Population & age
- Total population
- 11,630
- Median age
- 39.0
Hudson, NC (28638)
Caldwell County · Hickory-Lenoir-Morganton, NC · Population 11,630
Fresh.Data current as of Apr 24, 2026
Hudson, NC (ZIP 28638) sits in Caldwell County within the Hickory-Lenoir-Morganton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 38.9%. NCES lists 5 schools serving the area, 5 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $2,646. IRS data shows average household income (AGI) of $55,425 per tax return. BLS QCEW reports average annual pay of $50,605 per worker, roughly 23% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. County Health Rankings reports 12,863 years of potential life lost per 100,000 (2025) — well above the national county median. 35.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $55,425 would pay roughly $1,413/year before deductions. IRS migration data (2022-2023) shows a net gain of 1,084 residents (513 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $49,489, fair market rent of $950 for a two-bedroom, and a typical home value of $251,543, down 0.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 94.1%
- Black
- 1.1%
- Asian
- 0.0%
- Hispanic / Latino
- 5.3%
- Other / multi-racial
- 4.8%
Income & housing
- Median household income
- $49,489
- Median home value
- $154,600
Education
- Bachelor's degree or higher (age 25+)
- 15.8%
Employment
- Unemployment rate
- 3.6%
Housing
- Owner-occupied
- 3,308(73.1%)
- Renter-occupied
- 1,217(26.9%)
- Vacant units
- 491
- Built (median)
- 1981
Commute
- Public transit
- 0(0.0%)
- Work from home
- 216(3.9%)
- Avg commute
- 22.3 min
Economic wellbeing
- Below poverty line
- 2,087(17.9%)
- Uninsured
- 9(0.1%)
Digital access
- Broadband access
- 3,715(82.1%)
- No broadband
- 810(17.9%)
Language & nativity
- Foreign-born
- 344(3.0%)
- Non-English at home
- 405(3.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$740
/month
1 Bed
$770
/month
2 Bed
$950
/month
3 Bed
$1,210
/month
4 Bed
$1,420
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$251,543
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-0.5%
vs. March 2025
5-year change
+34.8%
vs. March 2021
Metro area
Hickory-Lenoir-Morganton, NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
224
Across 224 permitted buildings. Total construction value: $59.2M.
Single-family
224
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$59.2M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,420
Average AGI
$55,425
Avg property tax
$65
EITC participation
19.2%
Income distribution
- $1 – $25,00029.3% · 1,590
- $25,000 – $50,00029.5% · 1,600
- $50,000 – $75,00016.2% · 880
- $75,000 – $100,00010.5% · 570
- $100,000 – $200,00012.7% · 690
- $200,000 or more1.7% · 90
Avg mortgage interest
$136
Avg charitable contribution
$293
Avg capital gains
$1,295
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $300.4M across all reported brackets.
Business & employment
Business establishments
194
Total employment
2,956
Annual payroll
$124.3M
Average annual pay
$42,055
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$50,605
Average weekly wage
$973
Total employment
25,506
Total establishments
1,594
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.5%
That is 0.5 percentage points below the US national unemployment rate of about 4.0%.
Labor force
36,661
Employed
35,380
Unemployed
1,281
Based on Caldwell County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$109.8M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
- 1.First-Citizens Bank & Trust Company$96.7M · 1 branch
- 2.SKYLINE NATIONAL BANK$13.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
3
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
3
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
40
across sites in this ZIP
Sites in this ZIP
- 1.Kintegra at South Caldwell High
- 2.Kintegra at Hudson Elementary
- 3.Kintegra at Hudson Middle School
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Hickory, NC
Reporting agencies
1
Largest: Western Piedmont Regional Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
42.5
across outlets in this ZIP
Avg square feet
2,850
per outlet
Outlets in this ZIP
- 1.Hudson Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
23
Date Range
1974–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane8 (35%)
- Snowstorm3 (13%)
- Tropical Storm2 (9%)
- Severe Storm2 (9%)
- Biological2 (9%)
- Other6 (26%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
23
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
57.9°F
46.4° – 69.3°
Annual precipitation
49.7"
Annual snowfall
4.1"
Heating · cooling days
3,851.4 · 1,289.2
Annual base 65°F
Nearest station: LENOIR, NC US, 5.9 miles from the centroid of Hudson, NC (ZIP 28638)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
40
GoodGood 221dModerate 16d
Peak AQI (2024)
87
Moderate
Primary pollutant
Ozone
237 days as main pollutant
Days measured
237
Based on Caldwell County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
12,863
That is roughly 4,663 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
13.1%
of residents under 65
Primary care MDs
50
per 100,000 residents
Preventable hospital stays
2,681
per 100K Medicare enrollees
Food environment (0-10)
6.4
10 = best access & security
Exercise access
80%
residents near a facility
Flu vaccinated
50%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Caldwell data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
35.1% of Caldwell County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.97
accepting food benefits
Fast-food restaurants
0.73
per 1,000 residents
Among low-income residents, 15.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Caldwell County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 64 reports
Property crime rate
—
per 100K residents · 635 reports
Homicide
5
Robbery
2
Burglary
168
Vehicle theft
71
County-level data for Caldwell (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+1,084 people
+513 households • +$41.2M net AGI flow
Moved in
2,431households
4,436 people • $143.2M AGI
Moved out
1,918households
3,352 people • $102.1M AGI
Where new residents came from
- Catawba County, NC — 369 households
- Burke County, NC — 296 households
- Alexander County, NC — 73 households
- Watauga County, NC — 65 households
- Mecklenburg County, NC — 47 households
Where departing residents went
- Catawba County, NC — 359 households
- Burke County, NC — 287 households
- Alexander County, NC — 77 households
- Mecklenburg County, NC — 51 households
- Lincoln County, NC — 39 households
Incoming households reported an average AGI of $58,909 versus departing households' $53,208.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28638. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28638: At this ZIP's median AGI of $55,425, the estimated state income tax (before deductions) runs about $1,413 per year. Applied to this ZIP's typical home value of $251,543, that works out to roughly $1,197/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28638
Nearby ZIPs by distance
28630 (Granite Falls, 3.4 mi) · 28667 (Rhodhiss, 5.7 mi) · 28671 (Rutherford College, 7.1 mi) · 28666 (Icard, 8.7 mi) · 28619 (Drexel, 9.3 mi) · 28637 (Hildebran, 9.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
33.2%
Tracks close to the 33.0% national rate.
High Blood Pressure
38.9%
6.9pp above the 32.0% national rate.
Depression
27.0%
5.0pp above the 22.0% national rate.
Annual Checkup
79.5%
3.5pp above the 76.0% national rate.
Health Insurance
11.2%
Tracks close to the 13.0% national rate.
Diabetes
12.8%
Tracks close to the 11.0% national rate.
Schools in this ZIP
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| South Caldwell High | Public | 9–12 | 1,365 |
| Hudson Middle | Public | 6–8 | 678 |
| Hudson Elementary | Public | -1–5 | 651 |
| Caldwell Early College | Public | 9–13 | 409 |
| Caldwell Applied Sciences Academy | Public | 9–12 | 221 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
9
Median in-state tuition
$2,646
Median earnings (10 yr)
$35,853
- 2-Year
Caldwell Community College and Technical Institute
Hudson, NC · 28638
- In-state tuition
- $2,526
- Out-of-state tuition
- $6,526
- Acceptance rate
- —
- Graduation rate
- 42.0%
- Median earnings (10 yr)
- $34,515
- Median student debt
- $8,750
- 4-Year
Appalachian State University
Boone, NC · 28608
- In-state tuition
- $7,579
- Out-of-state tuition
- $25,212
- Acceptance rate
- 90.1%
- Graduation rate
- 73.8%
- Median earnings (10 yr)
- $51,836
- Median student debt
- $20,231
- 2-Year
Catawba Valley Community College
Hickory, NC · 28602
- In-state tuition
- $2,427
- Out-of-state tuition
- $7,803
- Acceptance rate
- —
- Graduation rate
- 35.4%
- Median earnings (10 yr)
- $36,977
- Median student debt
- $4,938
- 2-Year
Mitchell Community College
Statesville, NC · 28677
- In-state tuition
- $2,641
- Out-of-state tuition
- $8,785
- Acceptance rate
- —
- Graduation rate
- 22.5%
- Median earnings (10 yr)
- $33,298
- Median student debt
- —
- 4-Year
Lenoir-Rhyne University
Hickory, NC · 28601
- In-state tuition
- $31,900
- Out-of-state tuition
- $31,900
- Acceptance rate
- 84.6%
- Graduation rate
- 49.2%
- Median earnings (10 yr)
- $45,543
- Median student debt
- $26,000
- 2-Year
Wilkes Community College
Wilkesboro, NC · 28697
- In-state tuition
- $2,572
- Out-of-state tuition
- $8,716
- Acceptance rate
- —
- Graduation rate
- 53.8%
- Median earnings (10 yr)
- $34,728
- Median student debt
- $7,625
- 2-Year
Western Piedmont Community College
Morganton, NC · 28655
- In-state tuition
- $2,650
- Out-of-state tuition
- $8,794
- Acceptance rate
- —
- Graduation rate
- 42.6%
- Median earnings (10 yr)
- $34,195
- Median student debt
- —
- 4-Year
Lees-McRae College
Banner Elk, NC · 28604
- In-state tuition
- $33,250
- Out-of-state tuition
- $33,250
- Acceptance rate
- 76.8%
- Graduation rate
- 43.1%
- Median earnings (10 yr)
- $43,415
- Median student debt
- $17,375
- 4-Year
Jung Tao School of Classical Chinese Medicine
Sugar Grove, NC · 28679
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Hudson, NC (ZIP 28638) sits in Caldwell County within the Hickory-Lenoir-Morganton metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 38.9%. NCES lists 5 schools serving the area, 5 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $2,646. IRS data shows average household income (AGI) of $55,425 per tax return. BLS QCEW reports average annual pay of $50,605 per worker, roughly 23% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. County Health Rankings reports 12,863 years of potential life lost per 100,000 (2025) — well above the national county median. 35.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $55,425 would pay roughly $1,413/year before deductions. IRS migration data (2022-2023) shows a net gain of 1,084 residents (513 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $49,489, fair market rent of $950 for a two-bedroom, and a typical home value of $251,543, down 0.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28638
What is the obesity rate in ZIP 28638?
33.2%, which is 0.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28638?
27.0%, which is 5.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28638?
38.9%, which is 6.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 28638?
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 28638 have charter schools?
No charter schools are listed in ZIP 28638 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 28638?
Yes, 2 high schools serve this ZIP: South Caldwell High, Caldwell Applied Sciences Academy. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 28638?
11,630 people live in ZIP 28638, with a median age of 39.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28638?
$49,489 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28638 mostly renters or homeowners?
In ZIP 28638, 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28638?
In ZIP 28638, 3.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28638?
17.9% of the population in ZIP 28638 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28638 have broadband internet?
82.1% of households in ZIP 28638 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28638?
The typical home value in ZIP 28638 is $251,543, down 0.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28638?
Home values are down 0.5% over the past year and up 34.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28638?
The average Adjusted Gross Income reported on tax returns from ZIP 28638 (Hudson, NC) is $55,425 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28638?
Tax returns from ZIP 28638 report an average of $65 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28638 earn over $200,000?
1.7% of tax returns from ZIP 28638 (Hudson, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28638?
As of 2022, 194 business establishments operated in ZIP 28638 employing 2,956 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28638?
The average annual pay across all local establishments in ZIP 28638 is $42,055, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28638 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28638 ranks in the 54th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28638?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 28638, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28638 experienced?
FEMA has recorded 23 federal disaster declarations affecting ZIP 28638 between 1974–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28638?
Hurricane is the most common federally declared disaster type affecting ZIP 28638, accounting for 8 of 23 declarations (35%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28638?
The most recent FEMA disaster declaration affecting ZIP 28638 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28638?
9 colleges and universities are listed near ZIP 28638 by the U.S. Department of Education College Scorecard, including Caldwell Community College And Technical Institute, Appalachian State University, and Catawba Valley Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28638?
Median in-state tuition across 9 nearby institutions is $2,646 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28638?
Graduates of nearby colleges earn a median of $35,853 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28638?
ZIP 28638 has an average annual temperature of 57.9°F and 49.7" of annual precipitation based on the LENOIR, NC US weather station 5.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 28638 have public transit?
Yes — ZIP 28638 is part of the Hickory, NC urbanized area, primarily served by Western Piedmont Regional Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 28638?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $55,425 would pay roughly $1,413 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28638?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28638
Nearby ZIPs by distance
28630 (Granite Falls, 3.4 mi) · 28667 (Rhodhiss, 5.7 mi) · 28671 (Rutherford College, 7.1 mi) · 28666 (Icard, 8.7 mi) · 28619 (Drexel, 9.3 mi) · 28637 (Hildebran, 9.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 28638?
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
54th percentile
High Vulnerability
Based on 5 census tracts, population 11,197
Vulnerability Themes
Households Without Vehicle
153
Limited English Speakers
85
Persons with Disability
2,200
Without HS Diploma
1,522
Without Health Insurance
1,275
Adults Age 65+
1,951
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.