Population & age
- Total population
- 8,828
- Median age
- 61.0
Brunswick County · Wilmington, NC · Population 8,828
Ocean Isle Beach, NC (ZIP 28469) sits in Brunswick County within the Wilmington metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 43.9%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $2,674. IRS data shows average household income (AGI) of $109,230, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $51,701 per worker, roughly 21% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 28.0% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $109,230 would pay roughly $2,785/year before deductions. IRS migration data (2022-2023) shows a net gain of 8,308 residents (4,508 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,071, fair market rent of $1,190 for a two-bedroom, and a typical home value of $528,031, up 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,040
/month
1 Bed
$1,090
/month
2 Bed
$1,190
/month
3 Bed
$1,660
/month
4 Bed
$2,000
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$528,031
Zillow Home Value Index (ZHVI) · as of March 2026
+2.2%
vs. March 2025
+49.0%
vs. March 2021
Myrtle Beach-Conway-North Myrtle Beach, SC-NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
6,093
Across 5,133 permitted buildings. Total construction value: $1.46B.
Single-family
5,099
84% of total units
Multifamily (2+ unit)
994
16% of total units
Single-family value
$1.35B
construction value
Multifamily value
$111.7M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
5,230
Average AGI
$109,230
Avg property tax
$381
EITC participation
7.8%
Income distribution
Avg mortgage interest
$915
Avg charitable contribution
$887
Avg capital gains
$9,293
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $571.3M across all reported brackets.
Business establishments
254
Total employment
2,273
Annual payroll
$82.5M
Average annual pay
$36,278
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$51,701
Average weekly wage
$994
Total employment
41,268
Total establishments
4,448
That is roughly 21% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
66,276
Employed
63,585
Unemployed
2,691
Based on Brunswick County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$232.1M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
39
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Myrtle Beach--North Myrtle Beach, SC--NC
Reporting agencies
2
Largest: Cape Fear Public Transportation Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
1
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
35
Date Range
1984–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
34
Repair of public facilities & roads
Hazard Mitigation
15
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
62.6°F
52.5° – 72.8°
Annual precipitation
57"
Annual snowfall
0.5"
Heating · cooling days
2,666.7 · 1,828.7
Annual base 65°F
Nearest station: LONGWOOD, NC US, 6.8 miles from the centroid of Ocean Isle Beach, NC (ZIP 28469)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
10,048
That is roughly 1,848 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.6
avg per adult per month
Poor mental health days
5.0
avg per adult per month
Uninsured
10.3%
of residents under 65
Primary care MDs
44
per 100,000 residents
Preventable hospital stays
2,339
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
57%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Brunswick data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
28.0% of Brunswick County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.92
accepting food benefits
Fast-food restaurants
0.75
per 1,000 residents
Among low-income residents, 8.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Brunswick County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 195 reports
Property crime rate
—
per 100K residents · 877 reports
Homicide
2
Robbery
6
Burglary
247
Vehicle theft
57
County-level data for Brunswick (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+8,308 people
+4,508 households • +$684.1M net AGI flow
Moved in
10,914households
18,624 people • $1.2B AGI
Moved out
6,406households
10,316 people • $476.1M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $106,305 versus departing households' $74,323.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 28469. Numbers reflect the most recent published year per source.
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28469: At this ZIP's median AGI of $109,230, the estimated state income tax (before deductions) runs about $2,785 per year. Applied to this ZIP's typical home value of $528,031, that works out to roughly $2,513/year in property tax.
Program
No program
No program
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
28468 (Sunset Beach, 3.5 mi) · 28470 (Shallotte, 5 mi) · 28452 (6.8 mi) · 28467 (Carolina Shores, 6.9 mi) · 28420 (Shallotte, 8.3 mi) · 28462 (Holden Beach, 10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
30.9%
2.1pp below the 33.0% national rate.
43.9%
11.9pp above the 32.0% national rate.
22.2%
Tracks close to the 22.0% national rate.
86.5%
10.5pp above the 76.0% national rate.
6.7%
6.3pp below the 13.0% national rate.
13.8%
2.8pp above the 11.0% national rate.
Colleges in this area
6
Median in-state tuition
$2,674
Median earnings (10 yr)
$33,885
Wilmington, NC · 28403
Wilmington, NC · 28401
Bolivia, NC · 28422
Whiteville, NC · 28472
Wilmington, NC · 28403
Wilmington, NC · 28405
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Ocean Isle Beach, NC (ZIP 28469) sits in Brunswick County within the Wilmington metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 43.9%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $2,674. IRS data shows average household income (AGI) of $109,230, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $51,701 per worker, roughly 21% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 28.0% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $109,230 would pay roughly $2,785/year before deductions. IRS migration data (2022-2023) shows a net gain of 8,308 residents (4,508 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,071, fair market rent of $1,190 for a two-bedroom, and a typical home value of $528,031, up 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
30.9%, which is 2.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
22.2%, which is 0.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
43.9%, which is 11.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
8,828 people live in ZIP 28469, with a median age of 61.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$83,071 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28469, 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 28469, 13.1% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
6.2% of the population in ZIP 28469 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
92.4% of households in ZIP 28469 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 28469 is $528,031, up 2.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 2.2% over the past year and up 49.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 28469 (Ocean Isle Beach, NC) is $109,230 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 28469 report an average of $381 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
12.0% of tax returns from ZIP 28469 (Ocean Isle Beach, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 254 business establishments operated in ZIP 28469 employing 2,273 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 28469 is $36,278, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 28469 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 28469, ranking in the 31th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 35 federal disaster declarations affecting ZIP 28469 between 1984–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 28469, accounting for 25 of 35 declarations (71%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 28469 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
6 colleges and universities are listed near ZIP 28469 by the U.S. Department of Education College Scorecard, including University Of North Carolina Wilmington, Cape Fear Community College, and Brunswick Community College (retrieved May 2, 2026).
Median in-state tuition across 6 nearby institutions is $2,674 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $33,885 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 28469 has an average annual temperature of 62.6°F and 57.0" of annual precipitation based on the LONGWOOD, NC US weather station 6.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 28469 is part of the Myrtle Beach--North Myrtle Beach, SC--NC urbanized area, primarily served by Cape Fear Public Transportation Authority (National Transit Database 2024, retrieved May 4, 2026).
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $109,230 would pay roughly $2,785 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
28468 (Sunset Beach, 3.5 mi) · 28470 (Shallotte, 5 mi) · 28452 (6.8 mi) · 28467 (Carolina Shores, 6.9 mi) · 28420 (Shallotte, 8.3 mi) · 28462 (Holden Beach, 10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 28469?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
21st percentile
Low Vulnerability
Based on 6 census tracts, population 7,160
Vulnerability Themes
Households Without Vehicle
36
Limited English Speakers
57
Persons with Disability
1,263
Without HS Diploma
267
Without Health Insurance
505
Adults Age 65+
3,019
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.