Population & age
- Total population
- 2,770
- Median age
- 40.3
Lincoln County · Population 2,770
Ruidoso Downs, NM (ZIP 88346) sits in Lincoln County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 69.6%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $1,994. 30% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $43,202 per worker, roughly 34% below the US average. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Median daily AQI is just 16 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. County Health Rankings reports 12,621 years of potential life lost per 100,000 (2025) — well above the national county median. 38.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $38,585 would pay roughly $1,366/year before deductions. New residents arriving here predominantly come from Do�a Ana County, NM (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $29,158, fair market rent of $970 for a two-bedroom, and a typical home value of $239,158, up 4.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$790
/month
1 Bed
$800
/month
2 Bed
$970
/month
3 Bed
$1,270
/month
4 Bed
$1,570
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$239,158
Zillow Home Value Index (ZHVI) · as of March 2026
+4.6%
vs. March 2025
+4.9%
vs. March 2021
Ruidoso, NM
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
92
Across 89 permitted buildings. Total construction value: $47.0M.
Single-family
88
96% of total units
Multifamily (2+ unit)
4
4% of total units
Single-family value
$45.9M
construction value
Multifamily value
$1.1M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,390
Average AGI
$38,585
Avg property tax
—
EITC participation
30.2%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$877
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $53.6M across all reported brackets.
Business establishments
75
Total employment
791
Annual payroll
$28.3M
Average annual pay
$35,746
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$43,202
Average weekly wage
$831
Total employment
6,782
Total establishments
888
That is roughly 34% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
8,526
Employed
8,152
Unemployed
374
Based on Lincoln County, NM data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
35
Date Range
1965–2025
Most Recent Declaration
SEVERE STORMS, FLOODING, AND LANDSLIDES
Flood — declared July 22, 2025 (DR-4886)
Incident period: June 23, 2025 – August 5, 2025
Top Incident Types
Individual Assistance
3
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
34
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50.1°F
35° – 65.2°
Annual precipitation
22"
Annual snowfall
26.2"
Heating · cooling days
5,566.7 · 143.1
Annual base 65°F
Nearest station: RUIDOSO, NM US, 7.1 miles from the centroid of Ruidoso Downs, NM (ZIP 88346)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
16
GoodPeak AQI (2024)
84
Moderate
Primary pollutant
PM2.5
117 days as main pollutant
Days measured
117
Based on Lincoln County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
12,621
That is roughly 4,421 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
11.8%
of residents under 65
Primary care MDs
64
per 100,000 residents
Preventable hospital stays
1,939
per 100K Medicare enrollees
Food environment (0-10)
6.7
10 = best access & security
Exercise access
86%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 10.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lincoln data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
38.4% of Lincoln County, NM residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.34
accepting food benefits
Fast-food restaurants
0.85
per 1,000 residents
Among low-income residents, 15.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Lincoln County, NM for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−7 people
−42 households • +$8.8M net AGI flow
Moved in
949households
1,680 people • $70.3M AGI
Moved out
991households
1,687 people • $61.5M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $74,072 versus departing households' $62,037.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 88346. Numbers reflect the most recent published year per source.
Income tax
5.90%
graduated · 5 brackets
Sales tax (combined)
7.67%
State 4.88% · avg local 2.79%
Property tax (effective)
0.66%
Median $1,365/year
Tax burden rank
30 of 50
10.50% of personal income
For ZIP 88346: At this ZIP's median AGI of $38,585, the estimated state income tax (before deductions) runs about $1,366 per year. Applied to this ZIP's typical home value of $239,158, that works out to roughly $1,579/year in property tax.
Program
No program
No program
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
88324 (5.2 mi) · 88355 (Ruidoso, 7.5 mi) · 88345 (Ruidoso, 7.5 mi) · 88312 (Ruidoso, 8.3 mi) · 88348 (9.2 mi) · 88323 (9.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
32.7%
Tracks close to the 33.0% national rate.
35.7%
3.7pp above the 32.0% national rate.
23.7%
Tracks close to the 22.0% national rate.
69.6%
6.4pp below the 76.0% national rate.
16.6%
3.6pp above the 13.0% national rate.
13.6%
2.6pp above the 11.0% national rate.
Colleges in this area
2
Median in-state tuition
$1,994
Median earnings (10 yr)
$38,809
Alamogordo, NM · 88310
Ruidoso, NM · 88345
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Ruidoso Downs, NM (ZIP 88346) sits in Lincoln County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 69.6%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $1,994. 30% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $43,202 per worker, roughly 34% below the US average. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Median daily AQI is just 16 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. County Health Rankings reports 12,621 years of potential life lost per 100,000 (2025) — well above the national county median. 38.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $38,585 would pay roughly $1,366/year before deductions. New residents arriving here predominantly come from Do�a Ana County, NM (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $29,158, fair market rent of $970 for a two-bedroom, and a typical home value of $239,158, up 4.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
32.7%, which is 0.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.7%, which is 1.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
35.7%, which is 3.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2,770 people live in ZIP 88346, with a median age of 40.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$29,158 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 88346, 66.5% of occupied housing units are owner-occupied and 33.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 88346, 5.5% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
34.5% of the population in ZIP 88346 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
72.5% of households in ZIP 88346 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 88346 is $239,158, up 4.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 4.6% over the past year and up 4.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 88346 (Ruidoso Downs, NM) is $38,585 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 88346 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.0% of tax returns from ZIP 88346 (Ruidoso Downs, NM) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 75 business establishments operated in ZIP 88346 employing 791 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 88346 is $35,746, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 88346 ranks in the 75th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 88346, ranking in the 96th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 35 federal disaster declarations affecting ZIP 88346 between 1965–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 88346, accounting for 17 of 35 declarations (49%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 88346 was "SEVERE STORMS, FLOODING, AND LANDSLIDES" — a flood declared in 2025 (DR-4886) (FEMA OpenFEMA, retrieved May 3, 2026).
2 colleges and universities are listed near ZIP 88346 by the U.S. Department of Education College Scorecard, including New Mexico State University-Alamogordo and Eastern New Mexico University Ruidoso Branch Community College (retrieved May 2, 2026).
Median in-state tuition across 2 nearby institutions is $1,994 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $38,809 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 88346 has an average annual temperature of 50.1°F and 22.0" of annual precipitation based on the RUIDOSO, NM US weather station 7.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
New Mexico has a graduated income tax with a top rate of 5.90%. Households at the local median AGI of $38,585 would pay roughly $1,366 in state income tax annually (estimated, before deductions). Combined sales tax: 7.67% (Tax Foundation 2025).
New Mexico has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
88324 (5.2 mi) · 88355 (Ruidoso, 7.5 mi) · 88345 (Ruidoso, 7.5 mi) · 88312 (Ruidoso, 8.3 mi) · 88348 (9.2 mi) · 88323 (9.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 88346?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
75th percentile
High Vulnerability
Based on 4 census tracts, population 1,109
Vulnerability Themes
Households Without Vehicle
5
Limited English Speakers
39
Persons with Disability
237
Without HS Diploma
99
Without Health Insurance
140
Adults Age 65+
330
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.