Population & age
- Total population
- 5,612
- Median age
- 43.8
Towaco, NJ (07082)
Morris County · New York-Newark-Jersey City, NY-NJ · Population 5,612
Fresh.Data current as of Apr 24, 2026
Towaco, NJ (ZIP 07082) sits in Morris County within the New York-Newark-Jersey City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 20.5%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $15,912. IRS data shows average household income (AGI) of $193,953, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $101,208 per worker — about 55% above the US average and a clear high-wage signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages 50.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Premature-mortality burden is comparatively low at 4,240 years of potential life lost per 100,000 (County Health Rankings, 2025). Per USDA's Food Environment Atlas, 40.3% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $193,953 would pay roughly $12,510/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $218,194,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $153,977, fair market rent of $2,650 for a two-bedroom, and a typical home value of $851,343, up 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 83.9%
- Black
- 0.7%
- Asian
- 11.0%
- Hispanic / Latino
- 5.0%
- Other / multi-racial
- 4.4%
Income & housing
- Median household income
- $153,977
- Median home value
- $633,300
Education
- Bachelor's degree or higher (age 25+)
- 65.3%
Employment
- Unemployment rate
- 4.6%
Housing
- Owner-occupied
- 1,871(95.1%)
- Renter-occupied
- 97(4.9%)
- Vacant units
- 71
- Built (median)
- 1969
Commute
- Public transit
- 131(4.7%)
- Work from home
- 541(19.5%)
- Avg commute
- 24.5 min
Economic wellbeing
- Below poverty line
- 131(2.4%)
- Uninsured
- 105(1.9%)
Digital access
- Broadband access
- 1,851(94.1%)
- No broadband
- 117(5.9%)
Language & nativity
- Foreign-born
- 1,023(18.2%)
- Non-English at home
- 1,066(20.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,940
/month
1 Bed
$2,190
/month
2 Bed
$2,650
/month
3 Bed
$3,320
/month
4 Bed
$3,780
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$851,343
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.7%
vs. March 2025
5-year change
+30.8%
vs. March 2021
Metro area
New York-Newark-Jersey City, NY-NJ-PA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
2,055
Across 930 permitted buildings. Total construction value: $413.7M.
Single-family
864
42% of total units
Multifamily (2+ unit)
1,191
58% of total units
Single-family value
$242.6M
construction value
Multifamily value
$171.1M
construction value
Apartment construction (5+ unit buildings) accounts for 56% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
2,920
Average AGI
$193,953
Avg property tax
$3,728
EITC participation
3.4%
Income distribution
- $1 – $25,00019.5% · 570
- $25,000 – $50,00011.0% · 320
- $50,000 – $75,00010.6% · 310
- $75,000 – $100,0009.6% · 280
- $100,000 – $200,00021.9% · 640
- $200,000 or more27.4% · 800
Avg mortgage interest
$2,891
Avg charitable contribution
$1,498
Avg capital gains
$11,163
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $566.3M across all reported brackets.
Business & employment
Business establishments
173
Total employment
1,408
Annual payroll
$71.3M
Average annual pay
$50,629
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$101,208
Average weekly wage
$1,946
Total employment
298,824
Total establishments
18,002
That is roughly 55% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.7%
That is 0.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
279,349
Employed
269,026
Unemployed
10,323
Based on Morris County, NJ data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$51.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Blue Foundry Bank$51.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
New York--Jersey City--Newark, NY--NJ
Reporting agencies
38
Largest: Academy Lines, Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
11
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- KWEV
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
33
Date Range
1965–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared September 5, 2021 (DR-4614)
Incident period: September 1, 2021 – September 3, 2021
Top Incident Types
- Hurricane10 (30%)
- Severe Storm8 (24%)
- Snowstorm5 (15%)
- Flood4 (12%)
- Biological2 (6%)
- Other4 (12%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
15
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.3°F
43.2° – 63.4°
Annual precipitation
50.4"
Annual snowfall
24"
Heating · cooling days
5,262.1 · 1,023
Annual base 65°F
Nearest station: CANOE BROOK, NJ US, 12.7 miles from the centroid of Towaco, NJ (ZIP 07082)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 305dModerate 59dUSG 2d
Peak AQI (2024)
108
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
297 days as main pollutant
Days measured
366
Based on Morris County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
4,240
That is roughly 3,960 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
11%
of adults self-report
Poor physical health days
3.1
avg per adult per month
Poor mental health days
4.3
avg per adult per month
Uninsured
5.3%
of residents under 65
Primary care MDs
93
per 100,000 residents
Preventable hospital stays
2,190
per 100K Medicare enrollees
Food environment (0-10)
9.4
10 = best access & security
Exercise access
99%
residents near a facility
Flu vaccinated
58%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Morris data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
40.3% of Morris County, NJ residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.20
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.38
accepting food benefits
Fast-food restaurants
0.83
per 1,000 residents
Among low-income residents, 3.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Morris County, NJ for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−1,859 people
−1,916 households • −$218.2M net AGI flow
Moved in
14,890households
24,722 people • $2.0B AGI
Moved out
16,806households
26,581 people • $2.2B AGI
Where new residents came from
- Essex County, NJ — 1,452 households
- Passaic County, NJ — 1,255 households
- Bergen County, NJ — 1,076 households
- Hudson County, NJ — 973 households
- Sussex County, NJ — 774 households
Where departing residents went
- Sussex County, NJ — 926 households
- Essex County, NJ — 828 households
- Hudson County, NJ — 735 households
- Passaic County, NJ — 720 households
- Somerset County, NJ — 674 households
Incoming households reported an average AGI of $134,776 versus departing households' $132,393.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New Jersey
State-level rules that apply to every resident of ZIP 07082. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.75%
graduated · 8 brackets
Sales tax (combined)
6.60%
State 6.63% · avg local 0.02%
Property tax (effective)
2.52%
Median $8,156/year
Tax burden rank
44 of 50
11.90% of personal income
For ZIP 07082: At this ZIP's median AGI of $193,953, the estimated state income tax (before deductions) runs about $12,510 per year. Applied to this ZIP's typical home value of $851,343, that works out to roughly $21,490/year in property tax.
Paid family leave
Program
Family Leave Insurance
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,119
Replacement: 85% AWW
Safety net
SNAP eligibility
185% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 07082
Nearby ZIPs by distance
07045 (Pine Brook, 1.7 mi) · 07035 (Lincoln Park, 1.9 mi) · 07440 (3.1 mi) · 07005 (Boonton, 3.4 mi) · 07444 (Pompton Plains, 3.5 mi) · 07004 (3.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
20.5%
12.5pp below the 33.0% national rate.
High Blood Pressure
29.3%
2.7pp below the 32.0% national rate.
Depression
14.6%
7.4pp below the 22.0% national rate.
Annual Checkup
79.4%
3.4pp above the 76.0% national rate.
Health Insurance
5.4%
7.6pp below the 13.0% national rate.
Diabetes
8.0%
3.0pp below the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Cedar Hill School | Public | -1–5 | 295 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$15,912
Median earnings (10 yr)
$55,540
- 4-Year
Montclair State University
Montclair, NJ · 07043
- In-state tuition
- $15,912
- Out-of-state tuition
- $26,022
- Acceptance rate
- 87.9%
- Graduation rate
- 64.5%
- Median earnings (10 yr)
- $61,415
- Median student debt
- $22,000
- 4-Year
Kean University
Union, NJ · 07083
- In-state tuition
- $14,299
- Out-of-state tuition
- $22,446
- Acceptance rate
- 75.9%
- Graduation rate
- 45.0%
- Median earnings (10 yr)
- $57,237
- Median student debt
- $23,250
- 2-Year
UCNJ Union College of Union County New Jersey
Cranford, NJ · 07016
- In-state tuition
- $5,280
- Out-of-state tuition
- $9,500
- Acceptance rate
- —
- Graduation rate
- 35.1%
- Median earnings (10 yr)
- $41,595
- Median student debt
- $15,091
- 4-Year
Seton Hall University
South Orange, NJ · 07079
- In-state tuition
- $53,170
- Out-of-state tuition
- $53,170
- Acceptance rate
- 73.3%
- Graduation rate
- 70.5%
- Median earnings (10 yr)
- $70,196
- Median student debt
- $22,750
- 4-Year
Stevens Institute of Technology
Hoboken, NJ · 07030
- In-state tuition
- $63,462
- Out-of-state tuition
- $63,462
- Acceptance rate
- 47.6%
- Graduation rate
- 88.2%
- Median earnings (10 yr)
- $108,772
- Median student debt
- $27,000
- Certificate
Lincoln Technical Institute-Union
Union, NJ · 07083
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 73.6%
- Median earnings (10 yr)
- $46,396
- Median student debt
- $11,730
- 4-Year
Caldwell University
Caldwell, NJ · 07006
- In-state tuition
- $40,848
- Out-of-state tuition
- $40,848
- Acceptance rate
- 71.3%
- Graduation rate
- 58.0%
- Median earnings (10 yr)
- $53,843
- Median student debt
- $25,000
- 2-Year
Universal Technical Institute-Bloomfield
Bloomfield, NJ · 07003
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 60.9%
- Median earnings (10 yr)
- $51,222
- Median student debt
- $14,267
- 4-Year
Bloomfield College of Montclair State University
Bloomfield, NJ · 07003
- In-state tuition
- $15,912
- Out-of-state tuition
- $26,022
- Acceptance rate
- 69.7%
- Graduation rate
- 34.5%
- Median earnings (10 yr)
- $61,415
- Median student debt
- $22,000
- 2-Year
American Institute-Clifton
CLIFTON, NJ · 07011
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 55.5%
- Median earnings (10 yr)
- $28,710
- Median student debt
- $11,979
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Towaco, NJ (ZIP 07082) sits in Morris County within the New York-Newark-Jersey City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 20.5%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $15,912. IRS data shows average household income (AGI) of $193,953, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $101,208 per worker — about 55% above the US average and a clear high-wage signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages 50.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Premature-mortality burden is comparatively low at 4,240 years of potential life lost per 100,000 (County Health Rankings, 2025). Per USDA's Food Environment Atlas, 40.3% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $193,953 would pay roughly $12,510/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $218,194,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $153,977, fair market rent of $2,650 for a two-bedroom, and a typical home value of $851,343, up 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- With fair market rent at $2,650/month (HUD SAFMR) and median household income at $153,977 (Census ACS), housing costs represent approximately 21% of income.
- A median household income of $153,977 (Census ACS) aligns with a 20.5% obesity rate (CDC PLACES), below the ~33% national figure — a pattern that correlates with higher-income areas.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 14.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 07082
What is the obesity rate in ZIP 07082?
20.5%, which is 12.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 07082?
14.6%, which is 7.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 07082?
29.3%, which is 2.7 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 07082?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 07082 have charter schools?
No charter schools are listed in ZIP 07082 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 07082?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 07082?
5,612 people live in ZIP 07082, with a median age of 43.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 07082?
$153,977 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 07082 mostly renters or homeowners?
In ZIP 07082, 95.1% of occupied housing units are owner-occupied and 4.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 07082?
In ZIP 07082, 19.5% of workers work from home. Public transit is used by 4.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 07082?
2.4% of the population in ZIP 07082 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 07082 have broadband internet?
94.1% of households in ZIP 07082 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 07082?
The typical home value in ZIP 07082 is $851,343, up 3.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 07082?
Home values are up 3.7% over the past year and up 30.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 07082?
The average Adjusted Gross Income reported on tax returns from ZIP 07082 (Towaco, NJ) is $193,953 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 07082?
Tax returns from ZIP 07082 report an average of $3,728 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 07082 earn over $200,000?
27.4% of tax returns from ZIP 07082 (Towaco, NJ) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 07082?
As of 2022, 173 business establishments operated in ZIP 07082 employing 1,408 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 07082?
The average annual pay across all local establishments in ZIP 07082 is $50,629, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 07082 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 07082 ranks in the 10th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 07082?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 07082, ranking in the 40th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 07082 experienced?
FEMA has recorded 33 federal disaster declarations affecting ZIP 07082 between 1965–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 07082?
Hurricane is the most common federally declared disaster type affecting ZIP 07082, accounting for 10 of 33 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 07082?
The most recent FEMA disaster declaration affecting ZIP 07082 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4614) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 07082?
10 colleges and universities are listed near ZIP 07082 by the U.S. Department of Education College Scorecard, including Montclair State University, Kean University, and Ucnj Union College Of Union County New Jersey (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 07082?
Median in-state tuition across 10 nearby institutions is $15,912 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 07082?
Graduates of nearby colleges earn a median of $55,540 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 07082?
ZIP 07082 has an average annual temperature of 53.3°F and 50.4" of annual precipitation based on the CANOE BROOK, NJ US weather station 12.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 07082 have public transit?
Yes — ZIP 07082 is part of the New York--Jersey City--Newark, NY--NJ urbanized area, primarily served by Academy Lines, Inc. (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 07082?
New Jersey has a graduated income tax with a top rate of 10.75%. Households at the local median AGI of $193,953 would pay roughly $12,510 in state income tax annually (estimated, before deductions). Combined sales tax: 6.60% (Tax Foundation 2025).
Does New Jersey have paid family leave?
New Jersey runs an active paid family leave program (Family Leave Insurance) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,119 (Bipartisan Policy Center 2026).
What data is available for ZIP 07082?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (33 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (33 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 07082
Nearby ZIPs by distance
07045 (Pine Brook, 1.7 mi) · 07035 (Lincoln Park, 1.9 mi) · 07440 (3.1 mi) · 07005 (Boonton, 3.4 mi) · 07444 (Pompton Plains, 3.5 mi) · 07004 (3.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
10th percentile
Low Vulnerability
Based on 3 census tracts, population 5,602
Vulnerability Themes
Households Without Vehicle
17
Limited English Speakers
140
Persons with Disability
634
Without HS Diploma
121
Without Health Insurance
207
Adults Age 65+
1,097
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.