Population & age
- Total population
- 1,266
- Median age
- 43.1
ZIP 17765, PA (17765)
Tioga County · Population 1,266
Fresh.Data current as of Apr 24, 2026
PA 17765 (ZIP 17765) sits in Tioga County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $34,135. IRS data shows average household income (AGI) of $80,306, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $50,900 per worker, roughly 22% below the US average. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Pennsylvania levies a flat state income tax (top rate 3.07%); a household at the local median AGI of $80,306 would pay roughly $1,479/year before deductions. IRS migration data (2022-2023) shows a net loss of 160 residents (104 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $76,607, fair market rent of $1,240 for a two-bedroom, and a typical home value of $259,928, up 6.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 97.2%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 2.8%
Income & housing
- Median household income
- $76,607
- Median home value
- $203,800
Education
- Bachelor's degree or higher (age 25+)
- 7.3%
Employment
- Unemployment rate
- 3.5%
Housing
- Owner-occupied
- 398(90.2%)
- Renter-occupied
- 43(9.8%)
- Vacant units
- 221
- Built (median)
- 1982
Commute
- Public transit
- 0(0.0%)
- Work from home
- 18(2.8%)
- Avg commute
- 29.8 min
Economic wellbeing
- Below poverty line
- 281(22.2%)
- Uninsured
- 5(0.4%)
Digital access
- Broadband access
- 367(83.2%)
- No broadband
- 74(16.8%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$860
/month
1 Bed
$990
/month
2 Bed
$1,240
/month
3 Bed
$1,620
/month
4 Bed
$1,700
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$259,928
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+6.3%
vs. March 2025
5-year change
+22.2%
vs. March 2021
Metro area
Williamsport, PA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
189
Across 176 permitted buildings. Total construction value: $55.2M.
Single-family
172
91% of total units
Multifamily (2+ unit)
17
9% of total units
Single-family value
$52.9M
construction value
Multifamily value
$2.2M
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
530
Average AGI
$80,306
Avg property tax
—
EITC participation
9.4%
Income distribution
- $1 – $25,00026.4% · 140
- $25,000 – $50,00022.6% · 120
- $50,000 – $75,00015.1% · 80
- $75,000 – $100,00011.3% · 60
- $100,000 – $200,00017.0% · 90
- $200,000 or more7.5% · 40
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$5,098
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $42.6M across all reported brackets.
Business & employment
Business establishments
12
Total employment
57
Annual payroll
$3.3M
Average annual pay
$58,386
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$50,900
Average weekly wage
$979
Total employment
12,397
Total establishments
994
That is roughly 22% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
18,471
Employed
17,716
Unemployed
755
Based on Tioga County, PA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Williamsport, PA
Reporting agencies
2
Largest: RIVER VALLEY TRANSIT AUTHORITY
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
30
Date Range
1972–2024
Most Recent Declaration
TROPICAL STORM DEBBY
Tropical Storm — declared September 11, 2024 (DR-4815)
Incident period: August 9, 2024 – August 10, 2024
Top Incident Types
- Severe Storm10 (33%)
- Flood10 (33%)
- Hurricane3 (10%)
- Snowstorm3 (10%)
- Biological2 (7%)
- Other2 (7%)
Individual Assistance
12
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
46.9°F
36° – 57.8°
Annual precipitation
41.2"
Annual snowfall
42.1"
Heating · cooling days
6,949.4 · 385.3
Annual base 65°F
Nearest station: CANTON, PA US, 8.5 miles from the centroid of ZIP 17765 (ZIP 17765)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
36
GoodGood 316dModerate 46d
Peak AQI (2024)
84
Moderate
Primary pollutant
Ozone
255 days as main pollutant
Days measured
362
Based on Tioga County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,305
That is roughly 1,105 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
7.6%
of residents under 65
Primary care MDs
44
per 100,000 residents
Preventable hospital stays
2,878
per 100K Medicare enrollees
Food environment (0-10)
7.5
10 = best access & security
Exercise access
54%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Tioga data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
23.4% of Tioga County, PA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.97
accepting food benefits
Fast-food restaurants
0.47
per 1,000 residents
Among low-income residents, 9.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Tioga County, PA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 0 reports
Property crime rate
—
per 100K residents · 0 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
0
County-level data for Lycoming (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−160 people
−104 households • −$2.7M net AGI flow
Moved in
866households
1,489 people • $50.7M AGI
Moved out
970households
1,649 people • $53.4M AGI
Where new residents came from
- Steuben County, NY — 68 households
- Bradford County, PA — 63 households
- Potter County, PA — 49 households
- Lycoming County, PA — 38 households
- Chemung County, NY — 30 households
Where departing residents went
- Steuben County, NY — 82 households
- Bradford County, PA — 65 households
- Lycoming County, PA — 62 households
- Chemung County, NY — 45 households
- Potter County, PA — 36 households
Incoming households reported an average AGI of $58,569 versus departing households' $55,053.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Pennsylvania
State-level rules that apply to every resident of ZIP 17765. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.07%
flat · 1 brackets
Sales tax (combined)
6.34%
State 6.00% · avg local 0.34%
Property tax (effective)
1.68%
Median $3,947/year
Tax burden rank
29 of 50
10.40% of personal income
For ZIP 17765: At this ZIP's median AGI of $80,306, the estimated state income tax (before deductions) runs about $1,479 per year. Applied to this ZIP's typical home value of $259,928, that works out to roughly $4,366/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 17765
Nearby ZIPs by distance
17763 (6.6 mi) · 16939 (7 mi) · 16912 (Blossburg, 7.3 mi) · 16930 (Liberty, 8.1 mi) · 16911 (Arnot, 9 mi) · 17724 (Canton, 10.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
17.1%
No national benchmark available.
Short Sleep Duration
39.7%
No national benchmark available.
Colorectal Cancer Screening
67.1%
No national benchmark available.
Dental Visit
60.9%
No national benchmark available.
Mammography
74.1%
No national benchmark available.
Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$34,135
Median earnings (10 yr)
$54,389
- 4-Year
Pennsylvania College of Technology
Williamsport, PA · 17701
- In-state tuition
- $18,240
- Out-of-state tuition
- $25,980
- Acceptance rate
- —
- Graduation rate
- 51.9%
- Median earnings (10 yr)
- $52,567
- Median student debt
- $23,961
- 4-Year
Lycoming College
Williamsport, PA · 17701
- In-state tuition
- $50,029
- Out-of-state tuition
- $50,029
- Acceptance rate
- 74.1%
- Graduation rate
- 59.6%
- Median earnings (10 yr)
- $56,210
- Median student debt
- $27,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
PA 17765 (ZIP 17765) sits in Tioga County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $34,135. IRS data shows average household income (AGI) of $80,306, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $50,900 per worker, roughly 22% below the US average. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Pennsylvania levies a flat state income tax (top rate 3.07%); a household at the local median AGI of $80,306 would pay roughly $1,479/year before deductions. IRS migration data (2022-2023) shows a net loss of 160 residents (104 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $76,607, fair market rent of $1,240 for a two-bedroom, and a typical home value of $259,928, up 6.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 17765
What is the population of ZIP 17765?
1,266 people live in ZIP 17765, with a median age of 43.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 17765?
$76,607 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 17765 mostly renters or homeowners?
In ZIP 17765, 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 17765?
In ZIP 17765, 2.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 17765?
22.2% of the population in ZIP 17765 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 17765 have broadband internet?
83.2% of households in ZIP 17765 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 17765?
The typical home value in ZIP 17765 is $259,928, up 6.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 17765?
Home values are up 6.3% over the past year and up 22.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 17765?
The average Adjusted Gross Income reported on tax returns from ZIP 17765 (PA 17765) is $80,306 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 17765?
Tax returns from ZIP 17765 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 17765 earn over $200,000?
7.5% of tax returns from ZIP 17765 (PA 17765) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 17765?
As of 2022, 12 business establishments operated in ZIP 17765 employing 57 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 17765?
The average annual pay across all local establishments in ZIP 17765 is $58,386, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 17765 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 17765 ranks in the 37th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 17765?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 17765, ranking in the 56th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 17765 experienced?
FEMA has recorded 30 federal disaster declarations affecting ZIP 17765 between 1972–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 17765?
Severe Storm is the most common federally declared disaster type affecting ZIP 17765, accounting for 10 of 30 declarations (33%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 17765?
The most recent FEMA disaster declaration affecting ZIP 17765 was "TROPICAL STORM DEBBY" — a tropical storm declared in 2024 (DR-4815) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 17765?
2 colleges and universities are listed near ZIP 17765 by the U.S. Department of Education College Scorecard, including Pennsylvania College Of Technology and Lycoming College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 17765?
Median in-state tuition across 2 nearby institutions is $34,135 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 17765?
Graduates of nearby colleges earn a median of $54,389 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 17765?
ZIP 17765 has an average annual temperature of 46.9°F and 41.2" of annual precipitation based on the CANTON, PA US weather station 8.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 17765 have public transit?
Yes — ZIP 17765 is part of the Williamsport, PA urbanized area, primarily served by RIVER VALLEY TRANSIT AUTHORITY (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 17765?
Pennsylvania has a flat income tax with a top rate of 3.07%. Households at the local median AGI of $80,306 would pay roughly $1,479 in state income tax annually (estimated, before deductions). Combined sales tax: 6.34% (Tax Foundation 2025).
Does Pennsylvania have paid family leave?
Pennsylvania has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 17765?
This page covers health outcomes from CDC PLACES (5 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (30 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 17765
Nearby ZIPs by distance
17763 (6.6 mi) · 16939 (7 mi) · 16912 (Blossburg, 7.3 mi) · 16930 (Liberty, 8.1 mi) · 16911 (Arnot, 9 mi) · 17724 (Canton, 10.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 17765?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
37th percentile
Moderate Vulnerability
Based on 3 census tracts, population 1,156
Vulnerability Themes
Households Without Vehicle
24
Persons with Disability
180
Without HS Diploma
78
Without Health Insurance
73
Adults Age 65+
241
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.