Population & age
- Total population
- 12,586
- Median age
- 43.5
Johnstown, NY (12095)
Fulton County · Population 12,586
Fresh.Data current as of Apr 24, 2026
Johnstown, NY (ZIP 12095) sits in Fulton County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 6 schools serving the area, 6 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $8,768. IRS data shows average household income (AGI) of $62,255, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $62,255 would pay roughly $4,071/year before deductions. New residents arriving here predominantly come from Montgomery County, NY (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $69,087, fair market rent of $1,060 for a two-bedroom, and a typical home value of $193,945, up 1.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 92.0%
- Black
- 2.2%
- Asian
- 0.6%
- Hispanic / Latino
- 4.0%
- Other / multi-racial
- 5.1%
Income & housing
- Median household income
- $69,087
- Median home value
- $156,000
Education
- Bachelor's degree or higher (age 25+)
- 22.8%
Employment
- Unemployment rate
- 2.3%
Housing
- Owner-occupied
- 3,609(67.9%)
- Renter-occupied
- 1,703(32.1%)
- Vacant units
- 500
- Built (median)
- 1948
Commute
- Public transit
- 39(0.6%)
- Work from home
- 524(8.6%)
- Avg commute
- 16.8 min
Economic wellbeing
- Below poverty line
- 850(7.0%)
- Uninsured
- 14(0.1%)
Digital access
- Broadband access
- 4,633(87.2%)
- No broadband
- 679(12.8%)
Language & nativity
- Foreign-born
- 276(2.2%)
- Non-English at home
- 323(2.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$810
/month
1 Bed
$810
/month
2 Bed
$1,060
/month
3 Bed
$1,270
/month
4 Bed
$1,430
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$193,945
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.9%
vs. March 2025
5-year change
+27.8%
vs. March 2021
Metro area
Gloversville, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
272
Across 118 permitted buildings. Total construction value: $65.0M.
Single-family
104
38% of total units
Multifamily (2+ unit)
168
62% of total units
Single-family value
$29.0M
construction value
Multifamily value
$36.0M
construction value
Apartment construction (5+ unit buildings) accounts for 62% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,480
Average AGI
$62,255
Avg property tax
$161
EITC participation
14.1%
Income distribution
- $1 – $25,00025.0% · 1,370
- $25,000 – $50,00028.5% · 1,560
- $50,000 – $75,00018.2% · 1,000
- $75,000 – $100,00011.5% · 630
- $100,000 – $200,00014.4% · 790
- $200,000 or more2.4% · 130
Avg mortgage interest
$128
Avg charitable contribution
$200
Avg capital gains
$915
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $341.2M across all reported brackets.
Business & employment
Business establishments
352
Total employment
6,034
Annual payroll
$312.1M
Average annual pay
$51,718
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$54,770
Average weekly wage
$1,053
Total employment
16,102
Total establishments
1,190
That is roughly 16% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
24,163
Employed
23,200
Unemployed
963
Based on Fulton County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
4
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$484.6M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
- 1.NBT Bank, National Association$226.7M · 1 branch
- 2.KeyBank National Association$97.9M · 1 branch
- 3.Citizens Bank, National Association$82.4M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Alternative-fuel stations
Public EV charging stations
11
Strong EV charging coverage
A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.
Level 2 ports
23
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- AMPUP
- ChargePoint Network
- FORD_CHARGE
- + 3 more networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
37
across outlets in this ZIP
Avg square feet
12,000
per outlet
Outlets in this ZIP
- 1.Johnstown Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
27
Date Range
1987–2021
Most Recent Declaration
HURRICANE HENRI
Hurricane — declared August 22, 2021 (DR-3565)
Incident period: August 21, 2021 – August 24, 2021
Top Incident Types
- Severe Storm12 (44%)
- Hurricane4 (15%)
- Snowstorm3 (11%)
- Flood3 (11%)
- Biological2 (7%)
- Other3 (11%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
25
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.6°F
35.4° – 55.8°
Annual precipitation
40.7"
Annual snowfall
53.5"
Heating · cooling days
7,417.7 · 380.8
Annual base 65°F
Nearest station: COBLESKILL 2 ESE, NY US, 25.4 miles from the centroid of Johnstown, NY (ZIP 12095)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
9,922
That is roughly 1,722 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
5.8%
of residents under 65
Primary care MDs
32
per 100,000 residents
Preventable hospital stays
3,231
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
90%
residents near a facility
Flu vaccinated
48%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Fulton data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
12.5% of Fulton County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.94
accepting food benefits
Fast-food restaurants
0.74
per 1,000 residents
Among low-income residents, 3.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Fulton County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 23 reports
Property crime rate
—
per 100K residents · 193 reports
Homicide
0
Robbery
1
Burglary
26
Vehicle theft
21
County-level data for Fulton (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+113 people
−39 households • −$3.6M net AGI flow
Moved in
1,435households
2,444 people • $82.4M AGI
Moved out
1,474households
2,331 people • $85.9M AGI
Where new residents came from
- Montgomery County, NY — 303 households
- Saratoga County, NY — 152 households
- Schenectady County, NY — 97 households
- Albany County, NY — 61 households
- Herkimer County, NY — 55 households
Where departing residents went
- Montgomery County, NY — 289 households
- Saratoga County, NY — 134 households
- Herkimer County, NY — 67 households
- Schenectady County, NY — 54 households
- Albany County, NY — 51 households
Incoming households reported an average AGI of $57,387 versus departing households' $58,280.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 12095. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12095: At this ZIP's median AGI of $62,255, the estimated state income tax (before deductions) runs about $4,071 per year. Applied to this ZIP's typical home value of $193,945, that works out to roughly $3,723/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 12095
Nearby ZIPs by distance
12068 (Tribes Hill, 5.6 mi) · 12078 (Gloversville, 8.1 mi) · 12070 (Fort Johnson, 8.8 mi) · 12177 (Tribes Hill, 9 mi) · 13428 (Palatine Bridge, 9.5 mi) · 12069 (9.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.2%
Tracks close to the 33.0% national rate.
High Blood Pressure
35.8%
3.8pp above the 32.0% national rate.
Depression
21.1%
Tracks close to the 22.0% national rate.
Annual Checkup
80.2%
4.2pp above the 76.0% national rate.
Health Insurance
6.5%
6.5pp below the 13.0% national rate.
Diabetes
10.8%
Tracks close to the 11.0% national rate.
Schools in this ZIP
6 schools serve this ZIP, including 6 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| JOHNSTOWN JUNIOR-SENIOR HIGH SCHOOL | Public | 6–12 | 674 |
| HAMILTON-FULTON-MONTGOMERY BOCES | Special Ed | 0–12 | 569 |
| WARREN STREET SCHOOL | Public | 3–6 | 426 |
| PLEASANT AVENUE SCHOOL | Public | -1–3 | 329 |
| GLEBE STREET ELEMENTARY SCHOOL | Public | — | — |
Showing top 5 by enrollment. 1 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$8,768
Median earnings (10 yr)
$45,787
- 2-Year
Fulton-Montgomery Community College
Johnstown, NY · 12095
- In-state tuition
- $6,198
- Out-of-state tuition
- $6,798
- Acceptance rate
- —
- Graduation rate
- 36.5%
- Median earnings (10 yr)
- $39,535
- Median student debt
- $12,125
- 4-Year
SUNY College of Agriculture and Technology at Cobleskill
Cobleskill, NY · 12043
- In-state tuition
- $8,768
- Out-of-state tuition
- $18,678
- Acceptance rate
- 84.0%
- Graduation rate
- 41.6%
- Median earnings (10 yr)
- $45,030
- Median student debt
- $16,023
- 2-Year
Samaritan Hospital School of Nursing
Troy, NY · 12065
- In-state tuition
- $15,358
- Out-of-state tuition
- $15,358
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $64,383
- Median student debt
- $15,250
- Certificate
Bard College - Coxsackie Correctional Facility
Coxsackie, NY · 12051
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $46,543
- Median student debt
- $24,254
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Johnstown, NY (ZIP 12095) sits in Fulton County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 6 schools serving the area, 6 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $8,768. IRS data shows average household income (AGI) of $62,255, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $62,255 would pay roughly $4,071/year before deductions. New residents arriving here predominantly come from Montgomery County, NY (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $69,087, fair market rent of $1,060 for a two-bedroom, and a typical home value of $193,945, up 1.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 12095
What is the obesity rate in ZIP 12095?
34.2%, which is 1.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 12095?
21.1%, which is 0.9 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 12095?
35.8%, which is 3.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 12095?
6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 12095 have charter schools?
No charter schools are listed in ZIP 12095 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 12095?
Yes, 2 high schools serve this ZIP: Johnstown Junior-Senior High School, Hamilton-Fulton-Montgomery Boces. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 12095?
12,586 people live in ZIP 12095, with a median age of 43.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 12095?
$69,087 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 12095 mostly renters or homeowners?
In ZIP 12095, 67.9% of occupied housing units are owner-occupied and 32.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 12095?
In ZIP 12095, 8.6% of workers work from home. Public transit is used by 0.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 12095?
7.0% of the population in ZIP 12095 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 12095 have broadband internet?
87.2% of households in ZIP 12095 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 12095?
The typical home value in ZIP 12095 is $193,945, up 1.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 12095?
Home values are up 1.9% over the past year and up 27.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 12095?
The average Adjusted Gross Income reported on tax returns from ZIP 12095 (Johnstown, NY) is $62,255 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 12095?
Tax returns from ZIP 12095 report an average of $161 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 12095 earn over $200,000?
2.4% of tax returns from ZIP 12095 (Johnstown, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 12095?
As of 2022, 352 business establishments operated in ZIP 12095 employing 6,034 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 12095?
The average annual pay across all local establishments in ZIP 12095 is $51,718, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 12095 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 12095 ranks in the 44th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 12095?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 12095, ranking in the 65th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 12095 experienced?
FEMA has recorded 27 federal disaster declarations affecting ZIP 12095 between 1987–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 12095?
Severe Storm is the most common federally declared disaster type affecting ZIP 12095, accounting for 12 of 27 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 12095?
The most recent FEMA disaster declaration affecting ZIP 12095 was "HURRICANE HENRI" — a hurricane declared in 2021 (DR-3565) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 12095?
4 colleges and universities are listed near ZIP 12095 by the U.S. Department of Education College Scorecard, including Fulton-Montgomery Community College, Suny College Of Agriculture And Technology At Cobleskill, and Samaritan Hospital School Of Nursing (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 12095?
Median in-state tuition across 4 nearby institutions is $8,768 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 12095?
Graduates of nearby colleges earn a median of $45,787 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 12095?
ZIP 12095 has an average annual temperature of 45.6°F and 40.7" of annual precipitation based on the COBLESKILL 2 ESE, NY US weather station 25.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 12095?
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $62,255 would pay roughly $4,072 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 12095?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (27 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 12095
Nearby ZIPs by distance
12068 (Tribes Hill, 5.6 mi) · 12078 (Gloversville, 8.1 mi) · 12070 (Fort Johnson, 8.8 mi) · 12177 (Tribes Hill, 9 mi) · 13428 (Palatine Bridge, 9.5 mi) · 12069 (9.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
44th percentile
Moderate Vulnerability
Based on 11 census tracts, population 13,583
Vulnerability Themes
Households Without Vehicle
639
Limited English Speakers
36
Persons with Disability
2,219
Without HS Diploma
1,077
Without Health Insurance
337
Adults Age 65+
2,767
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.