Population & age
- Total population
- 2,374
- Median age
- 37.0
Berne, NY (12023)
Albany County · Albany-Schenectady-Troy, NY · Population 2,374
Fresh.Data current as of Apr 24, 2026
Berne, NY (ZIP 12023) sits in Albany County within the Albany-Schenectady-Troy metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 5.0%. NCES lists 2 schools serving the area, 2 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $8,768. IRS data shows average household income (AGI) of $75,046, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $82,387 per worker — about 26% above the US average and a clear high-wage signal. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 31.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $75,046 would pay roughly $4,908/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $201,128,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $101,250, fair market rent of $1,540 for a two-bedroom, and a typical home value of $311,994, up 3.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 96.5%
- Black
- 0.3%
- Asian
- 1.0%
- Hispanic / Latino
- 0.1%
- Other / multi-racial
- 2.2%
Income & housing
- Median household income
- $101,250
- Median home value
- $247,300
Education
- Bachelor's degree or higher (age 25+)
- 28.1%
Employment
- Unemployment rate
- 5.5%
Housing
- Owner-occupied
- 708(83.5%)
- Renter-occupied
- 140(16.5%)
- Vacant units
- 127
- Built (median)
- 1975
Commute
- Public transit
- 0(0.0%)
- Work from home
- 160(13.2%)
- Avg commute
- 31.5 min
Economic wellbeing
- Below poverty line
- 46(1.9%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 742(87.5%)
- No broadband
- 106(12.5%)
Language & nativity
- Foreign-born
- 32(1.3%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,100
/month
1 Bed
$1,280
/month
2 Bed
$1,540
/month
3 Bed
$1,850
/month
4 Bed
$2,040
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$311,994
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.4%
vs. March 2025
5-year change
+42.0%
vs. March 2021
Metro area
Albany-Schenectady-Troy, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
780
Across 262 permitted buildings. Total construction value: $182.7M.
Single-family
229
29% of total units
Multifamily (2+ unit)
551
71% of total units
Single-family value
$73.2M
construction value
Multifamily value
$109.6M
construction value
Apartment construction (5+ unit buildings) accounts for 67% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
1,030
Average AGI
$75,046
Avg property tax
$280
EITC participation
9.7%
Income distribution
- $1 – $25,00021.4% · 220
- $25,000 – $50,00022.3% · 230
- $50,000 – $75,00017.5% · 180
- $75,000 – $100,00012.6% · 130
- $100,000 – $200,00022.3% · 230
- $200,000 or more3.9% · 40
Avg mortgage interest
$302
Avg charitable contribution
$156
Avg capital gains
$1,495
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $77.3M across all reported brackets.
Business & employment
Business establishments
18
Total employment
58
Annual payroll
$2.5M
Average annual pay
$42,276
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$82,387
Average weekly wage
$1,584
Total employment
233,390
Total establishments
11,137
That is roughly 26% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.3%
That is 0.7 percentage points below the US national unemployment rate of about 4.0%.
Labor force
161,486
Employed
156,081
Unemployed
5,405
Based on Albany County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Albany--Schenectady, NY
Reporting agencies
1
Largest: Capital District Transportation Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
40
across outlets in this ZIP
Avg square feet
2,300
per outlet
Outlets in this ZIP
- 1.Berne Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
31
Date Range
1987–2021
Most Recent Declaration
HURRICANE HENRI
Hurricane — declared August 22, 2021 (DR-3565)
Incident period: August 21, 2021 – August 24, 2021
Top Incident Types
- Severe Storm12 (39%)
- Hurricane6 (19%)
- Snowstorm6 (19%)
- Biological2 (6%)
- Other2 (6%)
- Other3 (10%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.6°F
35.4° – 55.8°
Annual precipitation
40.7"
Annual snowfall
53.5"
Heating · cooling days
7,417.7 · 380.8
Annual base 65°F
Nearest station: COBLESKILL 2 ESE, NY US, 14 miles from the centroid of Berne, NY (ZIP 12023)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
36
GoodGood 280dModerate 85dUSG 1d
Peak AQI (2024)
105
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
199 days as main pollutant
Days measured
366
Based on Albany County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
7,276
That is roughly 924 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
12%
of adults self-report
Poor physical health days
3.7
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
4.5%
of residents under 65
Primary care MDs
96
per 100,000 residents
Preventable hospital stays
2,369
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
94%
residents near a facility
Flu vaccinated
58%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Albany data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
31.4% of Albany County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.28
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.88
accepting food benefits
Fast-food restaurants
1.11
per 1,000 residents
Among low-income residents, 5.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Albany County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 8 reports
Property crime rate
—
per 100K residents · 50 reports
Homicide
0
Robbery
1
Burglary
7
Vehicle theft
3
County-level data for Albany (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−1,191 people
−618 households • −$201.1M net AGI flow
Moved in
10,917households
16,608 people • $754.0M AGI
Moved out
11,535households
17,799 people • $955.1M AGI
Where new residents came from
- Rensselaer County, NY — 1,557 households
- Schenectady County, NY — 994 households
- Saratoga County, NY — 826 households
- Kings County, NY — 272 households
- Queens County, NY — 255 households
Where departing residents went
- Rensselaer County, NY — 1,588 households
- Schenectady County, NY — 1,160 households
- Saratoga County, NY — 1,144 households
- Kings County, NY — 205 households
- New York County, NY — 167 households
Incoming households reported an average AGI of $69,066 versus departing households' $82,802.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 12023. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12023: At this ZIP's median AGI of $75,046, the estimated state income tax (before deductions) runs about $4,908 per year. Applied to this ZIP's typical home value of $311,994, that works out to roughly $5,989/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 12023
Nearby ZIPs by distance
12147 (5.7 mi) · 12059 (6.4 mi) · 12157 (Schoharie, 7.2 mi) · 12122 (Middleburgh, 8.3 mi) · 12193 (8.8 mi) · 12120 (9.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
32.3%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.0%
4.0pp above the 32.0% national rate.
Depression
22.0%
Tracks close to the 22.0% national rate.
Annual Checkup
80.6%
4.6pp above the 76.0% national rate.
Health Insurance
5.0%
8.0pp below the 13.0% national rate.
Diabetes
10.6%
Tracks close to the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BERNE-KNOX-WESTERLO ELEMENTARY SCHOOL | Public | -1–6 | 362 |
| BERNE-KNOX-WESTERLO JUNIOR-SENIOR HIGH SCHOOL | Public | 7–12 | 338 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$8,768
Median earnings (10 yr)
$45,787
- 4-Year
SUNY College of Agriculture and Technology at Cobleskill
Cobleskill, NY · 12043
- In-state tuition
- $8,768
- Out-of-state tuition
- $18,678
- Acceptance rate
- 84.0%
- Graduation rate
- 41.6%
- Median earnings (10 yr)
- $45,030
- Median student debt
- $16,023
- 2-Year
Fulton-Montgomery Community College
Johnstown, NY · 12095
- In-state tuition
- $6,198
- Out-of-state tuition
- $6,798
- Acceptance rate
- —
- Graduation rate
- 36.5%
- Median earnings (10 yr)
- $39,535
- Median student debt
- $12,125
- 2-Year
Samaritan Hospital School of Nursing
Troy, NY · 12065
- In-state tuition
- $15,358
- Out-of-state tuition
- $15,358
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $64,383
- Median student debt
- $15,250
- Certificate
Bard College - Coxsackie Correctional Facility
Coxsackie, NY · 12051
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $46,543
- Median student debt
- $24,254
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Berne, NY (ZIP 12023) sits in Albany County within the Albany-Schenectady-Troy metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 5.0%. NCES lists 2 schools serving the area, 2 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $8,768. IRS data shows average household income (AGI) of $75,046, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $82,387 per worker — about 26% above the US average and a clear high-wage signal. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 31.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $75,046 would pay roughly $4,908/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $201,128,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $101,250, fair market rent of $1,540 for a two-bedroom, and a typical home value of $311,994, up 3.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 12023
What is the obesity rate in ZIP 12023?
32.3%, which is 0.7 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 12023?
22.0%, which is 0.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 12023?
36.0%, which is 4.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 12023?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 12023 have charter schools?
No charter schools are listed in ZIP 12023 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 12023?
Yes, 1 high school serves this ZIP: Berne-Knox-Westerlo Junior-Senior High School. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 12023?
2,374 people live in ZIP 12023, with a median age of 37.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 12023?
$101,250 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 12023 mostly renters or homeowners?
In ZIP 12023, 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 12023?
In ZIP 12023, 13.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 12023?
1.9% of the population in ZIP 12023 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 12023 have broadband internet?
87.5% of households in ZIP 12023 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 12023?
The typical home value in ZIP 12023 is $311,994, up 3.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 12023?
Home values are up 3.4% over the past year and up 42.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 12023?
The average Adjusted Gross Income reported on tax returns from ZIP 12023 (Berne, NY) is $75,046 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 12023?
Tax returns from ZIP 12023 report an average of $280 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 12023 earn over $200,000?
3.9% of tax returns from ZIP 12023 (Berne, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 12023?
As of 2022, 18 business establishments operated in ZIP 12023 employing 58 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 12023?
The average annual pay across all local establishments in ZIP 12023 is $42,276, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 12023 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 12023 ranks in the 30th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 12023?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 12023, ranking in the 41th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 12023 experienced?
FEMA has recorded 31 federal disaster declarations affecting ZIP 12023 between 1987–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 12023?
Severe Storm is the most common federally declared disaster type affecting ZIP 12023, accounting for 12 of 31 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 12023?
The most recent FEMA disaster declaration affecting ZIP 12023 was "HURRICANE HENRI" — a hurricane declared in 2021 (DR-3565) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 12023?
4 colleges and universities are listed near ZIP 12023 by the U.S. Department of Education College Scorecard, including Suny College Of Agriculture And Technology At Cobleskill, Fulton-Montgomery Community College, and Samaritan Hospital School Of Nursing (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 12023?
Median in-state tuition across 4 nearby institutions is $8,768 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 12023?
Graduates of nearby colleges earn a median of $45,787 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 12023?
ZIP 12023 has an average annual temperature of 45.6°F and 40.7" of annual precipitation based on the COBLESKILL 2 ESE, NY US weather station 14.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 12023 have public transit?
Yes — ZIP 12023 is part of the Albany--Schenectady, NY urbanized area, primarily served by Capital District Transportation Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 12023?
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $75,046 would pay roughly $4,908 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 12023?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (31 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (31 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 12023
Nearby ZIPs by distance
12147 (5.7 mi) · 12059 (6.4 mi) · 12157 (Schoharie, 7.2 mi) · 12122 (Middleburgh, 8.3 mi) · 12193 (8.8 mi) · 12120 (9.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
30th percentile
Moderate Vulnerability
Based on 6 census tracts, population 2,995
Vulnerability Themes
Households Without Vehicle
20
Limited English Speakers
3
Persons with Disability
356
Without HS Diploma
119
Without Health Insurance
131
Adults Age 65+
643
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.