Population & age
- Total population
- 3,303
- Median age
- 38.8
Lake County · Population 3,303
Lucerne, CA (ZIP 95458) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 40.1%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $1,423. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $27,972 per worker (Census ZBP) — below the US average. BLS LAUS records a 7.0% county unemployment rate (2024) — about 3.0 points above the US average and a labor-market distress signal. CDC's Social Vulnerability Index places this ZIP in the 82th percentile nationally — a highly vulnerable community profile. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. County Health Rankings reports 12,237 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 4.2% of residents are low-access and grocery density is above the national county median. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $48,235 would pay roughly $3,849/year before deductions. IRS migration data (2022-2023) shows a net loss of 379 residents (240 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,244, fair market rent of $1,330 for a two-bedroom, and a typical home value of $241,939, down 7.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,010
/month
1 Bed
$1,010
/month
2 Bed
$1,330
/month
3 Bed
$1,850
/month
4 Bed
$2,230
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$241,939
Zillow Home Value Index (ZHVI) · as of March 2026
-7.3%
vs. March 2025
+0.4%
vs. March 2021
Clearlake, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
114
Across 81 permitted buildings. Total construction value: $23.6M.
Single-family
72
63% of total units
Multifamily (2+ unit)
42
37% of total units
Single-family value
$18.4M
construction value
Multifamily value
$5.2M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,030
Average AGI
$48,235
Avg property tax
$228
EITC participation
24.3%
Income distribution
Avg mortgage interest
$364
Avg charitable contribution
$102
Avg capital gains
$2,184
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $49.7M across all reported brackets.
Business establishments
18
Total employment
72
Annual payroll
$2.0M
Average annual pay
$27,972
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$53,849
Average weekly wage
$1,036
Total employment
17,522
Total establishments
3,657
That is roughly 18% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
7.0%
That is 3.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
25,971
Employed
24,146
Unemployed
1,825
Based on Lake County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federally Declared Disasters
35
Date Range
1964–2024
Most Recent Declaration
BOYLES FIRE
Fire — declared September 8, 2024 (DR-5536)
Incident period: September 8, 2024 – September 11, 2024
Top Incident Types
Individual Assistance
9
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
20
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56.9°F
42.4° – 71.4°
Annual precipitation
29.9"
Annual snowfall
0.4"
Heating · cooling days
3,707 · 788.2
Annual base 65°F
Nearest station: CLEARLAKE 4 SE, CA US, 17.1 miles from the centroid of Lucerne, CA (ZIP 95458)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
32
GoodPeak AQI (2024)
67
Moderate
Primary pollutant
Ozone
357 days as main pollutant
Days measured
363
Based on Lake County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
12,237
That is roughly 4,037 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
5.0
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
7.5%
of residents under 65
Primary care MDs
42
per 100,000 residents
Preventable hospital stays
2,038
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
72%
residents near a facility
Flu vaccinated
30%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lake data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
4.2% of Lake County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.37
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.06
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Lake County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 291 reports
Property crime rate
—
per 100K residents · 365 reports
Homicide
2
Robbery
11
Burglary
21
Vehicle theft
23
County-level data for Lake (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−379 people
−240 households • +$4.7M net AGI flow
Moved in
1,615households
2,807 people • $102.8M AGI
Moved out
1,855households
3,186 people • $98.1M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $63,671 versus departing households' $52,909.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 95458. Numbers reflect the most recent published year per source.
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 95458: At this ZIP's median AGI of $48,235, the estimated state income tax (before deductions) runs about $3,849 per year. Applied to this ZIP's typical home value of $241,939, that works out to roughly $1,824/year in property tax.
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
95464 (Nice, 3.9 mi) · 95443 (4.6 mi) · 95423 (Spring Valley, 8.4 mi) · 95435 (9 mi) · 95453 (North Lakeport, 9.8 mi) · 95485 (Upper Lake, 10.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
33.3%
Tracks close to the 33.0% national rate.
40.1%
8.1pp above the 32.0% national rate.
25.0%
3.0pp above the 22.0% national rate.
73.6%
2.4pp below the 76.0% national rate.
9.3%
3.7pp below the 13.0% national rate.
14.3%
3.3pp above the 11.0% national rate.
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Lucerne Elementary | Public | 0–8 | 274 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
5
Median in-state tuition
$1,423
Median earnings (10 yr)
$40,243
Santa Rosa, CA · 95401
Ukiah, CA · 95482
Santa Rosa, CA · 95403
Ukiah, CA · 95482
Ukiah, CA · 95482
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Lucerne, CA (ZIP 95458) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 40.1%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $1,423. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $27,972 per worker (Census ZBP) — below the US average. BLS LAUS records a 7.0% county unemployment rate (2024) — about 3.0 points above the US average and a labor-market distress signal. CDC's Social Vulnerability Index places this ZIP in the 82th percentile nationally — a highly vulnerable community profile. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. County Health Rankings reports 12,237 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 4.2% of residents are low-access and grocery density is above the national county median. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $48,235 would pay roughly $3,849/year before deductions. IRS migration data (2022-2023) shows a net loss of 379 residents (240 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,244, fair market rent of $1,330 for a two-bedroom, and a typical home value of $241,939, down 7.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
33.3%, which is 0.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.0%, which is 3.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
40.1%, which is 8.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 95458 by NCES CCD (retrieved Apr 26, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
3,303 people live in ZIP 95458, with a median age of 38.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$46,244 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 95458, 63.2% of occupied housing units are owner-occupied and 36.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 95458, 17.6% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
16.0% of the population in ZIP 95458 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
84.7% of households in ZIP 95458 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 95458 is $241,939, down 7.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 7.3% over the past year and up 0.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 95458 (Lucerne, CA) is $48,235 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 95458 report an average of $228 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.0% of tax returns from ZIP 95458 (Lucerne, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 18 business establishments operated in ZIP 95458 employing 72 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 95458 is $27,972, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 95458 ranks in the 82th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 95458, ranking in the 86th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 35 federal disaster declarations affecting ZIP 95458 between 1964–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 95458, accounting for 15 of 35 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 95458 was "BOYLES FIRE" — a fire declared in 2024 (DR-5536) (FEMA OpenFEMA, retrieved May 3, 2026).
5 colleges and universities are listed near ZIP 95458 by the U.S. Department of Education College Scorecard, including Santa Rosa Junior College, Mendocino College, and Lytles Redwood Empire Beauty College (retrieved May 2, 2026).
Median in-state tuition across 5 nearby institutions is $1,423 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $40,243 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 95458 has an average annual temperature of 56.9°F and 29.9" of annual precipitation based on the CLEARLAKE 4 SE, CA US weather station 17.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $48,235 would pay roughly $3,849 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
95464 (Nice, 3.9 mi) · 95443 (4.6 mi) · 95423 (Spring Valley, 8.4 mi) · 95435 (9 mi) · 95453 (North Lakeport, 9.8 mi) · 95485 (Upper Lake, 10.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 95458?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
82nd percentile
Very High Vulnerability
Based on 4 census tracts, population 1,273
Vulnerability Themes
Households Without Vehicle
77
Limited English Speakers
22
Persons with Disability
314
Without HS Diploma
114
Without Health Insurance
92
Adults Age 65+
278
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.