Population & age
- Total population
- 3,246
- Median age
- 61.6
Monmouth County · New York-Newark-Jersey City, NY-NJ · Population 3,246
Ocean Grove, NJ (ZIP 07756) sits in Monmouth County within the New York-Newark-Jersey City metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Depression comes in below the national average at 14.5%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $9,750. IRS data shows average household income (AGI) of $117,437, well above the ~$45K national average per return. Federal QCEW filings show 274,000 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 34.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $117,437 would pay roughly $7,575/year before deductions. New residents arriving here predominantly come from Ocean County, NJ (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,500, fair market rent of $1,730 for a two-bedroom, and a typical home value of $927,969, up 5.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,250
/month
1 Bed
$1,400
/month
2 Bed
$1,730
/month
3 Bed
$2,260
/month
4 Bed
$2,510
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$927,969
Zillow Home Value Index (ZHVI) · as of March 2026
+5.5%
vs. March 2025
+45.0%
vs. March 2021
New York-Newark-Jersey City, NY-NJ-PA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
2,782
Across 2,263 permitted buildings. Total construction value: $569.0M.
Single-family
2,151
77% of total units
Multifamily (2+ unit)
631
23% of total units
Single-family value
$516.1M
construction value
Multifamily value
$52.8M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,640
Average AGI
$117,437
Avg property tax
$2,476
EITC participation
5.5%
Income distribution
Avg mortgage interest
$1,554
Avg charitable contribution
$1,248
Avg capital gains
$5,042
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $192.6M across all reported brackets.
Business establishments
65
Total employment
600
Annual payroll
$28.2M
Average annual pay
$47,042
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$70,560
Average weekly wage
$1,357
Total employment
274,000
Total establishments
21,968
That is roughly 8% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
339,123
Employed
325,289
Unemployed
13,834
Based on Monmouth County, NJ data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$100.8M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
New York--Jersey City--Newark, NY--NJ
Reporting agencies
39
Largest: Academy Lines, Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
0
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
28
Date Range
1965–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared September 5, 2021 (DR-4614)
Incident period: September 1, 2021 – September 3, 2021
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
55.5°F
48.5° – 62.6°
Annual precipitation
47.1"
Annual snowfall
24.5"
Heating · cooling days
4,600.4 · 1,186.5
Annual base 65°F
Nearest station: NY AVE V BROOKLYN, NY US, 26.4 miles from the centroid of Ocean Grove, NJ (ZIP 07756)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
37
GoodPeak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
264 days as main pollutant
Days measured
264
Based on Monmouth County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
5,710
That is roughly 2,490 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
13%
of adults self-report
Poor physical health days
3.4
avg per adult per month
Poor mental health days
4.9
avg per adult per month
Uninsured
6.1%
of residents under 65
Primary care MDs
110
per 100,000 residents
Preventable hospital stays
3,076
per 100K Medicare enrollees
Food environment (0-10)
9.2
10 = best access & security
Exercise access
95%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Monmouth data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
34.1% of Monmouth County, NJ residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.24
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.53
accepting food benefits
Fast-food restaurants
0.94
per 1,000 residents
Among low-income residents, 4.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Monmouth County, NJ for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 1 reports
Property crime rate
—
per 100K residents · 2 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
1
County-level data for Monmouth (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−1,608 people
−2,356 households • −$31.9M net AGI flow
Moved in
15,540households
25,867 people • $2.0B AGI
Moved out
17,896households
27,475 people • $2.0B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $129,195 versus departing households' $113,972.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 07756. Numbers reflect the most recent published year per source.
Income tax
10.75%
graduated · 8 brackets
Sales tax (combined)
6.60%
State 6.63% · avg local 0.02%
Property tax (effective)
2.52%
Median $8,156/year
Tax burden rank
44 of 50
11.90% of personal income
For ZIP 07756: At this ZIP's median AGI of $117,437, the estimated state income tax (before deductions) runs about $7,575 per year. Applied to this ZIP's typical home value of $927,969, that works out to roughly $23,425/year in property tax.
Program
Family Leave Insurance
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,119
Replacement: 85% AWW
SNAP eligibility
185% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
07720 (Bradley Beach, 0.8 mi) · 07717 (Avon-By-The-Sea, 1.5 mi) · 07711 (Allenhurst, 1.8 mi) · 07723 (Deal, 2.6 mi) · 07712 (Tinton Falls, 3.5 mi) · 07753 (Tinton Falls, 3.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
31.0%
2.0pp below the 33.0% national rate.
38.3%
6.3pp above the 32.0% national rate.
14.5%
7.5pp below the 22.0% national rate.
82.2%
6.2pp above the 76.0% national rate.
6.6%
6.4pp below the 13.0% national rate.
11.4%
Tracks close to the 11.0% national rate.
Colleges in this area
10
Median in-state tuition
$9,750
Median earnings (10 yr)
$45,062
Lincroft, NJ · 07738
West Long Branch, NJ · 07764
Howell, NJ · 07731
Eatontown, NJ · 07724
Ocean, NJ · 07712
Howell, NJ · 07731
Adelphia, NJ · 07710
Freehold, NJ · 07728
Keyport, NJ · 07735
West Long Branch, NJ · 07764
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Ocean Grove, NJ (ZIP 07756) sits in Monmouth County within the New York-Newark-Jersey City metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Depression comes in below the national average at 14.5%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $9,750. IRS data shows average household income (AGI) of $117,437, well above the ~$45K national average per return. Federal QCEW filings show 274,000 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 34.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Jersey levies a graduated state income tax (top rate 10.75%); a household at the local median AGI of $117,437 would pay roughly $7,575/year before deductions. New residents arriving here predominantly come from Ocean County, NJ (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,500, fair market rent of $1,730 for a two-bedroom, and a typical home value of $927,969, up 5.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 14.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
31.0%, which is 2.0 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
14.5%, which is 7.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
38.3%, which is 6.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3,246 people live in ZIP 07756, with a median age of 61.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$72,500 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 07756, 51.3% of occupied housing units are owner-occupied and 48.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 07756, 21.1% of workers work from home. Public transit is used by 11.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
4.9% of the population in ZIP 07756 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
86.9% of households in ZIP 07756 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 07756 is $927,969, up 5.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 5.5% over the past year and up 45.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 07756 (Ocean Grove, NJ) is $117,437 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 07756 report an average of $2,476 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
13.4% of tax returns from ZIP 07756 (Ocean Grove, NJ) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 65 business establishments operated in ZIP 07756 employing 600 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 07756 is $47,042, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 07756 ranks in the 38th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 07756, ranking in the 66th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 28 federal disaster declarations affecting ZIP 07756 between 1965–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 07756, accounting for 10 of 28 declarations (36%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 07756 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4614) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 07756 by the U.S. Department of Education College Scorecard, including Brookdale Community College, Monmouth University, and Salon Professional Academy (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $9,750 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $45,062 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 07756 has an average annual temperature of 55.5°F and 47.1" of annual precipitation based on the NY AVE V BROOKLYN, NY US weather station 26.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 07756 is part of the New York--Jersey City--Newark, NY--NJ urbanized area, primarily served by Academy Lines, Inc. (National Transit Database 2024, retrieved May 4, 2026).
New Jersey has a graduated income tax with a top rate of 10.75%. Households at the local median AGI of $117,437 would pay roughly $7,575 in state income tax annually (estimated, before deductions). Combined sales tax: 6.60% (Tax Foundation 2025).
New Jersey runs an active paid family leave program (Family Leave Insurance) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,119 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (28 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
07720 (Bradley Beach, 0.8 mi) · 07717 (Avon-By-The-Sea, 1.5 mi) · 07711 (Allenhurst, 1.8 mi) · 07723 (Deal, 2.6 mi) · 07712 (Tinton Falls, 3.5 mi) · 07753 (Tinton Falls, 3.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 07756?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
38th percentile
Moderate Vulnerability
Based on 3 census tracts, population 3,142
Vulnerability Themes
Households Without Vehicle
255
Limited English Speakers
23
Persons with Disability
327
Without HS Diploma
199
Without Health Insurance
224
Adults Age 65+
950
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.