Population & age
- Total population
- 175
- Median age
- 53.9
White Mountain Lake, AZ (85912)
Navajo County · Population 175
Fresh.Data current as of Apr 24, 2026
White Mountain Lake, AZ (ZIP 85912) sits in Navajo County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area. Local establishments report average pay of $31,417 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,447 per worker, roughly 23% below the US average. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Median daily AQI is just 13 per EPA AQS (2024), comfortably inside the Good range, with PM10 as the primary pollutant on most measured days. County Health Rankings reports 21,728 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 44.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 791 residents (274 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,667, fair market rent of $1,560 for a two-bedroom, and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 81.1%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 5.1%
- Other / multi-racial
- 18.9%
Income & housing
- Median household income
- $46,667
- Median home value
- $164,500
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 92(100.0%)
- Renter-occupied
- 0(0.0%)
- Vacant units
- 0
- Built (median)
- 2000
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
Economic wellbeing
- Below poverty line
- 0(0.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 57(62.0%)
- No broadband
- 35(38.0%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 9(5.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,120
/month
1 Bed
$1,220
/month
2 Bed
$1,560
/month
3 Bed
$1,930
/month
4 Bed
$2,060
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
487
Across 464 permitted buildings. Total construction value: $161.0M.
Single-family
451
93% of total units
Multifamily (2+ unit)
36
7% of total units
Single-family value
$156.5M
construction value
Multifamily value
$4.5M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
4
Total employment
12
Annual payroll
$377K
Average annual pay
$31,417
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$50,447
Average weekly wage
$970
Total employment
28,615
Total establishments
1,970
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.5%
That is 1.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
38,122
Employed
36,043
Unemployed
2,079
Based on Navajo County, AZ data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
21
Date Range
1970–2021
Most Recent Declaration
SEVERE STORMS AND FLOODING
Flood — declared September 13, 2021 (DR-4620)
Incident period: July 22, 2021 – July 24, 2021
Top Incident Types
- Flood7 (33%)
- Fire6 (29%)
- Severe Storm4 (19%)
- Biological2 (10%)
- Hurricane1 (5%)
- Other1 (5%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.1°F
40° – 66.2°
Annual precipitation
15.7"
Annual snowfall
19.4"
Heating · cooling days
4,925.7 · 613.4
Annual base 65°F
Nearest station: SHOW LOW AP, AZ US, 11.8 miles from the centroid of White Mountain Lake, AZ (ZIP 85912)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
13
GoodGood 359dModerate 2d
Peak AQI (2024)
53
Moderate
Primary pollutant
PM10
283 days as main pollutant
Days measured
361
Based on Navajo County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
21,728
That is roughly 13,528 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
26%
of adults self-report
Poor physical health days
6.0
avg per adult per month
Poor mental health days
6.8
avg per adult per month
Uninsured
15.4%
of residents under 65
Primary care MDs
63
per 100,000 residents
Preventable hospital stays
2,333
per 100K Medicare enrollees
Food environment (0-10)
4.6
10 = best access & security
Exercise access
60%
residents near a facility
Flu vaccinated
38%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Navajo data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
44.5% of Navajo County, AZ residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.12
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.91
accepting food benefits
Fast-food restaurants
0.65
per 1,000 residents
Among low-income residents, 26.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Navajo County, AZ for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 67 reports
Property crime rate
—
per 100K residents · 162 reports
Homicide
1
Robbery
1
Burglary
43
Vehicle theft
27
County-level data for Navajo (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+791 people
+274 households • +$30.1M net AGI flow
Moved in
3,797households
7,332 people • $229.8M AGI
Moved out
3,523households
6,541 people • $199.7M AGI
Where new residents came from
- Maricopa County, AZ — 1,017 households
- Coconino County, AZ — 199 households
- Apache County, AZ — 187 households
- Pinal County, AZ — 144 households
- Pima County, AZ — 138 households
Where departing residents went
- Maricopa County, AZ — 870 households
- Coconino County, AZ — 193 households
- Apache County, AZ — 162 households
- Pima County, AZ — 143 households
- Pinal County, AZ — 130 households
Incoming households reported an average AGI of $60,519 versus departing households' $56,695.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Arizona
State-level rules that apply to every resident of ZIP 85912. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
8.52%
State 5.60% · avg local 2.92%
Property tax (effective)
0.65%
Median $1,281/year
Tax burden rank
18 of 50
9.40% of personal income
For ZIP 85912: Applied to this ZIP's typical home value of $164,500, that works out to roughly $1,077/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
185% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 85912
Nearby ZIPs by distance
85901 (Show Low, 9.5 mi) · 85939 (Taylor, 10 mi) · 85937 (Snowflake, 12.2 mi) · 85940 (Vernon, 16.3 mi) · 85929 (Pinetop-Lakeside, 17.1 mi) · 85924 (Concho, 17.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
33.5%
Tracks close to the 33.0% national rate.
High Blood Pressure
40.8%
8.8pp above the 32.0% national rate.
Depression
21.3%
Tracks close to the 22.0% national rate.
Annual Checkup
73.9%
2.1pp below the 76.0% national rate.
Health Insurance
9.5%
3.5pp below the 13.0% national rate.
Diabetes
12.8%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
—
Median earnings (10 yr)
$62,668
- 4-Year
Arizona State University - Northeastern Arizona
Show Low, AZ · 85901
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $62,668
- Median student debt
- $19,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
White Mountain Lake, AZ (ZIP 85912) sits in Navajo County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area. Local establishments report average pay of $31,417 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,447 per worker, roughly 23% below the US average. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Median daily AQI is just 13 per EPA AQS (2024), comfortably inside the Good range, with PM10 as the primary pollutant on most measured days. County Health Rankings reports 21,728 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 44.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 791 residents (274 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,667, fair market rent of $1,560 for a two-bedroom, and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 85912
What is the obesity rate in ZIP 85912?
33.5%, which is 0.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 85912?
21.3%, which is 0.7 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 85912?
40.8%, which is 8.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 85912?
175 people live in ZIP 85912, with a median age of 53.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 85912?
$46,667 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 85912 mostly renters or homeowners?
In ZIP 85912, 100.0% of occupied housing units are owner-occupied and 0.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 85912?
In ZIP 85912, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 85912?
0.0% of the population in ZIP 85912 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 85912 have broadband internet?
62.0% of households in ZIP 85912 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 85912?
As of 2022, 4 business establishments operated in ZIP 85912 employing 12 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 85912?
The average annual pay across all local establishments in ZIP 85912 is $31,417, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 85912 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 85912 ranks in the 44th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 85912?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 85912, ranking in the 54th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 85912 experienced?
FEMA has recorded 21 federal disaster declarations affecting ZIP 85912 between 1970–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 85912?
Flood is the most common federally declared disaster type affecting ZIP 85912, accounting for 7 of 21 declarations (33%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 85912?
The most recent FEMA disaster declaration affecting ZIP 85912 was "SEVERE STORMS AND FLOODING" — a flood declared in 2021 (DR-4620) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 85912?
1 college or university is listed near ZIP 85912 by the U.S. Department of Education College Scorecard, including Arizona State University - Northeastern Arizona (retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 85912?
Graduates of nearby colleges earn a median of $62,668 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 85912?
ZIP 85912 has an average annual temperature of 53.1°F and 15.7" of annual precipitation based on the SHOW LOW AP, AZ US weather station 11.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 85912?
Arizona has a graduated income tax with a top rate of unspecified. Combined sales tax: 8.52% (Tax Foundation 2025).
Does Arizona have paid family leave?
Arizona has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 85912?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (1 institution), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 85912
Nearby ZIPs by distance
85901 (Show Low, 9.5 mi) · 85939 (Taylor, 10 mi) · 85937 (Snowflake, 12.2 mi) · 85940 (Vernon, 16.3 mi) · 85929 (Pinetop-Lakeside, 17.1 mi) · 85924 (Concho, 17.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 85912?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
44th percentile
Moderate Vulnerability
Based on 2 census tracts, population 1,545
Vulnerability Themes
Households Without Vehicle
8
Limited English Speakers
8
Persons with Disability
211
Without HS Diploma
44
Without Health Insurance
212
Adults Age 65+
319
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.