renters or homeowners?
In ZIP 75764, 59.3% of occupied housing units are owner-occupied and 40.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 75764?
In ZIP 75764, 5.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 75764?
1.9% of the population in ZIP 75764 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 75764 have broadband internet?
64.4% of households in ZIP 75764 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How vulnerable is ZIP 75764 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 75764 ranks in the 87th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 75764?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 75764, ranking in the 94th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 75764 experienced?
FEMA has recorded 28 federal disaster declarations affecting ZIP 75764 between 1987–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 75764?
Hurricane is the most common federally declared disaster type affecting ZIP 75764, accounting for 7 of 28 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 75764?
The most recent FEMA disaster declaration affecting ZIP 75764 was "HURRICANE BERYL" — a hurricane declared in 2024 (DR-4798) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 75764?
7 colleges and universities are listed near ZIP 75764 by the U.S. Department of Education College Scorecard, including Tyler Junior College, The University Of Texas At Tyler, and Trinity Valley Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 75764?
Median in-state tuition across 7 nearby institutions is $9,736 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 75764?
Graduates of nearby colleges earn a median of $38,354 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 75764?
ZIP 75764 has an average annual temperature of 64.9°F and 50.1" of annual precipitation based on the RUSK, TX US weather station 5.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 75764?
Texas has no state income tax. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Does Texas have paid family leave?
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 75764?
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (7 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (28 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 75764
Nearby ZIPs by distance
75780 (New Summerfield, 7.2 mi) · 75766 (Jacksonville, 7.3 mi) · 75785 (Rusk, 9.7 mi) · 75784 (Reklaw, 10.6 mi) · 75788 (14.3 mi) · 75789 (Troup, 15.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 75764?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
87th percentile
Very High Vulnerability
Based on 1 census tract, population 44
Vulnerability Themes
Households Without Vehicle
1
Limited English Speakers
1
Persons with Disability
5
Without HS Diploma
5
Without Health Insurance
9
Adults Age 65+
10
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.