Population & age
- Total population
- 38,726
- Median age
- 39.2
Atlantic City, NJ (08401)
Atlantic County · Atlantic City-Hammonton, NJ · Population 38,726
Fresh.Data current as of Apr 24, 2026
Atlantic City, NJ (ZIP 08401) sits in Atlantic County within the Atlantic City-Hammonton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.4%. NCES lists 12 schools serving the area, 12 non-charter. 32% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. CDC's Social Vulnerability Index places this ZIP in the 93th percentile nationally — a highly vulnerable community profile. FEMA has issued 36 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 30.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 1,275 residents (812 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $35,279, fair market rent of $1,620 for a two-bedroom, and a typical home value of $215,876, up 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Demographics
Race & ethnicity
- White
- 22.3%
- Black
- 30.8%
- Asian
- 16.0%
- Hispanic / Latino
- 33.2%
- Other / multi-racial
- 29.8%
Income & housing
- Median household income
- $35,279
- Median home value
- $174,400
Education
- Bachelor's degree or higher (age 25+)
- 17.3%
Employment
- Unemployment rate
- 13.2%
Housing
- Owner-occupied
- 5,082(30.8%)
- Renter-occupied
- 11,432(69.2%)
- Vacant units
- 4,168
- Built (median)
- 1959
Commute
- Public transit
- 3,036(20.4%)
- Work from home
- 713(4.8%)
- Avg commute
- 22.5 min
Economic wellbeing
- Below poverty line
- 12,266(32.2%)
- Uninsured
- 820(2.1%)
Digital access
- Broadband access
- 12,760(77.3%)
- No broadband
- 3,754(22.7%)
Language & nativity
- Foreign-born
- 11,817(30.5%)
- Non-English at home
- 17,733(49.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,170
/month
1 Bed
$1,330
/month
2 Bed
$1,620
/month
3 Bed
$2,240
/month
4 Bed
$2,470
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$215,876
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+2.2%
vs. March 2025
5-year change
+64.1%
vs. March 2021
Metro area
Atlantic City-Hammonton, NJ
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
647
Across 410 permitted buildings. Total construction value: $133.3M.
Single-family
383
59% of total units
Multifamily (2+ unit)
264
41% of total units
Single-family value
$107.8M
construction value
Multifamily value
$25.5M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
16,210
Average AGI
$38,722
Avg property tax
$196
EITC participation
32.4%
Income distribution
- $1 – $25,00044.7% · 7,240
- $25,000 – $50,00034.6% · 5,610
- $50,000 – $75,00011.3% · 1,830
- $75,000 – $100,0004.3% · 700
- $100,000 – $200,0003.9% · 630
- $200,000 or more1.2% · 200
Avg mortgage interest
$157
Avg charitable contribution
$254
Avg capital gains
$721
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $627.7M across all reported brackets.
Business & employment
Business establishments
830
Total employment
36,216
Annual payroll
$1.6B
Average annual pay
$43,421
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$59,219
Average weekly wage
$1,139
Total employment
125,157
Total establishments
7,268
That is roughly 10% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.7%
That is 1.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
135,506
Employed
127,836
Unemployed
7,670
Based on Atlantic County, NJ data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
5
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$968.8M
across all branches in this ZIP
Distinct institutions
5
different banks operating here
Top banks by deposits in this ZIP
- 1.OceanFirst Bank, National Association$323.6M · 1 branch
- 2.TD Bank, National Association$278.0M · 1 branch
- 3.Bank of America, National Association$166.6M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
13
Excellent health-center coverage
A high concentration of federally funded community health centers — typical of urban cores with dense low-income populations or established safety-net networks.
FQHC sites
13
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
44.9
across sites in this ZIP
Sites in this ZIP
- 1.AtlantiCare Health Services- FQHC Family Medicine Residency Clinic
- 2.AtlantiCare Health Services-FQHC Internal Medicine Specialty Clinic
- 3.AtlantiCare Health Services - FQHC Adult Medicine Clinic
+ 10 more sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Alternative-fuel stations
Public EV charging stations
38
Excellent EV charging coverage
Among the densest EV-charging ZIPs in the country — typical of urban cores, dense retail corridors, or designated EV transit hubs.
Level 2 ports
59
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- Tesla Destination
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
1 central · 1 branch
Avg hours / week
31.5
across outlets in this ZIP
Avg square feet
16,500
per outlet
Outlets in this ZIP
- 1.Atlantic City Free Public Library
- 2.Richmond Ave. Branch
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Social Vulnerability Index
Overall SVI
93rd percentile
Very High Vulnerability
Based on 15 census tracts, population 38,155
Vulnerability Themes
- Socioeconomic Status94th percentile
- Household Characteristics82nd percentile
- Racial & Ethnic Minority Status88th percentile
- Housing Type & Transportation73rd percentile
Households Without Vehicle
6,715
Limited English Speakers
5,717
Persons with Disability
5,951
Without HS Diploma
6,491
Without Health Insurance
6,232
Adults Age 65+
6,008
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federal Disaster Declarations
Federally Declared Disasters
36
Date Range
1965–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared September 5, 2021 (DR-4614)
Incident period: September 1, 2021 – September 3, 2021
Top Incident Types
- Hurricane10 (28%)
- Severe Storm8 (22%)
- Snowstorm6 (17%)
- Flood4 (11%)
- Biological2 (6%)
- Other6 (17%)
Individual Assistance
8
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Air quality
Median daily AQI
35
GoodGood 302dModerate 64d
Peak AQI (2024)
97
Moderate
Primary pollutant
Ozone
213 days as main pollutant
Days measured
366
Based on Atlantic County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
10,072
That is roughly 1,872 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
8.7%
of residents under 65
Primary care MDs
72
per 100,000 residents
Preventable hospital stays
2,982
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
91%
residents near a facility
Flu vaccinated
50%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.2% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Atlantic data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
30.1% of Atlantic County, NJ residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.29
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.86
accepting food benefits
Fast-food restaurants
0.76
per 1,000 residents
Among low-income residents, 7.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Atlantic County, NJ for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−1,275 people
−812 households • −$35.2M net AGI flow
Moved in
6,474households
10,373 people • $518.1M AGI
Moved out
7,286households
11,648 people • $553.3M AGI
Where new residents came from
- Camden County, NJ — 487 households
- Cape May County, NJ — 353 households
- Ocean County, NJ — 341 households
- Cumberland County, NJ — 310 households
- Philadelphia County, PA — 295 households
Where departing residents went
- Camden County, NJ — 493 households
- Cumberland County, NJ — 368 households
- Gloucester County, NJ — 313 households
- Philadelphia County, PA — 283 households
- Cape May County, NJ — 235 households
Incoming households reported an average AGI of $80,025 versus departing households' $75,934.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Data sources used on this page
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.9%
4.9pp above the 33.0% national rate.
High Blood Pressure
42.4%
10.4pp above the 32.0% national rate.
Depression
15.8%
6.2pp below the 22.0% national rate.
Annual Checkup
79.5%
3.5pp above the 76.0% national rate.
Health Insurance
20.6%
7.6pp above the 13.0% national rate.
Diabetes
19.5%
8.5pp above the 11.0% national rate.
Schools in this ZIP
12 schools serve this ZIP, including 12 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Atlantic City High School | Public | 9–12 | 1,771 |
| Sovereign Avenue School | Public | -1–8 | 696 |
| Richmond Avenue School | Public | -1–8 | 615 |
| New York Avenue School | Public | -1–8 | 558 |
| Pennsylvania Ave School | Public | -1–8 | 549 |
Showing top 5 by enrollment. 7 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026What these numbers say together
Atlantic City, NJ (ZIP 08401) sits in Atlantic County within the Atlantic City-Hammonton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.4%. NCES lists 12 schools serving the area, 12 non-charter. 32% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. CDC's Social Vulnerability Index places this ZIP in the 93th percentile nationally — a highly vulnerable community profile. FEMA has issued 36 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 30.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 1,275 residents (812 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $35,279, fair market rent of $1,620 for a two-bedroom, and a typical home value of $215,876, up 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
- Fair market rent for a two-bedroom ($1,620/month, HUD SAFMR) represents 55% of median household income ($35,279, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- Lower median household income ($35,279, Census ACS) sits alongside an above-average 37.9% obesity rate (CDC PLACES) — a pattern that correlates with reduced healthcare access in lower-income areas.
- As a predominantly renter community (69% of occupied units, Census ACS), the 12 schools mapped here by NCES are especially relevant for families weighing the neighborhood.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 15.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 08401
What is the obesity rate in ZIP 08401?
37.9%, which is 4.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 08401?
15.8%, which is 6.2 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 08401?
42.4%, which is 10.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 08401?
12 schools serve this ZIP, including 12 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 08401 have charter schools?
No charter schools are listed in ZIP 08401 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 08401?
Yes, 2 high schools serve this ZIP: Atlantic City High School, Atlantic Regional School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 08401?
38,726 people live in ZIP 08401, with a median age of 39.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 08401?
$35,279 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 08401 mostly renters or homeowners?
In ZIP 08401, 30.8% of occupied housing units are owner-occupied and 69.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 08401?
In ZIP 08401, 4.8% of workers work from home. Public transit is used by 20.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 08401?
32.2% of the population in ZIP 08401 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 08401 have broadband internet?
77.3% of households in ZIP 08401 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 08401?
The typical home value in ZIP 08401 is $215,876, up 2.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 08401?
Home values are up 2.2% over the past year and up 64.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 08401?
The average Adjusted Gross Income reported on tax returns from ZIP 08401 (Atlantic City, NJ) is $38,722 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 08401?
Tax returns from ZIP 08401 report an average of $196 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 08401 earn over $200,000?
1.2% of tax returns from ZIP 08401 (Atlantic City, NJ) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 08401?
As of 2022, 830 business establishments operated in ZIP 08401 employing 36,216 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 08401?
The average annual pay across all local establishments in ZIP 08401 is $43,421, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 08401 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 08401 ranks in the 93th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 08401?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 08401, ranking in the 94th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 08401 experienced?
FEMA has recorded 36 federal disaster declarations affecting ZIP 08401 between 1965–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 08401?
Hurricane is the most common federally declared disaster type affecting ZIP 08401, accounting for 10 of 36 declarations (28%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 08401?
The most recent FEMA disaster declaration affecting ZIP 08401 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4614) (FEMA OpenFEMA, retrieved May 3, 2026).
What data is available for ZIP 08401?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (12 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (36 on record). Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (36 on record).
More Info topics
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 08401?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.