Population & age
- Total population
- 1,406
- Median age
- 48.5
ZIP 06481, CT (06481)
Middlesex County · Population 1,406
Fresh.Data current as of Apr 24, 2026
CT 06481 (ZIP 06481) sits in Middlesex County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in below the national average at 83.6%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $39,961. IRS data shows average household income (AGI) of $95,808, well above the ~$45K national average per return. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. Annual precipitation averages 53.5" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 35.6% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Connecticut levies a graduated state income tax (top rate 6.99%); a household at the local median AGI of $95,808 would pay roughly $4,018/year before deductions. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $97,045, fair market rent of $1,610 for a two-bedroom, and a typical home value of $396,659, up 4.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 91.1%
- Black
- 1.4%
- Asian
- 7.5%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $97,045
- Median home value
- $283,300
Education
- Bachelor's degree or higher (age 25+)
- 31.3%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 402(67.0%)
- Renter-occupied
- 198(33.0%)
- Vacant units
- 26
- Built (median)
- 1952
Commute
- Public transit
- 0(0.0%)
- Work from home
- 77(12.1%)
- Avg commute
- 21.8 min
Economic wellbeing
- Below poverty line
- 158(11.2%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 427(71.2%)
- No broadband
- 173(28.8%)
Language & nativity
- Foreign-born
- 95(6.8%)
- Non-English at home
- 119(8.8%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,110
/month
1 Bed
$1,280
/month
2 Bed
$1,610
/month
3 Bed
$1,930
/month
4 Bed
$2,200
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$396,659
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.9%
vs. March 2025
5-year change
+44.2%
vs. March 2021
Metro area
Hartford-East Hartford-Middletown, CT
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
Income & tax statistics
Tax returns filed
600
Average AGI
$95,808
Avg property tax
$605
EITC participation
6.7%
Income distribution
- $1 – $25,00021.7% · 130
- $25,000 – $50,00018.3% · 110
- $50,000 – $75,00015.0% · 90
- $75,000 – $100,00011.7% · 70
- $100,000 – $200,00025.0% · 150
- $200,000 or more8.3% · 50
Avg mortgage interest
$705
Avg charitable contribution
$228
Avg capital gains
$713
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $57.5M across all reported brackets.
Business & employment
Business establishments
21
Total employment
771
Annual payroll
$31.0M
Average annual pay
$40,179
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Hartford, CT
Reporting agencies
8
Largest: Connecticut Department of Transportation
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
28
Date Range
1978–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared October 30, 2021 (DR-4629)
Incident period: September 1, 2021 – September 2, 2021
Top Incident Types
- Hurricane11 (39%)
- Severe Storm7 (25%)
- Snowstorm5 (18%)
- Flood3 (11%)
- Biological2 (7%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50°F
39.4° – 60.7°
Annual precipitation
53.5"
Annual snowfall
38.6"
Heating · cooling days
6,107.1 · 685.6
Annual base 65°F
Nearest station: BURLINGTON, CT US, 21.5 miles from the centroid of ZIP 06481 (ZIP 06481)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
40
GoodGood 178dModerate 25dUSG 5dUnhealthy 1d
Peak AQI (2024)
177
Unhealthy
Primary pollutant
Ozone
209 days as main pollutant
Days measured
209
Based on Middlesex County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
5,773
That is roughly 2,427 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
—
of adults self-report
Poor physical health days
—
avg per adult per month
Poor mental health days
—
avg per adult per month
Uninsured
—
of residents under 65
Primary care MDs
78
per 100,000 residents
Preventable hospital stays
2,318
per 100K Medicare enrollees
Food environment (0-10)
—
10 = best access & security
Exercise access
—
residents near a facility
Flu vaccinated
59%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.2% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Middlesex data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
35.6% of Middlesex County, CT residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
—
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Among low-income residents, 5.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Middlesex County, CT for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Taxes & benefits in Connecticut
State-level rules that apply to every resident of ZIP 06481. Numbers reflect the most recent published year per source.
Tax rates
Income tax
6.99%
graduated · 6 brackets
Sales tax (combined)
6.35%
State 6.35% · avg local 0.00%
Property tax (effective)
1.47%
Median $9,222/year
Tax burden rank
48 of 50
12.50% of personal income
For ZIP 06481: At this ZIP's median AGI of $95,808, the estimated state income tax (before deductions) runs about $4,018 per year. Applied to this ZIP's typical home value of $396,659, that works out to roughly $5,849/year in property tax.
Paid family leave
Program
CT Paid Leave
Mandatory (state-run insurance)
Max weeks/year
12
Parental
12wk
Max weekly benefit
$1,016
Replacement: 95% AWW up to 40x CT min wage + 60% above
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 06481
Nearby ZIPs by distance
06455 (1.9 mi) · 06459 (Middletown, 2.1 mi) · 06457 (Middletown, 2.2 mi) · 06450 (Meriden, 4 mi) · 06422 (Durham, 4.7 mi) · 06023 (5.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
28.2%
4.8pp below the 33.0% national rate.
High Blood Pressure
36.0%
4.0pp above the 32.0% national rate.
Depression
21.2%
Tracks close to the 22.0% national rate.
Annual Checkup
83.6%
7.6pp above the 76.0% national rate.
Health Insurance
5.8%
7.2pp below the 13.0% national rate.
Diabetes
9.9%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$39,961
Median earnings (10 yr)
$36,775
- 4-Year
Wesleyan University
Middletown, CT · 06459
- In-state tuition
- $70,342
- Out-of-state tuition
- $70,342
- Acceptance rate
- 16.5%
- Graduation rate
- 92.1%
- Median earnings (10 yr)
- $73,897
- Median student debt
- $17,000
- Certificate
Lincoln Technical Institute-Shelton
Shelton, CT · 06484
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 60.0%
- Median earnings (10 yr)
- $38,683
- Median student debt
- $11,250
- Certificate
Academy Di Capelli-School of Cosmetology
Wallingford, CT · 06492
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 73.6%
- Median earnings (10 yr)
- —
- Median student debt
- $6,333
- 4-Year
Holy Apostles College and Seminary
Cromwell, CT · 06416
- In-state tuition
- $9,580
- Out-of-state tuition
- $9,580
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- $12,541
- Certificate
Cortiva Institute
Cromwell, CT · 06416
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 81.8%
- Median earnings (10 yr)
- $34,866
- Median student debt
- $11,259
- Certificate
Paul Mitchell the School-North Haven
North Haven, CT · 06473
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 76.7%
- Median earnings (10 yr)
- $30,900
- Median student debt
- $6,333
- Certificate
Oxford Academy of Hair Design Inc
Seymour, CT · 06483
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 77.1%
- Median earnings (10 yr)
- —
- Median student debt
- $6,333
- Certificate
TIGI Hairdressing Academy Newtown
Newtown, CT · 06470
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 75.3%
- Median earnings (10 yr)
- —
- Median student debt
- $9,833
- Certificate
TIGI Hairdressing Academy Guilford
Guilford, CT · 06437
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.7%
- Median earnings (10 yr)
- —
- Median student debt
- $9,833
- Certificate
Branford Academy of Hair & Cosmetology
Branford, CT · 06405
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 83.3%
- Median earnings (10 yr)
- —
- Median student debt
- $6,333
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
CT 06481 (ZIP 06481) sits in Middlesex County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in below the national average at 83.6%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $39,961. IRS data shows average household income (AGI) of $95,808, well above the ~$45K national average per return. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. Annual precipitation averages 53.5" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 35.6% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Connecticut levies a graduated state income tax (top rate 6.99%); a household at the local median AGI of $95,808 would pay roughly $4,018/year before deductions. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $97,045, fair market rent of $1,610 for a two-bedroom, and a typical home value of $396,659, up 4.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 06481
What is the obesity rate in ZIP 06481?
28.2%, which is 4.8 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 06481?
21.2%, which is 0.8 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 06481?
36.0%, which is 4.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 06481?
1,406 people live in ZIP 06481, with a median age of 48.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 06481?
$97,045 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 06481 mostly renters or homeowners?
In ZIP 06481, 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 06481?
In ZIP 06481, 12.1% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 06481?
11.2% of the population in ZIP 06481 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 06481 have broadband internet?
71.2% of households in ZIP 06481 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 06481?
The typical home value in ZIP 06481 is $396,659, up 4.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 06481?
Home values are up 4.9% over the past year and up 44.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 06481?
The average Adjusted Gross Income reported on tax returns from ZIP 06481 (CT 06481) is $95,808 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 06481?
Tax returns from ZIP 06481 report an average of $605 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 06481 earn over $200,000?
8.3% of tax returns from ZIP 06481 (CT 06481) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 06481?
As of 2022, 21 business establishments operated in ZIP 06481 employing 771 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 06481?
The average annual pay across all local establishments in ZIP 06481 is $40,179, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How many federally declared disasters has ZIP 06481 experienced?
FEMA has recorded 28 federal disaster declarations affecting ZIP 06481 between 1978–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 06481?
Hurricane is the most common federally declared disaster type affecting ZIP 06481, accounting for 11 of 28 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 06481?
The most recent FEMA disaster declaration affecting ZIP 06481 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4629) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 06481?
10 colleges and universities are listed near ZIP 06481 by the U.S. Department of Education College Scorecard, including Wesleyan University, Lincoln Technical Institute-Shelton, and Academy Di Capelli-School Of Cosmetology (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 06481?
Median in-state tuition across 10 nearby institutions is $39,961 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 06481?
Graduates of nearby colleges earn a median of $36,775 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 06481?
ZIP 06481 has an average annual temperature of 50.0°F and 53.5" of annual precipitation based on the BURLINGTON, CT US weather station 21.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 06481 have public transit?
Yes — ZIP 06481 is part of the Hartford, CT urbanized area, primarily served by Connecticut Department of Transportation (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 06481?
Connecticut has a graduated income tax with a top rate of 6.99%. Households at the local median AGI of $95,808 would pay roughly $4,018 in state income tax annually (estimated, before deductions). Combined sales tax: 6.35% (Tax Foundation 2025).
Does Connecticut have paid family leave?
Connecticut runs an active paid family leave program (CT Paid Leave) offering up to 12 weeks of paid leave per year, with a maximum weekly benefit of $1,016 (Bipartisan Policy Center 2026).
What data is available for ZIP 06481?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), federal disaster declarations from FEMA OpenFEMA (28 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 06481
Nearby ZIPs by distance
06455 (1.9 mi) · 06459 (Middletown, 2.1 mi) · 06457 (Middletown, 2.2 mi) · 06450 (Meriden, 4 mi) · 06422 (Durham, 4.7 mi) · 06023 (5.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 06481?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.