Population & age
- Total population
- 37,893
- Median age
- 40.0
Silver Lake, NJ (07109)
Essex County · New York-Newark-Jersey City, NY-NJ · Population 37,893
Fresh.Data current as of Apr 24, 2026
Silver Lake, NJ (ZIP 07109) sits in Essex County within the New York-Newark-Jersey City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in below the national average at 15.0%. NCES lists 11 schools serving the area, 11 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $17,250. IRS data shows average household income (AGI) of $63,221, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $88,369 per worker — about 35% above the US average and a clear high-wage signal. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages 50.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $63,221 would pay roughly $4,078/year before deductions. IRS migration data (2022-2023) shows a net loss of 7,694 residents (4,108 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $85,374, fair market rent of $2,300 for a two-bedroom, and a typical home value of $514,815, up 4.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 48.1%
- Black
- 8.5%
- Asian
- 9.9%
- Hispanic / Latino
- 51.7%
- Other / multi-racial
- 33.2%
Income & housing
- Median household income
- $85,374
- Median home value
- $360,700
Education
- Bachelor's degree or higher (age 25+)
- 28.3%
Employment
- Unemployment rate
- 9.4%
Housing
- Owner-occupied
- 7,403(54.0%)
- Renter-occupied
- 6,312(46.0%)
- Vacant units
- 876
- Built (median)
- 1951
Commute
- Public transit
- 1,447(7.6%)
- Work from home
- 1,057(5.5%)
- Avg commute
- 29.3 min
Economic wellbeing
- Below poverty line
- 4,205(11.1%)
- Uninsured
- 595(1.6%)
Digital access
- Broadband access
- 12,431(90.6%)
- No broadband
- 1,284(9.4%)
Language & nativity
- Foreign-born
- 14,027(37.0%)
- Non-English at home
- 20,969(58.8%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,680
/month
1 Bed
$1,900
/month
2 Bed
$2,300
/month
3 Bed
$2,880
/month
4 Bed
$3,270
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$514,815
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.1%
vs. March 2025
5-year change
+37.2%
vs. March 2021
Metro area
New York-Newark-Jersey City, NY-NJ-PA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
3,827
Across 612 permitted buildings. Total construction value: $555.7M.
Single-family
298
8% of total units
Multifamily (2+ unit)
3,529
92% of total units
Single-family value
$108.4M
construction value
Multifamily value
$447.3M
construction value
Apartment construction (5+ unit buildings) accounts for 79% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
20,300
Average AGI
$63,221
Avg property tax
$949
EITC participation
14.8%
Income distribution
- $1 – $25,00027.0% · 5,480
- $25,000 – $50,00024.3% · 4,940
- $50,000 – $75,00018.2% · 3,690
- $75,000 – $100,00011.8% · 2,390
- $100,000 – $200,00016.2% · 3,280
- $200,000 or more2.6% · 520
Avg mortgage interest
$815
Avg charitable contribution
$428
Avg capital gains
$759
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1283.4M across all reported brackets.
Business & employment
Business establishments
734
Total employment
8,564
Annual payroll
$465.9M
Average annual pay
$54,406
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$88,369
Average weekly wage
$1,699
Total employment
349,076
Total establishments
23,692
That is roughly 35% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.5%
That is 1.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
425,042
Employed
401,693
Unemployed
23,349
Based on Essex County, NJ data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
7
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$775.1M
across all branches in this ZIP
Distinct institutions
5
different banks operating here
Top banks by deposits in this ZIP
- 1.Valley National Bank$272.9M · 3 branches
- 2.Bank of America, National Association$198.8M · 1 branch
- 3.JPMorgan Chase Bank, National Association$134.4M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Hospitals & healthcare facilities
Facilities located inside ZIP 07109 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
CLARA MAASS MEDICAL CENTER
★★★★★2.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
ONE CLARA MAASS DRIVE, BELLEVILLE, NJ, 07109
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
New York--Jersey City--Newark, NY--NJ
Reporting agencies
38
Largest: Academy Lines, Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
1
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
51.9
across outlets in this ZIP
Avg square feet
8,000
per outlet
Outlets in this ZIP
- 1.Belleville Free Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
33
Date Range
1965–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared September 5, 2021 (DR-4614)
Incident period: September 1, 2021 – September 3, 2021
Top Incident Types
- Hurricane10 (30%)
- Severe Storm6 (18%)
- Flood6 (18%)
- Snowstorm4 (12%)
- Biological2 (6%)
- Other5 (15%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
32
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
54.8°F
46.3° – 63.3°
Annual precipitation
50.4"
Annual snowfall
28.2"
Heating · cooling days
4,895.7 · 1,218.6
Annual base 65°F
Nearest station: HARRISON, NJ US, 3.2 miles from the centroid of Silver Lake, NJ (ZIP 07109)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,341
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.1
avg per adult per month
Uninsured
10.6%
of residents under 65
Primary care MDs
75
per 100,000 residents
Preventable hospital stays
3,023
per 100K Medicare enrollees
Food environment (0-10)
8.9
10 = best access & security
Exercise access
100%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Essex data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
8.1% of Essex County, NJ residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.45
per 1,000 residents
Supercenters & clubs
0.00
per 1,000 residents
SNAP-authorized stores
0.67
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Among low-income residents, 0.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Essex County, NJ for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 54 reports
Property crime rate
—
per 100K residents · 96 reports
Homicide
0
Robbery
29
Burglary
22
Vehicle theft
9
County-level data for Essex (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−7,694 people
−4,108 households • −$302.9M net AGI flow
Moved in
21,692households
36,144 people • $2.1B AGI
Moved out
25,800households
43,838 people • $2.4B AGI
Where new residents came from
- Hudson County, NJ — 2,594 households
- Union County, NJ — 1,955 households
- Kings County, NY — 1,621 households
- Passaic County, NJ — 1,347 households
- Bergen County, NJ — 1,226 households
Where departing residents went
- Union County, NJ — 2,803 households
- Hudson County, NJ — 1,745 households
- Morris County, NJ — 1,452 households
- Bergen County, NJ — 1,205 households
- Middlesex County, NJ — 1,194 households
Incoming households reported an average AGI of $94,738 versus departing households' $91,392.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New Jersey
State-level rules that apply to every resident of ZIP 07109. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.75%
graduated · 8 brackets
Sales tax (combined)
6.60%
State 6.63% · avg local 0.02%
Property tax (effective)
2.52%
Median $8,156/year
Tax burden rank
44 of 50
11.90% of personal income
For ZIP 07109: At this ZIP's median AGI of $63,221, the estimated state income tax (before deductions) runs about $4,078 per year. Applied to this ZIP's typical home value of $514,815, that works out to roughly $12,995/year in property tax.
Paid family leave
Program
Family Leave Insurance
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,119
Replacement: 85% AWW
Safety net
SNAP eligibility
185% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 07109
Nearby ZIPs by distance
07003 (Brookdale, 1.7 mi) · 07104 (Newark, 1.8 mi) · 07110 (Clifton, 1.9 mi) · 07031 (North Arlington, 1.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
26.2%
6.8pp below the 33.0% national rate.
High Blood Pressure
26.4%
5.6pp below the 32.0% national rate.
Depression
15.0%
7.0pp below the 22.0% national rate.
Annual Checkup
74.6%
Tracks close to the 76.0% national rate.
Health Insurance
18.0%
5.0pp above the 13.0% national rate.
Diabetes
10.6%
Tracks close to the 11.0% national rate.
Schools in this ZIP
11 schools serve this ZIP, including 11 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Belleville High School | Public | 9–12 | 1,358 |
| Belleville Middle School | Public | 7–8 | 736 |
| Belleville PS4 | Public | -1–6 | 466 |
| Belleville PS8 | Public | 0–6 | 464 |
| Belleville PS7 | Public | -1–6 | 404 |
Showing top 5 by enrollment. 6 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
9
Median in-state tuition
$17,250
Median earnings (10 yr)
$45,577
- 4-Year
New Jersey Institute of Technology
Newark, NJ · 07102
- In-state tuition
- $19,974
- Out-of-state tuition
- $37,664
- Acceptance rate
- 65.1%
- Graduation rate
- 72.9%
- Median earnings (10 yr)
- $84,276
- Median student debt
- $21,000
- 4-Year
Rutgers University-Newark
Newark, NJ · 07102
- In-state tuition
- $17,250
- Out-of-state tuition
- $36,762
- Acceptance rate
- 71.4%
- Graduation rate
- 65.7%
- Median earnings (10 yr)
- $74,479
- Median student debt
- $21,500
- 2-Year
Essex County College
Newark, NJ · 07102
- In-state tuition
- $5,415
- Out-of-state tuition
- $9,523
- Acceptance rate
- —
- Graduation rate
- 20.3%
- Median earnings (10 yr)
- $37,230
- Median student debt
- —
- 2-Year
Eastwick College-Nutley
Nutley, NJ · 07110
- In-state tuition
- $15,848
- Out-of-state tuition
- $15,848
- Acceptance rate
- —
- Graduation rate
- 60.2%
- Median earnings (10 yr)
- $42,827
- Median student debt
- $11,775
- 4-Year
Pillar College
Newark, NJ · 07102
- In-state tuition
- $25,900
- Out-of-state tuition
- $25,900
- Acceptance rate
- —
- Graduation rate
- 36.1%
- Median earnings (10 yr)
- $45,577
- Median student debt
- $21,483
- Certificate
New Community Career & Technical Institute
Newark, NJ · 07103
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 43.2%
- Median earnings (10 yr)
- $40,200
- Median student debt
- $2,808
- 4-Year
Hackensack Meridian School of Medicine
Nutley, NJ · 07110
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 2-Year
Bard College - BHSEC Newark
Newark, NJ · 07103
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $46,543
- Median student debt
- $24,254
- 4-Year
Relay Graduate School of Education - Newark
Newark, NJ · 07102
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Silver Lake, NJ (ZIP 07109) sits in Essex County within the New York-Newark-Jersey City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in below the national average at 15.0%. NCES lists 11 schools serving the area, 11 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $17,250. IRS data shows average household income (AGI) of $63,221, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $88,369 per worker — about 35% above the US average and a clear high-wage signal. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages 50.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $63,221 would pay roughly $4,078/year before deductions. IRS migration data (2022-2023) shows a net loss of 7,694 residents (4,108 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $85,374, fair market rent of $2,300 for a two-bedroom, and a typical home value of $514,815, up 4.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 15.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 07109
What is the obesity rate in ZIP 07109?
26.2%, which is 6.8 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 07109?
15.0%, which is 7.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 07109?
26.4%, which is 5.6 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 07109?
11 schools serve this ZIP, including 11 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 07109 have charter schools?
No charter schools are listed in ZIP 07109 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 07109?
Yes, 1 high school serves this ZIP: Belleville High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 07109?
37,893 people live in ZIP 07109, with a median age of 40.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 07109?
$85,374 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 07109 mostly renters or homeowners?
In ZIP 07109, 54.0% of occupied housing units are owner-occupied and 46.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 07109?
In ZIP 07109, 5.5% of workers work from home. Public transit is used by 7.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 07109?
11.1% of the population in ZIP 07109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 07109 have broadband internet?
90.6% of households in ZIP 07109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 07109?
The typical home value in ZIP 07109 is $514,815, up 4.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 07109?
Home values are up 4.1% over the past year and up 37.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 07109?
The average Adjusted Gross Income reported on tax returns from ZIP 07109 (Silver Lake, NJ) is $63,221 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 07109?
Tax returns from ZIP 07109 report an average of $949 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 07109 earn over $200,000?
2.6% of tax returns from ZIP 07109 (Silver Lake, NJ) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 07109?
As of 2022, 734 business establishments operated in ZIP 07109 employing 8,564 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 07109?
The average annual pay across all local establishments in ZIP 07109 is $54,406, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 07109 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 07109 ranks in the 69th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 07109?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 07109, ranking in the 80th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 07109 experienced?
FEMA has recorded 33 federal disaster declarations affecting ZIP 07109 between 1965–2021 (FEMA OpenFEMA Disaster Declarations, retrieved Jul 1, 2026).
What kinds of disasters most often hit ZIP 07109?
Hurricane is the most common federally declared disaster type affecting ZIP 07109, accounting for 10 of 33 declarations (30%, FEMA OpenFEMA, retrieved Jul 1, 2026).
What was the most recent disaster declared for ZIP 07109?
The most recent FEMA disaster declaration affecting ZIP 07109 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4614) (FEMA OpenFEMA, retrieved Jul 1, 2026).
What colleges are near ZIP 07109?
9 colleges and universities are listed near ZIP 07109 by the U.S. Department of Education College Scorecard, including New Jersey Institute Of Technology, Rutgers University-Newark, and Essex County College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 07109?
Median in-state tuition across 9 nearby institutions is $17,250 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 07109?
Graduates of nearby colleges earn a median of $45,577 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 07109?
ZIP 07109 has an average annual temperature of 54.8°F and 50.4" of annual precipitation based on the HARRISON, NJ US weather station 3.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 07109 have public transit?
Yes — ZIP 07109 is part of the New York--Jersey City--Newark, NY--NJ urbanized area, primarily served by Academy Lines, Inc. (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 07109?
1 hospital is located in ZIP 07109 1 is rated by CMS, with an average overall rating of 2.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 07109?
New Jersey has a graduated income tax with a top rate of 10.75%. Households at the local median AGI of $63,221 would pay roughly $4,078 in state income tax annually (estimated, before deductions). Combined sales tax: 6.60% (Tax Foundation 2025).
Does New Jersey have paid family leave?
New Jersey runs an active paid family leave program (Family Leave Insurance) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,119 (Bipartisan Policy Center 2026).
What data is available for ZIP 07109?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (11 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (33 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved Jul 1, 2026 from FEMA OpenFEMA (33 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 07109
Nearby ZIPs by distance
07003 (Brookdale, 1.7 mi) · 07104 (Newark, 1.8 mi) · 07110 (Clifton, 1.9 mi) · 07031 (North Arlington, 1.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
69th percentile
High Vulnerability
Based on 9 census tracts, population 37,853
Vulnerability Themes
Households Without Vehicle
1,062
Limited English Speakers
3,319
Persons with Disability
3,802
Without HS Diploma
3,627
Without Health Insurance
4,792
Adults Age 65+
5,456
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.