Amherst Town, MA (01003)

Hampshire County · Amherst Town-Northampton, MA · Population 11,989

Fresh.Data current as of Apr 24, 2026

Amherst Town, MA (ZIP 01003) sits in Hampshire County within the Amherst Town-Northampton metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 6.8%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $51,111. Social vulnerability is low in this ZIP at the 5th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 2.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per USDA's Food Environment Atlas, 46.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New residents arriving here predominantly come from Hampden County, MA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $2,490 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
11,989
Median age
19.8

Race & ethnicity

White
65.1%
Black
5.4%
Asian
20.3%
Hispanic / Latino
7.4%
Other / multi-racial
9.1%

Education

Bachelor's degree or higher (age 25+)
41.0%

Employment

Unemployment rate
18.4%

Housing

Owner-occupied
0(0.0%)
Renter-occupied
19(100.0%)
Vacant units
72
Built (median)
1984

Commute

Public transit
102(3.8%)
Work from home
459(17.1%)
Avg commute
10.0 min

Economic wellbeing

Below poverty line
3(6.5%)
Uninsured
152(1.3%)

Digital access

Broadband access
15(78.9%)
No broadband
4(21.1%)

Language & nativity

Foreign-born
2,007(16.7%)
Non-English at home
2,931(24.4%)

Studio

$1,720

/month

1 Bed

$1,960

/month

2 Bed

$2,490

/month

3 Bed

$3,110

/month

4 Bed

$3,360

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

318

Across 178 permitted buildings. Total construction value: $91.2M.

Single-family

150

47% of total units

Multifamily (2+ unit)

168

53% of total units

Single-family value

$66.7M

construction value

Multifamily value

$24.5M

construction value

Apartment construction (5+ unit buildings) accounts for 51% of new units this year — the area is densifying, not just adding single-family stock.

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Business & employment

Business establishments

18

Total employment

264

Annual payroll

$11.7M

Average annual pay

$44,420

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$62,006

Average weekly wage

$1,192

Total employment

65,786

Total establishments

4,928

That is roughly 5% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.8%

That is 0.2 percentage points below the US national unemployment rate of about 4.0%.

Labor force

85,804

Employed

82,555

Unemployed

3,249

Based on Hampshire County, MA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Public transit

FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.

Service status

Available

Springfield, MA--CT

Reporting agencies

1

Largest: Pioneer Valley Transit Authority

Annual ridership

unlinked trips · 2024

Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.

See national economy & jobs trends →

Alternative-fuel stations

Public EV charging stations

23

Strong EV charging coverage

A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.

Level 2 ports

44

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

5th percentile

Low Vulnerability

Based on 3 census tracts, population 9,958

Vulnerability Themes

  • Socioeconomic Status17th percentile
  • Household Characteristics0th percentile
  • Racial & Ethnic Minority Status55th percentile
  • Housing Type & Transportation34th percentile

Households Without Vehicle

11

Limited English Speakers

20

Persons with Disability

275

Without HS Diploma

2

Without Health Insurance

306

Adults Age 65+

26

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

23

Date Range

1985–2023

Most Recent Declaration

HURRICANE LEE

Hurricane — declared September 15, 2023 (DR-3599)

Incident period: September 15, 2023 – September 17, 2023

Top Incident Types

  • Snowstorm7 (30%)
  • Hurricane6 (26%)
  • Severe Storm6 (26%)
  • Biological2 (9%)
  • Severe Ice Storm1 (4%)
  • Other1 (4%)

Individual Assistance

2

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

23

Repair of public facilities & roads

Hazard Mitigation

8

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

48.2°F

37.1°59.3°

Annual precipitation

46.6"

Annual snowfall

36.5"

Heating · cooling days

6,664.1 · 579.6

Annual base 65°F

Nearest station: AMHERST, MA US, 0.8 miles from the centroid of Amherst Town, MA (ZIP 01003)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

35

Good
Good 324dModerate 40dUSG 2d

Peak AQI (2024)

112

Unhealthy for Sensitive Groups

Primary pollutant

Ozone

275 days as main pollutant

Days measured

366

Based on Hampshire County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

5,587

That is roughly 2,613 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

13%

of adults self-report

Poor physical health days

3.9

avg per adult per month

Poor mental health days

5.8

avg per adult per month

Uninsured

2.5%

of residents under 65

Primary care MDs

128

per 100,000 residents

Preventable hospital stays

2,683

per 100K Medicare enrollees

Food environment (0-10)

8.2

10 = best access & security

Exercise access

93%

residents near a facility

Flu vaccinated

62%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.5% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Hampshire data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Limited food access for many residents

46.5% of Hampshire County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.22

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.74

accepting food benefits

Fast-food restaurants

0.63

per 1,000 residents

Among low-income residents, 12.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Hampshire County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−519 people

−465 households−$41.1M net AGI flow

Moved in

5,781households

8,293 people • $396.9M AGI

Moved out

6,246households

8,812 people • $438.0M AGI

Where new residents came from

  1. Hampden County, MA1,063 households
  2. Franklin County, MA384 households
  3. Middlesex County, MA290 households
  4. Worcester County, MA268 households
  5. Capitol Planning Region, CT115 households

Where departing residents went

  1. Hampden County, MA1,233 households
  2. Franklin County, MA396 households
  3. Middlesex County, MA279 households
  4. Worcester County, MA223 households
  5. Suffolk County, MA157 households

Incoming households reported an average AGI of $68,664 versus departing households' $70,133.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Massachusetts

State-level rules that apply to every resident of ZIP 01003. Numbers reflect the most recent published year per source.

Tax rates

Income tax

9.00%

flat · 1 brackets

Sales tax (combined)

6.25%

State 6.25% · avg local 0.00%

Property tax (effective)

1.33%

Median $5,207/year

Tax burden rank

34 of 50

10.80% of personal income

Paid family leave

Program

Paid Family and Medical Leave

Mandatory (state-run insurance)

Max weeks/year

26

Parental

12wk

Max weekly benefit

$1,230

Replacement: 80% AWW up to 0.5x SAWW + 50% above · job protection

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 01003

Other ZIPs in Amherst Town

Nearby ZIPs by distance

01002 (Amherst Town, 3.2 mi) · 01035 (3.4 mi) · 01038 (Hatfield, 4.2 mi) · 01375 (5.3 mi) · 01066 (5.3 mi) · 01054 (5.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

10

Median in-state tuition

$51,111

Median earnings (10 yr)

$54,443

  • 4-Year
    In-state tuition
    $17,772
    Out-of-state tuition
    $40,449
    Acceptance rate
    59.7%
    Graduation rate
    83.2%
    Median earnings (10 yr)
    $71,631
    Median student debt
    $22,763
  • Westfield State University

    Westfield, MA · 01086

    4-Year
    In-state tuition
    $12,179
    Out-of-state tuition
    $18,259
    Acceptance rate
    81.4%
    Graduation rate
    54.6%
    Median earnings (10 yr)
    $57,346
    Median student debt
    $22,457
  • Holyoke Community College

    Holyoke, MA · 01040

    2-Year
    In-state tuition
    $5,988
    Out-of-state tuition
    $10,932
    Acceptance rate
    Graduation rate
    30.6%
    Median earnings (10 yr)
    $37,277
    Median student debt
    $8,250
  • Smith College

    Northampton, MA · 01063

    4-Year
    In-state tuition
    $65,178
    Out-of-state tuition
    $65,178
    Acceptance rate
    21.0%
    Graduation rate
    89.4%
    Median earnings (10 yr)
    $64,027
    Median student debt
    $17,550
  • Mount Holyoke College

    South Hadley, MA · 01075

    4-Year
    In-state tuition
    $67,018
    Out-of-state tuition
    $67,018
    Acceptance rate
    36.0%
    Graduation rate
    84.7%
    Median earnings (10 yr)
    $58,418
    Median student debt
    $22,902
  • Amherst College

    Amherst, MA · 01002

    4-Year
    In-state tuition
    $70,480
    Out-of-state tuition
    $70,480
    Acceptance rate
    9.0%
    Graduation rate
    93.7%
    Median earnings (10 yr)
    $77,644
    Median student debt
    $13,740
  • College of Our Lady of the Elms

    Chicopee, MA · 01013

    4-Year
    In-state tuition
    $43,325
    Out-of-state tuition
    $43,325
    Acceptance rate
    85.3%
    Graduation rate
    66.2%
    Median earnings (10 yr)
    $51,540
    Median student debt
    $25,000
  • Hampshire College

    Amherst, MA · 01002

    4-Year
    In-state tuition
    $58,896
    Out-of-state tuition
    $58,896
    Acceptance rate
    75.3%
    Graduation rate
    55.9%
    Median earnings (10 yr)
    $46,938
    Median student debt
    $26,893
  • DiGrigoli School of Cosmetology

    West Springfield, MA · 01089

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    74.6%
    Median earnings (10 yr)
    $14,195
    Median student debt
  • 2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $46,543
    Median student debt
    $24,254

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Amherst Town, MA (ZIP 01003) sits in Hampshire County within the Amherst Town-Northampton metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 6.8%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $51,111. Social vulnerability is low in this ZIP at the 5th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 2.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per USDA's Food Environment Atlas, 46.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New residents arriving here predominantly come from Hampden County, MA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $2,490 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 01003

What is the obesity rate in ZIP 01003?

13.9%, which is 19.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 01003?

31.2%, which is 9.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 01003?

6.8%, which is 25.2 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 01003?

11,989 people live in ZIP 01003, with a median age of 19.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 01003 mostly renters or homeowners?

In ZIP 01003, 0.0% of occupied housing units are owner-occupied and 100.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 01003?

In ZIP 01003, 17.1% of workers work from home. Public transit is used by 3.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 01003?

6.5% of the population in ZIP 01003 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 01003 have broadband internet?

78.9% of households in ZIP 01003 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How many businesses are in ZIP 01003?

As of 2022, 18 business establishments operated in ZIP 01003 employing 264 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 01003?

The average annual pay across all local establishments in ZIP 01003 is $44,420, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 01003 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 01003 ranks in the 5th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 01003?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 01003, ranking in the 55th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 01003 experienced?

FEMA has recorded 23 federal disaster declarations affecting ZIP 01003 between 1985–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 01003?

Snowstorm is the most common federally declared disaster type affecting ZIP 01003, accounting for 7 of 23 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 01003?

The most recent FEMA disaster declaration affecting ZIP 01003 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 01003?

10 colleges and universities are listed near ZIP 01003 by the U.S. Department of Education College Scorecard, including University Of Massachusetts-Amherst, Westfield State University, and Holyoke Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 01003?

Median in-state tuition across 10 nearby institutions is $51,111 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 01003?

Graduates of nearby colleges earn a median of $54,443 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 01003?

ZIP 01003 has an average annual temperature of 48.2°F and 46.6" of annual precipitation based on the AMHERST, MA US weather station 0.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

Does ZIP 01003 have public transit?

Yes — ZIP 01003 is part of the Springfield, MA--CT urbanized area, primarily served by Pioneer Valley Transit Authority (National Transit Database 2024, retrieved May 4, 2026).

What taxes apply in ZIP 01003?

Massachusetts has a flat income tax with a top rate of 9.00%. Combined sales tax: 6.25% (Tax Foundation 2025).

Does Massachusetts have paid family leave?

Massachusetts runs an active paid family leave program (Paid Family and Medical Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,230 (Bipartisan Policy Center 2026).

What data is available for ZIP 01003?

This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (10 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 01003

Other ZIPs in Amherst Town

Nearby ZIPs by distance

01002 (Amherst Town, 3.2 mi) · 01035 (3.4 mi) · 01038 (Hatfield, 4.2 mi) · 01375 (5.3 mi) · 01066 (5.3 mi) · 01054 (5.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 01003?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.