Charlottesville, VA (22903)

Albemarle County · Charlottesville, VA · Population 41,040

Fresh.Data current as of Apr 24, 2026

Charlottesville, VA (ZIP 22903) sits in Albemarle County within the Charlottesville metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in below the national average at 25.5%. NCES lists 12 schools serving the area, 12 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $13,438. IRS data shows average household income (AGI) of $143,661, well above the ~$45K national average per return. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 5,378 years of potential life lost per 100,000 (County Health Rankings, 2025). Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,251 residents (709 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $66,344, fair market rent of $1,890 for a two-bedroom, and a typical home value of $533,788, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
41,040
Median age
28.7

Race & ethnicity

White
69.0%
Black
14.5%
Asian
9.4%
Hispanic / Latino
6.0%
Other / multi-racial
7.1%

Income & housing

Median household income
$66,344
Median home value
$493,800

Education

Bachelor's degree or higher (age 25+)
57.9%

Employment

Unemployment rate
4.9%

Housing

Owner-occupied
6,540(40.7%)
Renter-occupied
9,522(59.3%)
Vacant units
1,737
Built (median)
1979

Commute

Public transit
1,232(6.2%)
Work from home
3,137(15.7%)
Avg commute
15.2 min

Economic wellbeing

Below poverty line
10,036(26.9%)
Uninsured
363(0.9%)

Digital access

Broadband access
14,242(88.7%)
No broadband
1,820(11.3%)

Language & nativity

Foreign-born
5,700(13.9%)
Non-English at home
6,649(16.9%)

Studio

$1,470

/month

1 Bed

$1,660

/month

2 Bed

$1,890

/month

3 Bed

$2,300

/month

4 Bed

$2,830

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$533,788

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+0.4%

vs. March 2025

5-year change

+26.3%

vs. March 2021

Metro area

Charlottesville, VA

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

859

Across 650 permitted buildings. Total construction value: $263.1M.

Single-family

625

73% of total units

Multifamily (2+ unit)

234

27% of total units

Single-family value

$236.5M

construction value

Multifamily value

$26.6M

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

15,750

Average AGI

$143,661

Avg property tax

$1,130

EITC participation

10.7%

Income distribution

  • $1 – $25,00026.2% · 4,130
  • $25,000 – $50,00022.7% · 3,570
  • $50,000 – $75,00013.5% · 2,120
  • $75,000 – $100,0007.5% · 1,180
  • $100,000 – $200,00015.2% · 2,390
  • $200,000 or more15.0% · 2,360

Avg mortgage interest

$1,393

Avg charitable contribution

$3,755

Avg capital gains

$22,194

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2262.7M across all reported brackets.

Business & employment

Business establishments

1,075

Total employment

13,085

Annual payroll

$590.7M

Average annual pay

$45,145

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$72,866

Average weekly wage

$1,401

Total employment

64,815

Total establishments

4,185

That is roughly 11% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

2.6%

That is 1.4 percentage points below the US national unemployment rate of about 4.0%.

Labor force

61,685

Employed

60,089

Unemployed

1,596

Based on Albemarle County, VA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

9

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$2.2B

across all branches in this ZIP

Distinct institutions

7

different banks operating here

Top banks by deposits in this ZIP

  • 1.Bank of America, National Association$998.3M · 2 branches
  • 2.Wells Fargo Bank, National Association$452.6M · 1 branch
  • 3.Truist Bank$287.7M · 2 branches

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

1

Single health-center site

One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.

FQHC sites

1

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

45

across sites in this ZIP

Sites in this ZIP

  • 1.CVHS Peterson

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

15

Strong EV charging coverage

A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.

Level 2 ports

32

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • AMPUP
  • ChargePoint Network
  • FLO
  • + 2 more networks

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

52

across outlets in this ZIP

Avg square feet

7,394

per outlet

Outlets in this ZIP

  • 1.Gordon Avenue Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

50th percentile

Moderate Vulnerability

Based on 19 census tracts, population 46,422

Vulnerability Themes

  • Socioeconomic Status56th percentile
  • Household Characteristics21st percentile
  • Racial & Ethnic Minority Status48th percentile
  • Housing Type & Transportation64th percentile

Households Without Vehicle

1,484

Limited English Speakers

867

Persons with Disability

3,369

Without HS Diploma

1,558

Without Health Insurance

2,813

Adults Age 65+

5,124

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

25

Date Range

1969–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared January 23, 2026 (DR-3631)

Incident period: January 22, 2026 – January 27, 2026

Top Incident Types

  • Hurricane6 (24%)
  • Severe Storm5 (20%)
  • Snowstorm5 (20%)
  • Biological2 (8%)
  • Flood2 (8%)
  • Other5 (20%)

Individual Assistance

6

Direct help to disaster survivors

Households Program

3

Housing & temporary lodging support

Public Assistance

24

Repair of public facilities & roads

Hazard Mitigation

10

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

40

Good
Good 281dModerate 75d

Peak AQI (2024)

85

Moderate

Primary pollutant

PM2.5

210 days as main pollutant

Days measured

356

Based on Albemarle County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

5,378

That is roughly 2,822 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

13%

of adults self-report

Poor physical health days

3.5

avg per adult per month

Poor mental health days

5.3

avg per adult per month

Uninsured

6.5%

of residents under 65

Primary care MDs

139

per 100,000 residents

Preventable hospital stays

1,873

per 100K Medicare enrollees

Food environment (0-10)

9.0

10 = best access & security

Exercise access

79%

residents near a facility

Flu vaccinated

62%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.4% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Albemarle data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

11.9% of Albemarle County, VA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.15

per 1,000 residents

Supercenters & clubs

0.04

per 1,000 residents

SNAP-authorized stores

0.58

accepting food benefits

Fast-food restaurants

0.65

per 1,000 residents

Among low-income residents, 3.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Albemarle County, VA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+1,251 people

+709 households+$84.8M net AGI flow

Moved in

7,010households

11,589 people • $725.2M AGI

Moved out

6,301households

10,338 people • $640.4M AGI

Where new residents came from

  1. Charlottesville city, VA871 households
  2. Fluvanna County, VA186 households
  3. Fairfax County, VA162 households
  4. Greene County, VA119 households
  5. Henrico County, VA81 households

Where departing residents went

  1. Charlottesville city, VA665 households
  2. Fluvanna County, VA218 households
  3. Greene County, VA181 households
  4. Richmond city, VA145 households
  5. Waynesboro city, VA135 households

Incoming households reported an average AGI of $103,446 versus departing households' $101,628.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

12 schools serve this ZIP, including 12 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
WALKER UPPER ELEMPublic5–6628
JACKSON P BURLEY MIDDLEPublic6–8607
BUFORD MIDDLEPublic7–8593
LESLIE H WALTON MIDDLEPublic6–8345
JACKSON-VIA ELEMPublic-1–4331

Showing top 5 by enrollment. 7 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$13,438

Median earnings (10 yr)

$63,808

  • University of Virginia-Main Campus

    Charlottesville, VA · 22903

    4-Year
    In-state tuition
    $21,803
    Out-of-state tuition
    $59,512
    Acceptance rate
    16.8%
    Graduation rate
    95.5%
    Median earnings (10 yr)
    $86,863
    Median student debt
    $17,500
  • Piedmont Virginia Community College

    Charlottesville, VA · 22902

    2-Year
    In-state tuition
    $5,072
    Out-of-state tuition
    $11,510
    Acceptance rate
    Graduation rate
    36.8%
    Median earnings (10 yr)
    $40,752
    Median student debt
    $8,750

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Charlottesville, VA (ZIP 22903) sits in Albemarle County within the Charlottesville metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in below the national average at 25.5%. NCES lists 12 schools serving the area, 12 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $13,438. IRS data shows average household income (AGI) of $143,661, well above the ~$45K national average per return. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 5,378 years of potential life lost per 100,000 (County Health Rankings, 2025). Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,251 residents (709 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $66,344, fair market rent of $1,890 for a two-bedroom, and a typical home value of $533,788, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 22903

What is the obesity rate in ZIP 22903?

30.3%, which is 2.7 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 22903?

25.1%, which is 3.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 22903?

25.5%, which is 6.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 22903?

12 schools serve this ZIP, including 12 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 22903 have charter schools?

No charter schools are listed in ZIP 22903 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 22903?

Yes, 2 high schools serve this ZIP: Murray, Charlottesville Hosp. Ep.. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 22903?

41,040 people live in ZIP 22903, with a median age of 28.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 22903?

$66,344 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 22903 mostly renters or homeowners?

In ZIP 22903, 40.7% of occupied housing units are owner-occupied and 59.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 22903?

In ZIP 22903, 15.7% of workers work from home. Public transit is used by 6.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 22903?

26.9% of the population in ZIP 22903 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 22903 have broadband internet?

88.7% of households in ZIP 22903 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 22903?

The typical home value in ZIP 22903 is $533,788, up 0.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 22903?

Home values are up 0.4% over the past year and up 26.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 22903?

The average Adjusted Gross Income reported on tax returns from ZIP 22903 (Charlottesville, VA) is $143,661 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 22903?

Tax returns from ZIP 22903 report an average of $1,130 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 22903 earn over $200,000?

15.0% of tax returns from ZIP 22903 (Charlottesville, VA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 22903?

As of 2022, 1,075 business establishments operated in ZIP 22903 employing 13,085 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 22903?

The average annual pay across all local establishments in ZIP 22903 is $45,145, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 22903 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 22903 ranks in the 50th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 22903?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 22903, ranking in the 64th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 22903 experienced?

FEMA has recorded 25 federal disaster declarations affecting ZIP 22903 between 1969–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 22903?

Hurricane is the most common federally declared disaster type affecting ZIP 22903, accounting for 6 of 25 declarations (24%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 22903?

The most recent FEMA disaster declaration affecting ZIP 22903 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3631) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 22903?

2 colleges and universities are listed near ZIP 22903 by the U.S. Department of Education College Scorecard, including University Of Virginia-Main Campus and Piedmont Virginia Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 22903?

Median in-state tuition across 2 nearby institutions is $13,438 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 22903?

Graduates of nearby colleges earn a median of $63,808 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 22903?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (12 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (25 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 22903?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.