Population & age
- Total population
- 12,575
- Median age
- 47.4
Chesterfield County · Population 12,575
Cheraw, SC (ZIP 29520) sits in Chesterfield County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 48.0%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,412. 28% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $49,211 per worker, roughly 25% below the US average. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. County Health Rankings reports 14,470 years of potential life lost per 100,000 (2025) — well above the national county median. South Carolina levies a graduated state income tax (top rate 6.20%); a household at the local median AGI of $48,637 would pay roughly $1,809/year before deductions. IRS migration data (2022-2023) shows a net gain of 360 residents (59 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $40,724, fair market rent of $980 for a two-bedroom, and a typical home value of $157,872, down 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$740
/month
1 Bed
$750
/month
2 Bed
$980
/month
3 Bed
$1,270
/month
4 Bed
$1,400
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$157,872
Zillow Home Value Index (ZHVI) · as of March 2026
-3.7%
vs. March 2025
+19.7%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
153
Across 144 permitted buildings. Total construction value: $36.7M.
Single-family
141
92% of total units
Multifamily (2+ unit)
12
8% of total units
Single-family value
$34.7M
construction value
Multifamily value
$2.0M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
5,650
Average AGI
$48,637
Avg property tax
$50
EITC participation
27.8%
Income distribution
Avg mortgage interest
$122
Avg charitable contribution
$391
Avg capital gains
$987
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $274.8M across all reported brackets.
Business establishments
291
Total employment
6,414
Annual payroll
$334.9M
Average annual pay
$52,217
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$49,211
Average weekly wage
$946
Total employment
14,200
Total establishments
792
That is roughly 25% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.7%
That is 0.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
18,795
Employed
17,903
Unemployed
892
Based on Chesterfield County, SC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
4
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$201.6M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
52
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Facilities located inside ZIP 29520 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
MCLEOD HEALTH CHERAW
711 CHESTERFIELD HIGHWAY, CHERAW, SC, 29520
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
50.9
across outlets in this ZIP
Avg square feet
6,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
27
Date Range
1984–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 23, 2026 (DR-3632)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
3
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
24
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.9°F
50.7° – 73.2°
Annual precipitation
48.6"
Annual snowfall
0.1"
Heating · cooling days
2,942.8 · 1,852.1
Annual base 65°F
Nearest station: CHERAW, SC US, 2.9 miles from the centroid of Cheraw, SC (ZIP 29520)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
44
GoodPeak AQI (2024)
143
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
226 days as main pollutant
Days measured
364
Based on Chesterfield County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
14,470
That is roughly 6,270 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
12.4%
of residents under 65
Primary care MDs
30
per 100,000 residents
Preventable hospital stays
3,644
per 100K Medicare enrollees
Food environment (0-10)
7.7
10 = best access & security
Exercise access
55%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 11.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Chesterfield data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
11.1% of Chesterfield County, SC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.29
accepting food benefits
Fast-food restaurants
0.53
per 1,000 residents
Among low-income residents, 4.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Chesterfield County, SC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 214 reports
Property crime rate
—
per 100K residents · 614 reports
Homicide
2
Robbery
12
Burglary
142
Vehicle theft
73
County-level data for Chesterfield (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+360 people
+59 households • +$11.6M net AGI flow
Moved in
1,205households
2,373 people • $61.0M AGI
Moved out
1,146households
2,013 people • $49.4M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $50,586 versus departing households' $43,078.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 29520. Numbers reflect the most recent published year per source.
Income tax
6.20%
graduated · 2 brackets
Sales tax (combined)
7.49%
State 6.00% · avg local 1.49%
Property tax (effective)
0.50%
Median $1,602/year
Tax burden rank
13 of 50
9.20% of personal income
For ZIP 29520: At this ZIP's median AGI of $48,637, the estimated state income tax (before deductions) runs about $1,809 per year. Applied to this ZIP's typical home value of $157,872, that works out to roughly $784/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
29596 (Wallace, 5.6 mi) · 28102 (Mcfarlan, 9.2 mi) · 29709 (Chesterfield, 9.9 mi) · 29584 (Patrick, 10.4 mi) · 28119 (Morven, 12 mi) · 29512 (Bennettsville, 12.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
46.9%
13.9pp above the 33.0% national rate.
48.0%
16.0pp above the 32.0% national rate.
22.5%
Tracks close to the 22.0% national rate.
82.8%
6.8pp above the 76.0% national rate.
14.3%
Tracks close to the 13.0% national rate.
20.3%
9.3pp above the 11.0% national rate.
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Cheraw High | Public | 9–12 | 624 |
| Long Middle | Public | 6–8 | 459 |
| Cheraw Intermediate | Public | 3–5 | 437 |
| Cheraw Primary | Public | -1–2 | 408 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$8,412
Median earnings (10 yr)
$34,128
Cheraw, SC · 29520
Conway, SC · 29526
Conway, SC · 29526
Florence, SC · 29501
Florence, SC · 29506
Hartsville, SC · 29550
Myrtle Beach, SC · 29572
Kingstree, SC · 29556
Florence, SC · 29501
Myrtle Beach, SC · 29572
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Cheraw, SC (ZIP 29520) sits in Chesterfield County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 48.0%. NCES lists 4 schools serving the area, 4 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,412. 28% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $49,211 per worker, roughly 25% below the US average. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1984 — a high-frequency exposure profile. County Health Rankings reports 14,470 years of potential life lost per 100,000 (2025) — well above the national county median. South Carolina levies a graduated state income tax (top rate 6.20%); a household at the local median AGI of $48,637 would pay roughly $1,809/year before deductions. IRS migration data (2022-2023) shows a net gain of 360 residents (59 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $40,724, fair market rent of $980 for a two-bedroom, and a typical home value of $157,872, down 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
46.9%, which is 13.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
22.5%, which is 0.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
48.0%, which is 16.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 29520 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Cheraw High. (NCES CCD, retrieved Apr 27, 2026).
12,575 people live in ZIP 29520, with a median age of 47.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$40,724 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 29520, 66.7% of occupied housing units are owner-occupied and 33.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 29520, 1.2% of workers work from home. Public transit is used by 0.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
25.7% of the population in ZIP 29520 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
77.9% of households in ZIP 29520 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 29520 is $157,872, down 3.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 3.7% over the past year and up 19.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 29520 (Cheraw, SC) is $48,637 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 29520 report an average of $50 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
1.9% of tax returns from ZIP 29520 (Cheraw, SC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 291 business establishments operated in ZIP 29520 employing 6,414 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 29520 is $52,217, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 29520 ranks in the 84th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 29520, ranking in the 84th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 27 federal disaster declarations affecting ZIP 29520 between 1984–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 29520, accounting for 15 of 27 declarations (56%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 29520 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3632) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 29520 by the U.S. Department of Education College Scorecard, including Northeastern Technical College, Coastal Carolina University, and Horry-Georgetown Technical College (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $8,412 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $34,128 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 29520 has an average annual temperature of 61.9°F and 48.6" of annual precipitation based on the CHERAW, SC US weather station 2.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
1 hospital is located in ZIP 29520 1 is rated by CMS, with an average overall rating of 3.0 out of 5 stars (CMS Hospital Compare, 2024).
South Carolina has a graduated income tax with a top rate of 6.20%. Households at the local median AGI of $48,637 would pay roughly $1,809 in state income tax annually (estimated, before deductions). Combined sales tax: 7.49% (Tax Foundation 2025).
South Carolina runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (27 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
29596 (Wallace, 5.6 mi) · 28102 (Mcfarlan, 9.2 mi) · 29709 (Chesterfield, 9.9 mi) · 29584 (Patrick, 10.4 mi) · 28119 (Morven, 12 mi) · 29512 (Bennettsville, 12.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 29520?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
84th percentile
Very High Vulnerability
Based on 9 census tracts, population 12,014
Vulnerability Themes
Households Without Vehicle
551
Limited English Speakers
121
Persons with Disability
2,699
Without HS Diploma
1,466
Without Health Insurance
949
Adults Age 65+
2,635
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.