Population & age
- Total population
- 9,353
- Median age
- 38.6
Midland, NC (28107)
Cabarrus County · Charlotte-Concord-Gastonia, NC-SC · Population 9,353
Fresh.Data current as of Apr 24, 2026
Midland, NC (ZIP 28107) sits in Cabarrus County within the Charlotte-Concord-Gastonia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.6%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $83,266, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. 31.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $83,266 would pay roughly $2,123/year before deductions. IRS migration data (2022-2023) shows a net gain of 3,418 residents (1,441 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $103,943, fair market rent of $1,300 for a two-bedroom, and a typical home value of $428,630, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 85.2%
- Black
- 4.6%
- Asian
- 3.8%
- Hispanic / Latino
- 9.3%
- Other / multi-racial
- 6.4%
Income & housing
- Median household income
- $103,943
- Median home value
- $296,900
Education
- Bachelor's degree or higher (age 25+)
- 33.4%
Employment
- Unemployment rate
- 1.4%
Housing
- Owner-occupied
- 2,652(87.6%)
- Renter-occupied
- 376(12.4%)
- Vacant units
- 306
- Built (median)
- 1997
Commute
- Public transit
- 25(0.5%)
- Work from home
- 885(18.3%)
- Avg commute
- 27.6 min
Economic wellbeing
- Below poverty line
- 379(4.1%)
- Uninsured
- 268(2.9%)
Digital access
- Broadband access
- 2,841(93.8%)
- No broadband
- 187(6.2%)
Language & nativity
- Foreign-born
- 561(6.0%)
- Non-English at home
- 826(9.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,130
/month
1 Bed
$1,180
/month
2 Bed
$1,300
/month
3 Bed
$1,610
/month
4 Bed
$2,040
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$428,630
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.7%
vs. March 2025
5-year change
+36.9%
vs. March 2021
Metro area
Charlotte-Concord-Gastonia, NC-SC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
17,155
Across 11,020 permitted buildings. Total construction value: $3.63B.
Single-family
10,797
63% of total units
Multifamily (2+ unit)
6,358
37% of total units
Single-family value
$2.77B
construction value
Multifamily value
$862.5M
construction value
Aggregated from 4 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
4,550
Average AGI
$83,266
Avg property tax
$337
EITC participation
12.3%
Income distribution
- $1 – $25,00022.9% · 1,040
- $25,000 – $50,00020.4% · 930
- $50,000 – $75,00016.7% · 760
- $75,000 – $100,00011.6% · 530
- $100,000 – $200,00021.8% · 990
- $200,000 or more6.6% · 300
Avg mortgage interest
$845
Avg charitable contribution
$1,162
Avg capital gains
$3,853
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $378.9M across all reported brackets.
Business & employment
Business establishments
220
Total employment
1,678
Annual payroll
$90.2M
Average annual pay
$53,757
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$56,529
Average weekly wage
$1,087
Total employment
87,725
Total establishments
6,614
That is roughly 14% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
125,002
Employed
120,737
Unemployed
4,265
Based on Cabarrus County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$62.8M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Fifth Third Bank, National Association$62.8M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Charlotte, NC--SC
Reporting agencies
11
Largest: Cabarrus County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
35
across outlets in this ZIP
Avg square feet
2,682
per outlet
Outlets in this ZIP
- 1.Midland Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
24
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane11 (46%)
- Tropical Storm3 (13%)
- Severe Storm2 (8%)
- Biological2 (8%)
- Snowstorm2 (8%)
- Other4 (17%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60.7°F
48.3° – 73.1°
Annual precipitation
47.9"
Annual snowfall
3.3"
Heating · cooling days
3,293.5 · 1,755.4
Annual base 65°F
Nearest station: CONCORD, NC US, 11.5 miles from the centroid of Midland, NC (ZIP 28107)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
7,537
That is roughly 663 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.5
avg per adult per month
Poor mental health days
4.5
avg per adult per month
Uninsured
8.8%
of residents under 65
Primary care MDs
79
per 100,000 residents
Preventable hospital stays
3,900
per 100K Medicare enrollees
Food environment (0-10)
8.1
10 = best access & security
Exercise access
62%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Cabarrus data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
31.7% of Cabarrus County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.65
accepting food benefits
Fast-food restaurants
0.84
per 1,000 residents
Among low-income residents, 8.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Cabarrus County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 55 reports
Property crime rate
—
per 100K residents · 481 reports
Homicide
1
Robbery
9
Burglary
109
Vehicle theft
56
County-level data for Cabarrus (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+3,418 people
+1,441 households • +$161.6M net AGI flow
Moved in
11,260households
21,285 people • $797.2M AGI
Moved out
9,819households
17,867 people • $635.6M AGI
Where new residents came from
- Mecklenburg County, NC — 3,143 households
- Rowan County, NC — 701 households
- Iredell County, NC — 219 households
- Union County, NC — 199 households
- Stanly County, NC — 186 households
Where departing residents went
- Mecklenburg County, NC — 2,155 households
- Rowan County, NC — 1,069 households
- Stanly County, NC — 346 households
- Iredell County, NC — 297 households
- Union County, NC — 214 households
Incoming households reported an average AGI of $70,797 versus departing households' $64,729.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28107. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28107: At this ZIP's median AGI of $83,266, the estimated state income tax (before deductions) runs about $2,123 per year. Applied to this ZIP's typical home value of $428,630, that works out to roughly $2,040/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28107
Nearby ZIPs by distance
28163 (Stanfield, 6 mi) · 28075 (Harrisburg, 7.6 mi) · 28097 (Locust, 7.7 mi) · 28227 (Mint Hill, 8.4 mi) · 28025 (Concord, 9 mi) · 28215 (Charlotte, 10.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.4%
Tracks close to the 33.0% national rate.
High Blood Pressure
33.3%
Tracks close to the 32.0% national rate.
Depression
24.6%
2.6pp above the 22.0% national rate.
Annual Checkup
78.9%
2.9pp above the 76.0% national rate.
Health Insurance
7.6%
5.4pp below the 13.0% national rate.
Diabetes
9.6%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Bethel Elementary | Public | -1–5 | 518 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$10,449
Median earnings (10 yr)
$36,122
- 2-Year
Rowan-Cabarrus Community College
Salisbury, NC · 28146
- In-state tuition
- $2,064
- Out-of-state tuition
- $6,672
- Acceptance rate
- —
- Graduation rate
- 32.6%
- Median earnings (10 yr)
- $34,936
- Median student debt
- $9,458
- 4-Year
Wingate University
Wingate, NC · 28174
- In-state tuition
- $41,636
- Out-of-state tuition
- $41,636
- Acceptance rate
- 91.1%
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $52,649
- Median student debt
- $25,000
- 2-Year
South Piedmont Community College
Polkton, NC · 28135
- In-state tuition
- $2,022
- Out-of-state tuition
- $6,630
- Acceptance rate
- —
- Graduation rate
- 36.8%
- Median earnings (10 yr)
- $37,308
- Median student debt
- —
- 2-Year
NASCAR Technical Institute
Mooresville, NC · 28117
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.0%
- Median earnings (10 yr)
- $52,873
- Median student debt
- $13,124
- 4-Year
Catawba College
Salisbury, NC · 28144
- In-state tuition
- $34,300
- Out-of-state tuition
- $34,300
- Acceptance rate
- 75.2%
- Graduation rate
- 49.7%
- Median earnings (10 yr)
- $48,793
- Median student debt
- $25,000
- 2-Year
Isothermal Community College
Spindale, NC · 28160
- In-state tuition
- $2,030
- Out-of-state tuition
- $6,638
- Acceptance rate
- —
- Graduation rate
- 51.8%
- Median earnings (10 yr)
- $33,325
- Median student debt
- —
- 2-Year
Cleveland Community College
Shelby, NC · 28152
- In-state tuition
- $2,602
- Out-of-state tuition
- $8,746
- Acceptance rate
- —
- Graduation rate
- 20.4%
- Median earnings (10 yr)
- $33,755
- Median student debt
- —
- 4-Year
Livingstone College
Salisbury, NC · 28144
- In-state tuition
- $18,296
- Out-of-state tuition
- $18,296
- Acceptance rate
- 59.3%
- Graduation rate
- 26.1%
- Median earnings (10 yr)
- $32,600
- Median student debt
- $31,125
- 4-Year
Pfeiffer University
Misenheimer, NC · 28109
- In-state tuition
- $35,070
- Out-of-state tuition
- $35,070
- Acceptance rate
- 96.0%
- Graduation rate
- 38.6%
- Median earnings (10 yr)
- $51,562
- Median student debt
- $26,163
- Certificate
Pinnacle Institute of Cosmetology
Mooresville, NC · 28115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 46.3%
- Median earnings (10 yr)
- $22,786
- Median student debt
- $9,833
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Midland, NC (ZIP 28107) sits in Cabarrus County within the Charlotte-Concord-Gastonia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.6%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $83,266, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. 31.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $83,266 would pay roughly $2,123/year before deductions. IRS migration data (2022-2023) shows a net gain of 3,418 residents (1,441 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $103,943, fair market rent of $1,300 for a two-bedroom, and a typical home value of $428,630, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28107
What is the obesity rate in ZIP 28107?
31.4%, which is 1.6 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28107?
24.6%, which is 2.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28107?
33.3%, which is 1.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 28107?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 28107 have charter schools?
No charter schools are listed in ZIP 28107 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 28107?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 28107?
9,353 people live in ZIP 28107, with a median age of 38.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28107?
$103,943 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28107 mostly renters or homeowners?
In ZIP 28107, 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28107?
In ZIP 28107, 18.3% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28107?
4.1% of the population in ZIP 28107 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28107 have broadband internet?
93.8% of households in ZIP 28107 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28107?
The typical home value in ZIP 28107 is $428,630, up 0.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28107?
Home values are up 0.7% over the past year and up 36.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28107?
The average Adjusted Gross Income reported on tax returns from ZIP 28107 (Midland, NC) is $83,266 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28107?
Tax returns from ZIP 28107 report an average of $337 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28107 earn over $200,000?
6.6% of tax returns from ZIP 28107 (Midland, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28107?
As of 2022, 220 business establishments operated in ZIP 28107 employing 1,678 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28107?
The average annual pay across all local establishments in ZIP 28107 is $53,757, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28107 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28107 ranks in the 10th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28107?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 28107, ranking in the 29th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28107 experienced?
FEMA has recorded 24 federal disaster declarations affecting ZIP 28107 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28107?
Hurricane is the most common federally declared disaster type affecting ZIP 28107, accounting for 11 of 24 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28107?
The most recent FEMA disaster declaration affecting ZIP 28107 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28107?
10 colleges and universities are listed near ZIP 28107 by the U.S. Department of Education College Scorecard, including Rowan-Cabarrus Community College, Wingate University, and South Piedmont Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28107?
Median in-state tuition across 10 nearby institutions is $10,449 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28107?
Graduates of nearby colleges earn a median of $36,122 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28107?
ZIP 28107 has an average annual temperature of 60.7°F and 47.9" of annual precipitation based on the CONCORD, NC US weather station 11.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 28107 have public transit?
Yes — ZIP 28107 is part of the Charlotte, NC--SC urbanized area, primarily served by Cabarrus County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 28107?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $83,266 would pay roughly $2,123 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28107?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (24 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28107
Nearby ZIPs by distance
28163 (Stanfield, 6 mi) · 28075 (Harrisburg, 7.6 mi) · 28097 (Locust, 7.7 mi) · 28227 (Mint Hill, 8.4 mi) · 28025 (Concord, 9 mi) · 28215 (Charlotte, 10.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
10th percentile
Low Vulnerability
Based on 7 census tracts, population 9,022
Vulnerability Themes
Households Without Vehicle
16
Limited English Speakers
191
Persons with Disability
559
Without HS Diploma
248
Without Health Insurance
731
Adults Age 65+
1,151
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.