Population & age
- Total population
- 38,210
- Median age
- 37.5
Holyoke, MA (01040)
Hampden County · Springfield, MA · Population 38,210
Fresh.Data current as of Apr 24, 2026
Holyoke, MA (ZIP 01040) sits in Hampden County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 38.3%. NCES lists 14 schools serving the area, 14 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $51,111. 23% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. PeoplesBank holds 72% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. CDC's Social Vulnerability Index places this ZIP in the 79th percentile nationally — a highly vulnerable community profile. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Massachusetts levies a flat state income tax (top rate 9.00%); a household at the local median AGI of $54,457 would pay roughly $2,941/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $184,901,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $49,007, fair market rent of $1,720 for a two-bedroom, and a typical home value of $323,014, up 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 67.5%
- Black
- 4.6%
- Asian
- 0.8%
- Hispanic / Latino
- 51.7%
- Other / multi-racial
- 26.5%
Income & housing
- Median household income
- $49,007
- Median home value
- $236,800
Education
- Bachelor's degree or higher (age 25+)
- 21.2%
Employment
- Unemployment rate
- 6.8%
Housing
- Owner-occupied
- 6,272(41.5%)
- Renter-occupied
- 8,840(58.5%)
- Vacant units
- 1,631
- Built (median)
- 1948
Commute
- Public transit
- 423(2.8%)
- Work from home
- 1,316(8.7%)
- Avg commute
- 18.7 min
Economic wellbeing
- Below poverty line
- 9,675(26.0%)
- Uninsured
- 335(0.9%)
Digital access
- Broadband access
- 12,623(83.5%)
- No broadband
- 2,489(16.5%)
Language & nativity
- Foreign-born
- 2,107(5.5%)
- Non-English at home
- 15,378(42.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,210
/month
1 Bed
$1,370
/month
2 Bed
$1,720
/month
3 Bed
$2,110
/month
4 Bed
$2,280
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$323,014
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+2.8%
vs. March 2025
5-year change
+32.7%
vs. March 2021
Metro area
Springfield, MA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
443
Across 315 permitted buildings. Total construction value: $115.8M.
Single-family
289
65% of total units
Multifamily (2+ unit)
154
35% of total units
Single-family value
$94.8M
construction value
Multifamily value
$21.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
16,820
Average AGI
$54,457
Avg property tax
$184
EITC participation
23.5%
Income distribution
- $1 – $25,00032.5% · 5,460
- $25,000 – $50,00030.6% · 5,150
- $50,000 – $75,00016.2% · 2,730
- $75,000 – $100,0008.0% · 1,350
- $100,000 – $200,00010.3% · 1,730
- $200,000 or more2.4% · 400
Avg mortgage interest
$237
Avg charitable contribution
$162
Avg capital gains
$1,530
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $916.0M across all reported brackets.
Business & employment
Business establishments
842
Total employment
16,594
Annual payroll
$886.3M
Average annual pay
$53,414
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$62,834
Average weekly wage
$1,208
Total employment
202,129
Total establishments
18,727
That is roughly 4% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.1%
That is 1.1 percentage points above the US national unemployment rate of about 4.0%.
Labor force
225,431
Employed
213,989
Unemployed
11,442
Based on Hampden County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
11
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.7B
across all branches in this ZIP
Distinct institutions
8
different banks operating here
Top banks by deposits in this ZIP
- 1.PeoplesBank$1.2B · 3 branches
- 2.Bank of America, National Association$172.4M · 1 branch
- 3.Manufacturers and Traders Trust Company$71.8M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
4
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
4
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
35.5
across sites in this ZIP
Sites in this ZIP
- 1.Holyoke Soldier Home
- 2.Steiger Building
- 3.Solutions Building
+ 1 more site in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 01040 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (3)
HOLYOKE MEDICAL CENTER
★★★★★2.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
575 BEECH STREET, HOLYOKE, MA, 01040
MIRAVISTA BEHAVIORAL HEALTH CENTER
Not rated
Psychiatric
Proprietary
1233 MAIN STREET, HOLYOKE, MA, 01040
VALLEY SPRINGS BEHAVIORAL HEALTH HOSPITAL
Not rated
Psychiatric
Proprietary
45 LOWER WESTFIELD ROAD, HOLYOKE, MA, 01040
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Springfield, MA--CT
Reporting agencies
1
Largest: Pioneer Valley Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
22
Strong EV charging coverage
A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.
Level 2 ports
34
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- FLO
- Non-Networked
- + 2 more networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
56.2
across outlets in this ZIP
Avg square feet
40,515
per outlet
Outlets in this ZIP
- 1.Holyoke Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
24
Date Range
1985–2023
Most Recent Declaration
HURRICANE LEE
Hurricane — declared September 15, 2023 (DR-3599)
Incident period: September 15, 2023 – September 17, 2023
Top Incident Types
- Hurricane7 (29%)
- Severe Storm6 (25%)
- Snowstorm6 (25%)
- Biological2 (8%)
- Tornado1 (4%)
- Other2 (8%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
24
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48.2°F
37.1° – 59.3°
Annual precipitation
46.6"
Annual snowfall
36.5"
Heating · cooling days
6,664.1 · 579.6
Annual base 65°F
Nearest station: AMHERST, MA US, 13.2 miles from the centroid of Holyoke, MA (ZIP 01040)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 290dModerate 74dUSG 2d
Peak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
227 days as main pollutant
Days measured
366
Based on Hampden County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
8,992
That is roughly 792 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
3.3%
of residents under 65
Primary care MDs
67
per 100,000 residents
Preventable hospital stays
3,998
per 100K Medicare enrollees
Food environment (0-10)
8.1
10 = best access & security
Exercise access
96%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hampden data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
23.8% of Hampden County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
0.01
per 1,000 residents
SNAP-authorized stores
1.10
accepting food benefits
Fast-food restaurants
0.61
per 1,000 residents
Among low-income residents, 4.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hampden County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−1,435 people
−1,256 households • −$184.9M net AGI flow
Moved in
8,877households
14,668 people • $520.7M AGI
Moved out
10,133households
16,103 people • $705.6M AGI
Where new residents came from
- Hampshire County, MA — 1,233 households
- Capitol Planning Region, CT — 775 households
- Worcester County, MA — 561 households
- Middlesex County, MA — 314 households
- Suffolk County, MA — 206 households
Where departing residents went
- Capitol Planning Region, CT — 1,162 households
- Hampshire County, MA — 1,063 households
- Worcester County, MA — 459 households
- Middlesex County, MA — 240 households
- Suffolk County, MA — 220 households
Incoming households reported an average AGI of $58,657 versus departing households' $69,633.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Massachusetts
State-level rules that apply to every resident of ZIP 01040. Numbers reflect the most recent published year per source.
Tax rates
Income tax
9.00%
flat · 1 brackets
Sales tax (combined)
6.25%
State 6.25% · avg local 0.00%
Property tax (effective)
1.33%
Median $5,207/year
Tax burden rank
34 of 50
10.80% of personal income
For ZIP 01040: At this ZIP's median AGI of $54,457, the estimated state income tax (before deductions) runs about $2,941 per year. Applied to this ZIP's typical home value of $323,014, that works out to roughly $4,305/year in property tax.
Paid family leave
Program
Paid Family and Medical Leave
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,230
Replacement: 80% AWW up to 0.5x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 01040
Nearby ZIPs by distance
01075 (4.4 mi) · 01020 (Chicopee, 4.9 mi) · 01073 (5.2 mi) · 01022 (Chicopee, 5.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.3%
5.3pp above the 33.0% national rate.
High Blood Pressure
36.4%
4.4pp above the 32.0% national rate.
Depression
26.7%
4.7pp above the 22.0% national rate.
Annual Checkup
79.7%
3.7pp above the 76.0% national rate.
Health Insurance
14.8%
Tracks close to the 13.0% national rate.
Diabetes
15.0%
4.0pp above the 11.0% national rate.
Schools in this ZIP
14 schools serve this ZIP, including 14 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Holyoke High | Public | 9–12 | 1,566 |
| Holyoke Community Charter School | Public | 0–8 | 702 |
| Lt Clayre Sullivan Elementary | Public | -1–8 | 461 |
| E N White Elementary | Public | -1–5 | 429 |
| Maurice A Donahue Elementary | Public | -1–8 | 423 |
Showing top 5 by enrollment. 9 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$51,111
Median earnings (10 yr)
$54,443
- 2-Year
Holyoke Community College
Holyoke, MA · 01040
- In-state tuition
- $5,988
- Out-of-state tuition
- $10,932
- Acceptance rate
- —
- Graduation rate
- 30.6%
- Median earnings (10 yr)
- $37,277
- Median student debt
- $8,250
- 2-Year
Bard College - Holyoke Microcollege
Holyoke, MA · 01040
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $46,543
- Median student debt
- $24,254
- 4-Year
University of Massachusetts-Amherst
Amherst, MA · 01003
- In-state tuition
- $17,772
- Out-of-state tuition
- $40,449
- Acceptance rate
- 59.7%
- Graduation rate
- 83.2%
- Median earnings (10 yr)
- $71,631
- Median student debt
- $22,763
- 4-Year
Westfield State University
Westfield, MA · 01086
- In-state tuition
- $12,179
- Out-of-state tuition
- $18,259
- Acceptance rate
- 81.4%
- Graduation rate
- 54.6%
- Median earnings (10 yr)
- $57,346
- Median student debt
- $22,457
- 4-Year
Smith College
Northampton, MA · 01063
- In-state tuition
- $65,178
- Out-of-state tuition
- $65,178
- Acceptance rate
- 21.0%
- Graduation rate
- 89.4%
- Median earnings (10 yr)
- $64,027
- Median student debt
- $17,550
- 4-Year
Mount Holyoke College
South Hadley, MA · 01075
- In-state tuition
- $67,018
- Out-of-state tuition
- $67,018
- Acceptance rate
- 36.0%
- Graduation rate
- 84.7%
- Median earnings (10 yr)
- $58,418
- Median student debt
- $22,902
- 4-Year
Amherst College
Amherst, MA · 01002
- In-state tuition
- $70,480
- Out-of-state tuition
- $70,480
- Acceptance rate
- 9.0%
- Graduation rate
- 93.7%
- Median earnings (10 yr)
- $77,644
- Median student debt
- $13,740
- 4-Year
College of Our Lady of the Elms
Chicopee, MA · 01013
- In-state tuition
- $43,325
- Out-of-state tuition
- $43,325
- Acceptance rate
- 85.3%
- Graduation rate
- 66.2%
- Median earnings (10 yr)
- $51,540
- Median student debt
- $25,000
- 4-Year
Hampshire College
Amherst, MA · 01002
- In-state tuition
- $58,896
- Out-of-state tuition
- $58,896
- Acceptance rate
- 75.3%
- Graduation rate
- 55.9%
- Median earnings (10 yr)
- $46,938
- Median student debt
- $26,893
- Certificate
DiGrigoli School of Cosmetology
West Springfield, MA · 01089
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 74.6%
- Median earnings (10 yr)
- $14,195
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Holyoke, MA (ZIP 01040) sits in Hampden County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 38.3%. NCES lists 14 schools serving the area, 14 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $51,111. 23% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. PeoplesBank holds 72% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. CDC's Social Vulnerability Index places this ZIP in the 79th percentile nationally — a highly vulnerable community profile. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Massachusetts levies a flat state income tax (top rate 9.00%); a household at the local median AGI of $54,457 would pay roughly $2,941/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $184,901,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $49,007, fair market rent of $1,720 for a two-bedroom, and a typical home value of $323,014, up 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 01040
What is the obesity rate in ZIP 01040?
38.3%, which is 5.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 01040?
26.7%, which is 4.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 01040?
36.4%, which is 4.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 01040?
14 schools serve this ZIP, including 14 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 01040 have charter schools?
No charter schools are listed in ZIP 01040 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 01040?
Yes, 2 high schools serve this ZIP: Holyoke High, Gateway To College At Holyoke Community College. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 01040?
38,210 people live in ZIP 01040, with a median age of 37.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 01040?
$49,007 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 01040 mostly renters or homeowners?
In ZIP 01040, 41.5% of occupied housing units are owner-occupied and 58.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 01040?
In ZIP 01040, 8.7% of workers work from home. Public transit is used by 2.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 01040?
26.0% of the population in ZIP 01040 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 01040 have broadband internet?
83.5% of households in ZIP 01040 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 01040?
The typical home value in ZIP 01040 is $323,014, up 2.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 01040?
Home values are up 2.8% over the past year and up 32.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 01040?
The average Adjusted Gross Income reported on tax returns from ZIP 01040 (Holyoke, MA) is $54,457 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 01040?
Tax returns from ZIP 01040 report an average of $184 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 01040 earn over $200,000?
2.4% of tax returns from ZIP 01040 (Holyoke, MA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 01040?
As of 2022, 842 business establishments operated in ZIP 01040 employing 16,594 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 01040?
The average annual pay across all local establishments in ZIP 01040 is $53,414, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 01040 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 01040 ranks in the 79th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 01040?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 01040, ranking in the 85th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 01040 experienced?
FEMA has recorded 24 federal disaster declarations affecting ZIP 01040 between 1985–2023 (FEMA OpenFEMA Disaster Declarations, retrieved Jul 1, 2026).
What kinds of disasters most often hit ZIP 01040?
Hurricane is the most common federally declared disaster type affecting ZIP 01040, accounting for 7 of 24 declarations (29%, FEMA OpenFEMA, retrieved Jul 1, 2026).
What was the most recent disaster declared for ZIP 01040?
The most recent FEMA disaster declaration affecting ZIP 01040 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved Jul 1, 2026).
What colleges are near ZIP 01040?
10 colleges and universities are listed near ZIP 01040 by the U.S. Department of Education College Scorecard, including Holyoke Community College, Bard College - Holyoke Microcollege, and University Of Massachusetts-Amherst (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 01040?
Median in-state tuition across 10 nearby institutions is $51,111 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 01040?
Graduates of nearby colleges earn a median of $54,443 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 01040?
ZIP 01040 has an average annual temperature of 48.2°F and 46.6" of annual precipitation based on the AMHERST, MA US weather station 13.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 01040 have public transit?
Yes — ZIP 01040 is part of the Springfield, MA--CT urbanized area, primarily served by Pioneer Valley Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 01040?
3 hospitals are located in ZIP 01040 1 is rated by CMS, with an average overall rating of 2.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 01040?
Massachusetts has a flat income tax with a top rate of 9.00%. Households at the local median AGI of $54,457 would pay roughly $2,941 in state income tax annually (estimated, before deductions). Combined sales tax: 6.25% (Tax Foundation 2025).
Does Massachusetts have paid family leave?
Massachusetts runs an active paid family leave program (Paid Family and Medical Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,230 (Bipartisan Policy Center 2026).
What data is available for ZIP 01040?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (14 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (24 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved Jul 1, 2026 from FEMA OpenFEMA (24 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 01040
Nearby ZIPs by distance
01075 (4.4 mi) · 01020 (Chicopee, 4.9 mi) · 01073 (5.2 mi) · 01022 (Chicopee, 5.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
79th percentile
Very High Vulnerability
Based on 11 census tracts, population 38,210
Vulnerability Themes
Households Without Vehicle
2,711
Limited English Speakers
3,624
Persons with Disability
7,569
Without HS Diploma
5,462
Without Health Insurance
1,322
Adults Age 65+
6,500
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.