New York, NY (10021)

New York, NY (ZIP 10021) sits in New York County within the New York-Newark-Jersey City metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 15.4%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $19,900. IRS data shows average household income (AGI) of $571,438, well above the ~$45K national average per return. Census ZBP marks the area as a major commercial hub with 2,296 business establishments. BLS QCEW puts average annual pay at $165,086 per worker — about 152% above the US average and a clear high-wage signal. The CDC SVI flags housing & transportation (78th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 29th-percentile score. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 4,960 years of potential life lost per 100,000 (County Health Rankings, 2025). USDA's Food Environment Atlas shows a strong food retail environment in this county — only 0.0% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 11,800 residents (3,658 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $149,432, fair market rent of $4,370 for a two-bedroom, and a typical home value of $1,398,772, up 2.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

Apartment construction (5+ unit buildings) accounts for 100% of new units this year — the area is densifying, not just adding single-family stock.

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $12828.8M across all reported brackets.

Business & employment

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

That is roughly 152% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Based on New York County, NY data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Based on New York County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Low birth weight (under 2,500 g) accounts for 8.3% of live births in this county — an early-life health input that downstream outcomes track against.

Based on New York data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Per-1,000 figures show how many of each store type exist in New York County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Incoming households reported an average AGI of $136,523 versus departing households' $181,472.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

5 schools serve this ZIP, including 5 non-charter.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Colleges & universities nearby

• Marymount Manhattan College

  New York, NY · 10021

  4-Year

  In-state tuition

  $41,870

  Out-of-state tuition

  $41,870

  Acceptance rate

  82.6%

  Graduation rate

  49.4%

  Median earnings (10 yr)

  $49,131

  Median student debt

  $25,750

• New York School of Interior Design

  New York, NY · 10021

  4-Year

  In-state tuition

  $32,330

  Out-of-state tuition

  $32,330

  Acceptance rate

  62.9%

  Graduation rate

  67.5%

  Median earnings (10 yr)

  $48,041

  Median student debt

  —

• New York University

  New York, NY · 10012

  4-Year

  In-state tuition

  $62,796

  Out-of-state tuition

  $62,796

  Acceptance rate

  9.2%

  Graduation rate

  88.0%

  Median earnings (10 yr)

  $82,509

  Median student debt

  $20,500

• CUNY Borough of Manhattan Community College

  New York, NY · 10007

  2-Year

  In-state tuition

  $5,170

  Out-of-state tuition

  $8,050

  Acceptance rate

  —

  Graduation rate

  25.4%

  Median earnings (10 yr)

  $42,306

  Median student debt

  $7,574

• CUNY Hunter College

  New York, NY · 10065

  4-Year

  In-state tuition

  $7,382

  Out-of-state tuition

  $15,332

  Acceptance rate

  53.8%

  Graduation rate

  58.8%

  Median earnings (10 yr)

  $63,163

  Median student debt

  $11,000

• CUNY Bernard M Baruch College

  New York, NY · 10010

  4-Year

  In-state tuition

  $7,464

  Out-of-state tuition

  $15,414

  Acceptance rate

  47.5%

  Graduation rate

  72.1%

  Median earnings (10 yr)

  $75,971

  Median student debt

  $11,512

• CUNY City College

  New York, NY · 10031

  4-Year

  In-state tuition

  $7,340

  Out-of-state tuition

  $15,290

  Acceptance rate

  60.0%

  Graduation rate

  55.8%

  Median earnings (10 yr)

  $66,039

  Median student debt

  $11,990

• CUNY John Jay College of Criminal Justice

  New York, NY · 10019

  4-Year

  In-state tuition

  $7,470

  Out-of-state tuition

  $15,420

  Acceptance rate

  57.1%

  Graduation rate

  55.7%

  Median earnings (10 yr)

  $56,195

  Median student debt

  $11,000

• Columbia University in the City of New York

  New York, NY · 10027

  4-Year

  In-state tuition

  $71,845

  Out-of-state tuition

  $71,845

  Acceptance rate

  4.0%

  Graduation rate

  95.5%

  Median earnings (10 yr)

  $102,491

  Median student debt

  $21,500

• Pace University

  New York, NY · 10038

  4-Year

  In-state tuition

  $53,290

  Out-of-state tuition

  $53,290

  Acceptance rate

  75.9%

  Graduation rate

  60.7%

  Median earnings (10 yr)

  $70,378

  Median student debt

  $23,250

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Frequently Asked Questions — ZIP 10021

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