Population & age
- Total population
- 10,374
- Median age
- 43.8
Manchester, NH (03109)
Hillsborough County · Manchester-Nashua, NH · Population 10,374
Fresh.Data current as of Apr 24, 2026
Manchester, NH (ZIP 03109) sits in Hillsborough County within the Manchester-Nashua metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 5 schools serving the area, 5 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $15,838. IRS data shows average household income (AGI) of $82,799, well above the ~$45K national average per return. Average annual pay across local establishments runs $83,374 per worker (Census ZBP) — a high-wage local economy. Social vulnerability is low in this ZIP at the 19th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 32.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Hampshire has no state income tax, saving the local median household (AGI $82,799) approximately $3,809/year vs the US average effective state tax rate. New residents arriving here predominantly come from Middlesex County, MA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $94,818, fair market rent of $2,300 for a two-bedroom, and a typical home value of $461,130, up 1.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 87.9%
- Black
- 0.7%
- Asian
- 5.1%
- Hispanic / Latino
- 0.9%
- Other / multi-racial
- 6.3%
Income & housing
- Median household income
- $94,818
- Median home value
- $316,600
Education
- Bachelor's degree or higher (age 25+)
- 29.4%
Employment
- Unemployment rate
- 7.4%
Housing
- Owner-occupied
- 3,195(80.5%)
- Renter-occupied
- 773(19.5%)
- Vacant units
- 127
- Built (median)
- 1980
Commute
- Public transit
- 0(0.0%)
- Work from home
- 659(11.2%)
- Avg commute
- 25.8 min
Economic wellbeing
- Below poverty line
- 258(2.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 3,675(92.6%)
- No broadband
- 293(7.4%)
Language & nativity
- Foreign-born
- 649(6.3%)
- Non-English at home
- 1,238(12.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,590
/month
1 Bed
$1,750
/month
2 Bed
$2,300
/month
3 Bed
$2,760
/month
4 Bed
$3,050
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$461,130
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.4%
vs. March 2025
5-year change
+43.9%
vs. March 2021
Metro area
Manchester-Nashua, NH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
872
Across 477 permitted buildings. Total construction value: $245.6M.
Single-family
427
49% of total units
Multifamily (2+ unit)
445
51% of total units
Single-family value
$164.5M
construction value
Multifamily value
$81.1M
construction value
Apartment construction (5+ unit buildings) accounts for 40% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
6,120
Average AGI
$82,799
Avg property tax
$388
EITC participation
7.0%
Income distribution
- $1 – $25,00018.5% · 1,130
- $25,000 – $50,00020.6% · 1,260
- $50,000 – $75,00019.0% · 1,160
- $75,000 – $100,00012.7% · 780
- $100,000 – $200,00023.4% · 1,430
- $200,000 or more5.9% · 360
Avg mortgage interest
$439
Avg charitable contribution
$199
Avg capital gains
$1,648
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $506.7M across all reported brackets.
Business & employment
Business establishments
290
Total employment
5,105
Annual payroll
$425.6M
Average annual pay
$83,374
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$79,660
Average weekly wage
$1,532
Total employment
201,342
Total establishments
12,730
That is roughly 22% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
2.8%
That is 1.2 percentage points below the US national unemployment rate of about 4.0%.
Labor force
241,360
Employed
234,622
Unemployed
6,738
Based on Hillsborough County, NH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Community health centers
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
10
across sites in this ZIP
Sites in this ZIP
- 1.Amoskeag Health at McLaughlin Middle School
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Manchester, NH
Reporting agencies
2
Largest: City of Nashua
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
9
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
9
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
31
Date Range
1973–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared April 3, 2020 (DR-4516)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm13 (42%)
- Snowstorm6 (19%)
- Flood5 (16%)
- Hurricane4 (13%)
- Biological2 (6%)
- Other1 (3%)
Individual Assistance
8
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
11
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
47.4°F
37.5° – 57.3°
Annual precipitation
42.5"
Annual snowfall
52.8"
Heating · cooling days
6,906.7 · 537.7
Annual base 65°F
Nearest station: MASSABESIC LAKE, NH US, 1.8 miles from the centroid of Manchester, NH (ZIP 03109)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 328dModerate 38d
Peak AQI (2024)
97
Moderate
Primary pollutant
Ozone
324 days as main pollutant
Days measured
366
Based on Hillsborough County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,909
That is roughly 1,291 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
12%
of adults self-report
Poor physical health days
3.5
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
6.6%
of residents under 65
Primary care MDs
83
per 100,000 residents
Preventable hospital stays
2,694
per 100K Medicare enrollees
Food environment (0-10)
9.0
10 = best access & security
Exercise access
89%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hillsborough data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
32.3% of Hillsborough County, NH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.71
accepting food benefits
Fast-food restaurants
0.68
per 1,000 residents
Among low-income residents, 4.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hillsborough County, NH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 0 reports
Property crime rate
—
per 100K residents · 1 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
0
County-level data for Hillsborough (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−788 people
−204 households • −$18.9M net AGI flow
Moved in
14,250households
21,827 people • $1.2B AGI
Moved out
14,454households
22,615 people • $1.2B AGI
Where new residents came from
- Middlesex County, MA — 2,099 households
- Rockingham County, NH — 1,708 households
- Merrimack County, NH — 1,059 households
- Essex County, MA — 659 households
- Worcester County, MA — 348 households
Where departing residents went
- Rockingham County, NH — 1,656 households
- Merrimack County, NH — 1,362 households
- Middlesex County, MA — 1,149 households
- Essex County, MA — 422 households
- Cheshire County, NH — 330 households
Incoming households reported an average AGI of $84,874 versus departing households' $84,983.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New Hampshire
State-level rules that apply to every resident of ZIP 03109. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
0.00%
State 0.00% · avg local 0.00%
Property tax (effective)
2.38%
Median $5,616/year
Tax burden rank
15 of 50
9.20% of personal income
For ZIP 03109: A household at this ZIP's median AGI of $82,799 keeps approximately $3,809 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $461,130, that works out to roughly $10,959/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Replacement: 60% AWW, max $2128
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 03109
Other ZIPs in Manchester
Nearby ZIPs by distance
03103 (Manchester, 2.2 mi) · 03032 (2.8 mi) · 03104 (Manchester, 3.7 mi) · 03101 (Manchester, 3.8 mi) · 03102 (Manchester, 5.7 mi) · 03053 (Londonderry, 6.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
32.5%
Tracks close to the 33.0% national rate.
High Blood Pressure
30.6%
Tracks close to the 32.0% national rate.
Depression
21.7%
Tracks close to the 22.0% national rate.
Annual Checkup
77.5%
Tracks close to the 76.0% national rate.
Health Insurance
6.3%
6.7pp below the 13.0% national rate.
Diabetes
8.7%
2.3pp below the 11.0% national rate.
Schools in this ZIP
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Henry J. McLaughlin Jr. Middle School | Public | 6–8 | 711 |
| Green Acres School | Public | -1–5 | 443 |
| Mill Falls Charter School | Public | 0–6 | 168 |
| Making Community Connections Charter School (H) | Public | 9–11 | 36 |
| Making Community Connections Charter School (M) | Public | 6–8 | 16 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$15,838
Median earnings (10 yr)
$58,399
- 4-Year
Southern New Hampshire University
Manchester, NH · 03106
- In-state tuition
- $17,200
- Out-of-state tuition
- $17,200
- Acceptance rate
- 99.5%
- Graduation rate
- 43.8%
- Median earnings (10 yr)
- $50,318
- Median student debt
- $21,082
- 4-Year
Saint Anselm College
Manchester, NH · 03102
- In-state tuition
- $48,920
- Out-of-state tuition
- $48,920
- Acceptance rate
- 78.0%
- Graduation rate
- 81.5%
- Median earnings (10 yr)
- $73,371
- Median student debt
- $27,000
- 2-Year
Manchester Community College
Manchester, NH · 03102
- In-state tuition
- $7,090
- Out-of-state tuition
- $15,340
- Acceptance rate
- —
- Graduation rate
- 39.1%
- Median earnings (10 yr)
- $49,063
- Median student debt
- $15,060
- 4-Year
University of New Hampshire College of Professional Studies Online
Manchester, NH · 03101
- In-state tuition
- $7,724
- Out-of-state tuition
- $9,284
- Acceptance rate
- —
- Graduation rate
- 22.1%
- Median earnings (10 yr)
- $66,479
- Median student debt
- $26,814
- 4-Year
University of New Hampshire at Manchester
Manchester, NH · 03101
- In-state tuition
- $15,838
- Out-of-state tuition
- $36,418
- Acceptance rate
- 80.9%
- Graduation rate
- 56.1%
- Median earnings (10 yr)
- $66,479
- Median student debt
- $26,814
- Certificate
Empire Beauty School-Hooksett
Hooksett, NH · 03106
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 80.5%
- Median earnings (10 yr)
- $33,546
- Median student debt
- $7,942
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Manchester, NH (ZIP 03109) sits in Hillsborough County within the Manchester-Nashua metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 5 schools serving the area, 5 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $15,838. IRS data shows average household income (AGI) of $82,799, well above the ~$45K national average per return. Average annual pay across local establishments runs $83,374 per worker (Census ZBP) — a high-wage local economy. Social vulnerability is low in this ZIP at the 19th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 32.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Hampshire has no state income tax, saving the local median household (AGI $82,799) approximately $3,809/year vs the US average effective state tax rate. New residents arriving here predominantly come from Middlesex County, MA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $94,818, fair market rent of $2,300 for a two-bedroom, and a typical home value of $461,130, up 1.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 03109
What is the obesity rate in ZIP 03109?
32.5%, which is 0.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 03109?
21.7%, which is 0.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 03109?
30.6%, which is 1.4 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 03109?
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 03109 have charter schools?
No charter schools are listed in ZIP 03109 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 03109?
Yes, 1 high school serves this ZIP: Making Community Connections Charter School (h). (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 03109?
10,374 people live in ZIP 03109, with a median age of 43.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 03109?
$94,818 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 03109 mostly renters or homeowners?
In ZIP 03109, 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 03109?
In ZIP 03109, 11.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 03109?
2.5% of the population in ZIP 03109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 03109 have broadband internet?
92.6% of households in ZIP 03109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 03109?
The typical home value in ZIP 03109 is $461,130, up 1.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 03109?
Home values are up 1.4% over the past year and up 43.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 03109?
The average Adjusted Gross Income reported on tax returns from ZIP 03109 (Manchester, NH) is $82,799 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 03109?
Tax returns from ZIP 03109 report an average of $388 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 03109 earn over $200,000?
5.9% of tax returns from ZIP 03109 (Manchester, NH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 03109?
As of 2022, 290 business establishments operated in ZIP 03109 employing 5,105 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 03109?
The average annual pay across all local establishments in ZIP 03109 is $83,374, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 03109 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 03109 ranks in the 19th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 03109?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 03109, ranking in the 53th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 03109 experienced?
FEMA has recorded 31 federal disaster declarations affecting ZIP 03109 between 1973–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 03109?
Severe Storm is the most common federally declared disaster type affecting ZIP 03109, accounting for 13 of 31 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 03109?
The most recent FEMA disaster declaration affecting ZIP 03109 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4516) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 03109?
6 colleges and universities are listed near ZIP 03109 by the U.S. Department of Education College Scorecard, including Southern New Hampshire University, Saint Anselm College, and Manchester Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 03109?
Median in-state tuition across 6 nearby institutions is $15,838 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 03109?
Graduates of nearby colleges earn a median of $58,399 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 03109?
ZIP 03109 has an average annual temperature of 47.4°F and 42.5" of annual precipitation based on the MASSABESIC LAKE, NH US weather station 1.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 03109 have public transit?
Yes — ZIP 03109 is part of the Manchester, NH urbanized area, primarily served by City of Nashua (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 03109?
New Hampshire has no state income tax. For a household earning the local median AGI of $82,799, this saves approximately $3,809 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 0.00% (Tax Foundation 2025).
Does New Hampshire have paid family leave?
New Hampshire runs an active paid family leave program offering up to — weeks of paid leave per year, with a maximum weekly benefit of $2,128 (Bipartisan Policy Center 2026).
What data is available for ZIP 03109?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (31 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (31 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 03109
Other ZIPs in Manchester
Nearby ZIPs by distance
03103 (Manchester, 2.2 mi) · 03032 (2.8 mi) · 03104 (Manchester, 3.7 mi) · 03101 (Manchester, 3.8 mi) · 03102 (Manchester, 5.7 mi) · 03053 (Londonderry, 6.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
19th percentile
Low Vulnerability
Based on 4 census tracts, population 11,430
Vulnerability Themes
Households Without Vehicle
74
Limited English Speakers
137
Persons with Disability
1,232
Without HS Diploma
480
Without Health Insurance
262
Adults Age 65+
2,015
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.