Columbia, SC (29045)

Kershaw County · Columbia, SC · Population 29,754

Fresh.Data current as of Apr 24, 2026

Columbia, SC (ZIP 29045) sits in Kershaw County within the Columbia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in below the national average at 80.5%. NCES lists 6 schools serving the area, 6 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $9,473. IRS data shows average household income (AGI) of $75,761, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $49,084 per worker, roughly 25% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. County Health Rankings reports 12,077 years of potential life lost per 100,000 (2025) — well above the national county median. 33.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 2,167 residents (857 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $76,098, fair market rent of $1,430 for a two-bedroom, and a typical home value of $297,188, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
29,754
Median age
36.9

Race & ethnicity

White
56.4%
Black
30.5%
Asian
2.6%
Hispanic / Latino
7.6%
Other / multi-racial
9.8%

Income & housing

Median household income
$76,098
Median home value
$222,100

Education

Bachelor's degree or higher (age 25+)
27.7%

Employment

Unemployment rate
5.4%

Housing

Owner-occupied
9,040(82.4%)
Renter-occupied
1,930(17.6%)
Vacant units
679
Built (median)
2002

Commute

Public transit
26(0.2%)
Work from home
1,286(9.0%)
Avg commute
24.9 min

Economic wellbeing

Below poverty line
3,163(10.6%)
Uninsured
426(1.4%)

Digital access

Broadband access
10,338(94.2%)
No broadband
632(5.8%)

Language & nativity

Foreign-born
1,712(5.8%)
Non-English at home
2,083(7.5%)

Studio

$1,180

/month

1 Bed

$1,240

/month

2 Bed

$1,430

/month

3 Bed

$1,760

/month

4 Bed

$2,100

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$297,188

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+1.5%

vs. March 2025

5-year change

+33.3%

vs. March 2021

Metro area

Columbia, SC

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

4,034

Across 2,756 permitted buildings. Total construction value: $763.0M.

Single-family

2,613

65% of total units

Multifamily (2+ unit)

1,421

35% of total units

Single-family value

$559.6M

construction value

Multifamily value

$203.4M

construction value

Aggregated from 3 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

14,700

Average AGI

$75,761

Avg property tax

$321

EITC participation

16.3%

Income distribution

  • $1 – $25,00026.3% · 3,870
  • $25,000 – $50,00023.9% · 3,520
  • $50,000 – $75,00016.4% · 2,410
  • $75,000 – $100,00010.5% · 1,550
  • $100,000 – $200,00017.8% · 2,620
  • $200,000 or more5.0% · 730

Avg mortgage interest

$870

Avg charitable contribution

$1,033

Avg capital gains

$1,930

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1113.7M across all reported brackets.

Business & employment

Business establishments

352

Total employment

3,080

Annual payroll

$130.5M

Average annual pay

$42,356

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$49,084

Average weekly wage

$944

Total employment

18,335

Total establishments

1,568

That is roughly 25% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.1%

That tracks the US national unemployment rate of about 4.0%.

Labor force

32,199

Employed

30,890

Unemployed

1,309

Based on Kershaw County, SC data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

2

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$91.7M

across all branches in this ZIP

Distinct institutions

2

different banks operating here

Top banks by deposits in this ZIP

  • 1.First-Citizens Bank & Trust Company$57.1M · 1 branch
  • 2.First Palmetto Bank$34.6M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

1

Limited EV charging

A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.

Level 2 ports

2

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Other

1

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

47.1

across outlets in this ZIP

Avg square feet

3,600

per outlet

Outlets in this ZIP

  • 1.Elgin Branch Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

46th percentile

Moderate Vulnerability

Based on 14 census tracts, population 29,563

Vulnerability Themes

  • Socioeconomic Status50th percentile
  • Household Characteristics53rd percentile
  • Racial & Ethnic Minority Status62nd percentile
  • Housing Type & Transportation38th percentile

Households Without Vehicle

203

Limited English Speakers

245

Persons with Disability

3,653

Without HS Diploma

1,546

Without Health Insurance

2,356

Adults Age 65+

3,578

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

28

Date Range

1977–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared January 23, 2026 (DR-3632)

Incident period: January 21, 2026 – January 27, 2026

Top Incident Types

  • Hurricane15 (54%)
  • Tropical Storm2 (7%)
  • Biological2 (7%)
  • Flood2 (7%)
  • Severe Storm2 (7%)
  • Other5 (18%)

Individual Assistance

4

Direct help to disaster survivors

Households Program

4

Housing & temporary lodging support

Public Assistance

27

Repair of public facilities & roads

Hazard Mitigation

9

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

12,077

That is roughly 3,877 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

18%

of adults self-report

Poor physical health days

4.3

avg per adult per month

Poor mental health days

5.8

avg per adult per month

Uninsured

10.1%

of residents under 65

Primary care MDs

57

per 100,000 residents

Preventable hospital stays

2,140

per 100K Medicare enrollees

Food environment (0-10)

7.5

10 = best access & security

Exercise access

37%

residents near a facility

Flu vaccinated

50%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.7% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Kershaw data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

33.5% of Kershaw County, SC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.15

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.94

accepting food benefits

Fast-food restaurants

0.56

per 1,000 residents

Among low-income residents, 12.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Kershaw County, SC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+2,167 people

+857 households+$67.8M net AGI flow

Moved in

3,171households

6,658 people • $202.6M AGI

Moved out

2,314households

4,491 people • $134.8M AGI

Where new residents came from

  1. Richland County, SC715 households
  2. Lexington County, SC126 households
  3. Lancaster County, SC97 households
  4. Sumter County, SC73 households
  5. Lee County, SC52 households

Where departing residents went

  1. Richland County, SC440 households
  2. Lexington County, SC111 households
  3. Sumter County, SC70 households
  4. Lancaster County, SC58 households
  5. Lee County, SC36 households

Incoming households reported an average AGI of $63,906 versus departing households' $58,260.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

6 schools serve this ZIP, including 6 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Leslie M. Stover MiddlePublic6–8697
Blaney ElementaryPublic-1–5669
Pontiac ElementaryPublic-1–5649
Bridge Creek ElementaryPublic-1–5579
Catawba Trail ElementaryPublic-1–5528

Showing top 5 by enrollment. 1 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

4

Median in-state tuition

$9,473

Median earnings (10 yr)

$25,351

  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    87.3%
    Median earnings (10 yr)
    Median student debt
    $6,333
  • Denmark Technical College

    Denmark, SC · 29042

    2-Year
    In-state tuition
    $6,315
    Out-of-state tuition
    $11,955
    Acceptance rate
    Graduation rate
    13.0%
    Median earnings (10 yr)
    $25,351
    Median student debt
    $15,250
  • Voorhees University

    Denmark, SC · 29042

    4-Year
    In-state tuition
    $12,630
    Out-of-state tuition
    $12,630
    Acceptance rate
    Graduation rate
    40.2%
    Median earnings (10 yr)
    $35,339
    Median student debt
    $26,700
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    71.1%
    Median earnings (10 yr)
    $22,831
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Columbia, SC (ZIP 29045) sits in Kershaw County within the Columbia metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in below the national average at 80.5%. NCES lists 6 schools serving the area, 6 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $9,473. IRS data shows average household income (AGI) of $75,761, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $49,084 per worker, roughly 25% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. County Health Rankings reports 12,077 years of potential life lost per 100,000 (2025) — well above the national county median. 33.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 2,167 residents (857 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $76,098, fair market rent of $1,430 for a two-bedroom, and a typical home value of $297,188, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 29045

What is the obesity rate in ZIP 29045?

34.7%, which is 1.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 29045?

22.2%, which is 0.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 29045?

36.0%, which is 4.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 29045?

6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 29045 have charter schools?

No charter schools are listed in ZIP 29045 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 29045?

No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).

What is the population of ZIP 29045?

29,754 people live in ZIP 29045, with a median age of 36.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 29045?

$76,098 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 29045 mostly renters or homeowners?

In ZIP 29045, 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 29045?

In ZIP 29045, 9.0% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 29045?

10.6% of the population in ZIP 29045 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 29045 have broadband internet?

94.2% of households in ZIP 29045 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 29045?

The typical home value in ZIP 29045 is $297,188, up 1.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 29045?

Home values are up 1.5% over the past year and up 33.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 29045?

The average Adjusted Gross Income reported on tax returns from ZIP 29045 (Columbia, SC) is $75,761 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 29045?

Tax returns from ZIP 29045 report an average of $321 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 29045 earn over $200,000?

5.0% of tax returns from ZIP 29045 (Columbia, SC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 29045?

As of 2022, 352 business establishments operated in ZIP 29045 employing 3,080 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 29045?

The average annual pay across all local establishments in ZIP 29045 is $42,356, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 29045 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 29045 ranks in the 46th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 29045?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 29045, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 29045 experienced?

FEMA has recorded 28 federal disaster declarations affecting ZIP 29045 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 29045?

Hurricane is the most common federally declared disaster type affecting ZIP 29045, accounting for 15 of 28 declarations (54%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 29045?

The most recent FEMA disaster declaration affecting ZIP 29045 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3632) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 29045?

4 colleges and universities are listed near ZIP 29045 by the U.S. Department of Education College Scorecard, including Southeastern Esthetics Institute, Denmark Technical College, and Voorhees University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 29045?

Median in-state tuition across 4 nearby institutions is $9,473 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 29045?

Graduates of nearby colleges earn a median of $25,351 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 29045?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (28 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 29045?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.