Population & age
- Total population
- 39,875
- Median age
- 34.5
Suffolk County · Boston-Cambridge-Newton, MA-NH · Population 39,875
Chelsea, MA (ZIP 02150) sits in Suffolk County within the Boston-Cambridge-Newton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 28.7%. NCES lists 11 schools serving the area, 11 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $52,303. IRS data shows average household income (AGI) of $54,478 per tax return. BLS QCEW puts average annual pay at $131,280 per worker — about 101% above the US average and a clear high-wage signal. CDC's Social Vulnerability Index places this ZIP in the 90th percentile nationally — a highly vulnerable community profile. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 3.1% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 1.0% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 12,370 residents (3,683 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $70,968, fair market rent of $2,630 for a two-bedroom, and a typical home value of $525,536, down 0.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$2,110
/month
1 Bed
$2,210
/month
2 Bed
$2,630
/month
3 Bed
$3,150
/month
4 Bed
$3,480
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$525,536
Zillow Home Value Index (ZHVI) · as of March 2026
-0.2%
vs. March 2025
+17.7%
vs. March 2021
Boston-Cambridge-Newton, MA-NH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
2,007
Across 212 permitted buildings. Total construction value: $848.6M.
Single-family
74
4% of total units
Multifamily (2+ unit)
1,933
96% of total units
Single-family value
$27.0M
construction value
Multifamily value
$821.5M
construction value
Apartment construction (5+ unit buildings) accounts for 88% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
19,110
Average AGI
$54,478
Avg property tax
$160
EITC participation
17.5%
Income distribution
Avg mortgage interest
$411
Avg charitable contribution
$138
Avg capital gains
$615
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1041.1M across all reported brackets.
Business establishments
753
Total employment
12,518
Annual payroll
$626.7M
Average annual pay
$50,064
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$131,280
Average weekly wage
$2,525
Total employment
713,809
Total establishments
33,364
That is roughly 101% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.9%
That tracks the US national unemployment rate of about 4.0%.
Labor force
463,364
Employed
445,174
Unemployed
18,190
Based on Suffolk County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
6
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$585.7M
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
38
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
53.4
across outlets in this ZIP
Avg square feet
15,836
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
90th percentile
Very High Vulnerability
Based on 9 census tracts, population 39,844
Vulnerability Themes
Households Without Vehicle
3,778
Limited English Speakers
10,687
Persons with Disability
5,483
Without HS Diploma
8,795
Without Health Insurance
1,978
Adults Age 65+
4,065
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
38
Date Range
1972–2023
Most Recent Declaration
HURRICANE LEE
Hurricane — declared September 15, 2023 (DR-3599)
Incident period: September 15, 2023 – September 17, 2023
Top Incident Types
Individual Assistance
12
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
32
Repair of public facilities & roads
Hazard Mitigation
11
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Median daily AQI
36
GoodPeak AQI (2024)
78
Moderate
Primary pollutant
PM2.5
199 days as main pollutant
Days measured
366
Based on Suffolk County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
6,117
That is roughly 2,083 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
5.4
avg per adult per month
Uninsured
3.1%
of residents under 65
Primary care MDs
157
per 100,000 residents
Preventable hospital stays
3,814
per 100K Medicare enrollees
Food environment (0-10)
8.8
10 = best access & security
Exercise access
100%
residents near a facility
Flu vaccinated
51%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Suffolk data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
1.0% of Suffolk County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
0.01
per 1,000 residents
SNAP-authorized stores
0.86
accepting food benefits
Fast-food restaurants
0.97
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Suffolk County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−12,370 people
−3,683 households • −$1.9B net AGI flow
Moved in
39,823households
48,746 people • $3.6B AGI
Moved out
43,506households
61,116 people • $5.5B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $91,384 versus departing households' $127,211.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
28.7%
4.3pp below the 33.0% national rate.
28.0%
4.0pp below the 32.0% national rate.
22.7%
Tracks close to the 22.0% national rate.
75.5%
Tracks close to the 76.0% national rate.
17.0%
4.0pp above the 13.0% national rate.
11.5%
Tracks close to the 11.0% national rate.
11 schools serve this ZIP, including 11 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Chelsea High | Public | 9–12 | 1,455 |
| Clark Avenue School | Public | 5–8 | 704 |
| Shurtleff Early Childhood | Public | -1–1 | 637 |
| Joseph A. Browne School | Public | 5–8 | 529 |
| Edgar A Hooks Elementary | Public | 1–4 | 521 |
Showing top 5 by enrollment. 6 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$52,303
Median earnings (10 yr)
$82,968
Boston, MA · 02115
Boston, MA · 02125
Boston, MA · 02129
Cambridge, MA · 02138
Medford, MA · 02155
Cambridge, MA · 02139
Boston, MA · 02108
Boston, MA · 02116
Boston, MA · 02115
Boston, MA · 02115
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Chelsea, MA (ZIP 02150) sits in Suffolk County within the Boston-Cambridge-Newton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 28.7%. NCES lists 11 schools serving the area, 11 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $52,303. IRS data shows average household income (AGI) of $54,478 per tax return. BLS QCEW puts average annual pay at $131,280 per worker — about 101% above the US average and a clear high-wage signal. CDC's Social Vulnerability Index places this ZIP in the 90th percentile nationally — a highly vulnerable community profile. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 3.1% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 1.0% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 12,370 residents (3,683 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $70,968, fair market rent of $2,630 for a two-bedroom, and a typical home value of $525,536, down 0.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
28.7%, which is 4.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
22.7%, which is 0.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
28.0%, which is 4.0 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
11 schools serve this ZIP, including 11 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 02150 by NCES CCD (retrieved Apr 27, 2026).
Yes, 3 high schools serve this ZIP: Chelsea High, Phoenix Charter Academy, Chelsea Opportunity Academy. (NCES CCD, retrieved Apr 27, 2026).
39,875 people live in ZIP 02150, with a median age of 34.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$70,968 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 02150, 28.0% of occupied housing units are owner-occupied and 72.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 02150, 8.2% of workers work from home. Public transit is used by 23.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
21.4% of the population in ZIP 02150 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
82.7% of households in ZIP 02150 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 02150 is $525,536, down 0.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 0.2% over the past year and up 17.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 02150 (Chelsea, MA) is $54,478 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 02150 report an average of $160 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
2.0% of tax returns from ZIP 02150 (Chelsea, MA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 753 business establishments operated in ZIP 02150 employing 12,518 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 02150 is $50,064, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 02150 ranks in the 90th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 02150, ranking in the 87th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 38 federal disaster declarations affecting ZIP 02150 between 1972–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Snowstorm is the most common federally declared disaster type affecting ZIP 02150, accounting for 9 of 38 declarations (24%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 02150 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 02150 by the U.S. Department of Education College Scorecard, including Northeastern University, University Of Massachusetts-Boston, and Bunker Hill Community College (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $52,303 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $82,968 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (11 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (38 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (38 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 02150?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.