Population & age
- Total population
- 14,793
- Median age
- 34.1
Albany, NY (12206)
Albany County · Albany-Schenectady-Troy, NY · Population 14,793
Fresh.Data current as of Apr 24, 2026
Albany, NY (ZIP 12206) sits in Albany County within the Albany-Schenectady-Troy metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in above the national average at 38.7%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $18,374. 33% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW puts average annual pay at $82,387 per worker — about 26% above the US average and a clear high-wage signal. CDC's Social Vulnerability Index places this ZIP in the 87th percentile nationally — a highly vulnerable community profile. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 31.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $41,727 would pay roughly $2,729/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $201,128,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $33,136, fair market rent of $1,690 for a two-bedroom, and a typical home value of $218,032, up 5.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 26.9%
- Black
- 47.4%
- Asian
- 8.1%
- Hispanic / Latino
- 12.6%
- Other / multi-racial
- 17.3%
Income & housing
- Median household income
- $33,136
- Median home value
- $118,400
Education
- Bachelor's degree or higher (age 25+)
- 20.8%
Employment
- Unemployment rate
- 14.7%
Housing
- Owner-occupied
- 1,431(22.4%)
- Renter-occupied
- 4,963(77.6%)
- Vacant units
- 1,922
- Built (median)
- 1938
Commute
- Public transit
- 1,396(22.3%)
- Work from home
- 261(4.2%)
- Avg commute
- 21.0 min
Economic wellbeing
- Below poverty line
- 5,984(40.6%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 5,277(82.5%)
- No broadband
- 1,117(17.5%)
Language & nativity
- Foreign-born
- 3,276(22.1%)
- Non-English at home
- 2,751(19.2%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,210
/month
1 Bed
$1,410
/month
2 Bed
$1,690
/month
3 Bed
$2,030
/month
4 Bed
$2,240
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$218,032
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+5.6%
vs. March 2025
5-year change
+38.7%
vs. March 2021
Metro area
Albany-Schenectady-Troy, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
741
Across 223 permitted buildings. Total construction value: $171.8M.
Single-family
190
26% of total units
Multifamily (2+ unit)
551
74% of total units
Single-family value
$62.3M
construction value
Multifamily value
$109.6M
construction value
Apartment construction (5+ unit buildings) accounts for 71% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
6,560
Average AGI
$41,727
Avg property tax
$104
EITC participation
32.9%
Income distribution
- $1 – $25,00042.1% · 2,760
- $25,000 – $50,00031.4% · 2,060
- $50,000 – $75,00013.4% · 880
- $75,000 – $100,0006.1% · 400
- $100,000 – $200,0005.9% · 390
- $200,000 or more1.1% · 70
Avg mortgage interest
$107
Avg charitable contribution
$102
Avg capital gains
$190
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $273.7M across all reported brackets.
Business & employment
Business establishments
530
Total employment
9,498
Annual payroll
$586.0M
Average annual pay
$61,695
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$82,387
Average weekly wage
$1,584
Total employment
233,390
Total establishments
11,137
That is roughly 26% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.3%
That is 0.7 percentage points below the US national unemployment rate of about 4.0%.
Labor force
161,486
Employed
156,081
Unemployed
5,405
Based on Albany County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$197.7M
across all branches in this ZIP
Distinct institutions
3
different banks operating here
Top banks by deposits in this ZIP
- 1.KeyBank National Association$94.0M · 1 branch
- 2.Bank of America, National Association$75.6M · 1 branch
- 3.Manufacturers and Traders Trust Company$28.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
4
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
4
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
37.5
across sites in this ZIP
Sites in this ZIP
- 1.500 Central WYH Services
- 2.SHERIDAN PREPARATORY ACADEMY
- 3.Swinburne Health Center
+ 1 more site in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Albany--Schenectady, NY
Reporting agencies
1
Largest: Capital District Transportation Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
16
Strong EV charging coverage
A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.
Level 2 ports
45
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- CHARGESMART_EV
- Electrify America
- + 2 more networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
23
Date Range
1987–2021
Most Recent Declaration
HURRICANE HENRI
Hurricane — declared August 22, 2021 (DR-3565)
Incident period: August 21, 2021 – August 24, 2021
Top Incident Types
- Snowstorm6 (26%)
- Severe Storm6 (26%)
- Hurricane5 (22%)
- Biological2 (9%)
- Other2 (9%)
- Other2 (9%)
Individual Assistance
3
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
49.4°F
39.4° – 59.4°
Annual precipitation
40.7"
Annual snowfall
59.2"
Heating · cooling days
6,357.4 · 720.8
Annual base 65°F
Nearest station: ALBANY AP, NY US, 5 miles from the centroid of Albany, NY (ZIP 12206)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
36
GoodGood 280dModerate 85dUSG 1d
Peak AQI (2024)
105
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
199 days as main pollutant
Days measured
366
Based on Albany County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
7,276
That is roughly 924 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
12%
of adults self-report
Poor physical health days
3.7
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
4.5%
of residents under 65
Primary care MDs
96
per 100,000 residents
Preventable hospital stays
2,369
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
94%
residents near a facility
Flu vaccinated
58%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Albany data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
31.4% of Albany County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.28
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.88
accepting food benefits
Fast-food restaurants
1.11
per 1,000 residents
Among low-income residents, 5.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Albany County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 8 reports
Property crime rate
—
per 100K residents · 50 reports
Homicide
0
Robbery
1
Burglary
7
Vehicle theft
3
County-level data for Albany (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−1,191 people
−618 households • −$201.1M net AGI flow
Moved in
10,917households
16,608 people • $754.0M AGI
Moved out
11,535households
17,799 people • $955.1M AGI
Where new residents came from
- Rensselaer County, NY — 1,557 households
- Schenectady County, NY — 994 households
- Saratoga County, NY — 826 households
- Kings County, NY — 272 households
- Queens County, NY — 255 households
Where departing residents went
- Rensselaer County, NY — 1,588 households
- Schenectady County, NY — 1,160 households
- Saratoga County, NY — 1,144 households
- Kings County, NY — 205 households
- New York County, NY — 167 households
Incoming households reported an average AGI of $69,066 versus departing households' $82,802.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 12206. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12206: At this ZIP's median AGI of $41,727, the estimated state income tax (before deductions) runs about $2,729 per year. Applied to this ZIP's typical home value of $218,032, that works out to roughly $4,186/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 12206
Other ZIPs in Albany
Nearby ZIPs by distance
12226 (Albany, 1.5 mi) · 12210 (Albany, 1.9 mi) · 12208 (Albany, 2 mi) · 12207 (Albany, 2.2 mi) · 12222 (Albany, 2.2 mi) · 12209 (Albany, 2.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.7%
5.7pp above the 33.0% national rate.
High Blood Pressure
37.0%
5.0pp above the 32.0% national rate.
Depression
20.5%
Tracks close to the 22.0% national rate.
Annual Checkup
79.1%
3.1pp above the 76.0% national rate.
Health Insurance
9.8%
3.2pp below the 13.0% national rate.
Diabetes
13.5%
2.5pp above the 11.0% national rate.
Schools in this ZIP
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| HENRY JOHNSON CHARTER SCHOOL | Public | 0–4 | 375 |
| SHERIDAN PREPARATORY ACADEMY | Public | -1–5 | 292 |
| BRIGHTER CHOICE CHARTER SCHOOL FOR GIRLS | Public | 0–5 | 281 |
| PHILIP J SCHUYLER ACHIEVEMENT ACADEMY | Public | -1–5 | 272 |
| BRIGHTER CHOICE CHARTER SCHOOL FOR BOYS | Public | 0–5 | 258 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$18,374
Median earnings (10 yr)
$59,023
- 2-Year
Mildred Elley School-Albany Campus
Albany, NY · 12206
- In-state tuition
- $15,865
- Out-of-state tuition
- $15,865
- Acceptance rate
- —
- Graduation rate
- 31.6%
- Median earnings (10 yr)
- $38,830
- Median student debt
- $19,000
- Certificate
Orlo School of Hair Design and Cosmetology
Albany, NY · 12206
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.6%
- Median earnings (10 yr)
- $32,014
- Median student debt
- $6,538
- 4-Year
University at Albany
Albany, NY · 12222
- In-state tuition
- $10,866
- Out-of-state tuition
- $31,256
- Acceptance rate
- 69.1%
- Graduation rate
- 62.7%
- Median earnings (10 yr)
- $67,979
- Median student debt
- $19,500
- 4-Year
Excelsior University
Albany, NY · 12203
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $78,493
- Median student debt
- $13,769
- 4-Year
Siena College
Loudonville, NY · 12211
- In-state tuition
- $46,580
- Out-of-state tuition
- $46,580
- Acceptance rate
- 69.0%
- Graduation rate
- 75.3%
- Median earnings (10 yr)
- $76,079
- Median student debt
- $26,561
- 4-Year
Maria College of Albany
Albany, NY · 12208
- In-state tuition
- $18,740
- Out-of-state tuition
- $18,740
- Acceptance rate
- 44.5%
- Graduation rate
- 34.1%
- Median earnings (10 yr)
- $55,458
- Median student debt
- $20,528
- 4-Year
Albany College of Pharmacy and Health Sciences
Albany, NY · 12208
- In-state tuition
- $41,475
- Out-of-state tuition
- $41,475
- Acceptance rate
- 52.7%
- Graduation rate
- 68.2%
- Median earnings (10 yr)
- $131,426
- Median student debt
- $25,500
- 4-Year
Bryant & Stratton College-Albany
Albany, NY · 12205
- In-state tuition
- $18,374
- Out-of-state tuition
- $18,374
- Acceptance rate
- —
- Graduation rate
- 25.3%
- Median earnings (10 yr)
- $32,568
- Median student debt
- $21,549
- Certificate
Albany BOCES-Adult Practical Nursing Program
Albany, NY · 12205
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 72.7%
- Median earnings (10 yr)
- $47,733
- Median student debt
- $9,500
- 2-Year
St. Peter's Hospital College of Nursing
Albany, NY · 12208
- In-state tuition
- $15,358
- Out-of-state tuition
- $15,358
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $62,588
- Median student debt
- $14,745
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Albany, NY (ZIP 12206) sits in Albany County within the Albany-Schenectady-Troy metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in above the national average at 38.7%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $18,374. 33% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW puts average annual pay at $82,387 per worker — about 26% above the US average and a clear high-wage signal. CDC's Social Vulnerability Index places this ZIP in the 87th percentile nationally — a highly vulnerable community profile. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 31.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $41,727 would pay roughly $2,729/year before deductions. Per IRS migration filings (2022-2023), the area's primary county lost $201,128,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $33,136, fair market rent of $1,690 for a two-bedroom, and a typical home value of $218,032, up 5.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- Fair market rent for a two-bedroom ($1,690/month, HUD SAFMR) represents 61% of median household income ($33,136, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- Lower median household income ($33,136, Census ACS) sits alongside an above-average 38.7% obesity rate (CDC PLACES) — a pattern that correlates with reduced healthcare access in lower-income areas.
- As a predominantly renter community (78% of occupied units, Census ACS), the 5 schools mapped here by NCES are especially relevant for families weighing the neighborhood.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 12206
What is the obesity rate in ZIP 12206?
38.7%, which is 5.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 12206?
20.5%, which is 1.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 12206?
37.0%, which is 5.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 12206?
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 12206 have charter schools?
No charter schools are listed in ZIP 12206 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 12206?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
What is the population of ZIP 12206?
14,793 people live in ZIP 12206, with a median age of 34.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 12206?
$33,136 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 12206 mostly renters or homeowners?
In ZIP 12206, 22.4% of occupied housing units are owner-occupied and 77.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 12206?
In ZIP 12206, 4.2% of workers work from home. Public transit is used by 22.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 12206?
40.6% of the population in ZIP 12206 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 12206 have broadband internet?
82.5% of households in ZIP 12206 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 12206?
The typical home value in ZIP 12206 is $218,032, up 5.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 12206?
Home values are up 5.6% over the past year and up 38.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 12206?
The average Adjusted Gross Income reported on tax returns from ZIP 12206 (Albany, NY) is $41,727 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 12206?
Tax returns from ZIP 12206 report an average of $104 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 12206 earn over $200,000?
1.1% of tax returns from ZIP 12206 (Albany, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 12206?
As of 2022, 530 business establishments operated in ZIP 12206 employing 9,498 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 12206?
The average annual pay across all local establishments in ZIP 12206 is $61,695, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 12206 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 12206 ranks in the 87th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 12206?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 12206, ranking in the 87th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 12206 experienced?
FEMA has recorded 23 federal disaster declarations affecting ZIP 12206 between 1987–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 12206?
Snowstorm is the most common federally declared disaster type affecting ZIP 12206, accounting for 6 of 23 declarations (26%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 12206?
The most recent FEMA disaster declaration affecting ZIP 12206 was "HURRICANE HENRI" — a hurricane declared in 2021 (DR-3565) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 12206?
10 colleges and universities are listed near ZIP 12206 by the U.S. Department of Education College Scorecard, including Mildred Elley School-Albany Campus, Orlo School Of Hair Design And Cosmetology, and University At Albany (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 12206?
Median in-state tuition across 10 nearby institutions is $18,374 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 12206?
Graduates of nearby colleges earn a median of $59,023 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 12206?
ZIP 12206 has an average annual temperature of 49.4°F and 40.7" of annual precipitation based on the ALBANY AP, NY US weather station 5.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 12206 have public transit?
Yes — ZIP 12206 is part of the Albany--Schenectady, NY urbanized area, primarily served by Capital District Transportation Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 12206?
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $41,727 would pay roughly $2,729 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 12206?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 12206
Other ZIPs in Albany
Nearby ZIPs by distance
12226 (Albany, 1.5 mi) · 12210 (Albany, 1.9 mi) · 12208 (Albany, 2 mi) · 12207 (Albany, 2.2 mi) · 12222 (Albany, 2.2 mi) · 12209 (Albany, 2.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
87th percentile
Very High Vulnerability
Based on 7 census tracts, population 15,192
Vulnerability Themes
Households Without Vehicle
2,810
Limited English Speakers
444
Persons with Disability
3,367
Without HS Diploma
1,577
Without Health Insurance
875
Adults Age 65+
1,752
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.