Population & age
- Total population
- 477
- Median age
- 43.3
ZIP 76523, TX (76523)
Milam County · Population 477
Fresh.Data current as of Apr 24, 2026
TX 76523 (ZIP 76523) sits in Milam County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.0%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $5,557. The CDC SVI flags household composition (81th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 51th-percentile score. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1991 — a high-frequency exposure profile. 19.3% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. 26.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 401 residents (150 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $56,089, fair market rent of $1,030 for a two-bedroom, and a median home value of $170,800. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Loading map…
Demographics
Race & ethnicity
- White
- 87.8%
- Black
- 1.5%
- Asian
- 0.0%
- Hispanic / Latino
- 6.1%
- Other / multi-racial
- 10.7%
Income & housing
- Median household income
- $56,089
- Median home value
- $170,800
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 131(97.0%)
- Renter-occupied
- 4(3.0%)
- Vacant units
- 0
- Built (median)
- 2001
Commute
- Public transit
- 0(0.0%)
- Work from home
- 42(19.7%)
- Avg commute
- 28.4 min
Economic wellbeing
- Below poverty line
- 63(13.2%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 131(97.0%)
- No broadband
- 4(3.0%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 6(1.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$810
/month
1 Bed
$830
/month
2 Bed
$1,030
/month
3 Bed
$1,360
/month
4 Bed
$1,650
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
98
Across 98 permitted buildings. Total construction value: $17.4M.
Single-family
98
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$17.4M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$53,455
Average weekly wage
$1,028
Total employment
6,020
Total establishments
519
That is roughly 18% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.3%
That is 0.3 percentage points above the US national unemployment rate of about 4.0%.
Labor force
11,743
Employed
11,236
Unemployed
507
Based on Milam County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
23
Date Range
1991–2024
Most Recent Declaration
HURRICANE BERYL
Hurricane — declared July 9, 2024 (DR-4798)
Incident period: July 5, 2024 – July 9, 2024
Top Incident Types
- Hurricane6 (26%)
- Fire4 (17%)
- Flood3 (13%)
- Severe Storm3 (13%)
- Severe Ice Storm2 (9%)
- Other5 (22%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
67.5°F
55.6° – 79.4°
Annual precipitation
35.2"
Diurnal range
23.9°F
Day-night swing
Heating · cooling days
1,859.6 · 2,801.6
Annual base 65°F
Nearest station: GRANGER DAM, TX US, 6.5 miles from the centroid of ZIP 76523 (ZIP 76523)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,214
That is roughly 2,014 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
19.3%
of residents under 65
Primary care MDs
4
per 100,000 residents
Preventable hospital stays
3,797
per 100K Medicare enrollees
Food environment (0-10)
6.6
10 = best access & security
Exercise access
59%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Milam data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
26.1% of Milam County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.12
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Among low-income residents, 11.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Milam County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 27 reports
Property crime rate
—
per 100K residents · 93 reports
Homicide
1
Robbery
2
Burglary
22
Vehicle theft
9
County-level data for Milam (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+401 people
+150 households • +$21.3M net AGI flow
Moved in
885households
1,752 people • $60.1M AGI
Moved out
735households
1,351 people • $38.8M AGI
Where new residents came from
- Williamson County, TX — 140 households
- Bell County, TX — 121 households
- Travis County, TX — 75 households
- Brazos County, TX — 34 households
- Harris County, TX — 33 households
Where departing residents went
- Bell County, TX — 115 households
- Williamson County, TX — 106 households
- Brazos County, TX — 52 households
- Travis County, TX — 46 households
- Burleson County, TX — 25 households
Incoming households reported an average AGI of $67,949 versus departing households' $52,835.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Texas
State-level rules that apply to every resident of ZIP 76523. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
For ZIP 76523: Applied to this ZIP's typical home value of $170,800, that works out to roughly $2,431/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 76523
Nearby ZIPs by distance
76534 (Holland, 8.4 mi) · 76518 (Buckholts, 8.7 mi) · 76511 (Bartlett, 8.7 mi) · 76569 (Rogers, 10 mi) · 76530 (Granger, 11 mi) · 76554 (Little River-Academy, 13 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.5%
5.5pp above the 33.0% national rate.
High Blood Pressure
42.0%
10.0pp above the 32.0% national rate.
Depression
23.5%
Tracks close to the 22.0% national rate.
Annual Checkup
76.7%
Tracks close to the 76.0% national rate.
Health Insurance
12.2%
Tracks close to the 13.0% national rate.
Diabetes
15.0%
4.0pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$5,557
Median earnings (10 yr)
$39,837
- 2-Year
Central Texas College
Killeen, TX · 76549
- In-state tuition
- $3,750
- Out-of-state tuition
- $7,500
- Acceptance rate
- —
- Graduation rate
- 13.1%
- Median earnings (10 yr)
- $40,995
- Median student debt
- $6,750
- 2-Year
Temple College
Temple, TX · 76504
- In-state tuition
- $3,000
- Out-of-state tuition
- $7,224
- Acceptance rate
- —
- Graduation rate
- 28.9%
- Median earnings (10 yr)
- $38,678
- Median student debt
- $12,813
- 4-Year
University of Mary Hardin-Baylor
Belton, TX · 76513
- In-state tuition
- $32,020
- Out-of-state tuition
- $32,020
- Acceptance rate
- 95.8%
- Graduation rate
- 51.2%
- Median earnings (10 yr)
- $56,132
- Median student debt
- $26,000
- 4-Year
Texas A&M University-Central Texas
Killeen, TX · 76549
- In-state tuition
- $7,363
- Out-of-state tuition
- $17,154
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- $17,750
- Certificate
Central Texas Beauty College-Temple
Temple, TX · 76504
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.2%
- Median earnings (10 yr)
- $23,338
- Median student debt
- —
- Certificate
Yahweh Beauty Academy
Killeen, TX · 76543
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 62.7%
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
TX 76523 (ZIP 76523) sits in Milam County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.0%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $5,557. The CDC SVI flags household composition (81th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 51th-percentile score. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1991 — a high-frequency exposure profile. 19.3% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. 26.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 401 residents (150 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $56,089, fair market rent of $1,030 for a two-bedroom, and a median home value of $170,800. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 76523
What is the obesity rate in ZIP 76523?
38.5%, which is 5.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 76523?
23.5%, which is 1.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 76523?
42.0%, which is 10.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 76523?
477 people live in ZIP 76523, with a median age of 43.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 76523?
$56,089 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 76523 mostly renters or homeowners?
In ZIP 76523, 97.0% of occupied housing units are owner-occupied and 3.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 76523?
In ZIP 76523, 19.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 76523?
13.2% of the population in ZIP 76523 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 76523 have broadband internet?
97.0% of households in ZIP 76523 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How vulnerable is ZIP 76523 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 76523 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 76523?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 76523, ranking in the 81th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 76523 experienced?
FEMA has recorded 23 federal disaster declarations affecting ZIP 76523 between 1991–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 76523?
Hurricane is the most common federally declared disaster type affecting ZIP 76523, accounting for 6 of 23 declarations (26%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 76523?
The most recent FEMA disaster declaration affecting ZIP 76523 was "HURRICANE BERYL" — a hurricane declared in 2024 (DR-4798) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 76523?
6 colleges and universities are listed near ZIP 76523 by the U.S. Department of Education College Scorecard, including Central Texas College, Temple College, and University Of Mary Hardin-Baylor (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 76523?
Median in-state tuition across 6 nearby institutions is $5,557 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 76523?
Graduates of nearby colleges earn a median of $39,837 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 76523?
ZIP 76523 has an average annual temperature of 67.5°F and 35.1" of annual precipitation based on the GRANGER DAM, TX US weather station 6.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 76523?
Texas has no state income tax. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Does Texas have paid family leave?
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 76523?
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (6 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 76523
Nearby ZIPs by distance
76534 (Holland, 8.4 mi) · 76518 (Buckholts, 8.7 mi) · 76511 (Bartlett, 8.7 mi) · 76569 (Rogers, 10 mi) · 76530 (Granger, 11 mi) · 76554 (Little River-Academy, 13 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 76523?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 1 census tract, population 34
Vulnerability Themes
Limited English Speakers
1
Persons with Disability
7
Without HS Diploma
1
Without Health Insurance
6
Adults Age 65+
9
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.