Population & age
- Total population
- 2,146
- Median age
- 46.2
Haines Borough · Population 2,146
Lutak, AK (ZIP 99827) sits in Haines Borough. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 37.9%. NCES lists 4 schools serving the area, 4 non-charter. 1 college or university serves the area, with median in-state tuition of $7,056. IRS data shows average household income (AGI) of $84,242, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $51,748 per worker, roughly 21% below the US average. BLS LAUS records a 8.0% county unemployment rate (2024) — about 4.0 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Biological accounts for 67% of the 3 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 40.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Alaska has no state income tax, saving the local median household (AGI $84,242) approximately $3,875/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 17 residents (8 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,672, fair market rent of $1,330 for a two-bedroom, and a typical home value of $328,346, up 4.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$950
/month
1 Bed
$1,050
/month
2 Bed
$1,330
/month
3 Bed
$1,790
/month
4 Bed
$2,170
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$328,346
Zillow Home Value Index (ZHVI) · as of March 2026
+4.3%
vs. March 2025
+20.2%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
12
Across 12 permitted buildings. Total construction value: $5.0M.
Single-family
12
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$5.0M
construction value
Multifamily value
$0
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,250
Average AGI
$84,242
Avg property tax
$69
EITC participation
10.4%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
$808
Avg capital gains
$4,941
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $105.3M across all reported brackets.
Business establishments
141
Total employment
640
Annual payroll
$35.7M
Average annual pay
$55,842
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$51,748
Average weekly wage
$995
Total employment
1,038
Total establishments
166
That is roughly 21% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
8.0%
That is 4.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
877
Employed
807
Unemployed
70
Based on Haines Borough, AK data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$65.1M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
3
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
3
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
32.2
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
2 central
Avg hours / week
36.8
across outlets in this ZIP
Avg square feet
5,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
3
Date Range
2020–2021
Most Recent Declaration
SEVERE STORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Mud/Landslide — declared February 17, 2021 (DR-4585)
Incident period: November 30, 2020 – December 2, 2020
Top Incident Types
Households Program
1
Housing & temporary lodging support
Public Assistance
3
Repair of public facilities & roads
Hazard Mitigation
2
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
40.1°F
32.2° – 47.9°
Annual precipitation
62.3"
Annual snowfall
72.3"
Heating · cooling days
— · 0.2
Annual base 65°F
Nearest station: GUSTAVUS, AK US, 33.6 miles from the centroid of Lutak, AK (ZIP 99827)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
—
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
4.9
avg per adult per month
Uninsured
11.2%
of residents under 65
Primary care MDs
290
per 100,000 residents
Preventable hospital stays
—
per 100K Medicare enrollees
Food environment (0-10)
7.7
10 = best access & security
Exercise access
96%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Haines data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
20.7% of Haines County, AK residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
1.53
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.92
accepting food benefits
Fast-food restaurants
1.53
per 1,000 residents
Among low-income residents, 10.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Haines County, AK for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+17 people
+8 households • +$406K net AGI flow
Moved in
98households
174 people • $6.9M AGI
Moved out
90households
157 people • $6.5M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
No county-level breakdown available.
Incoming households reported an average AGI of $70,602 versus departing households' $72,367.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 99827. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
1.82%
State 0.00% · avg local 1.82%
Property tax (effective)
0.86%
Median $757/year
Tax burden rank
1 of 50
5.60% of personal income
For ZIP 99827: A household at this ZIP's median AGI of $84,242 keeps approximately $3,875 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $328,346, that works out to roughly $2,831/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
99826 (Gustavus, 31.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
34.4%
Tracks close to the 33.0% national rate.
37.9%
5.9pp above the 32.0% national rate.
19.4%
2.6pp below the 22.0% national rate.
71.9%
4.1pp below the 76.0% national rate.
7.5%
5.5pp below the 13.0% national rate.
10.7%
Tracks close to the 11.0% national rate.
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Haines Elementary | Public | -1–8 | 133 |
| Haines High School | Public | 9–12 | 69 |
| Haines Home School | Public | 0–12 | 64 |
| Klukwan School | Public | 0–12 | 13 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
1
Median in-state tuition
$7,056
Median earnings (10 yr)
$48,475
Juneau, AK · 99801
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Lutak, AK (ZIP 99827) sits in Haines Borough. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 37.9%. NCES lists 4 schools serving the area, 4 non-charter. 1 college or university serves the area, with median in-state tuition of $7,056. IRS data shows average household income (AGI) of $84,242, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $51,748 per worker, roughly 21% below the US average. BLS LAUS records a 8.0% county unemployment rate (2024) — about 4.0 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Biological accounts for 67% of the 3 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 40.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Alaska has no state income tax, saving the local median household (AGI $84,242) approximately $3,875/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 17 residents (8 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,672, fair market rent of $1,330 for a two-bedroom, and a typical home value of $328,346, up 4.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
34.4%, which is 1.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
19.4%, which is 2.6 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
37.9%, which is 5.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 99827 by NCES CCD (retrieved Apr 27, 2026).
Yes, 3 high schools serve this ZIP: Haines High School, Haines Home School, Klukwan School. (NCES CCD, retrieved Apr 27, 2026).
2,146 people live in ZIP 99827, with a median age of 46.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$67,672 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 99827, 69.6% of occupied housing units are owner-occupied and 30.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 99827, 8.1% of workers work from home. Public transit is used by 1.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
6.3% of the population in ZIP 99827 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
81.4% of households in ZIP 99827 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 99827 is $328,346, up 4.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 4.3% over the past year and up 20.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 99827 (Lutak, AK) is $84,242 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 99827 report an average of $69 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
5.6% of tax returns from ZIP 99827 (Lutak, AK) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 141 business establishments operated in ZIP 99827 employing 640 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 99827 is $55,842, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 99827 ranks in the 67th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 99827, ranking in the 93th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 3 federal disaster declarations affecting ZIP 99827 between 2020–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Biological is the most common federally declared disaster type affecting ZIP 99827, accounting for 2 of 3 declarations (67%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 99827 was "SEVERE STORM, FLOODING, LANDSLIDES, AND MUDSLIDES" — a mud/landslide declared in 2021 (DR-4585) (FEMA OpenFEMA, retrieved May 3, 2026).
1 college or university is listed near ZIP 99827 by the U.S. Department of Education College Scorecard, including University Of Alaska Southeast (retrieved May 2, 2026).
Median in-state tuition across 1 nearby institution is $7,056 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $48,475 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 99827 has an average annual temperature of 40.1°F and 62.3" of annual precipitation based on the GUSTAVUS, AK US weather station 33.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Alaska has no state income tax. For a household earning the local median AGI of $84,242, this saves approximately $3,875 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 1.82% (Tax Foundation 2025).
Alaska has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (3 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (3 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
99826 (Gustavus, 31.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 99827?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
67th percentile
High Vulnerability
Based on 2 census tracts, population 3,100
Vulnerability Themes
Households Without Vehicle
197
Limited English Speakers
6
Persons with Disability
515
Without HS Diploma
81
Without Health Insurance
388
Adults Age 65+
694
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.