Population & age
- Total population
- 657
- Median age
- 20.0
Charlotte, NC (28274)
Mecklenburg County · Charlotte-Concord-Gastonia, NC-SC · Population 657
Fresh.Data current as of Apr 24, 2026
Charlotte, NC (ZIP 28274) sits in Mecklenburg County within the Charlotte-Concord-Gastonia metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 5.8%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $20,785. BLS QCEW puts average annual pay at $88,111 per worker — about 35% above the US average and a clear high-wage signal. Social vulnerability is low in this ZIP at the 7th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Cabarrus County, NC (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,840 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 67.0%
- Black
- 17.0%
- Asian
- 1.8%
- Hispanic / Latino
- 5.8%
- Other / multi-racial
- 13.9%
Employment
- Unemployment rate
- 15.3%
Housing
- Owner-occupied
- 0
- Renter-occupied
- 0
- Vacant units
- 0
Commute
- Public transit
- 5(2.1%)
- Work from home
- 36(15.0%)
- Avg commute
- 10.0 min
Economic wellbeing
- Below poverty line
- 0
- Uninsured
- 6(0.9%)
Digital access
- Broadband access
- 0
Language & nativity
- Foreign-born
- 85(12.9%)
- Non-English at home
- 98(14.9%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,600
/month
1 Bed
$1,680
/month
2 Bed
$1,840
/month
3 Bed
$2,270
/month
4 Bed
$2,880
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
11,969
Across 6,632 permitted buildings. Total construction value: $2.63B.
Single-family
6,496
54% of total units
Multifamily (2+ unit)
5,473
46% of total units
Single-family value
$1.86B
construction value
Multifamily value
$760.6M
construction value
Apartment construction (5+ unit buildings) accounts for 45% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
11
Total employment
981
Annual payroll
$35.4M
Average annual pay
$36,113
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$88,111
Average weekly wage
$1,694
Total employment
788,436
Total establishments
53,030
That is roughly 35% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.7%
That is 0.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
655,802
Employed
631,808
Unemployed
23,994
Based on Mecklenburg County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Charlotte, NC--SC
Reporting agencies
11
Largest: Cabarrus County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane7 (39%)
- Tropical Storm3 (17%)
- Biological2 (11%)
- Snowstorm2 (11%)
- Winter Storm1 (6%)
- Other3 (17%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
5
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.4°F
50.6° – 72.2°
Annual precipitation
43.6"
Annual snowfall
3.5"
Heating · cooling days
3,058 · 1,768.7
Annual base 65°F
Nearest station: CHARLOTTE DOUGLAS AP, NC US, 7.3 miles from the centroid of Charlotte, NC (ZIP 28274)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
51
ModerateGood 169dModerate 193dUSG 3dUnhealthy 1d
Peak AQI (2024)
156
Unhealthy
Primary pollutant
PM2.5
237 days as main pollutant
Days measured
366
Based on Mecklenburg County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,929
That is roughly 1,271 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
3.3
avg per adult per month
Poor mental health days
4.9
avg per adult per month
Uninsured
11.3%
of residents under 65
Primary care MDs
93
per 100,000 residents
Preventable hospital stays
2,343
per 100K Medicare enrollees
Food environment (0-10)
8.3
10 = best access & security
Exercise access
89%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Mecklenburg data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
21.3% of Mecklenburg County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.64
accepting food benefits
Fast-food restaurants
0.83
per 1,000 residents
Among low-income residents, 5.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Mecklenburg County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+132 people
+4,064 households • −$7.8M net AGI flow
Moved in
47,713households
73,370 people • $3.9B AGI
Moved out
43,649households
73,238 people • $3.9B AGI
Where new residents came from
- Cabarrus County, NC — 2,155 households
- Union County, NC — 1,984 households
- Gaston County, NC — 1,391 households
- York County, SC — 1,389 households
- Wake County, NC — 1,225 households
Where departing residents went
- Cabarrus County, NC — 3,143 households
- Union County, NC — 3,006 households
- Gaston County, NC — 2,578 households
- York County, SC — 2,240 households
- Iredell County, NC — 1,554 households
Incoming households reported an average AGI of $80,943 versus departing households' $88,658.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28274. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28274
Other ZIPs in Charlotte
Nearby ZIPs by distance
28207 (Charlotte, 0.6 mi) · 28209 (Charlotte, 1.3 mi) · 28204 (Charlotte, 1.8 mi) · 28203 (Charlotte, 1.9 mi) · 28244 (Charlotte, 2.5 mi) · 28282 (Charlotte, 2.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
13.3%
19.7pp below the 33.0% national rate.
High Blood Pressure
5.8%
26.2pp below the 32.0% national rate.
Depression
27.0%
5.0pp above the 22.0% national rate.
Annual Checkup
71.4%
4.6pp below the 76.0% national rate.
Health Insurance
4.8%
8.2pp below the 13.0% national rate.
Diabetes
0.6%
10.4pp below the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$20,785
Median earnings (10 yr)
$43,089
- 4-Year
Queens University of Charlotte
Charlotte, NC · 28274
- In-state tuition
- $45,846
- Out-of-state tuition
- $45,846
- Acceptance rate
- 62.1%
- Graduation rate
- 63.6%
- Median earnings (10 yr)
- $57,673
- Median student debt
- $25,000
- 4-Year
University of North Carolina at Charlotte
Charlotte, NC · 28223
- In-state tuition
- $7,239
- Out-of-state tuition
- $22,492
- Acceptance rate
- 79.6%
- Graduation rate
- 68.4%
- Median earnings (10 yr)
- $57,289
- Median student debt
- $21,500
- 2-Year
Central Piedmont Community College
Charlotte, NC · 28204
- In-state tuition
- $2,792
- Out-of-state tuition
- $8,936
- Acceptance rate
- —
- Graduation rate
- 28.9%
- Median earnings (10 yr)
- $37,865
- Median student debt
- $7,925
- 4-Year
Johnson C Smith University
Charlotte, NC · 28216
- In-state tuition
- $21,300
- Out-of-state tuition
- $21,300
- Acceptance rate
- 45.2%
- Graduation rate
- 34.2%
- Median earnings (10 yr)
- $42,680
- Median student debt
- $30,000
- 4-Year
Johnson & Wales University-Charlotte
Charlotte, NC · 28202
- In-state tuition
- $42,419
- Out-of-state tuition
- $42,419
- Acceptance rate
- 79.9%
- Graduation rate
- 50.7%
- Median earnings (10 yr)
- $43,418
- Median student debt
- $26,000
- 4-Year
Carolinas College of Health Sciences
Charlotte, NC · 28217
- In-state tuition
- $18,882
- Out-of-state tuition
- $18,882
- Acceptance rate
- 59.9%
- Graduation rate
- —
- Median earnings (10 yr)
- $64,624
- Median student debt
- $15,337
- 2-Year
Aviation Institute of Maintenance-Charlotte
Charlotte, NC · 28227
- In-state tuition
- $16,657
- Out-of-state tuition
- $16,657
- Acceptance rate
- —
- Graduation rate
- 56.5%
- Median earnings (10 yr)
- $42,759
- Median student debt
- $29,773
- 2-Year
Southeastern College-Charlotte
Charlotte, NC · 28217
- In-state tuition
- $25,080
- Out-of-state tuition
- $25,080
- Acceptance rate
- 93.7%
- Graduation rate
- 68.5%
- Median earnings (10 yr)
- $31,548
- Median student debt
- $9,500
- 4-Year
Chamberlain University-North Carolina
Charlotte, NC · 28273
- In-state tuition
- $20,785
- Out-of-state tuition
- $20,785
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $92,405
- Median student debt
- $20,919
- Certificate
Paul Mitchell the School-Charlotte
Charlotte, NC · 28204
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 54.2%
- Median earnings (10 yr)
- $23,966
- Median student debt
- $12,874
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Charlotte, NC (ZIP 28274) sits in Mecklenburg County within the Charlotte-Concord-Gastonia metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 5.8%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $20,785. BLS QCEW puts average annual pay at $88,111 per worker — about 35% above the US average and a clear high-wage signal. Social vulnerability is low in this ZIP at the 7th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Cabarrus County, NC (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,840 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28274
What is the obesity rate in ZIP 28274?
13.3%, which is 19.7 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28274?
27.0%, which is 5.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28274?
5.8%, which is 26.2 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 28274?
657 people live in ZIP 28274, with a median age of 20.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28274?
In ZIP 28274, 15.0% of workers work from home. Public transit is used by 2.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 28274?
As of 2022, 11 business establishments operated in ZIP 28274 employing 981 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28274?
The average annual pay across all local establishments in ZIP 28274 is $36,113, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28274 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28274 ranks in the 7th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28274?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 28274, ranking in the 50th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28274 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 28274 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28274?
Hurricane is the most common federally declared disaster type affecting ZIP 28274, accounting for 7 of 18 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28274?
The most recent FEMA disaster declaration affecting ZIP 28274 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28274?
10 colleges and universities are listed near ZIP 28274 by the U.S. Department of Education College Scorecard, including Queens University Of Charlotte, University Of North Carolina At Charlotte, and Central Piedmont Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28274?
Median in-state tuition across 10 nearby institutions is $20,785 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28274?
Graduates of nearby colleges earn a median of $43,089 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28274?
ZIP 28274 has an average annual temperature of 61.4°F and 43.6" of annual precipitation based on the CHARLOTTE DOUGLAS AP, NC US weather station 7.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 28274 have public transit?
Yes — ZIP 28274 is part of the Charlotte, NC--SC urbanized area, primarily served by Cabarrus County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 28274?
North Carolina has a flat income tax with a top rate of 4.25%. Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28274?
This page covers health outcomes from CDC PLACES (39 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (10 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28274
Other ZIPs in Charlotte
Nearby ZIPs by distance
28207 (Charlotte, 0.6 mi) · 28209 (Charlotte, 1.3 mi) · 28204 (Charlotte, 1.8 mi) · 28203 (Charlotte, 1.9 mi) · 28244 (Charlotte, 2.5 mi) · 28282 (Charlotte, 2.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 28274?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
7th percentile
Low Vulnerability
Based on 1 census tract, population 263
Vulnerability Themes
Persons with Disability
12
Without Health Insurance
2
Adults Age 65+
26
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.