Population & age
- Total population
- 20,188
- Median age
- 34.8
Towson, MD (21204)
Baltimore County · Baltimore-Columbia-Towson, MD · Population 20,188
Fresh.Data current as of Apr 24, 2026
Towson, MD (ZIP 21204) sits in Baltimore County within the Baltimore-Columbia-Towson metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 13 schools serving the area, 13 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $11,728. IRS data shows average household income (AGI) of $189,103, well above the ~$45K national average per return. Federal QCEW filings show 374,470 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Maryland levies a graduated state income tax (top rate 5.75%); a household at the local median AGI of $189,103 would pay roughly $6,524/year before deductions. IRS migration data (2022-2023) shows a net loss of 5,407 residents (2,949 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $92,734, fair market rent of $2,200 for a two-bedroom, and a typical home value of $598,756, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 70.0%
- Black
- 17.5%
- Asian
- 6.1%
- Hispanic / Latino
- 3.3%
- Other / multi-racial
- 6.2%
Income & housing
- Median household income
- $92,734
- Median home value
- $524,900
Education
- Bachelor's degree or higher (age 25+)
- 59.7%
Employment
- Unemployment rate
- 3.1%
Housing
- Owner-occupied
- 4,111(48.4%)
- Renter-occupied
- 4,390(51.6%)
- Vacant units
- 943
- Built (median)
- 1974
Commute
- Public transit
- 212(2.1%)
- Work from home
- 1,776(18.0%)
- Avg commute
- 21.7 min
Economic wellbeing
- Below poverty line
- 2,409(13.5%)
- Uninsured
- 32(0.2%)
Digital access
- Broadband access
- 7,818(92.0%)
- No broadband
- 683(8.0%)
Language & nativity
- Foreign-born
- 2,016(10.0%)
- Non-English at home
- 2,209(11.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,610
/month
1 Bed
$1,790
/month
2 Bed
$2,200
/month
3 Bed
$2,790
/month
4 Bed
$3,090
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$598,756
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.5%
vs. March 2025
5-year change
+21.0%
vs. March 2021
Metro area
Baltimore-Columbia-Towson, MD
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,511
Across 870 permitted buildings. Total construction value: $416.5M.
Single-family
866
57% of total units
Multifamily (2+ unit)
645
43% of total units
Single-family value
$261.8M
construction value
Multifamily value
$154.8M
construction value
Apartment construction (5+ unit buildings) accounts for 43% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
8,970
Average AGI
$189,103
Avg property tax
$1,674
EITC participation
6.5%
Income distribution
- $1 – $25,00023.0% · 2,060
- $25,000 – $50,00014.9% · 1,340
- $50,000 – $75,00013.9% · 1,250
- $75,000 – $100,0009.1% · 820
- $100,000 – $200,00018.8% · 1,690
- $200,000 or more20.2% · 1,810
Avg mortgage interest
$2,019
Avg charitable contribution
$3,520
Avg capital gains
$29,851
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1696.3M across all reported brackets.
Business & employment
Business establishments
1,420
Total employment
24,642
Annual payroll
$1.6B
Average annual pay
$63,587
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$71,051
Average weekly wage
$1,366
Total employment
374,470
Total establishments
23,271
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.1%
That is 0.9 percentage points below the US national unemployment rate of about 4.0%.
Labor force
446,211
Employed
432,169
Unemployed
14,042
Based on Baltimore County, MD data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
12
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.2B
across all branches in this ZIP
Distinct institutions
9
different banks operating here
Top banks by deposits in this ZIP
- 1.Manufacturers and Traders Trust Company$418.3M · 3 branches
- 2.PNC Bank, National Association$224.4M · 2 branches
- 3.Sandy Spring Bank$192.5M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Hospitals & healthcare facilities
Facilities located inside ZIP 21204 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (3)
UNIVERSITY OF MD ST JOSEPH MEDICAL CENTER
★★★★★5.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
7601 OSLER DRIVE, TOWSON, MD, 21204
GREATER BALTIMORE MEDICAL CENTER
★★★★★4.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
6701 NORTH CHARLES STREET, BALTIMORE, MD, 21204
SHEPPARD AND ENOCH PRATT HOSPITAL, THE
Not rated
Psychiatric
Voluntary non-profit - Private
6501 NORTH CHARLES STREET, BALTIMORE, MD, 21204
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Baltimore, MD
Reporting agencies
9
Largest: Anne Arundel County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
10
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Blink Network
- ChargePoint Network
- eVgo Network
- + 1 more network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
57.8
across outlets in this ZIP
Avg square feet
30,000
per outlet
Outlets in this ZIP
- 1.Towson Branch
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
24
Date Range
1971–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3634)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Snowstorm6 (25%)
- Hurricane6 (25%)
- Flood5 (21%)
- Severe Storm4 (17%)
- Biological2 (8%)
- Other1 (4%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
23
Repair of public facilities & roads
Hazard Mitigation
11
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56.2°F
45.9° – 66.6°
Annual precipitation
45"
Annual snowfall
19.3"
Heating · cooling days
4,484.1 · 1,321.8
Annual base 65°F
Nearest station: BALTIMORE WASH INTL AP, MD US, 16.8 miles from the centroid of Towson, MD (ZIP 21204)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
42
GoodGood 258dModerate 101dUSG 6d
Peak AQI (2024)
112
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
198 days as main pollutant
Days measured
365
Based on Baltimore County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
8,667
That is roughly 467 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.6
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
6.0%
of residents under 65
Primary care MDs
86
per 100,000 residents
Preventable hospital stays
2,829
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
97%
residents near a facility
Flu vaccinated
56%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Baltimore data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
21.8% of Baltimore County, MD residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.61
accepting food benefits
Fast-food restaurants
0.94
per 1,000 residents
Among low-income residents, 4.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Baltimore County, MD for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−5,407 people
−2,949 households • −$364.9M net AGI flow
Moved in
24,860households
41,424 people • $1.7B AGI
Moved out
27,809households
46,831 people • $2.0B AGI
Where new residents came from
- Baltimore city, MD — 7,832 households
- Anne Arundel County, MD — 1,648 households
- Howard County, MD — 1,400 households
- Harford County, MD — 1,393 households
- Prince George's County, MD — 789 households
Where departing residents went
- Baltimore city, MD — 6,454 households
- Harford County, MD — 2,072 households
- Anne Arundel County, MD — 1,565 households
- Howard County, MD — 1,313 households
- Carroll County, MD — 842 households
Incoming households reported an average AGI of $66,503 versus departing households' $72,571.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Maryland
State-level rules that apply to every resident of ZIP 21204. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.75%
graduated · 7 brackets
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.48%
Median $3,236/year
Tax burden rank
43 of 50
11.90% of personal income
For ZIP 21204: At this ZIP's median AGI of $189,103, the estimated state income tax (before deductions) runs about $6,524 per year. Applied to this ZIP's typical home value of $598,756, that works out to roughly $8,835/year in property tax.
Paid family leave
Program
Family and Medical Leave Insurance
Mandatory (state-run insurance) · benefits begin 2027/2028
Max weeks/year
24
Parental
12wk
Max weekly benefit
$1,000
Replacement: 90% AWW up to 0.65x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 21204
Other ZIPs in Towson
Nearby ZIPs by distance
21252 (Towson, 1.2 mi) · 21285 (Towson, 1.4 mi) · 21093 (Timonium, 2.3 mi) · 21212 (Baltimore, 2.8 mi) · 21286 (Hampton, 2.8 mi) · 21209 (Baltimore, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
29.0%
4.0pp below the 33.0% national rate.
High Blood Pressure
29.8%
2.2pp below the 32.0% national rate.
Depression
22.0%
Tracks close to the 22.0% national rate.
Annual Checkup
78.6%
2.6pp above the 76.0% national rate.
Health Insurance
6.5%
6.5pp below the 13.0% national rate.
Diabetes
9.2%
Tracks close to the 11.0% national rate.
Schools in this ZIP
13 schools serve this ZIP, including 13 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| George W. Carver Center for Arts & Technology | Vocational | 9–12 | 997 |
| West Towson Elementary | Public | 0–5 | 435 |
| Riderwood Elementary | Public | 0–5 | 405 |
| Ridge/Ruxton School | Special Ed | -1–12 | 119 |
| BCDC Educational Center | Alternative | 9–12 | 31 |
Showing top 5 by enrollment. 8 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$11,728
Median earnings (10 yr)
$51,861
- 4-Year
Goucher College
Baltimore, MD · 21204
- In-state tuition
- $53,350
- Out-of-state tuition
- $53,350
- Acceptance rate
- 77.7%
- Graduation rate
- 58.7%
- Median earnings (10 yr)
- $53,023
- Median student debt
- $26,000
- Certificate
Fortis Institute-Towson
Towson, MD · 21204
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 41.1%
- Median earnings (10 yr)
- $36,368
- Median student debt
- $12,547
- 4-Year
Towson University
Towson, MD · 21252
- In-state tuition
- $11,728
- Out-of-state tuition
- $29,820
- Acceptance rate
- 82.0%
- Graduation rate
- 68.6%
- Median earnings (10 yr)
- $64,390
- Median student debt
- $18,718
- 2-Year
Community College of Baltimore County
Baltimore, MD · 21237
- In-state tuition
- $4,432
- Out-of-state tuition
- $11,010
- Acceptance rate
- —
- Graduation rate
- 17.3%
- Median earnings (10 yr)
- $43,729
- Median student debt
- $11,528
- 4-Year
University of Maryland-Baltimore County
Baltimore, MD · 21250
- In-state tuition
- $13,256
- Out-of-state tuition
- $31,275
- Acceptance rate
- 72.4%
- Graduation rate
- 70.3%
- Median earnings (10 yr)
- $69,960
- Median student debt
- $19,500
- 4-Year
Morgan State University
Baltimore, MD · 21251
- In-state tuition
- $8,229
- Out-of-state tuition
- $19,124
- Acceptance rate
- 82.2%
- Graduation rate
- 41.2%
- Median earnings (10 yr)
- $50,698
- Median student debt
- $27,250
- 4-Year
Johns Hopkins University
Baltimore, MD · 21218
- In-state tuition
- $65,230
- Out-of-state tuition
- $65,230
- Acceptance rate
- 6.4%
- Graduation rate
- 94.2%
- Median earnings (10 yr)
- $87,555
- Median student debt
- $10,250
- 4-Year
Loyola University Maryland
Baltimore, MD · 21210
- In-state tuition
- $57,150
- Out-of-state tuition
- $57,150
- Acceptance rate
- 75.5%
- Graduation rate
- 79.8%
- Median earnings (10 yr)
- $82,652
- Median student debt
- $27,000
- 2-Year
Baltimore City Community College
Baltimore, MD · 21215
- In-state tuition
- $3,314
- Out-of-state tuition
- $7,394
- Acceptance rate
- —
- Graduation rate
- 14.2%
- Median earnings (10 yr)
- $36,025
- Median student debt
- —
- 4-Year
Coppin State University
Baltimore, MD · 21216
- In-state tuition
- $7,100
- Out-of-state tuition
- $14,024
- Acceptance rate
- 45.8%
- Graduation rate
- 25.9%
- Median earnings (10 yr)
- $46,490
- Median student debt
- $25,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Towson, MD (ZIP 21204) sits in Baltimore County within the Baltimore-Columbia-Towson metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 13 schools serving the area, 13 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $11,728. IRS data shows average household income (AGI) of $189,103, well above the ~$45K national average per return. Federal QCEW filings show 374,470 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Maryland levies a graduated state income tax (top rate 5.75%); a household at the local median AGI of $189,103 would pay roughly $6,524/year before deductions. IRS migration data (2022-2023) shows a net loss of 5,407 residents (2,949 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $92,734, fair market rent of $2,200 for a two-bedroom, and a typical home value of $598,756, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 21204
What is the obesity rate in ZIP 21204?
29.0%, which is 4.0 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 21204?
22.0%, which is 0.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 21204?
29.8%, which is 2.2 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 21204?
13 schools serve this ZIP, including 13 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 21204 have charter schools?
No charter schools are listed in ZIP 21204 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 21204?
Yes, 9 high schools serve this ZIP: George W. Carver Center For Arts & Technology, Ridge/Ruxton School, Bcdc Educational Center, and 6 more. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 21204?
20,188 people live in ZIP 21204, with a median age of 34.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 21204?
$92,734 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 21204 mostly renters or homeowners?
In ZIP 21204, 48.4% of occupied housing units are owner-occupied and 51.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 21204?
In ZIP 21204, 18.0% of workers work from home. Public transit is used by 2.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 21204?
13.5% of the population in ZIP 21204 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 21204 have broadband internet?
92.0% of households in ZIP 21204 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 21204?
The typical home value in ZIP 21204 is $598,756, up 1.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 21204?
Home values are up 1.5% over the past year and up 21.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 21204?
The average Adjusted Gross Income reported on tax returns from ZIP 21204 (Towson, MD) is $189,103 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 21204?
Tax returns from ZIP 21204 report an average of $1,674 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 21204 earn over $200,000?
20.2% of tax returns from ZIP 21204 (Towson, MD) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 21204?
As of 2022, 1,420 business establishments operated in ZIP 21204 employing 24,642 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 21204?
The average annual pay across all local establishments in ZIP 21204 is $63,587, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 21204 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 21204 ranks in the 33th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 21204?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 21204, ranking in the 53th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 21204 experienced?
FEMA has recorded 24 federal disaster declarations affecting ZIP 21204 between 1971–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 21204?
Snowstorm is the most common federally declared disaster type affecting ZIP 21204, accounting for 6 of 24 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 21204?
The most recent FEMA disaster declaration affecting ZIP 21204 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3634) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 21204?
10 colleges and universities are listed near ZIP 21204 by the U.S. Department of Education College Scorecard, including Goucher College, Fortis Institute-Towson, and Towson University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 21204?
Median in-state tuition across 10 nearby institutions is $11,728 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 21204?
Graduates of nearby colleges earn a median of $51,861 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 21204?
ZIP 21204 has an average annual temperature of 56.2°F and 45.0" of annual precipitation based on the BALTIMORE WASH INTL AP, MD US weather station 16.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 21204 have public transit?
Yes — ZIP 21204 is part of the Baltimore, MD urbanized area, primarily served by Anne Arundel County (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 21204?
3 hospitals are located in ZIP 21204 2 are rated by CMS, with an average overall rating of 4.5 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 21204?
Maryland has a graduated income tax with a top rate of 5.75%. Households at the local median AGI of $189,103 would pay roughly $6,524 in state income tax annually (estimated, before deductions). Combined sales tax: 6.00% (Tax Foundation 2025).
Does Maryland have paid family leave?
Maryland has enacted a paid family leave program with benefits beginning 2027/2028 but it is not yet active (Bipartisan Policy Center 2026).
What data is available for ZIP 21204?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (13 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (24 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 21204
Other ZIPs in Towson
Nearby ZIPs by distance
21252 (Towson, 1.2 mi) · 21285 (Towson, 1.4 mi) · 21093 (Timonium, 2.3 mi) · 21212 (Baltimore, 2.8 mi) · 21286 (Hampton, 2.8 mi) · 21209 (Baltimore, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
33rd percentile
Moderate Vulnerability
Based on 13 census tracts, population 22,320
Vulnerability Themes
Households Without Vehicle
569
Limited English Speakers
80
Persons with Disability
2,132
Without HS Diploma
576
Without Health Insurance
489
Adults Age 65+
4,603
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.