Population & age
- Total population
- 11,776
- Median age
- 41.9
Swannanoa, NC (28778)
Buncombe County · Asheville, NC · Population 11,776
Fresh.Data current as of Apr 24, 2026
Swannanoa, NC (ZIP 28778) sits in Buncombe County within the Asheville metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 35.7%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $4,371. IRS data shows average household income (AGI) of $63,275, well above the ~$45K national average per return. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 53.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 29.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $63,275 would pay roughly $1,614/year before deductions. IRS migration data (2022-2023) shows a net gain of 2,084 residents (1,555 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,992, fair market rent of $1,580 for a two-bedroom, and a typical home value of $367,476, down 5.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 87.6%
- Black
- 4.6%
- Asian
- 0.4%
- Hispanic / Latino
- 5.9%
- Other / multi-racial
- 7.4%
Income & housing
- Median household income
- $67,992
- Median home value
- $227,700
Education
- Bachelor's degree or higher (age 25+)
- 29.1%
Employment
- Unemployment rate
- 1.2%
Housing
- Owner-occupied
- 3,059(79.9%)
- Renter-occupied
- 771(20.1%)
- Vacant units
- 1,020
- Built (median)
- 1985
Commute
- Public transit
- 0(0.0%)
- Work from home
- 641(12.2%)
- Avg commute
- 14.3 min
Economic wellbeing
- Below poverty line
- 1,448(13.2%)
- Uninsured
- 364(3.1%)
Digital access
- Broadband access
- 2,998(78.3%)
- No broadband
- 832(21.7%)
Language & nativity
- Foreign-born
- 370(3.1%)
- Non-English at home
- 579(5.2%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,240
/month
1 Bed
$1,440
/month
2 Bed
$1,580
/month
3 Bed
$1,920
/month
4 Bed
$2,650
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$367,476
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-5.4%
vs. March 2025
5-year change
+29.2%
vs. March 2021
Metro area
Asheville, NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
3,613
Across 1,457 permitted buildings. Total construction value: $948.6M.
Single-family
1,379
38% of total units
Multifamily (2+ unit)
2,234
62% of total units
Single-family value
$618.3M
construction value
Multifamily value
$330.3M
construction value
Apartment construction (5+ unit buildings) accounts for 62% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
4,920
Average AGI
$63,275
Avg property tax
$143
EITC participation
16.1%
Income distribution
- $1 – $25,00029.5% · 1,450
- $25,000 – $50,00029.3% · 1,440
- $50,000 – $75,00016.3% · 800
- $75,000 – $100,0009.8% · 480
- $100,000 – $200,00012.2% · 600
- $200,000 or more3.0% · 150
Avg mortgage interest
$374
Avg charitable contribution
$593
Avg capital gains
$3,029
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $311.3M across all reported brackets.
Business & employment
Business establishments
233
Total employment
2,634
Annual payroll
$120.6M
Average annual pay
$45,773
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$58,785
Average weekly wage
$1,130
Total employment
136,495
Total establishments
13,107
That is roughly 10% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.3%
That is 0.3 percentage points above the US national unemployment rate of about 4.0%.
Labor force
143,741
Employed
137,549
Unemployed
6,192
Based on Buncombe County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Asheville, NC
Reporting agencies
3
Largest: Buncombe County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
41
across outlets in this ZIP
Avg square feet
1,212
per outlet
Outlets in this ZIP
- 1.Swannanoa Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
21
Date Range
1973–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane9 (43%)
- Flood3 (14%)
- Tropical Storm2 (10%)
- Biological2 (10%)
- Snowstorm2 (10%)
- Other3 (14%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
20
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.4°F
42.8° – 59.9°
Annual precipitation
53"
Annual snowfall
28.5"
Heating · cooling days
5,274.2 · 324.9
Annual base 65°F
Nearest station: SWANNANOA 2 SSE, NC US, 2.9 miles from the centroid of Swannanoa, NC (ZIP 28778)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
43
GoodGood 245dModerate 120d
Peak AQI (2024)
81
Moderate
Primary pollutant
PM2.5
256 days as main pollutant
Days measured
365
Based on Buncombe County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
8,557
That is roughly 357 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
13%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
4.8
avg per adult per month
Uninsured
13.1%
of residents under 65
Primary care MDs
141
per 100,000 residents
Preventable hospital stays
1,874
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
76%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Buncombe data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
29.4% of Buncombe County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.24
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.77
accepting food benefits
Fast-food restaurants
1.00
per 1,000 residents
Among low-income residents, 9.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Buncombe County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 176 reports
Property crime rate
—
per 100K residents · 1,216 reports
Homicide
2
Robbery
15
Burglary
420
Vehicle theft
134
County-level data for Buncombe (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+2,084 people
+1,555 households • +$318.1M net AGI flow
Moved in
13,194households
19,782 people • $1.1B AGI
Moved out
11,639households
17,698 people • $802.9M AGI
Where new residents came from
- Henderson County, NC — 703 households
- Mecklenburg County, NC — 292 households
- Haywood County, NC — 284 households
- Wake County, NC — 232 households
- Madison County, NC — 203 households
Where departing residents went
- Henderson County, NC — 1,093 households
- Haywood County, NC — 475 households
- Madison County, NC — 328 households
- Mecklenburg County, NC — 266 households
- McDowell County, NC — 218 households
Incoming households reported an average AGI of $84,969 versus departing households' $68,987.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28778. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28778: At this ZIP's median AGI of $63,275, the estimated state income tax (before deductions) runs about $1,614 per year. Applied to this ZIP's typical home value of $367,476, that works out to roughly $1,749/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28778
Nearby ZIPs by distance
28805 (Asheville, 4.6 mi) · 28757 (Montreat, 6 mi) · 28730 (Fairview, 6.1 mi) · 28770 (6.7 mi) · 28711 (Black Mountain, 7.3 mi) · 28803 (Asheville, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.6%
Tracks close to the 33.0% national rate.
High Blood Pressure
35.7%
3.7pp above the 32.0% national rate.
Depression
25.6%
3.6pp above the 22.0% national rate.
Annual Checkup
78.0%
2.0pp above the 76.0% national rate.
Health Insurance
10.3%
2.7pp below the 13.0% national rate.
Diabetes
11.1%
Tracks close to the 11.0% national rate.
Schools in this ZIP
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Owen Middle | Public | 6–8 | 465 |
| Williams Elementary | Public | 0–5 | 445 |
| ArtSpace Charter School | Public | 0–8 | 396 |
| Community High School | Alternative | 9–12 | 110 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$4,371
Median earnings (10 yr)
$36,292
- 4-Year
Warren Wilson College
Swannanoa, NC · 28778
- In-state tuition
- $41,500
- Out-of-state tuition
- $41,500
- Acceptance rate
- 71.3%
- Graduation rate
- 42.4%
- Median earnings (10 yr)
- $36,260
- Median student debt
- $25,000
- 4-Year
Western Carolina University
Cullowhee, NC · 28723
- In-state tuition
- $4,630
- Out-of-state tuition
- $8,630
- Acceptance rate
- 81.8%
- Graduation rate
- 59.7%
- Median earnings (10 yr)
- $49,458
- Median student debt
- $21,868
- 2-Year
Blue Ridge Community College
Flat Rock, NC · 28731
- In-state tuition
- $2,660
- Out-of-state tuition
- $8,804
- Acceptance rate
- —
- Graduation rate
- 44.3%
- Median earnings (10 yr)
- $36,324
- Median student debt
- $12,000
- 2-Year
Southwestern Community College
Sylva, NC · 28779
- In-state tuition
- $4,112
- Out-of-state tuition
- $13,184
- Acceptance rate
- —
- Graduation rate
- 53.3%
- Median earnings (10 yr)
- $34,145
- Median student debt
- $10,500
- 4-Year
Mars Hill University
Mars Hill, NC · 28754
- In-state tuition
- $37,736
- Out-of-state tuition
- $37,736
- Acceptance rate
- 67.9%
- Graduation rate
- 43.2%
- Median earnings (10 yr)
- $44,781
- Median student debt
- $26,000
- 2-Year
Haywood Community College
Clyde, NC · 28721
- In-state tuition
- $2,580
- Out-of-state tuition
- $8,724
- Acceptance rate
- —
- Graduation rate
- 39.7%
- Median earnings (10 yr)
- $34,770
- Median student debt
- —
- 4-Year
Brevard College
Brevard, NC · 28712
- In-state tuition
- $32,280
- Out-of-state tuition
- $32,280
- Acceptance rate
- 42.2%
- Graduation rate
- 44.0%
- Median earnings (10 yr)
- $43,545
- Median student debt
- $25,000
- 4-Year
Montreat College
Montreat, NC · 28757
- In-state tuition
- $36,450
- Out-of-state tuition
- $36,450
- Acceptance rate
- 69.2%
- Graduation rate
- 45.2%
- Median earnings (10 yr)
- $45,151
- Median student debt
- $25,813
- 2-Year
McDowell Technical Community College
Marion, NC · 28752
- In-state tuition
- $2,032
- Out-of-state tuition
- $6,640
- Acceptance rate
- —
- Graduation rate
- 53.0%
- Median earnings (10 yr)
- $33,035
- Median student debt
- —
- 2-Year
Mayland Community College
Spruce Pine, NC · 28777
- In-state tuition
- $2,626
- Out-of-state tuition
- $8,770
- Acceptance rate
- —
- Graduation rate
- 47.5%
- Median earnings (10 yr)
- $34,663
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Swannanoa, NC (ZIP 28778) sits in Buncombe County within the Asheville metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 35.7%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $4,371. IRS data shows average household income (AGI) of $63,275, well above the ~$45K national average per return. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 53.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 29.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $63,275 would pay roughly $1,614/year before deductions. IRS migration data (2022-2023) shows a net gain of 2,084 residents (1,555 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,992, fair market rent of $1,580 for a two-bedroom, and a typical home value of $367,476, down 5.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28778
What is the obesity rate in ZIP 28778?
31.6%, which is 1.4 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28778?
25.6%, which is 3.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28778?
35.7%, which is 3.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 28778?
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 28778 have charter schools?
No charter schools are listed in ZIP 28778 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 28778?
Yes, 1 high school serves this ZIP: Community High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 28778?
11,776 people live in ZIP 28778, with a median age of 41.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28778?
$67,992 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28778 mostly renters or homeowners?
In ZIP 28778, 79.9% of occupied housing units are owner-occupied and 20.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28778?
In ZIP 28778, 12.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28778?
13.2% of the population in ZIP 28778 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28778 have broadband internet?
78.3% of households in ZIP 28778 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28778?
The typical home value in ZIP 28778 is $367,476, down 5.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28778?
Home values are down 5.4% over the past year and up 29.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28778?
The average Adjusted Gross Income reported on tax returns from ZIP 28778 (Swannanoa, NC) is $63,275 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28778?
Tax returns from ZIP 28778 report an average of $143 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28778 earn over $200,000?
3.0% of tax returns from ZIP 28778 (Swannanoa, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28778?
As of 2022, 233 business establishments operated in ZIP 28778 employing 2,634 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28778?
The average annual pay across all local establishments in ZIP 28778 is $45,773, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28778 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28778 ranks in the 56th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28778?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 28778, ranking in the 71th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28778 experienced?
FEMA has recorded 21 federal disaster declarations affecting ZIP 28778 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28778?
Hurricane is the most common federally declared disaster type affecting ZIP 28778, accounting for 9 of 21 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28778?
The most recent FEMA disaster declaration affecting ZIP 28778 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28778?
10 colleges and universities are listed near ZIP 28778 by the U.S. Department of Education College Scorecard, including Warren Wilson College, Western Carolina University, and Blue Ridge Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28778?
Median in-state tuition across 10 nearby institutions is $4,371 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28778?
Graduates of nearby colleges earn a median of $36,292 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28778?
ZIP 28778 has an average annual temperature of 51.4°F and 53.0" of annual precipitation based on the SWANNANOA 2 SSE, NC US weather station 2.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 28778 have public transit?
Yes — ZIP 28778 is part of the Asheville, NC urbanized area, primarily served by Buncombe County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 28778?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $63,275 would pay roughly $1,614 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28778?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28778
Nearby ZIPs by distance
28805 (Asheville, 4.6 mi) · 28757 (Montreat, 6 mi) · 28730 (Fairview, 6.1 mi) · 28770 (6.7 mi) · 28711 (Black Mountain, 7.3 mi) · 28803 (Asheville, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
56th percentile
High Vulnerability
Based on 6 census tracts, population 12,883
Vulnerability Themes
Households Without Vehicle
129
Limited English Speakers
347
Persons with Disability
2,483
Without HS Diploma
1,220
Without Health Insurance
1,660
Adults Age 65+
2,420
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.