Population & age
- Total population
- 62,501
- Median age
- 40.4
Waxhaw, NC (28173)
Union County · Charlotte-Concord-Gastonia, NC-SC · Population 62,501
Fresh.Data current as of Apr 24, 2026
Waxhaw, NC (ZIP 28173) sits in Union County within the Charlotte-Concord-Gastonia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 12 schools serving the area, 12 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $181,993, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 15th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. 39.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $181,993 would pay roughly $4,641/year before deductions. IRS migration data (2022-2023) shows a net gain of 5,726 residents (1,854 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $144,544, fair market rent of $1,990 for a two-bedroom, and a typical home value of $702,763, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 75.4%
- Black
- 9.2%
- Asian
- 7.9%
- Hispanic / Latino
- 7.0%
- Other / multi-racial
- 7.3%
Income & housing
- Median household income
- $144,544
- Median home value
- $501,200
Education
- Bachelor's degree or higher (age 25+)
- 53.3%
Employment
- Unemployment rate
- 3.3%
Housing
- Owner-occupied
- 17,474(89.0%)
- Renter-occupied
- 2,152(11.0%)
- Vacant units
- 816
- Built (median)
- 2005
Commute
- Public transit
- 214(0.7%)
- Work from home
- 7,644(24.6%)
- Avg commute
- 23.4 min
Economic wellbeing
- Below poverty line
- 2,748(4.4%)
- Uninsured
- 555(0.9%)
Digital access
- Broadband access
- 19,005(96.8%)
- No broadband
- 621(3.2%)
Language & nativity
- Foreign-born
- 6,773(10.8%)
- Non-English at home
- 7,963(13.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,730
/month
1 Bed
$1,820
/month
2 Bed
$1,990
/month
3 Bed
$2,450
/month
4 Bed
$3,110
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$702,763
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.0%
vs. March 2025
5-year change
+48.2%
vs. March 2021
Metro area
Charlotte-Concord-Gastonia, NC-SC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
2,334
Across 2,173 permitted buildings. Total construction value: $536.5M.
Single-family
2,166
93% of total units
Multifamily (2+ unit)
168
7% of total units
Single-family value
$527.7M
construction value
Multifamily value
$8.8M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
28,910
Average AGI
$181,993
Avg property tax
$974
EITC participation
6.1%
Income distribution
- $1 – $25,00022.8% · 6,590
- $25,000 – $50,00012.2% · 3,530
- $50,000 – $75,0009.3% · 2,700
- $75,000 – $100,0007.2% · 2,090
- $100,000 – $200,00022.6% · 6,530
- $200,000 or more25.8% · 7,470
Avg mortgage interest
$2,624
Avg charitable contribution
$2,657
Avg capital gains
$14,869
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $5261.4M across all reported brackets.
Business & employment
Business establishments
1,250
Total employment
6,469
Annual payroll
$258.5M
Average annual pay
$39,967
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,500
Average weekly wage
$1,183
Total employment
74,299
Total establishments
7,848
That is roughly 6% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.2%
That is 0.8 percentage points below the US national unemployment rate of about 4.0%.
Labor force
133,173
Employed
128,895
Unemployed
4,278
Based on Union County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$269.1M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
- 1.Truist Bank$137.0M · 1 branch
- 2.Fifth Third Bank, National Association$132.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
24
across sites in this ZIP
Sites in this ZIP
- 1.Kintegra at Atrium Women's Center - Waxhaw
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Charlotte, NC--SC
Reporting agencies
5
Largest: City of Charlotte North Carolina
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
6
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- Non-Networked
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
53.8
across outlets in this ZIP
Avg square feet
2,900
per outlet
Outlets in this ZIP
- 1.Waxhaw Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
21
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane10 (48%)
- Tropical Storm3 (14%)
- Biological2 (10%)
- Winter Storm1 (5%)
- Severe Ice Storm1 (5%)
- Other4 (19%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60.9°F
49.1° – 72.7°
Annual precipitation
47.8"
Annual snowfall
2.1"
Heating · cooling days
3,199.4 · 1,735.1
Annual base 65°F
Nearest station: MONROE 2 SE, NC US, 12.5 miles from the centroid of Waxhaw, NC (ZIP 28173)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
41
GoodGood 212dModerate 33d
Peak AQI (2024)
97
Moderate
Primary pollutant
Ozone
245 days as main pollutant
Days measured
245
Based on Union County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,696
That is roughly 1,504 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.4
avg per adult per month
Poor mental health days
4.5
avg per adult per month
Uninsured
10.4%
of residents under 65
Primary care MDs
69
per 100,000 residents
Preventable hospital stays
3,148
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
71%
residents near a facility
Flu vaccinated
51%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Union data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
39.3% of Union County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.60
accepting food benefits
Fast-food restaurants
0.55
per 1,000 residents
Among low-income residents, 7.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Union County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 202 reports
Property crime rate
—
per 100K residents · 1,240 reports
Homicide
2
Robbery
6
Burglary
245
Vehicle theft
104
County-level data for Union (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+5,726 people
+1,854 households • +$297.7M net AGI flow
Moved in
10,043households
20,651 people • $1.1B AGI
Moved out
8,189households
14,925 people • $757.3M AGI
Where new residents came from
- Mecklenburg County, NC — 3,006 households
- Cabarrus County, NC — 214 households
- Lancaster County, SC — 190 households
- York County, SC — 168 households
- Anson County, NC — 113 households
Where departing residents went
- Mecklenburg County, NC — 1,984 households
- Lancaster County, SC — 347 households
- Cabarrus County, NC — 199 households
- Stanly County, NC — 166 households
- York County, SC — 160 households
Incoming households reported an average AGI of $105,057 versus departing households' $92,484.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28173. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28173: At this ZIP's median AGI of $181,993, the estimated state income tax (before deductions) runs about $4,641 per year. Applied to this ZIP's typical home value of $702,763, that works out to roughly $3,344/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28173
Nearby ZIPs by distance
28108 (Mineral Springs, 3.1 mi) · 29707 (8.6 mi) · 28104 (Weddington, 9.8 mi) · 28277 (Charlotte, 10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.1%
Tracks close to the 33.0% national rate.
High Blood Pressure
31.0%
Tracks close to the 32.0% national rate.
Depression
23.7%
Tracks close to the 22.0% national rate.
Annual Checkup
80.3%
4.3pp above the 76.0% national rate.
Health Insurance
6.3%
6.7pp below the 13.0% national rate.
Diabetes
8.9%
2.1pp below the 11.0% national rate.
Schools in this ZIP
12 schools serve this ZIP, including 12 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Cuthbertson High | Public | 9–12 | 1,929 |
| Marvin Ridge High | Public | 9–12 | 1,929 |
| Marvin Ridge Middle | Public | 6–8 | 1,409 |
| Cuthbertson Middle | Public | 6–8 | 1,393 |
| Kensington Elementary | Public | -1–5 | 980 |
Showing top 5 by enrollment. 7 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$10,449
Median earnings (10 yr)
$36,122
- 2-Year
Rowan-Cabarrus Community College
Salisbury, NC · 28146
- In-state tuition
- $2,064
- Out-of-state tuition
- $6,672
- Acceptance rate
- —
- Graduation rate
- 32.6%
- Median earnings (10 yr)
- $34,936
- Median student debt
- $9,458
- 4-Year
Wingate University
Wingate, NC · 28174
- In-state tuition
- $41,636
- Out-of-state tuition
- $41,636
- Acceptance rate
- 91.1%
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $52,649
- Median student debt
- $25,000
- 2-Year
South Piedmont Community College
Polkton, NC · 28135
- In-state tuition
- $2,022
- Out-of-state tuition
- $6,630
- Acceptance rate
- —
- Graduation rate
- 36.8%
- Median earnings (10 yr)
- $37,308
- Median student debt
- —
- 2-Year
NASCAR Technical Institute
Mooresville, NC · 28117
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.0%
- Median earnings (10 yr)
- $52,873
- Median student debt
- $13,124
- 4-Year
Catawba College
Salisbury, NC · 28144
- In-state tuition
- $34,300
- Out-of-state tuition
- $34,300
- Acceptance rate
- 75.2%
- Graduation rate
- 49.7%
- Median earnings (10 yr)
- $48,793
- Median student debt
- $25,000
- 2-Year
Isothermal Community College
Spindale, NC · 28160
- In-state tuition
- $2,030
- Out-of-state tuition
- $6,638
- Acceptance rate
- —
- Graduation rate
- 51.8%
- Median earnings (10 yr)
- $33,325
- Median student debt
- —
- 2-Year
Cleveland Community College
Shelby, NC · 28152
- In-state tuition
- $2,602
- Out-of-state tuition
- $8,746
- Acceptance rate
- —
- Graduation rate
- 20.4%
- Median earnings (10 yr)
- $33,755
- Median student debt
- —
- 4-Year
Livingstone College
Salisbury, NC · 28144
- In-state tuition
- $18,296
- Out-of-state tuition
- $18,296
- Acceptance rate
- 59.3%
- Graduation rate
- 26.1%
- Median earnings (10 yr)
- $32,600
- Median student debt
- $31,125
- 4-Year
Pfeiffer University
Misenheimer, NC · 28109
- In-state tuition
- $35,070
- Out-of-state tuition
- $35,070
- Acceptance rate
- 96.0%
- Graduation rate
- 38.6%
- Median earnings (10 yr)
- $51,562
- Median student debt
- $26,163
- Certificate
Pinnacle Institute of Cosmetology
Mooresville, NC · 28115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 46.3%
- Median earnings (10 yr)
- $22,786
- Median student debt
- $9,833
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Waxhaw, NC (ZIP 28173) sits in Union County within the Charlotte-Concord-Gastonia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 12 schools serving the area, 12 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. IRS data shows average household income (AGI) of $181,993, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 15th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. 39.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $181,993 would pay roughly $4,641/year before deductions. IRS migration data (2022-2023) shows a net gain of 5,726 residents (1,854 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $144,544, fair market rent of $1,990 for a two-bedroom, and a typical home value of $702,763, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28173
What is the obesity rate in ZIP 28173?
31.1%, which is 1.9 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28173?
23.7%, which is 1.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28173?
31.0%, which is 1.0 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 28173?
12 schools serve this ZIP, including 12 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 28173 have charter schools?
No charter schools are listed in ZIP 28173 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 28173?
Yes, 3 high schools serve this ZIP: Cuthbertson High, Marvin Ridge High, South Providence. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 28173?
62,501 people live in ZIP 28173, with a median age of 40.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28173?
$144,544 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28173 mostly renters or homeowners?
In ZIP 28173, 89.0% of occupied housing units are owner-occupied and 11.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28173?
In ZIP 28173, 24.6% of workers work from home. Public transit is used by 0.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28173?
4.4% of the population in ZIP 28173 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28173 have broadband internet?
96.8% of households in ZIP 28173 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28173?
The typical home value in ZIP 28173 is $702,763, up 1.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28173?
Home values are up 1.0% over the past year and up 48.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28173?
The average Adjusted Gross Income reported on tax returns from ZIP 28173 (Waxhaw, NC) is $181,993 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28173?
Tax returns from ZIP 28173 report an average of $974 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28173 earn over $200,000?
25.8% of tax returns from ZIP 28173 (Waxhaw, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28173?
As of 2022, 1,250 business establishments operated in ZIP 28173 employing 6,469 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28173?
The average annual pay across all local establishments in ZIP 28173 is $39,967, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28173 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28173 ranks in the 15th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28173?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 28173, ranking in the 42th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28173 experienced?
FEMA has recorded 21 federal disaster declarations affecting ZIP 28173 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved Jul 1, 2026).
What kinds of disasters most often hit ZIP 28173?
Hurricane is the most common federally declared disaster type affecting ZIP 28173, accounting for 10 of 21 declarations (48%, FEMA OpenFEMA, retrieved Jul 1, 2026).
What was the most recent disaster declared for ZIP 28173?
The most recent FEMA disaster declaration affecting ZIP 28173 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved Jul 1, 2026).
What colleges are near ZIP 28173?
10 colleges and universities are listed near ZIP 28173 by the U.S. Department of Education College Scorecard, including Rowan-Cabarrus Community College, Wingate University, and South Piedmont Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28173?
Median in-state tuition across 10 nearby institutions is $10,449 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28173?
Graduates of nearby colleges earn a median of $36,122 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28173?
ZIP 28173 has an average annual temperature of 60.9°F and 47.8" of annual precipitation based on the MONROE 2 SE, NC US weather station 12.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 28173 have public transit?
Yes — ZIP 28173 is part of the Charlotte, NC--SC urbanized area, primarily served by City of Charlotte North Carolina (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 28173?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $181,993 would pay roughly $4,641 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28173?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (12 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved Jul 1, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28173
Nearby ZIPs by distance
28108 (Mineral Springs, 3.1 mi) · 29707 (8.6 mi) · 28104 (Weddington, 9.8 mi) · 28277 (Charlotte, 10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
15th percentile
Low Vulnerability
Based on 15 census tracts, population 63,450
Vulnerability Themes
Households Without Vehicle
222
Limited English Speakers
524
Persons with Disability
4,343
Without HS Diploma
1,889
Without Health Insurance
3,044
Adults Age 65+
6,273
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.