Zion, PA (16823)

Centre County · State College, PA · Population 29,145

Fresh.Data current as of Apr 24, 2026

Zion, PA (ZIP 16823) sits in Centre County within the State College metro area. The page draws on 2 federal data feeds retrieved Apr 26. Health-survey coverage is limited for this ZIP. NCES lists 9 schools serving the area, 9 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $19,905. IRS data shows average household income (AGI) of $70,022, well above the ~$45K national average per return. The CDC SVI flags housing & transportation (58th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 27th-percentile score. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1972. Premature-mortality burden is comparatively low at 4,450 years of potential life lost per 100,000 (County Health Rankings, 2025). Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 1,126 residents (917 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $77,087, fair market rent of $1,290 for a two-bedroom, and a typical home value of $304,106, up 3.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
29,145
Median age
45.3

Race & ethnicity

White
87.4%
Black
7.0%
Asian
1.1%
Hispanic / Latino
2.6%
Other / multi-racial
4.5%

Income & housing

Median household income
$77,087
Median home value
$243,700

Education

Bachelor's degree or higher (age 25+)
28.8%

Employment

Unemployment rate
2.7%

Housing

Owner-occupied
8,123(72.8%)
Renter-occupied
3,032(27.2%)
Vacant units
619
Built (median)
1980

Commute

Public transit
110(0.8%)
Work from home
1,143(8.1%)
Avg commute
19.4 min

Economic wellbeing

Below poverty line
1,611(6.5%)
Uninsured
59(0.2%)

Digital access

Broadband access
9,541(85.5%)
No broadband
1,614(14.5%)

Language & nativity

Foreign-born
752(2.6%)
Non-English at home
1,403(5.0%)

Studio

$1,110

/month

1 Bed

$1,120

/month

2 Bed

$1,290

/month

3 Bed

$1,570

/month

4 Bed

$1,710

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$304,106

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+3.0%

vs. March 2025

5-year change

+25.3%

vs. March 2021

Metro area

State College, PA

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

367

Across 315 permitted buildings. Total construction value: $101.0M.

Single-family

290

79% of total units

Multifamily (2+ unit)

77

21% of total units

Single-family value

$88.0M

construction value

Multifamily value

$13.0M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

12,480

Average AGI

$70,022

Avg property tax

$181

EITC participation

8.7%

Income distribution

  • $1 – $25,00025.9% · 3,230
  • $25,000 – $50,00023.1% · 2,880
  • $50,000 – $75,00015.9% · 1,990
  • $75,000 – $100,00011.5% · 1,430
  • $100,000 – $200,00019.8% · 2,470
  • $200,000 or more3.8% · 480

Avg mortgage interest

$266

Avg charitable contribution

$330

Avg capital gains

$1,791

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $873.9M across all reported brackets.

Business & employment

Business establishments

500

Total employment

5,716

Annual payroll

$270.2M

Average annual pay

$47,272

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$62,822

Average weekly wage

$1,208

Total employment

68,578

Total establishments

3,610

That is roughly 4% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

2.9%

That is 1.1 percentage points below the US national unemployment rate of about 4.0%.

Labor force

76,504

Employed

74,314

Unemployed

2,190

Based on Centre County, PA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

7

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$571.3M

across all branches in this ZIP

Distinct institutions

7

different banks operating here

Top banks by deposits in this ZIP

  • 1.First National Bank of Pennsylvania$139.6M · 1 branch
  • 2.Manufacturers and Traders Trust Company$107.3M · 1 branch
  • 3.Jersey Shore State Bank$73.7M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

13

Strong EV charging coverage

A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.

Level 2 ports

27

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network
  • Non-Networked
  • Tesla
  • + 1 more network

CNG

1

Compressed natural gas

Other

3

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

2

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

2

1 central · 1 branch

Avg hours / week

32.6

across outlets in this ZIP

Avg square feet

9,782

per outlet

Outlets in this ZIP

  • 1.Centre Co Lib & Hist Museum
  • 2.Pa Room

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

27th percentile

Moderate Vulnerability

Based on 11 census tracts, population 28,339

Vulnerability Themes

  • Socioeconomic Status26th percentile
  • Household Characteristics20th percentile
  • Racial & Ethnic Minority Status19th percentile
  • Housing Type & Transportation58th percentile

Households Without Vehicle

631

Limited English Speakers

184

Persons with Disability

2,975

Without HS Diploma

1,816

Without Health Insurance

1,508

Adults Age 65+

5,293

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

15

Date Range

1972–2020

Most Recent Declaration

COVID-19 PANDEMIC

Biological — declared March 30, 2020 (DR-4506)

Incident period: January 20, 2020 – May 11, 2023

Top Incident Types

  • Flood5 (33%)
  • Severe Storm3 (20%)
  • Hurricane3 (20%)
  • Biological2 (13%)
  • Snowstorm2 (13%)

Individual Assistance

4

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

14

Repair of public facilities & roads

Hazard Mitigation

5

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

40

Good
Good 287dModerate 79d

Peak AQI (2024)

97

Moderate

Primary pollutant

Ozone

270 days as main pollutant

Days measured

366

Based on Centre County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

4,450

That is roughly 3,750 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

17%

of adults self-report

Poor physical health days

4.1

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

6.2%

of residents under 65

Primary care MDs

83

per 100,000 residents

Preventable hospital stays

2,430

per 100K Medicare enrollees

Food environment (0-10)

8.8

10 = best access & security

Exercise access

77%

residents near a facility

Flu vaccinated

60%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 5.6% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Centre data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

16.1% of Centre County, PA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.11

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.50

accepting food benefits

Fast-food restaurants

0.68

per 1,000 residents

Among low-income residents, 3.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Centre County, PA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−1,126 people

−917 households−$60.9M net AGI flow

Moved in

4,843households

7,098 people • $323.5M AGI

Moved out

5,760households

8,224 people • $384.4M AGI

Where new residents came from

  1. Clearfield County, PA183 households
  2. Clinton County, PA134 households
  3. Blair County, PA106 households
  4. Allegheny County, PA88 households
  5. Huntingdon County, PA66 households

Where departing residents went

  1. Clearfield County, PA181 households
  2. Blair County, PA138 households
  3. Allegheny County, PA126 households
  4. Clinton County, PA113 households
  5. Philadelphia County, PA109 households

Incoming households reported an average AGI of $66,796 versus departing households' $66,743.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

9 schools serve this ZIP, including 9 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Bellefonte Area HSPublic9–12897
Bald Eagle Area JSHSPublic6–12856
Bellefonte Area MSPublic6–8619
Marion-Walker El SchPublic0–5389
Wingate El SchPublic0–5364

Showing top 5 by enrollment. 4 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$19,905

Median earnings (10 yr)

$41,677

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Zion, PA (ZIP 16823) sits in Centre County within the State College metro area. The page draws on 2 federal data feeds retrieved Apr 26. Health-survey coverage is limited for this ZIP. NCES lists 9 schools serving the area, 9 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $19,905. IRS data shows average household income (AGI) of $70,022, well above the ~$45K national average per return. The CDC SVI flags housing & transportation (58th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 27th-percentile score. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1972. Premature-mortality burden is comparatively low at 4,450 years of potential life lost per 100,000 (County Health Rankings, 2025). Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 1,126 residents (917 households) — the ZIP's primary county is shrinking. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $77,087, fair market rent of $1,290 for a two-bedroom, and a typical home value of $304,106, up 3.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These readings invert. Education density is the headline; healthcare access numbers suggest provider choice and coverage are worth shopping carefully. The two domains don’t move together at the ZIP level — both deserve their own due diligence rather than a single judgment.

Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 16823

How many schools are in ZIP 16823?

9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 16823 have charter schools?

No charter schools are listed in ZIP 16823 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 16823?

Yes, 3 high schools serve this ZIP: Bellefonte Area Hs, Bald Eagle Area Jshs, Central Pa Institute Of Science & Techno. (NCES CCD, retrieved Apr 26, 2026).

What is the population of ZIP 16823?

29,145 people live in ZIP 16823, with a median age of 45.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 16823?

$77,087 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 16823 mostly renters or homeowners?

In ZIP 16823, 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 16823?

In ZIP 16823, 8.1% of workers work from home. Public transit is used by 0.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 16823?

6.5% of the population in ZIP 16823 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 16823 have broadband internet?

85.5% of households in ZIP 16823 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 16823?

The typical home value in ZIP 16823 is $304,106, up 3.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 16823?

Home values are up 3.0% over the past year and up 25.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 16823?

The average Adjusted Gross Income reported on tax returns from ZIP 16823 (Zion, PA) is $70,022 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 16823?

Tax returns from ZIP 16823 report an average of $181 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 16823 earn over $200,000?

3.8% of tax returns from ZIP 16823 (Zion, PA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 16823?

As of 2022, 500 business establishments operated in ZIP 16823 employing 5,716 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 16823?

The average annual pay across all local establishments in ZIP 16823 is $47,272, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 16823 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 16823 ranks in the 27th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 16823?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 16823, ranking in the 58th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 16823 experienced?

FEMA has recorded 15 federal disaster declarations affecting ZIP 16823 between 1972–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 16823?

Flood is the most common federally declared disaster type affecting ZIP 16823, accounting for 5 of 15 declarations (33%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 16823?

The most recent FEMA disaster declaration affecting ZIP 16823 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4506) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 16823?

5 colleges and universities are listed near ZIP 16823 by the U.S. Department of Education College Scorecard, including Central Pennsylvania Institute Of Science And Technology, Pennsylvania State University-Main Campus, and Pennsylvania State University-World Campus (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 16823?

Median in-state tuition across 5 nearby institutions is $19,905 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 16823?

Graduates of nearby colleges earn a median of $41,677 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 16823?

This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (15 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (15 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 16823?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.