Population & age
- Total population
- 203
- Median age
- 59.1
Loveville, MD (20656)
St. Mary's County · Lexington Park, MD · Population 203
Fresh.Data current as of Apr 24, 2026
Loveville, MD (ZIP 20656) sits in St. Mary's County within the Lexington Park metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 46.7%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $9,749. BLS QCEW puts average annual pay at $85,381 per worker — about 30% above the US average and a clear high-wage signal. The CDC SVI flags housing & transportation (86th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 36th-percentile score. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 5.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Charles County, MD (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,950 for a two-bedroom, a 56.2% poverty rate (well above the ~12% US average), and 100.0% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 0.0%
- Black
- 100.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 83(80.6%)
- Renter-occupied
- 20(19.4%)
- Vacant units
- 0
- Built (median)
- 1976
Commute
- Public transit
- 0(0.0%)
- Work from home
- 46(100.0%)
Economic wellbeing
- Below poverty line
- 114(56.2%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 20(19.4%)
- No broadband
- 83(80.6%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,480
/month
1 Bed
$1,780
/month
2 Bed
$1,950
/month
3 Bed
$2,410
/month
4 Bed
$3,070
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
265
Across 265 permitted buildings. Total construction value: $91.6M.
Single-family
265
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$91.6M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
5
Total employment
29
Annual payroll
$1.1M
Average annual pay
$37,310
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$85,381
Average weekly wage
$1,642
Total employment
49,113
Total establishments
2,185
That is roughly 30% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
2.7%
That is 1.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
59,590
Employed
57,971
Unemployed
1,619
Based on St. Mary's County, MD data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Lexington Park--California--Chesapeake Ranch Estates, MD
Reporting agencies
2
Largest: Board of County Commissioners of Calvert County, Maryland
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3634)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Hurricane8 (44%)
- Snowstorm5 (28%)
- Biological2 (11%)
- Severe Storm2 (11%)
- Winter Storm1 (6%)
Individual Assistance
3
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
55.2°F
44.7° – 65.6°
Annual precipitation
48.1"
Annual snowfall
15.1"
Heating · cooling days
4,588.6 · 1,029.2
Annual base 65°F
Nearest station: MECHANICSVILLE 5 NE, MD US, 10.9 miles from the centroid of Loveville, MD (ZIP 20656)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,105
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
3.7
avg per adult per month
Poor mental health days
5.4
avg per adult per month
Uninsured
5.3%
of residents under 65
Primary care MDs
37
per 100,000 residents
Preventable hospital stays
3,177
per 100K Medicare enrollees
Food environment (0-10)
8.5
10 = best access & security
Exercise access
73%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on St. Mary's data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
21.7% of St. Mary's County, MD residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.55
accepting food benefits
Fast-food restaurants
0.76
per 1,000 residents
Among low-income residents, 4.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in St. Mary's County, MD for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 257 reports
Property crime rate
—
per 100K residents · 1,187 reports
Homicide
3
Robbery
22
Burglary
181
Vehicle theft
86
County-level data for St. Mary's (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−246 people
−350 households • −$73.4M net AGI flow
Moved in
4,569households
8,386 people • $319.0M AGI
Moved out
4,919households
8,632 people • $392.4M AGI
Where new residents came from
- Charles County, MD — 462 households
- Calvert County, MD — 315 households
- Prince George's County, MD — 231 households
- Anne Arundel County, MD — 91 households
- San Diego County, CA — 69 households
Where departing residents went
- Charles County, MD — 326 households
- Calvert County, MD — 295 households
- Prince George's County, MD — 108 households
- Anne Arundel County, MD — 99 households
- Fairfax County, VA — 60 households
Incoming households reported an average AGI of $69,808 versus departing households' $79,766.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Maryland
State-level rules that apply to every resident of ZIP 20656. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.75%
graduated · 7 brackets
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.48%
Median $3,236/year
Tax burden rank
43 of 50
11.90% of personal income
Paid family leave
Program
Family and Medical Leave Insurance
Mandatory (state-run insurance) · benefits begin 2027/2028
Max weeks/year
24
Parental
12wk
Max weekly benefit
$1,000
Replacement: 90% AWW up to 0.65x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 20656
Nearby ZIPs by distance
20660 (2.6 mi) · 20624 (2.8 mi) · 20609 (5.4 mi) · 20659 (Mechanicsville, 5.5 mi) · 20650 (Leonardtown, 6 mi) · 20636 (6.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
41.6%
8.6pp above the 33.0% national rate.
High Blood Pressure
46.7%
14.7pp above the 32.0% national rate.
Depression
16.7%
5.3pp below the 22.0% national rate.
Annual Checkup
85.8%
9.8pp above the 76.0% national rate.
Health Insurance
5.9%
7.1pp below the 13.0% national rate.
Diabetes
17.4%
6.4pp above the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Benjamin Banneker Elementary | Public | -1–5 | 536 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$9,749
Median earnings (10 yr)
$52,273
- 2-Year
College of Southern Maryland
La Plata, MD · 20646
- In-state tuition
- $4,200
- Out-of-state tuition
- $10,050
- Acceptance rate
- —
- Graduation rate
- 33.2%
- Median earnings (10 yr)
- $44,435
- Median student debt
- $8,500
- 4-Year
St. Mary's College of Maryland
St. Mary's City, MD · 20686
- In-state tuition
- $15,298
- Out-of-state tuition
- $31,374
- Acceptance rate
- 68.6%
- Graduation rate
- 69.0%
- Median earnings (10 yr)
- $60,110
- Median student debt
- $21,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Loveville, MD (ZIP 20656) sits in St. Mary's County within the Lexington Park metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 46.7%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $9,749. BLS QCEW puts average annual pay at $85,381 per worker — about 30% above the US average and a clear high-wage signal. The CDC SVI flags housing & transportation (86th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 36th-percentile score. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 5.3% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Charles County, MD (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,950 for a two-bedroom, a 56.2% poverty rate (well above the ~12% US average), and 100.0% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 16.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 20656
What is the obesity rate in ZIP 20656?
41.6%, which is 8.6 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 20656?
16.7%, which is 5.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 20656?
46.7%, which is 14.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 20656?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 20656 have charter schools?
No charter schools are listed in ZIP 20656 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 20656?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 20656?
203 people live in ZIP 20656, with a median age of 59.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 20656 mostly renters or homeowners?
In ZIP 20656, 80.6% of occupied housing units are owner-occupied and 19.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 20656?
In ZIP 20656, 100.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 20656?
56.2% of the population in ZIP 20656 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 20656 have broadband internet?
19.4% of households in ZIP 20656 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 20656?
As of 2022, 5 business establishments operated in ZIP 20656 employing 29 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 20656?
The average annual pay across all local establishments in ZIP 20656 is $37,310, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 20656 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 20656 ranks in the 36th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 20656?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 20656, ranking in the 86th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 20656 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 20656 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 20656?
Hurricane is the most common federally declared disaster type affecting ZIP 20656, accounting for 8 of 18 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 20656?
The most recent FEMA disaster declaration affecting ZIP 20656 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3634) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 20656?
2 colleges and universities are listed near ZIP 20656 by the U.S. Department of Education College Scorecard, including College Of Southern Maryland and St. Mary'S College Of Maryland (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 20656?
Median in-state tuition across 2 nearby institutions is $9,749 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 20656?
Graduates of nearby colleges earn a median of $52,273 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 20656?
ZIP 20656 has an average annual temperature of 55.2°F and 48.1" of annual precipitation based on the MECHANICSVILLE 5 NE, MD US weather station 10.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 20656 have public transit?
Yes — ZIP 20656 is part of the Lexington Park--California--Chesapeake Ranch Estates, MD urbanized area, primarily served by Board of County Commissioners of Calvert County, Maryland (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 20656?
Maryland has a graduated income tax with a top rate of 5.75%. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Maryland have paid family leave?
Maryland has enacted a paid family leave program with benefits beginning 2027/2028 but it is not yet active (Bipartisan Policy Center 2026).
What data is available for ZIP 20656?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (2 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 20656
Nearby ZIPs by distance
20660 (2.6 mi) · 20624 (2.8 mi) · 20609 (5.4 mi) · 20659 (Mechanicsville, 5.5 mi) · 20650 (Leonardtown, 6 mi) · 20636 (6.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 20656?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
36th percentile
Moderate Vulnerability
Based on 1 census tract, population 167
Vulnerability Themes
Households Without Vehicle
6
Limited English Speakers
1
Persons with Disability
11
Without HS Diploma
10
Without Health Insurance
14
Adults Age 65+
17
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.