Population & age
- Total population
- 753
- Median age
- 31.7
Cowley, WY (82420)
Big Horn County · Population 753
Fresh.Data current as of Apr 24, 2026
Cowley, WY (ZIP 82420) sits in Big Horn County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 68.7%. NCES lists 3 schools serving the area, 3 non-charter. 1 college or university serves the area, with median in-state tuition of $4,962. Average annual pay across local establishments runs $80,809 per worker (Census ZBP) — a high-wage local economy. BLS QCEW reports average annual pay of $51,909 per worker, roughly 21% below the US average. Biological accounts for 50% of the 4 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 44.9°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. 18.8% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Wyoming has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 134 residents (9 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,589, fair market rent of $1,010 for a two-bedroom, and a typical home value of $341,520, up 8.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Loading map…
Demographics
Race & ethnicity
- White
- 85.3%
- Black
- 5.0%
- Asian
- 3.1%
- Hispanic / Latino
- 4.4%
- Other / multi-racial
- 5.3%
Income & housing
- Median household income
- $72,589
- Median home value
- $187,500
Education
- Bachelor's degree or higher (age 25+)
- 32.5%
Employment
- Unemployment rate
- 2.9%
Housing
- Owner-occupied
- 208(90.8%)
- Renter-occupied
- 21(9.2%)
- Vacant units
- 28
- Built (median)
- 1978
Commute
- Public transit
- 0(0.0%)
- Work from home
- 6(2.0%)
- Avg commute
- 13.5 min
Economic wellbeing
- Below poverty line
- 107(14.3%)
- Uninsured
- 9(1.2%)
Digital access
- Broadband access
- 222(96.9%)
- No broadband
- 7(3.1%)
Language & nativity
- Foreign-born
- 30(4.0%)
- Non-English at home
- 68(10.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$790
/month
1 Bed
$910
/month
2 Bed
$1,010
/month
3 Bed
$1,260
/month
4 Bed
$1,600
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$341,520
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+8.8%
vs. March 2025
5-year change
+51.0%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
11
Across 11 permitted buildings. Total construction value: $3.4M.
Single-family
11
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$3.4M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
16
Total employment
152
Annual payroll
$12.3M
Average annual pay
$80,809
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$51,909
Average weekly wage
$998
Total employment
4,241
Total establishments
520
That is roughly 21% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
5,176
Employed
4,971
Unemployed
205
Based on Big Horn County, WY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
4
Date Range
1978–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared April 11, 2020 (DR-4535)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Biological2 (50%)
- Severe Storm1 (25%)
- Flood1 (25%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
4
Repair of public facilities & roads
Hazard Mitigation
2
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
44.9°F
31.5° – 58.4°
Annual precipitation
6.5"
Annual snowfall
13.3"
Heating · cooling days
7,736.1 · 453.1
Annual base 65°F
Nearest station: LOVELL, WY US, 6.3 miles from the centroid of Cowley, WY (ZIP 82420)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
39
GoodGood 315dModerate 36dUSG 2d
Peak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
353 days as main pollutant
Days measured
353
Based on Big Horn County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
8,577
That is roughly 377 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
18.8%
of residents under 65
Primary care MDs
34
per 100,000 residents
Preventable hospital stays
3,028
per 100K Medicare enrollees
Food environment (0-10)
7.7
10 = best access & security
Exercise access
61%
residents near a facility
Flu vaccinated
23%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Big Horn data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
18.6% of Big Horn County, WY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.86
accepting food benefits
Fast-food restaurants
0.35
per 1,000 residents
Among low-income residents, 5.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Big Horn County, WY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+134 people
+9 households • +$7.2M net AGI flow
Moved in
522households
1,075 people • $33.1M AGI
Moved out
513households
941 people • $25.9M AGI
Where new residents came from
- Park County, WY — 59 households
Where departing residents went
- Park County, WY — 78 households
- Washakie County, WY — 20 households
Incoming households reported an average AGI of $63,387 versus departing households' $50,439.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Wyoming
State-level rules that apply to every resident of ZIP 82420. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
5.56%
State 4.00% · avg local 1.56%
Property tax (effective)
0.68%
Median $1,460/year
Tax burden rank
3 of 50
7.90% of personal income
For ZIP 82420: Applied to this ZIP's typical home value of $341,520, that works out to roughly $2,330/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 82420
Nearby ZIPs by distance
82421 (Deaver, 7.1 mi) · 82423 (Frannie, 7.7 mi) · 82412 (Byron, 9.9 mi) · 82431 (Lovell, 15.4 mi) · 59014 (Bridger, 19.1 mi) · 82440 (Ralston, 24.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.0%
Tracks close to the 33.0% national rate.
High Blood Pressure
35.3%
3.3pp above the 32.0% national rate.
Depression
22.3%
Tracks close to the 22.0% national rate.
Annual Checkup
68.7%
7.3pp below the 76.0% national rate.
Health Insurance
11.9%
Tracks close to the 13.0% national rate.
Diabetes
12.1%
Tracks close to the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Rocky Mountain Elementary | Public | -1–5 | 683 |
| Rocky Mountain High School | Public | 9–12 | 502 |
| Rocky Mountain Middle School | Public | 6–8 | 412 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
$4,962
Median earnings (10 yr)
$36,950
- 4-Year
Northwest College
Powell, WY · 82435
- In-state tuition
- $4,962
- Out-of-state tuition
- $11,262
- Acceptance rate
- —
- Graduation rate
- 46.0%
- Median earnings (10 yr)
- $36,950
- Median student debt
- $10,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Cowley, WY (ZIP 82420) sits in Big Horn County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 68.7%. NCES lists 3 schools serving the area, 3 non-charter. 1 college or university serves the area, with median in-state tuition of $4,962. Average annual pay across local establishments runs $80,809 per worker (Census ZBP) — a high-wage local economy. BLS QCEW reports average annual pay of $51,909 per worker, roughly 21% below the US average. Biological accounts for 50% of the 4 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 44.9°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. 18.8% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Wyoming has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 134 residents (9 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,589, fair market rent of $1,010 for a two-bedroom, and a typical home value of $341,520, up 8.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 82420
What is the obesity rate in ZIP 82420?
34.0%, which is 1.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 82420?
22.3%, which is 0.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 82420?
35.3%, which is 3.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 82420?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 82420 have charter schools?
No charter schools are listed in ZIP 82420 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 82420?
Yes, 1 high school serves this ZIP: Rocky Mountain High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 82420?
753 people live in ZIP 82420, with a median age of 31.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 82420?
$72,589 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 82420 mostly renters or homeowners?
In ZIP 82420, 90.8% of occupied housing units are owner-occupied and 9.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 82420?
In ZIP 82420, 2.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 82420?
14.3% of the population in ZIP 82420 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 82420 have broadband internet?
96.9% of households in ZIP 82420 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 82420?
The typical home value in ZIP 82420 is $341,520, up 8.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 82420?
Home values are up 8.8% over the past year and up 51.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 82420?
As of 2022, 16 business establishments operated in ZIP 82420 employing 152 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 82420?
The average annual pay across all local establishments in ZIP 82420 is $80,809, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 82420 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 82420 ranks in the 63th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 82420?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 82420, ranking in the 75th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 82420 experienced?
FEMA has recorded 4 federal disaster declarations affecting ZIP 82420 between 1978–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 82420?
Biological is the most common federally declared disaster type affecting ZIP 82420, accounting for 2 of 4 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 82420?
The most recent FEMA disaster declaration affecting ZIP 82420 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4535) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 82420?
1 college or university is listed near ZIP 82420 by the U.S. Department of Education College Scorecard, including Northwest College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 82420?
Median in-state tuition across 1 nearby institution is $4,962 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 82420?
Graduates of nearby colleges earn a median of $36,950 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 82420?
ZIP 82420 has an average annual temperature of 44.9°F and 6.5" of annual precipitation based on the LOVELL, WY US weather station 6.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 82420?
Wyoming has no state income tax. The combined state and local sales tax rate is 5.56% (Tax Foundation 2025).
Does Wyoming have paid family leave?
Wyoming has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 82420?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (4 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (4 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 82420
Nearby ZIPs by distance
82421 (Deaver, 7.1 mi) · 82423 (Frannie, 7.7 mi) · 82412 (Byron, 9.9 mi) · 82431 (Lovell, 15.4 mi) · 59014 (Bridger, 19.1 mi) · 82440 (Ralston, 24.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 82420?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
63rd percentile
High Vulnerability
Based on 1 census tract, population 468
Vulnerability Themes
Households Without Vehicle
7
Limited English Speakers
1
Persons with Disability
62
Without HS Diploma
35
Without Health Insurance
54
Adults Age 65+
93
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.