Population & age
- Total population
- 7,602
- Median age
- 42.0
Stanly County · Population 7,602
Norwood, NC (ZIP 28128) sits in Stanly County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.7%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $66,930, well above the ~$45K national average per return. Local establishments report average pay of $31,851 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $44,697 per worker, roughly 32% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $66,930 would pay roughly $1,707/year before deductions. IRS migration data (2022-2023) shows a net gain of 1,559 residents (686 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $62,093, fair market rent of $930 for a two-bedroom, and a typical home value of $296,540, up 2.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$640
/month
1 Bed
$700
/month
2 Bed
$930
/month
3 Bed
$1,280
/month
4 Bed
$1,470
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$296,540
Zillow Home Value Index (ZHVI) · as of March 2026
+2.1%
vs. March 2025
+39.1%
vs. March 2021
Albemarle, NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
367
Across 367 permitted buildings. Total construction value: $61.8M.
Single-family
367
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$61.8M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
3,280
Average AGI
$66,930
Avg property tax
$196
EITC participation
18.3%
Income distribution
Avg mortgage interest
$385
Avg charitable contribution
$662
Avg capital gains
$3,014
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $219.5M across all reported brackets.
Business establishments
132
Total employment
2,303
Annual payroll
$73.4M
Average annual pay
$31,851
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$44,697
Average weekly wage
$860
Total employment
23,093
Total establishments
1,703
That is roughly 32% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.1%
That is 0.9 percentage points below the US national unemployment rate of about 4.0%.
Labor force
33,312
Employed
32,290
Unemployed
1,022
Based on Stanly County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$73.5M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
18.4
across outlets in this ZIP
Avg square feet
1,161
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
21
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
2
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60.3°F
49.8° – 70.8°
Annual precipitation
48.3"
Annual snowfall
0.8"
Heating · cooling days
3,276.4 · 1,596.5
Annual base 65°F
Nearest station: ALBEMARLE, NC US, 13.3 miles from the centroid of Norwood, NC (ZIP 28128)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
10,233
That is roughly 2,033 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
12.6%
of residents under 65
Primary care MDs
38
per 100,000 residents
Preventable hospital stays
4,136
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
68%
residents near a facility
Flu vaccinated
46%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Stanly data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
5.2% of Stanly County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.04
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Stanly County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+1,559 people
+686 households • +$53.2M net AGI flow
Moved in
2,261households
4,318 people • $145.7M AGI
Moved out
1,575households
2,759 people • $92.5M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $64,443 versus departing households' $58,761.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 28128. Numbers reflect the most recent published year per source.
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28128: At this ZIP's median AGI of $66,930, the estimated state income tax (before deductions) runs about $1,707 per year. Applied to this ZIP's typical home value of $296,540, that works out to roughly $1,411/year in property tax.
Program
No program
No program
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
28007 (Ansonville, 6.3 mi) · 28001 (Albemarle, 9.3 mi) · 28129 (Red Cross, 9.9 mi) · 27306 (Mount Gilead, 9.9 mi) · 28135 (Polkton, 13 mi) · 28009 (Badin, 13.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.6%
3.6pp above the 33.0% national rate.
40.7%
8.7pp above the 32.0% national rate.
25.4%
3.4pp above the 22.0% national rate.
80.4%
4.4pp above the 76.0% national rate.
9.8%
3.2pp below the 13.0% national rate.
13.7%
2.7pp above the 11.0% national rate.
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| South Stanly High | Public | 9–12 | 482 |
| South Stanly Middle | Public | 6–8 | 383 |
| Aquadale Elementary | Public | -1–5 | 377 |
| Norwood Elementary | Public | 0–5 | 346 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$10,449
Median earnings (10 yr)
$36,122
Salisbury, NC · 28146
Wingate, NC · 28174
Polkton, NC · 28135
Mooresville, NC · 28117
Salisbury, NC · 28144
Spindale, NC · 28160
Shelby, NC · 28152
Salisbury, NC · 28144
Misenheimer, NC · 28109
Mooresville, NC · 28115
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Norwood, NC (ZIP 28128) sits in Stanly County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.7%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $66,930, well above the ~$45K national average per return. Local establishments report average pay of $31,851 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $44,697 per worker, roughly 32% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $66,930 would pay roughly $1,707/year before deductions. IRS migration data (2022-2023) shows a net gain of 1,559 residents (686 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $62,093, fair market rent of $930 for a two-bedroom, and a typical home value of $296,540, up 2.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.6%, which is 3.6 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.4%, which is 3.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
40.7%, which is 8.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 28128 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: South Stanly High. (NCES CCD, retrieved Apr 27, 2026).
7,602 people live in ZIP 28128, with a median age of 42.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$62,093 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28128, 74.2% of occupied housing units are owner-occupied and 25.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28128, 9.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
12.8% of the population in ZIP 28128 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
95.2% of households in ZIP 28128 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 28128 is $296,540, up 2.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 2.1% over the past year and up 39.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 28128 (Norwood, NC) is $66,930 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 28128 report an average of $196 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
4.0% of tax returns from ZIP 28128 (Norwood, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 132 business establishments operated in ZIP 28128 employing 2,303 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 28128 is $31,851, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 28128 ranks in the 52th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 28128, ranking in the 63th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 21 federal disaster declarations affecting ZIP 28128 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 28128, accounting for 10 of 21 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 28128 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 28128 by the U.S. Department of Education College Scorecard, including Rowan-Cabarrus Community College, Wingate University, and South Piedmont Community College (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $10,449 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $36,122 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 28128 has an average annual temperature of 60.3°F and 48.3" of annual precipitation based on the ALBEMARLE, NC US weather station 13.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $66,930 would pay roughly $1,707 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
28007 (Ansonville, 6.3 mi) · 28001 (Albemarle, 9.3 mi) · 28129 (Red Cross, 9.9 mi) · 27306 (Mount Gilead, 9.9 mi) · 28135 (Polkton, 13 mi) · 28009 (Badin, 13.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 28128?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
52nd percentile
High Vulnerability
Based on 4 census tracts, population 7,384
Vulnerability Themes
Households Without Vehicle
126
Limited English Speakers
40
Persons with Disability
1,111
Without HS Diploma
793
Without Health Insurance
790
Adults Age 65+
1,256
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.