Population & age
- Total population
- 42,652
- Median age
- 37.4
Baltimore County · Baltimore-Columbia-Towson, MD · Population 42,652
Middle River, MD (ZIP 21220) sits in Baltimore County within the Baltimore-Columbia-Towson metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 36.5%. NCES lists 9 schools serving the area, 9 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,860. IRS data shows average household income (AGI) of $69,313, well above the ~$45K national average per return. Federal QCEW filings show 374,470 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 5,407 residents (2,949 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $77,571, fair market rent of $1,870 for a two-bedroom, and a typical home value of $333,153, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,370
/month
1 Bed
$1,520
/month
2 Bed
$1,870
/month
3 Bed
$2,370
/month
4 Bed
$2,630
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$333,153
Zillow Home Value Index (ZHVI) · as of March 2026
+0.4%
vs. March 2025
+20.4%
vs. March 2021
Baltimore-Columbia-Towson, MD
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
1,511
Across 870 permitted buildings. Total construction value: $416.5M.
Single-family
866
57% of total units
Multifamily (2+ unit)
645
43% of total units
Single-family value
$261.8M
construction value
Multifamily value
$154.8M
construction value
Apartment construction (5+ unit buildings) accounts for 43% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
22,000
Average AGI
$69,313
Avg property tax
$604
EITC participation
17.1%
Income distribution
Avg mortgage interest
$1,259
Avg charitable contribution
$985
Avg capital gains
$1,409
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1524.9M across all reported brackets.
Business establishments
688
Total employment
12,865
Annual payroll
$825.1M
Average annual pay
$64,132
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$71,051
Average weekly wage
$1,366
Total employment
374,470
Total establishments
23,271
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.1%
That is 0.9 percentage points below the US national unemployment rate of about 4.0%.
Labor force
446,211
Employed
432,169
Unemployed
14,042
Based on Baltimore County, MD data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$429.2M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
6
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Other
2
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Overall SVI
55th percentile
High Vulnerability
Based on 12 census tracts, population 41,435
Vulnerability Themes
Households Without Vehicle
1,258
Limited English Speakers
697
Persons with Disability
5,536
Without HS Diploma
3,278
Without Health Insurance
2,600
Adults Age 65+
5,360
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
24
Date Range
1971–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3634)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
23
Repair of public facilities & roads
Hazard Mitigation
11
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Median daily AQI
42
GoodPeak AQI (2024)
112
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
198 days as main pollutant
Days measured
365
Based on Baltimore County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
8,667
That is roughly 467 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.6
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
6.0%
of residents under 65
Primary care MDs
86
per 100,000 residents
Preventable hospital stays
2,829
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
97%
residents near a facility
Flu vaccinated
56%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Baltimore data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
21.8% of Baltimore County, MD residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.61
accepting food benefits
Fast-food restaurants
0.94
per 1,000 residents
Among low-income residents, 4.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Baltimore County, MD for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−5,407 people
−2,949 households • −$364.9M net AGI flow
Moved in
24,860households
41,424 people • $1.7B AGI
Moved out
27,809households
46,831 people • $2.0B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $66,503 versus departing households' $72,571.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.9%
3.9pp above the 33.0% national rate.
36.5%
4.5pp above the 32.0% national rate.
23.3%
Tracks close to the 22.0% national rate.
78.4%
2.4pp above the 76.0% national rate.
10.1%
2.9pp below the 13.0% national rate.
13.4%
2.4pp above the 11.0% national rate.
9 schools serve this ZIP, including 9 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Middle River Middle | Public | 6–8 | 1,132 |
| Victory Villa Elementary | Public | -1–5 | 640 |
| Hawthorne Elementary | Public | -1–5 | 442 |
| Seneca Elementary | Public | -1–5 | 389 |
| Chase Elementary | Public | -1–5 | 355 |
Showing top 5 by enrollment. 4 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$10,860
Median earnings (10 yr)
$56,017
Towson, MD · 21252
Baltimore, MD · 21237
Baltimore, MD · 21250
Baltimore, MD · 21251
Baltimore, MD · 21218
Baltimore, MD · 21210
Baltimore, MD · 21215
Baltimore, MD · 21216
Baltimore, MD · 21217
Baltimore, MD · 21201
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Middle River, MD (ZIP 21220) sits in Baltimore County within the Baltimore-Columbia-Towson metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 36.5%. NCES lists 9 schools serving the area, 9 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,860. IRS data shows average household income (AGI) of $69,313, well above the ~$45K national average per return. Federal QCEW filings show 374,470 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 5,407 residents (2,949 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $77,571, fair market rent of $1,870 for a two-bedroom, and a typical home value of $333,153, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.9%, which is 3.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.3%, which is 1.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
36.5%, which is 4.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 21220 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Crossroads Center. (NCES CCD, retrieved Apr 27, 2026).
42,652 people live in ZIP 21220, with a median age of 37.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$77,571 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 21220, 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 21220, 7.8% of workers work from home. Public transit is used by 2.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
16.4% of the population in ZIP 21220 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
89.6% of households in ZIP 21220 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 21220 is $333,153, up 0.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 0.4% over the past year and up 20.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 21220 (Middle River, MD) is $69,313 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 21220 report an average of $604 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
4.6% of tax returns from ZIP 21220 (Middle River, MD) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 688 business establishments operated in ZIP 21220 employing 12,865 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 21220 is $64,132, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 21220 ranks in the 55th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 21220, ranking in the 57th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 24 federal disaster declarations affecting ZIP 21220 between 1971–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Snowstorm is the most common federally declared disaster type affecting ZIP 21220, accounting for 6 of 24 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 21220 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3634) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 21220 by the U.S. Department of Education College Scorecard, including Towson University, Community College Of Baltimore County, and University Of Maryland-Baltimore County (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $10,860 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $56,017 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (24 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.