Population & age
- Total population
- 1,924
- Median age
- 51.5
Dukes County · Population 1,924
Oak Bluffs, MA (ZIP 02557) sits in Dukes County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 4.2%. NCES lists 2 schools serving the area, 2 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $11,420. Average annual pay across local establishments runs $93,482 per worker (Census ZBP) — a high-wage local economy. Martha's Vineyard Bank holds 79% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. The CDC SVI flags household composition (82th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 52th-percentile score. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 4,473 years of potential life lost per 100,000 (County Health Rankings, 2025). 32.2% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 257 residents (165 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $92,022, fair market rent of $2,290 for a two-bedroom, and a typical home value of $1,243,279, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,750
/month
1 Bed
$1,770
/month
2 Bed
$2,290
/month
3 Bed
$3,210
/month
4 Bed
$3,400
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$1,243,279
Zillow Home Value Index (ZHVI) · as of March 2026
+1.7%
vs. March 2025
+44.5%
vs. March 2021
Vineyard Haven, MA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
103
Across 99 permitted buildings. Total construction value: $105.9M.
Single-family
97
94% of total units
Multifamily (2+ unit)
6
6% of total units
Single-family value
$105.2M
construction value
Multifamily value
$744,100
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business establishments
256
Total employment
1,380
Annual payroll
$129.0M
Average annual pay
$93,482
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$71,428
Average weekly wage
$1,374
Total employment
9,176
Total establishments
1,434
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.8%
That is 0.8 percentage points above the US national unemployment rate of about 4.0%.
Labor force
10,933
Employed
10,405
Unemployed
528
Based on Dukes County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$141.5M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Facilities located inside ZIP 02557 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
MARTHA'S VINEYARD HOSPITAL INC
ONE HOSPITAL ROAD, FIRST FL, WING 5, PO BOX 1477, OAK BLUFFS, MA, 02557
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
38.5
across outlets in this ZIP
Avg square feet
18,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
22
Date Range
1972–2023
Most Recent Declaration
HURRICANE LEE
Hurricane — declared September 15, 2023 (DR-3599)
Incident period: September 15, 2023 – September 17, 2023
Top Incident Types
Individual Assistance
5
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
52.3°F
44.6° – 60°
Annual precipitation
47.7"
Annual snowfall
25.3"
Heating · cooling days
5,214.6 · 625.6
Annual base 65°F
Nearest station: EDGARTOWN, MA US, 4.8 miles from the centroid of Oak Bluffs, MA (ZIP 02557)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
37
GoodPeak AQI (2024)
108
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
341 days as main pollutant
Days measured
357
Based on Dukes County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
4,473
That is roughly 3,727 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
13%
of adults self-report
Poor physical health days
3.7
avg per adult per month
Poor mental health days
5.4
avg per adult per month
Uninsured
4.1%
of residents under 65
Primary care MDs
47
per 100,000 residents
Preventable hospital stays
2,458
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
94%
residents near a facility
Flu vaccinated
36%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Dukes data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
32.2% of Dukes County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.57
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.54
accepting food benefits
Fast-food restaurants
0.97
per 1,000 residents
Among low-income residents, 8.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Dukes County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−257 people
−165 households • +$22.3M net AGI flow
Moved in
865households
1,247 people • $144.3M AGI
Moved out
1,030households
1,504 people • $121.9M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $166,794 versus departing households' $118,388.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 02557. Numbers reflect the most recent published year per source.
Income tax
9.00%
flat · 1 brackets
Sales tax (combined)
6.25%
State 6.25% · avg local 0.00%
Property tax (effective)
1.33%
Median $5,207/year
Tax burden rank
34 of 50
10.80% of personal income
For ZIP 02557: Applied to this ZIP's typical home value of $1,243,279, that works out to roughly $16,569/year in property tax.
Program
Paid Family and Medical Leave
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,230
Replacement: 80% AWW up to 0.5x SAWW + 50% above · job protection
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
02568 (Vineyard Haven, 2.8 mi) · 02539 (Edgartown, 5.2 mi) · 02575 (6.1 mi) · 02540 (West Falmouth, 9.2 mi) · 02536 (East Falmouth, 10.4 mi) · 02543 (Woods Hole, 11.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
26.4%
6.6pp below the 33.0% national rate.
38.3%
6.3pp above the 32.0% national rate.
23.5%
Tracks close to the 22.0% national rate.
84.0%
8.0pp above the 76.0% national rate.
4.2%
8.8pp below the 13.0% national rate.
11.9%
Tracks close to the 11.0% national rate.
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Martha's Vineyard Regional High | Public | 9–12 | 689 |
| Oak Bluffs Elementary | Public | -1–8 | 414 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
2
Median in-state tuition
$11,420
Median earnings (10 yr)
$82,392
Buzzards Bay, MA · 02532
Bourne, MA · 02532
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Oak Bluffs, MA (ZIP 02557) sits in Dukes County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 4.2%. NCES lists 2 schools serving the area, 2 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $11,420. Average annual pay across local establishments runs $93,482 per worker (Census ZBP) — a high-wage local economy. Martha's Vineyard Bank holds 79% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. The CDC SVI flags household composition (82th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 52th-percentile score. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 4,473 years of potential life lost per 100,000 (County Health Rankings, 2025). 32.2% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 257 residents (165 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $92,022, fair market rent of $2,290 for a two-bedroom, and a typical home value of $1,243,279, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
26.4%, which is 6.6 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.5%, which is 1.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
38.3%, which is 6.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 02557 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Martha'S Vineyard Regional High. (NCES CCD, retrieved Apr 27, 2026).
1,924 people live in ZIP 02557, with a median age of 51.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$92,022 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 02557, 72.7% of occupied housing units are owner-occupied and 27.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 02557, 15.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
13.3% of the population in ZIP 02557 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
92.2% of households in ZIP 02557 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 02557 is $1,243,279, up 1.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 1.7% over the past year and up 44.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
As of 2022, 256 business establishments operated in ZIP 02557 employing 1,380 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 02557 is $93,482, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 02557 ranks in the 52th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 02557, ranking in the 82th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 22 federal disaster declarations affecting ZIP 02557 between 1972–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 02557, accounting for 9 of 22 declarations (41%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 02557 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved May 3, 2026).
2 colleges and universities are listed near ZIP 02557 by the U.S. Department of Education College Scorecard, including Massachusetts Maritime Academy and Upper Cape Cod Regional Technical School (retrieved May 2, 2026).
Median in-state tuition across 2 nearby institutions is $11,420 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $82,392 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 02557 has an average annual temperature of 52.3°F and 47.7" of annual precipitation based on the EDGARTOWN, MA US weather station 4.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
1 hospital is located in ZIP 02557 1 is rated by CMS, with an average overall rating of 4.0 out of 5 stars (CMS Hospital Compare, 2024).
Massachusetts has a flat income tax with a top rate of 9.00%. Combined sales tax: 6.25% (Tax Foundation 2025).
Massachusetts runs an active paid family leave program (Paid Family and Medical Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,230 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (22 on record), climate normals from NOAA NCEI (1991-2020), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (22 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
02568 (Vineyard Haven, 2.8 mi) · 02539 (Edgartown, 5.2 mi) · 02575 (6.1 mi) · 02540 (West Falmouth, 9.2 mi) · 02536 (East Falmouth, 10.4 mi) · 02543 (Woods Hole, 11.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 02557?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
52nd percentile
High Vulnerability
Based on 1 census tract, population 2,368
Vulnerability Themes
Households Without Vehicle
25
Limited English Speakers
139
Persons with Disability
275
Without HS Diploma
80
Without Health Insurance
108
Adults Age 65+
590
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.