Population & age
- Total population
- 720
- Median age
- 19.4
Stephenville, TX (76402)
Erath County · Population 720
Fresh.Data current as of Apr 24, 2026
Stephenville, TX (ZIP 76402) sits in Erath County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 11.7%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $4,710. Local establishments report average pay of $20,182 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,473 per worker, roughly 27% below the US average. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1990. 20.6% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Per USDA's Food Environment Atlas, 42.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax (Tax Foundation 2025). New residents arriving here predominantly come from Tarrant County, TX (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,170 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 89.6%
- Black
- 3.9%
- Asian
- 1.0%
- Hispanic / Latino
- 16.0%
- Other / multi-racial
- 4.9%
Employment
- Unemployment rate
- 28.4%
Housing
- Owner-occupied
- 0
- Renter-occupied
- 0
- Vacant units
- 0
Commute
- Public transit
- 0(0.0%)
- Work from home
- 5(1.8%)
- Avg commute
- 10.8 min
Economic wellbeing
- Below poverty line
- 0
- Uninsured
- 7(1.0%)
Digital access
- Broadband access
- 0
Language & nativity
- Foreign-born
- 26(3.6%)
- Non-English at home
- 144(20.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$890
/month
1 Bed
$890
/month
2 Bed
$1,170
/month
3 Bed
$1,630
/month
4 Bed
$1,900
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
110
Across 46 permitted buildings. Total construction value: $17.5M.
Single-family
27
25% of total units
Multifamily (2+ unit)
83
75% of total units
Single-family value
$6.7M
construction value
Multifamily value
$10.8M
construction value
Apartment construction (5+ unit buildings) accounts for 55% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
5
Total employment
143
Annual payroll
$2.9M
Average annual pay
$20,182
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$47,473
Average weekly wage
$913
Total employment
18,590
Total establishments
1,279
That is roughly 27% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.5%
That is 0.5 percentage points below the US national unemployment rate of about 4.0%.
Labor force
22,559
Employed
21,761
Unemployed
798
Based on Erath County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1990–2021
Most Recent Declaration
SEVERE WINTER STORMS
Severe Ice Storm — declared February 19, 2021 (DR-4586)
Incident period: February 11, 2021 – February 21, 2021
Top Incident Types
- Severe Storm4 (22%)
- Fire4 (22%)
- Hurricane3 (17%)
- Severe Ice Storm2 (11%)
- Biological2 (11%)
- Other3 (17%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
65°F
51.2° – 78.7°
Annual precipitation
34.1"
Annual snowfall
0.7"
Heating · cooling days
2,483.7 · 2,501.7
Annual base 65°F
Nearest station: STEPHENVILLE, TX US, 1.4 miles from the centroid of Stephenville, TX (ZIP 76402)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
7,986
That is roughly 214 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
20.6%
of residents under 65
Primary care MDs
58
per 100,000 residents
Preventable hospital stays
3,044
per 100K Medicare enrollees
Food environment (0-10)
6.0
10 = best access & security
Exercise access
70%
residents near a facility
Flu vaccinated
43%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Erath data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
42.4% of Erath County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.91
accepting food benefits
Fast-food restaurants
0.97
per 1,000 residents
Among low-income residents, 18.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Erath County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 25 reports
Property crime rate
—
per 100K residents · 64 reports
Homicide
0
Robbery
0
Burglary
11
Vehicle theft
7
County-level data for Erath (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+150 people
+24 households • −$13.0M net AGI flow
Moved in
1,681households
2,922 people • $93.4M AGI
Moved out
1,657households
2,772 people • $106.5M AGI
Where new residents came from
- Tarrant County, TX — 131 households
- Hood County, TX — 88 households
- Comanche County, TX — 81 households
- Parker County, TX — 70 households
- Dallas County, TX — 38 households
Where departing residents went
- Tarrant County, TX — 141 households
- Hood County, TX — 92 households
- Comanche County, TX — 75 households
- Parker County, TX — 73 households
- Johnson County, TX — 54 households
Incoming households reported an average AGI of $55,579 versus departing households' $64,250.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Texas
State-level rules that apply to every resident of ZIP 76402. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 76402
Other ZIPs in Stephenville
Nearby ZIPs by distance
76401 (Stephenville, 3.8 mi) · 76446 (Dublin, 12.9 mi) · 76433 (Bluff Dale, 13.5 mi) · 76476 (Tolar, 19.8 mi) · 76445 (20 mi) · 76463 (Mingus, 20.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
27.5%
5.5pp below the 33.0% national rate.
High Blood Pressure
11.7%
20.3pp below the 32.0% national rate.
Depression
31.0%
9.0pp above the 22.0% national rate.
Annual Checkup
65.0%
11.0pp below the 76.0% national rate.
Health Insurance
16.5%
3.5pp above the 13.0% national rate.
Diabetes
1.8%
9.2pp below the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$4,710
Median earnings (10 yr)
$39,092
- 4-Year
Tarleton State University
Stephenville, TX · 76401
- In-state tuition
- $8,302
- Out-of-state tuition
- $18,142
- Acceptance rate
- 89.5%
- Graduation rate
- 49.6%
- Median earnings (10 yr)
- $53,040
- Median student debt
- $19,606
- 2-Year
Cisco College
Cisco, TX · 76437
- In-state tuition
- $4,710
- Out-of-state tuition
- $7,140
- Acceptance rate
- —
- Graduation rate
- 30.2%
- Median earnings (10 yr)
- $39,092
- Median student debt
- $9,500
- 2-Year
Ranger College
Ranger, TX · 76470
- In-state tuition
- $2,766
- Out-of-state tuition
- $9,066
- Acceptance rate
- —
- Graduation rate
- 27.3%
- Median earnings (10 yr)
- $35,552
- Median student debt
- $9,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Stephenville, TX (ZIP 76402) sits in Erath County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 11.7%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $4,710. Local establishments report average pay of $20,182 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,473 per worker, roughly 27% below the US average. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1990. 20.6% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Per USDA's Food Environment Atlas, 42.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax (Tax Foundation 2025). New residents arriving here predominantly come from Tarrant County, TX (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,170 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 76402
What is the obesity rate in ZIP 76402?
27.5%, which is 5.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 76402?
31.0%, which is 9.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 76402?
11.7%, which is 20.3 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 76402?
720 people live in ZIP 76402, with a median age of 19.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 76402?
In ZIP 76402, 1.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 76402?
As of 2022, 5 business establishments operated in ZIP 76402 employing 143 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 76402?
The average annual pay across all local establishments in ZIP 76402 is $20,182, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 76402 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 76402 ranks in the 71th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 76402?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 76402, ranking in the 99th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 76402 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 76402 between 1990–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 76402?
Severe Storm is the most common federally declared disaster type affecting ZIP 76402, accounting for 4 of 18 declarations (22%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 76402?
The most recent FEMA disaster declaration affecting ZIP 76402 was "SEVERE WINTER STORMS" — a severe ice storm declared in 2021 (DR-4586) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 76402?
3 colleges and universities are listed near ZIP 76402 by the U.S. Department of Education College Scorecard, including Tarleton State University, Cisco College, and Ranger College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 76402?
Median in-state tuition across 3 nearby institutions is $4,710 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 76402?
Graduates of nearby colleges earn a median of $39,092 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 76402?
ZIP 76402 has an average annual temperature of 65.0°F and 34.1" of annual precipitation based on the STEPHENVILLE, TX US weather station 1.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 76402?
Texas has no state income tax. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Does Texas have paid family leave?
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 76402?
This page covers health outcomes from CDC PLACES (30 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (3 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 76402
Other ZIPs in Stephenville
Nearby ZIPs by distance
76401 (Stephenville, 3.8 mi) · 76446 (Dublin, 12.9 mi) · 76433 (Bluff Dale, 13.5 mi) · 76476 (Tolar, 19.8 mi) · 76445 (20 mi) · 76463 (Mingus, 20.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 76402?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
71st percentile
High Vulnerability
Based on 2 census tracts, population 111
Vulnerability Themes
Limited English Speakers
1
Persons with Disability
12
Without HS Diploma
8
Without Health Insurance
23
Adults Age 65+
4
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.