Population & age
- Total population
- 754
- Median age
- 36.6
Mitchell County · Population 754
Loraine, TX (ZIP 79532) sits in Mitchell County. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 21.7%. NCES lists 1 schools serving the area, 1 non-charter. 1 college or university serves the area, with median in-state tuition of $3,300. IRS data shows average household income (AGI) of $62,850, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1980 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 43.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax, saving the local median household (AGI $62,850) approximately $2,891/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 106 residents (40 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $50,625, fair market rent of $970 for a two-bedroom, and a typical home value of $87,948, down 8.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$740
/month
1 Bed
$790
/month
2 Bed
$970
/month
3 Bed
$1,270
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$87,948
Zillow Home Value Index (ZHVI) · as of March 2026
-8.4%
vs. March 2025
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
55
Across 55 permitted buildings. Total construction value: $14.6M.
Single-family
55
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$14.6M
construction value
Multifamily value
$0
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
320
Average AGI
$62,850
Avg property tax
—
EITC participation
21.9%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$416
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $20.1M across all reported brackets.
Business establishments
9
Total employment
35
Annual payroll
$2.2M
Average annual pay
$62,800
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$58,026
Average weekly wage
$1,116
Total employment
2,020
Total establishments
180
That is roughly 11% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.3%
That is 0.7 percentage points below the US national unemployment rate of about 4.0%.
Labor force
3,529
Employed
3,414
Unemployed
115
Based on Mitchell County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$16.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally Declared Disasters
22
Date Range
1980–2021
Most Recent Declaration
SEVERE WINTER STORMS
Severe Ice Storm — declared February 19, 2021 (DR-4586)
Incident period: February 11, 2021 – February 21, 2021
Top Incident Types
Individual Assistance
2
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
20
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
63.6°F
49.2° – 78.1°
Annual precipitation
22"
Annual snowfall
1.6"
Heating · cooling days
2,803.2 · 2,336.1
Annual base 65°F
Nearest station: COLORADO CITY, TX US, 8.5 miles from the centroid of Loraine, TX (ZIP 79532)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
11,322
That is roughly 3,122 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
27%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
5.7
avg per adult per month
Uninsured
16.7%
of residents under 65
Primary care MDs
55
per 100,000 residents
Preventable hospital stays
2,343
per 100K Medicare enrollees
Food environment (0-10)
7.1
10 = best access & security
Exercise access
61%
residents near a facility
Flu vaccinated
19%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Mitchell data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Limited food access for many residents
43.5% of Mitchell County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.12
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Among low-income residents, 6.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Mitchell County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 0 reports
Property crime rate
—
per 100K residents · 9 reports
Homicide
0
Robbery
0
Burglary
2
Vehicle theft
5
County-level data for Mitchell (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+106 people
+40 households • +$2.1M net AGI flow
Moved in
210households
436 people • $10.8M AGI
Moved out
170households
330 people • $8.7M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $51,248 versus departing households' $51,188.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 79532. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
For ZIP 79532: A household at this ZIP's median AGI of $62,850 keeps approximately $2,891 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $87,948, that works out to roughly $1,252/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
79545 (Roscoe, 8.2 mi) · 79512 (Lake Colorado City, 14 mi) · 79526 (Hermleigh, 16.9 mi) · 79535 (18.7 mi) · 79556 (Sweetwater, 19.5 mi) · 79565 (Westbrook, 22.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
38.1%
5.1pp above the 33.0% national rate.
39.7%
7.7pp above the 32.0% national rate.
21.9%
Tracks close to the 22.0% national rate.
75.0%
Tracks close to the 76.0% national rate.
21.7%
8.7pp above the 13.0% national rate.
16.0%
5.0pp above the 11.0% national rate.
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| LORAINE SCHOOL | Public | -1–12 | 143 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 23, 2026Colleges in this area
1
Median in-state tuition
$3,300
Median earnings (10 yr)
$42,508
Snyder, TX · 79549
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Loraine, TX (ZIP 79532) sits in Mitchell County. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 21.7%. NCES lists 1 schools serving the area, 1 non-charter. 1 college or university serves the area, with median in-state tuition of $3,300. IRS data shows average household income (AGI) of $62,850, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1980 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 43.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax, saving the local median household (AGI $62,850) approximately $2,891/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 106 residents (40 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $50,625, fair market rent of $970 for a two-bedroom, and a typical home value of $87,948, down 8.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
38.1%, which is 5.1 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
21.9%, which is 0.1 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
39.7%, which is 7.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 23, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 79532 by NCES CCD (retrieved Apr 23, 2026).
Yes, 1 high school serves this ZIP: Loraine School. (NCES CCD, retrieved Apr 23, 2026).
754 people live in ZIP 79532, with a median age of 36.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$50,625 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 79532, 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 79532, 2.4% of workers work from home. Public transit is used by 4.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
18.6% of the population in ZIP 79532 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
81.6% of households in ZIP 79532 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 79532 is $87,948, down 8.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 8.4% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 79532 (Loraine, TX) is $62,850 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 79532 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.0% of tax returns from ZIP 79532 (Loraine, TX) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 9 business establishments operated in ZIP 79532 employing 35 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 79532 is $62,800, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 79532 ranks in the 69th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 79532, ranking in the 77th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 22 federal disaster declarations affecting ZIP 79532 between 1980–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 79532, accounting for 9 of 22 declarations (41%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 79532 was "SEVERE WINTER STORMS" — a severe ice storm declared in 2021 (DR-4586) (FEMA OpenFEMA, retrieved May 3, 2026).
1 college or university is listed near ZIP 79532 by the U.S. Department of Education College Scorecard, including Western Texas College (retrieved May 2, 2026).
Median in-state tuition across 1 nearby institution is $3,300 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $42,508 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 79532 has an average annual temperature of 63.6°F and 22.0" of annual precipitation based on the COLORADO CITY, TX US weather station 8.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Texas has no state income tax. For a household earning the local median AGI of $62,850, this saves approximately $2,891 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (22 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 23, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (22 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
79545 (Roscoe, 8.2 mi) · 79512 (Lake Colorado City, 14 mi) · 79526 (Hermleigh, 16.9 mi) · 79535 (18.7 mi) · 79556 (Sweetwater, 19.5 mi) · 79565 (Westbrook, 22.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 79532?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 23, 2026.
Social Vulnerability Index
Overall SVI
69th percentile
High Vulnerability
Based on 4 census tracts, population 854
Vulnerability Themes
Households Without Vehicle
5
Limited English Speakers
23
Persons with Disability
122
Without HS Diploma
86
Without Health Insurance
194
Adults Age 65+
132
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.