Population & age
- Total population
- 25,655
- Median age
- 41.5
Pender County · Wilmington, NC · Population 25,655
Hampstead, NC (ZIP 28443) sits in Pender County within the Wilmington metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.0%. NCES lists 6 schools serving the area, 6 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $2,674. IRS data shows average household income (AGI) of $105,136, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,159 per worker, roughly 28% below the US average. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. IRS migration data (2022-2023) shows a net gain of 2,850 residents (1,222 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $86,162, fair market rent of $1,560 for a two-bedroom, and a typical home value of $490,799, down 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,360
/month
1 Bed
$1,420
/month
2 Bed
$1,560
/month
3 Bed
$2,170
/month
4 Bed
$2,620
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$490,799
Zillow Home Value Index (ZHVI) · as of March 2026
-0.7%
vs. March 2025
+35.3%
vs. March 2021
Wilmington, NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
944
Across 897 permitted buildings. Total construction value: $259.3M.
Single-family
868
92% of total units
Multifamily (2+ unit)
76
8% of total units
Single-family value
$247.9M
construction value
Multifamily value
$11.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
13,450
Average AGI
$105,136
Avg property tax
$390
EITC participation
9.5%
Income distribution
Avg mortgage interest
$1,154
Avg charitable contribution
$1,143
Avg capital gains
$9,079
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1414.1M across all reported brackets.
Business establishments
673
Total employment
4,506
Annual payroll
$168.2M
Average annual pay
$37,335
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$47,159
Average weekly wage
$907
Total employment
14,704
Total establishments
1,964
That is roughly 28% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.3%
That is 0.7 percentage points below the US national unemployment rate of about 4.0%.
Labor force
31,763
Employed
30,721
Unemployed
1,042
Based on Pender County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
4
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$336.4M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
20
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
4
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Other
1
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
43.3
across outlets in this ZIP
Avg square feet
7,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
31st percentile
Moderate Vulnerability
Based on 7 census tracts, population 23,564
Vulnerability Themes
Households Without Vehicle
156
Limited English Speakers
22
Persons with Disability
2,992
Without HS Diploma
852
Without Health Insurance
1,466
Adults Age 65+
4,205
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
31
Date Range
1984–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Years of potential life lost (per 100K)
9,267
That is roughly 1,067 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.1
avg per adult per month
Uninsured
11.7%
of residents under 65
Primary care MDs
33
per 100,000 residents
Preventable hospital stays
2,008
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
62%
residents near a facility
Flu vaccinated
50%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Pender data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
23.6% of Pender County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.91
accepting food benefits
Fast-food restaurants
0.59
per 1,000 residents
Among low-income residents, 5.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Pender County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+2,850 people
+1,222 households • +$169.0M net AGI flow
Moved in
4,026households
8,223 people • $357.0M AGI
Moved out
2,804households
5,373 people • $188.0M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $88,666 versus departing households' $67,040.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
33.3%
Tracks close to the 33.0% national rate.
35.1%
3.1pp above the 32.0% national rate.
24.7%
2.7pp above the 22.0% national rate.
80.3%
4.3pp above the 76.0% national rate.
7.0%
6.0pp below the 13.0% national rate.
10.2%
Tracks close to the 11.0% national rate.
6 schools serve this ZIP, including 6 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Topsail High | Public | 9–12 | 1,512 |
| Surf City Middle | Public | 6–8 | 640 |
| Topsail Middle | Public | 6–8 | 627 |
| Topsail Elementary | Public | -1–5 | 611 |
| North Topsail Elementary | Public | -1–5 | 462 |
Showing top 5 by enrollment. 1 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
6
Median in-state tuition
$2,674
Median earnings (10 yr)
$33,885
Wilmington, NC · 28403
Wilmington, NC · 28401
Bolivia, NC · 28422
Whiteville, NC · 28472
Wilmington, NC · 28403
Wilmington, NC · 28405
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Hampstead, NC (ZIP 28443) sits in Pender County within the Wilmington metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.0%. NCES lists 6 schools serving the area, 6 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $2,674. IRS data shows average household income (AGI) of $105,136, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,159 per worker, roughly 28% below the US average. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. IRS migration data (2022-2023) shows a net gain of 2,850 residents (1,222 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $86,162, fair market rent of $1,560 for a two-bedroom, and a typical home value of $490,799, down 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
33.3%, which is 0.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
24.7%, which is 2.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
35.1%, which is 3.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 28443 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Topsail High. (NCES CCD, retrieved Apr 27, 2026).
25,655 people live in ZIP 28443, with a median age of 41.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$86,162 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28443, 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28443, 15.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
7.4% of the population in ZIP 28443 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
94.3% of households in ZIP 28443 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 28443 is $490,799, down 0.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 0.7% over the past year and up 35.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 28443 (Hampstead, NC) is $105,136 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 28443 report an average of $390 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
11.2% of tax returns from ZIP 28443 (Hampstead, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 673 business establishments operated in ZIP 28443 employing 4,506 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 28443 is $37,335, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 28443 ranks in the 31th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 28443, ranking in the 44th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 31 federal disaster declarations affecting ZIP 28443 between 1984–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 28443, accounting for 23 of 31 declarations (74%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 28443 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
6 colleges and universities are listed near ZIP 28443 by the U.S. Department of Education College Scorecard, including University Of North Carolina Wilmington, Cape Fear Community College, and Brunswick Community College (retrieved May 2, 2026).
Median in-state tuition across 6 nearby institutions is $2,674 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $33,885 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (31 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (31 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.