Coal Creek, CO (81221)

Fremont County · Population 452

Fresh.Data current as of Apr 24, 2026

Coal Creek, CO (ZIP 81221) sits in Fremont County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 35.5%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $11,318. BLS LAUS records a 6.0% county unemployment rate (2024) — about 2.0 points above the US average and a labor-market distress signal. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1965. Annual precipitation averages just 13.7" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Median daily AQI is just 13 per EPA AQS (2024), comfortably inside the Good range, with PM10 as the primary pollutant on most measured days. Per USDA's Food Environment Atlas, 51.6% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New residents arriving here predominantly come from El Paso County, CO (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $37,016, fair market rent of $1,160 for a two-bedroom, and a 34.5% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
452
Median age
36.5

Race & ethnicity

White
83.6%
Black
0.0%
Asian
0.0%
Hispanic / Latino
16.8%
Other / multi-racial
12.6%

Income & housing

Median household income
$37,016
Median home value
$190,600

Education

Bachelor's degree or higher (age 25+)
9.2%

Employment

Unemployment rate
9.2%

Housing

Owner-occupied
150(87.2%)
Renter-occupied
22(12.8%)
Vacant units
16
Built (median)
1992

Commute

Public transit
0(0.0%)
Work from home
4(2.3%)
Avg commute
35.9 min

Economic wellbeing

Below poverty line
156(34.5%)
Uninsured
0(0.0%)

Digital access

Broadband access
103(59.9%)
No broadband
69(40.1%)

Language & nativity

Foreign-born
0(0.0%)
Non-English at home
0(0.0%)

Studio

$880

/month

1 Bed

$880

/month

2 Bed

$1,160

/month

3 Bed

$1,490

/month

4 Bed

$1,540

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

134

Across 134 permitted buildings. Total construction value: $36.0M.

Single-family

134

100% of total units

Multifamily (2+ unit)

0

0% of total units

Single-family value

$36.0M

construction value

Multifamily value

$0

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Employment & wages

Average annual pay

$55,243

Average weekly wage

$1,062

Total employment

14,574

Total establishments

1,124

That is roughly 16% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

6.0%

That is 2.0 percentage points above the US national unemployment rate of about 4.0%.

Labor force

15,784

Employed

14,841

Unemployed

943

Based on Fremont County, CO data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Social Vulnerability Index

Overall SVI

67th percentile

High Vulnerability

Based on 1 census tract, population 24

Vulnerability Themes

  • Socioeconomic Status67th percentile
  • Household Characteristics45th percentile
  • Racial & Ethnic Minority Status38th percentile
  • Housing Type & Transportation78th percentile

Persons with Disability

5

Without HS Diploma

2

Without Health Insurance

2

Adults Age 65+

5

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

15

Date Range

1965–2020

Most Recent Declaration

COVID-19 PANDEMIC

Biological — declared March 28, 2020 (DR-4498)

Incident period: January 20, 2020 – May 11, 2023

Top Incident Types

  • Fire5 (33%)
  • Flood3 (20%)
  • Biological2 (13%)
  • Coastal Storm1 (7%)
  • Snowstorm1 (7%)
  • Other3 (20%)

Individual Assistance

2

Direct help to disaster survivors

Households Program

3

Housing & temporary lodging support

Public Assistance

14

Repair of public facilities & roads

Hazard Mitigation

5

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

52.1°F

36.5°67.6°

Annual precipitation

13.7"

Annual snowfall

38.3"

Heating · cooling days

5,440 · 750.7

Annual base 65°F

Nearest station: CANON CITY, CO US, 8.1 miles from the centroid of Coal Creek, CO (ZIP 81221)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

13

Good
Good 354dModerate 8d

Peak AQI (2024)

59

Moderate

Primary pollutant

PM10

362 days as main pollutant

Days measured

362

Based on Fremont County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

9,802

That is roughly 1,602 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

17%

of adults self-report

Poor physical health days

4.4

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

8.7%

of residents under 65

Primary care MDs

46

per 100,000 residents

Preventable hospital stays

1,836

per 100K Medicare enrollees

Food environment (0-10)

6.8

10 = best access & security

Exercise access

80%

residents near a facility

Flu vaccinated

35%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.3% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Fremont data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Limited food access for many residents

51.6% of Fremont County, CO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.08

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.55

accepting food benefits

Fast-food restaurants

0.36

per 1,000 residents

Among low-income residents, 13.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Fremont County, CO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+132 people

−7 households+$13.3M net AGI flow

Moved in

1,969households

3,465 people • $119.9M AGI

Moved out

1,976households

3,333 people • $106.6M AGI

Where new residents came from

  1. El Paso County, CO240 households
  2. Pueblo County, CO130 households
  3. Jefferson County, CO50 households
  4. Chaffee County, CO49 households
  5. Arapahoe County, CO47 households

Where departing residents went

  1. El Paso County, CO202 households
  2. Pueblo County, CO151 households
  3. Chaffee County, CO40 households
  4. Denver County, CO36 households
  5. Custer County, CO24 households

Incoming households reported an average AGI of $60,906 versus departing households' $53,940.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Colorado

State-level rules that apply to every resident of ZIP 81221. Numbers reflect the most recent published year per source.

Tax rates

Income tax

Yes

graduated

Sales tax (combined)

7.89%

State 2.90% · avg local 4.99%

Property tax (effective)

0.48%

Median $1,025/year

Tax burden rank

22 of 50

9.60% of personal income

For ZIP 81221: Applied to this ZIP's typical home value of $190,600, that works out to roughly $906/year in property tax.

Paid family leave

Program

FAMLI

Mandatory (state-run insurance)

Max weeks/year

16

Parental

12wk

Max weekly benefit

$1,381

Replacement: 90% AWW up to 0.5x SAWW + 50% above · job protection

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 81221

Other ZIPs in Coal Creek

Nearby ZIPs by distance

81244 (Rockvale, 1.2 mi) · 81226 (Florence, 3.3 mi) · 81240 (Penrose, 11.2 mi) · 81253 (14 mi) · 81007 (Pueblo West, 18.8 mi) · 81212 (Cañon City, 19.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

1

Median in-state tuition

$11,318

Median earnings (10 yr)

$46,833

  • Western Colorado University

    Gunnison, CO · 81231

    4-Year
    In-state tuition
    $11,318
    Out-of-state tuition
    $24,434
    Acceptance rate
    99.7%
    Graduation rate
    50.6%
    Median earnings (10 yr)
    $46,833
    Median student debt
    $20,250

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Coal Creek, CO (ZIP 81221) sits in Fremont County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 35.5%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $11,318. BLS LAUS records a 6.0% county unemployment rate (2024) — about 2.0 points above the US average and a labor-market distress signal. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1965. Annual precipitation averages just 13.7" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Median daily AQI is just 13 per EPA AQS (2024), comfortably inside the Good range, with PM10 as the primary pollutant on most measured days. Per USDA's Food Environment Atlas, 51.6% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New residents arriving here predominantly come from El Paso County, CO (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $37,016, fair market rent of $1,160 for a two-bedroom, and a 34.5% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 81221

What is the obesity rate in ZIP 81221?

31.1%, which is 1.9 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 81221?

25.3%, which is 3.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 81221?

35.5%, which is 3.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 81221?

452 people live in ZIP 81221, with a median age of 36.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 81221?

$37,016 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 81221 mostly renters or homeowners?

In ZIP 81221, 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 81221?

In ZIP 81221, 2.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 81221?

34.5% of the population in ZIP 81221 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 81221 have broadband internet?

59.9% of households in ZIP 81221 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How vulnerable is ZIP 81221 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 81221 ranks in the 67th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 81221?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 81221, ranking in the 78th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 81221 experienced?

FEMA has recorded 15 federal disaster declarations affecting ZIP 81221 between 1965–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 81221?

Fire is the most common federally declared disaster type affecting ZIP 81221, accounting for 5 of 15 declarations (33%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 81221?

The most recent FEMA disaster declaration affecting ZIP 81221 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4498) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 81221?

1 college or university is listed near ZIP 81221 by the U.S. Department of Education College Scorecard, including Western Colorado University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 81221?

Median in-state tuition across 1 nearby institution is $11,318 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 81221?

Graduates of nearby colleges earn a median of $46,833 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 81221?

ZIP 81221 has an average annual temperature of 52.1°F and 13.7" of annual precipitation based on the CANON CITY, CO US weather station 8.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 81221?

Colorado has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.89% (Tax Foundation 2025).

Does Colorado have paid family leave?

Colorado runs an active paid family leave program (FAMLI) offering up to 16 weeks of paid leave per year, with a maximum weekly benefit of $1,381 (Bipartisan Policy Center 2026).

What data is available for ZIP 81221?

This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (1 institution), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (15 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (15 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 81221

Other ZIPs in Coal Creek

Nearby ZIPs by distance

81244 (Rockvale, 1.2 mi) · 81226 (Florence, 3.3 mi) · 81240 (Penrose, 11.2 mi) · 81253 (14 mi) · 81007 (Pueblo West, 18.8 mi) · 81212 (Cañon City, 19.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 81221?

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.