Population & age
- Total population
- 31,301
- Median age
- 29.0
Hampden County · Springfield, MA · Population 31,301
Springfield, MA (ZIP 01109) sits in Hampden County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 39.9%. NCES lists 17 schools serving the area, 17 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $44,230. 32% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $33,880 per worker (Census ZBP) — below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 89th percentile nationally — a highly vulnerable community profile. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per IRS migration filings (2022-2023), the area's primary county lost $184,901,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $42,928, fair market rent of $1,780 for a two-bedroom, and a typical home value of $271,173, up 4.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,250
/month
1 Bed
$1,420
/month
2 Bed
$1,780
/month
3 Bed
$2,180
/month
4 Bed
$2,360
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$271,173
Zillow Home Value Index (ZHVI) · as of March 2026
+4.7%
vs. March 2025
+45.1%
vs. March 2021
Springfield, MA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
443
Across 315 permitted buildings. Total construction value: $115.8M.
Single-family
289
65% of total units
Multifamily (2+ unit)
154
35% of total units
Single-family value
$94.8M
construction value
Multifamily value
$21.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
12,480
Average AGI
$40,462
Avg property tax
$104
EITC participation
32.2%
Income distribution
Avg mortgage interest
$163
Avg charitable contribution
$210
Avg capital gains
$235
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $505.0M across all reported brackets.
Business establishments
308
Total employment
6,659
Annual payroll
$225.6M
Average annual pay
$33,880
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$62,834
Average weekly wage
$1,208
Total employment
202,129
Total establishments
18,727
That is roughly 4% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
5.1%
That is 1.1 percentage points above the US national unemployment rate of about 4.0%.
Labor force
225,431
Employed
213,989
Unemployed
11,442
Based on Hampden County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$71.2M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
2.5
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public EV charging stations
8
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
50
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
2 branch
Avg hours / week
18.9
across outlets in this ZIP
Avg square feet
13,431
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
89th percentile
Very High Vulnerability
Based on 9 census tracts, population 30,981
Vulnerability Themes
Households Without Vehicle
2,040
Limited English Speakers
2,447
Persons with Disability
5,576
Without HS Diploma
3,857
Without Health Insurance
1,051
Adults Age 65+
3,680
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
24
Date Range
1985–2023
Most Recent Declaration
HURRICANE LEE
Hurricane — declared September 15, 2023 (DR-3599)
Incident period: September 15, 2023 – September 17, 2023
Top Incident Types
Individual Assistance
1
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
24
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Median daily AQI
37
GoodPeak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
227 days as main pollutant
Days measured
366
Based on Hampden County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
8,992
That is roughly 792 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
3.3%
of residents under 65
Primary care MDs
67
per 100,000 residents
Preventable hospital stays
3,998
per 100K Medicare enrollees
Food environment (0-10)
8.1
10 = best access & security
Exercise access
96%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hampden data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
23.8% of Hampden County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
0.01
per 1,000 residents
SNAP-authorized stores
1.10
accepting food benefits
Fast-food restaurants
0.61
per 1,000 residents
Among low-income residents, 4.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hampden County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−1,435 people
−1,256 households • −$184.9M net AGI flow
Moved in
8,877households
14,668 people • $520.7M AGI
Moved out
10,133households
16,103 people • $705.6M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $58,657 versus departing households' $69,633.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
39.9%
6.9pp above the 33.0% national rate.
34.9%
2.9pp above the 32.0% national rate.
26.5%
4.5pp above the 22.0% national rate.
79.1%
3.1pp above the 76.0% national rate.
12.7%
Tracks close to the 13.0% national rate.
14.3%
3.3pp above the 11.0% national rate.
17 schools serve this ZIP, including 17 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Springfield Central High | Public | 9–12 | 2,086 |
| Roger L. Putnam Vocational Technical Academy | Vocational | 9–12 | 1,404 |
| Springfield High School of Science and Technology | Public | 9–12 | 1,183 |
| John J Duggan Middle | Public | 6–12 | 764 |
| Rebecca M Johnson | Public | -1–5 | 705 |
Showing top 5 by enrollment. 12 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
6
Median in-state tuition
$44,230
Median earnings (10 yr)
$50,580
Springfield, MA · 01109
Springfield, MA · 01109
Springfield, MA · 01109
Springfield, MA · 01105
Springfield, MA · 01119
Longmeadow, MA · 01106
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Springfield, MA (ZIP 01109) sits in Hampden County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 39.9%. NCES lists 17 schools serving the area, 17 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $44,230. 32% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $33,880 per worker (Census ZBP) — below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 89th percentile nationally — a highly vulnerable community profile. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per IRS migration filings (2022-2023), the area's primary county lost $184,901,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $42,928, fair market rent of $1,780 for a two-bedroom, and a typical home value of $271,173, up 4.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
39.9%, which is 6.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
26.5%, which is 4.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
34.9%, which is 2.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
17 schools serve this ZIP, including 17 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 01109 by NCES CCD (retrieved Apr 27, 2026).
Yes, 5 high schools serve this ZIP: Springfield Central High, Roger L. Putnam Vocational Technical Academy, Springfield High School Of Science And Technology, and 2 more. (NCES CCD, retrieved Apr 27, 2026).
31,301 people live in ZIP 01109, with a median age of 29.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$42,928 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 01109, 42.9% of occupied housing units are owner-occupied and 57.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 01109, 8.3% of workers work from home. Public transit is used by 2.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
24.7% of the population in ZIP 01109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
78.2% of households in ZIP 01109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 01109 is $271,173, up 4.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 4.7% over the past year and up 45.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 01109 (Springfield, MA) is $40,462 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 01109 report an average of $104 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.6% of tax returns from ZIP 01109 (Springfield, MA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 308 business establishments operated in ZIP 01109 employing 6,659 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 01109 is $33,880, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 01109 ranks in the 89th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 01109, ranking in the 85th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 24 federal disaster declarations affecting ZIP 01109 between 1985–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 01109, accounting for 7 of 24 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 01109 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved May 3, 2026).
6 colleges and universities are listed near ZIP 01109 by the U.S. Department of Education College Scorecard, including Springfield College, American International College, and Springfield College-Regional Online And Continuing Education (retrieved May 2, 2026).
Median in-state tuition across 6 nearby institutions is $44,230 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $50,580 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (17 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (24 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 01109?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.