Population & age
- Total population
- 385
- Median age
- 19.4
ZIP 01438, MA (01438)
Worcester County · Worcester, MA · Population 385
Fresh.Data current as of Apr 24, 2026
MA 01438 (ZIP 01438) sits in Worcester County within the Worcester metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 3.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $8,753. Federal QCEW filings show 351,476 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 34.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $279,136,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,953, fair market rent of $1,870 for a two-bedroom, and a low 1.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 99.2%
- Black
- 0.8%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $83,953
- Median home value
- $219,700
Education
- Bachelor's degree or higher (age 25+)
- 26.8%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 111(83.5%)
- Renter-occupied
- 22(16.5%)
- Vacant units
- 0
- Built (median)
- 1961
Commute
- Public transit
- 0(0.0%)
- Work from home
- 45(30.8%)
Economic wellbeing
- Below poverty line
- 4(1.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 133(100.0%)
Language & nativity
- Foreign-born
- 12(3.1%)
- Non-English at home
- 1(0.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,290
/month
1 Bed
$1,510
/month
2 Bed
$1,870
/month
3 Bed
$2,400
/month
4 Bed
$2,820
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
2,506
Across 1,045 permitted buildings. Total construction value: $670.9M.
Single-family
964
38% of total units
Multifamily (2+ unit)
1,542
62% of total units
Single-family value
$345.0M
construction value
Multifamily value
$326.0M
construction value
Apartment construction (5+ unit buildings) accounts for 57% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
17
Total employment
236
Annual payroll
$14.5M
Average annual pay
$61,369
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$71,641
Average weekly wage
$1,378
Total employment
351,476
Total establishments
27,743
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
467,378
Employed
448,075
Unemployed
19,303
Based on Worcester County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Boston, MA--NH
Reporting agencies
18
Largest: Boston Express Bus, Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
32
Date Range
1985–2024
Most Recent Declaration
SEVERE STORMS AND FLOODING
Flood — declared May 15, 2024 (DR-4780)
Incident period: September 11, 2023 – September 13, 2023
Top Incident Types
- Severe Storm8 (25%)
- Hurricane7 (22%)
- Snowstorm7 (22%)
- Flood4 (13%)
- Biological2 (6%)
- Other4 (13%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
11
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
46.3°F
35.1° – 57.4°
Annual precipitation
48.6"
Annual snowfall
50.9"
Heating · cooling days
7,234.1 · 444.5
Annual base 65°F
Nearest station: BIRCH HILL DAM, MA US, 6.6 miles from the centroid of ZIP 01438 (ZIP 01438)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 321dModerate 45d
Peak AQI (2024)
90
Moderate
Primary pollutant
Ozone
268 days as main pollutant
Days measured
366
Based on Worcester County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,707
That is roughly 1,493 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
3.2%
of residents under 65
Primary care MDs
93
per 100,000 residents
Preventable hospital stays
3,256
per 100K Medicare enrollees
Food environment (0-10)
8.8
10 = best access & security
Exercise access
91%
residents near a facility
Flu vaccinated
57%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Worcester data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
34.5% of Worcester County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.73
accepting food benefits
Fast-food restaurants
0.69
per 1,000 residents
Among low-income residents, 5.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Worcester County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−2,585 people
−1,819 households • −$279.1M net AGI flow
Moved in
18,603households
29,614 people • $1.4B AGI
Moved out
20,422households
32,199 people • $1.7B AGI
Where new residents came from
- Middlesex County, MA — 4,592 households
- Norfolk County, MA — 1,030 households
- Suffolk County, MA — 960 households
- Essex County, MA — 578 households
- Providence County, RI — 497 households
Where departing residents went
- Middlesex County, MA — 2,927 households
- Suffolk County, MA — 921 households
- Norfolk County, MA — 862 households
- Providence County, RI — 570 households
- Hampden County, MA — 561 households
Incoming households reported an average AGI of $76,161 versus departing households' $83,046.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Massachusetts
State-level rules that apply to every resident of ZIP 01438. Numbers reflect the most recent published year per source.
Tax rates
Income tax
9.00%
flat · 1 brackets
Sales tax (combined)
6.25%
State 6.25% · avg local 0.00%
Property tax (effective)
1.33%
Median $5,207/year
Tax burden rank
34 of 50
10.80% of personal income
For ZIP 01438: Applied to this ZIP's typical home value of $219,700, that works out to roughly $2,928/year in property tax.
Paid family leave
Program
Paid Family and Medical Leave
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,230
Replacement: 80% AWW up to 0.5x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 01438
Nearby ZIPs by distance
01468 (Baldwinville, 2.1 mi) · 01440 (Gardner, 3.2 mi) · 01436 (Baldwinville, 3.8 mi) · 01452 (4.9 mi) · 01473 (6.7 mi) · 01475 (Winchendon, 7.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
32.0%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.2%
4.2pp above the 32.0% national rate.
Depression
26.8%
4.8pp above the 22.0% national rate.
Annual Checkup
83.4%
7.4pp above the 76.0% national rate.
Health Insurance
3.3%
9.7pp below the 13.0% national rate.
Diabetes
10.9%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$8,753
Median earnings (10 yr)
$47,496
- 2-Year
Mount Wachusett Community College
Gardner, MA · 01440
- In-state tuition
- $6,160
- Out-of-state tuition
- $11,080
- Acceptance rate
- —
- Graduation rate
- 26.5%
- Median earnings (10 yr)
- $41,118
- Median student debt
- $10,252
- 4-Year
Fitchburg State University
Fitchburg, MA · 01420
- In-state tuition
- $11,346
- Out-of-state tuition
- $17,426
- Acceptance rate
- 86.9%
- Graduation rate
- 53.9%
- Median earnings (10 yr)
- $53,874
- Median student debt
- $24,239
- Certificate
Monty Tech
Fitchburg, MA · 01420
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 83.0%
- Graduation rate
- 75.0%
- Median earnings (10 yr)
- —
- Median student debt
- $9,500
- Certificate
Alexander Academy
Lunenburg, MA · 01462
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 62.0%
- Median earnings (10 yr)
- —
- Median student debt
- $9,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
MA 01438 (ZIP 01438) sits in Worcester County within the Worcester metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 3.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $8,753. Federal QCEW filings show 351,476 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1985 — a high-frequency exposure profile. Only 3.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 34.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $279,136,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,953, fair market rent of $1,870 for a two-bedroom, and a low 1.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 01438
What is the obesity rate in ZIP 01438?
32.0%, which is 1.0 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 01438?
26.8%, which is 4.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 01438?
36.2%, which is 4.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 01438?
385 people live in ZIP 01438, with a median age of 19.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 01438?
$83,953 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 01438 mostly renters or homeowners?
In ZIP 01438, 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 01438?
In ZIP 01438, 30.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 01438?
1.0% of the population in ZIP 01438 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 01438 have broadband internet?
100.0% of households in ZIP 01438 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 01438?
As of 2022, 17 business establishments operated in ZIP 01438 employing 236 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 01438?
The average annual pay across all local establishments in ZIP 01438 is $61,369, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 01438 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 01438 ranks in the 20th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 01438?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 01438, ranking in the 44th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 01438 experienced?
FEMA has recorded 32 federal disaster declarations affecting ZIP 01438 between 1985–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 01438?
Severe Storm is the most common federally declared disaster type affecting ZIP 01438, accounting for 8 of 32 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 01438?
The most recent FEMA disaster declaration affecting ZIP 01438 was "SEVERE STORMS AND FLOODING" — a flood declared in 2024 (DR-4780) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 01438?
4 colleges and universities are listed near ZIP 01438 by the U.S. Department of Education College Scorecard, including Mount Wachusett Community College, Fitchburg State University, and Monty Tech (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 01438?
Median in-state tuition across 4 nearby institutions is $8,753 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 01438?
Graduates of nearby colleges earn a median of $47,496 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 01438?
ZIP 01438 has an average annual temperature of 46.3°F and 48.6" of annual precipitation based on the BIRCH HILL DAM, MA US weather station 6.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 01438 have public transit?
Yes — ZIP 01438 is part of the Boston, MA--NH urbanized area, primarily served by Boston Express Bus, Inc. (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 01438?
Massachusetts has a flat income tax with a top rate of 9.00%. Combined sales tax: 6.25% (Tax Foundation 2025).
Does Massachusetts have paid family leave?
Massachusetts runs an active paid family leave program (Paid Family and Medical Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,230 (Bipartisan Policy Center 2026).
What data is available for ZIP 01438?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (4 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (32 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (32 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 01438
Nearby ZIPs by distance
01468 (Baldwinville, 2.1 mi) · 01440 (Gardner, 3.2 mi) · 01436 (Baldwinville, 3.8 mi) · 01452 (4.9 mi) · 01473 (6.7 mi) · 01475 (Winchendon, 7.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 01438?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
20th percentile
Low Vulnerability
Based on 2 census tracts, population 75
Vulnerability Themes
Persons with Disability
9
Without HS Diploma
3
Without Health Insurance
1
Adults Age 65+
11
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.