Population & age
- Total population
- 1,093
- Median age
- 56.9
Ulster County · Kingston, NY · Population 1,093
Phoenicia, NY (ZIP 12464) sits in Ulster County within the Kingston metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 44.2%. NCES lists 1 schools serving the area, 1 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $7,833. IRS data shows average household income (AGI) of $98,461, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 37 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual average temperature is just 43.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $98,461 would pay roughly $6,439/year before deductions. Per IRS migration filings (2022-2023), the area's primary county netted $134,634,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $57,250, fair market rent of $1,680 for a two-bedroom, and a typical home value of $385,995, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,280
/month
1 Bed
$1,280
/month
2 Bed
$1,680
/month
3 Bed
$2,130
/month
4 Bed
$2,300
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$385,995
Zillow Home Value Index (ZHVI) · as of March 2026
+0.1%
vs. March 2025
+28.5%
vs. March 2021
Kingston, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
521
Across 295 permitted buildings. Total construction value: $148.1M.
Single-family
270
52% of total units
Multifamily (2+ unit)
251
48% of total units
Single-family value
$109.7M
construction value
Multifamily value
$38.4M
construction value
Apartment construction (5+ unit buildings) accounts for 42% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
440
Average AGI
$98,461
Avg property tax
$300
EITC participation
11.4%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
$430
Avg capital gains
$8,164
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $43.3M across all reported brackets.
Business establishments
39
Total employment
203
Annual payroll
$8.5M
Average annual pay
$42,039
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$61,154
Average weekly wage
$1,176
Total employment
59,330
Total establishments
5,871
That is roughly 7% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.6%
That is 0.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
87,185
Employed
84,082
Unemployed
3,103
Based on Ulster County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$44.8M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Kingston, NY
Reporting agencies
7
Largest: Dutchess County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
30
across outlets in this ZIP
Avg square feet
3,235
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
37
Date Range
1965–2021
Most Recent Declaration
REMNANTS OF HURRICANE IDA
Hurricane — declared September 5, 2021 (DR-4615)
Incident period: September 1, 2021 – September 3, 2021
Top Incident Types
Individual Assistance
12
Direct help to disaster survivors
Households Program
9
Housing & temporary lodging support
Public Assistance
37
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
43.1°F
34.6° – 51.7°
Annual precipitation
63.1"
Annual snowfall
104.7"
Heating · cooling days
8,090 · 148.5
Annual base 65°F
Nearest station: SLIDE MTN, NY US, 4.9 miles from the centroid of Phoenicia, NY (ZIP 12464)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
7,045
That is roughly 1,155 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.7
avg per adult per month
Uninsured
7.0%
of residents under 65
Primary care MDs
60
per 100,000 residents
Preventable hospital stays
2,638
per 100K Medicare enrollees
Food environment (0-10)
8.1
10 = best access & security
Exercise access
81%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Ulster data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
23.4% of Ulster County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.25
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.79
accepting food benefits
Fast-food restaurants
0.82
per 1,000 residents
Among low-income residents, 6.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Ulster County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 20 reports
Property crime rate
—
per 100K residents · 111 reports
Homicide
2
Robbery
0
Burglary
9
Vehicle theft
6
County-level data for Ulster (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−268 people
−126 households • +$134.6M net AGI flow
Moved in
5,912households
9,053 people • $610.2M AGI
Moved out
6,038households
9,321 people • $475.5M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $103,208 versus departing households' $78,757.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 12464. Numbers reflect the most recent published year per source.
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12464: At this ZIP's median AGI of $98,461, the estimated state income tax (before deductions) runs about $6,439 per year. Applied to this ZIP's typical home value of $385,995, that works out to roughly $7,410/year in property tax.
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
12410 (Pine Hill, 4 mi) · 12416 (4.1 mi) · 12412 (5.1 mi) · 12495 (5.3 mi) · 12480 (5.4 mi) · 12457 (5.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
31.5%
Tracks close to the 33.0% national rate.
44.2%
12.2pp above the 32.0% national rate.
18.8%
3.2pp below the 22.0% national rate.
84.1%
8.1pp above the 76.0% national rate.
6.3%
6.7pp below the 13.0% national rate.
14.0%
3.0pp above the 11.0% national rate.
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| PHOENICIA ELEMENTARY SCHOOL | Public | 0–3 | 160 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
3
Median in-state tuition
$7,833
Median earnings (10 yr)
$44,220
Stone Ridge, NY · 12484
Greenfield Park, NY · 12435
Napanoch, NY · 12458
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Phoenicia, NY (ZIP 12464) sits in Ulster County within the Kingston metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 44.2%. NCES lists 1 schools serving the area, 1 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $7,833. IRS data shows average household income (AGI) of $98,461, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 37 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual average temperature is just 43.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $98,461 would pay roughly $6,439/year before deductions. Per IRS migration filings (2022-2023), the area's primary county netted $134,634,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $57,250, fair market rent of $1,680 for a two-bedroom, and a typical home value of $385,995, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 18.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
31.5%, which is 1.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
18.8%, which is 3.2 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
44.2%, which is 12.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 12464 by NCES CCD (retrieved Apr 26, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
1,093 people live in ZIP 12464, with a median age of 56.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$57,250 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 12464, 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 12464, 18.8% of workers work from home. Public transit is used by 1.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
33.3% of the population in ZIP 12464 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
92.0% of households in ZIP 12464 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 12464 is $385,995, up 0.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 0.1% over the past year and up 28.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 12464 (Phoenicia, NY) is $98,461 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 12464 report an average of $300 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
11.4% of tax returns from ZIP 12464 (Phoenicia, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 39 business establishments operated in ZIP 12464 employing 203 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 12464 is $42,039, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 12464 ranks in the 60th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 12464, ranking in the 88th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 37 federal disaster declarations affecting ZIP 12464 between 1965–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 12464, accounting for 10 of 37 declarations (27%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 12464 was "REMNANTS OF HURRICANE IDA" — a hurricane declared in 2021 (DR-4615) (FEMA OpenFEMA, retrieved May 3, 2026).
3 colleges and universities are listed near ZIP 12464 by the U.S. Department of Education College Scorecard, including Ulster County Community College, Yeshiva Of Ocean, and Bard College - Eastern Ny Correctional Facility (retrieved May 2, 2026).
Median in-state tuition across 3 nearby institutions is $7,833 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $44,220 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 12464 has an average annual temperature of 43.1°F and 63.1" of annual precipitation based on the SLIDE MTN, NY US weather station 4.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 12464 is part of the Kingston, NY urbanized area, primarily served by Dutchess County (National Transit Database 2024, retrieved May 4, 2026).
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $98,461 would pay roughly $6,439 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (37 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (37 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
12410 (Pine Hill, 4 mi) · 12416 (4.1 mi) · 12412 (5.1 mi) · 12495 (5.3 mi) · 12480 (5.4 mi) · 12457 (5.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 12464?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
60th percentile
High Vulnerability
Based on 1 census tract, population 1,059
Vulnerability Themes
Households Without Vehicle
55
Persons with Disability
226
Without HS Diploma
59
Without Health Insurance
110
Adults Age 65+
252
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.