Population & age
- Total population
- 7,556
- Median age
- 38.8
Banks County · Population 7,556
Commerce, GA (ZIP 30530) sits in Banks County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.4%. No NCES schools are mapped to this ZIP in the current dataset. 9 colleges and universities serve the area, with median in-state tuition of $23,950. IRS data shows average household income (AGI) of $63,974, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $44,856 per worker, roughly 31% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Annual precipitation averages 52.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,880 years of potential life lost per 100,000 (2025) — well above the national county median. Georgia levies a flat state income tax (top rate 5.39%); a household at the local median AGI of $63,974 would pay roughly $2,069/year before deductions. IRS migration data (2022-2023) shows a net gain of 384 residents (215 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $59,881, fair market rent of $1,140 for a two-bedroom, and a typical home value of $367,446, up 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$960
/month
1 Bed
$1,000
/month
2 Bed
$1,140
/month
3 Bed
$1,470
/month
4 Bed
$1,660
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$367,446
Zillow Home Value Index (ZHVI) · as of March 2026
+2.9%
vs. March 2025
+46.0%
vs. March 2021
Jefferson, GA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
2,620
Across 2,574 permitted buildings. Total construction value: $781.5M.
Single-family
2,564
98% of total units
Multifamily (2+ unit)
56
2% of total units
Single-family value
$773.8M
construction value
Multifamily value
$7.8M
construction value
Aggregated from 4 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
2,910
Average AGI
$63,974
Avg property tax
$186
EITC participation
19.6%
Income distribution
Avg mortgage interest
$373
Avg charitable contribution
$1,399
Avg capital gains
$1,423
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $186.2M across all reported brackets.
Business establishments
72
Total employment
780
Annual payroll
$59.8M
Average annual pay
$76,603
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$44,856
Average weekly wage
$863
Total employment
4,876
Total establishments
383
That is roughly 31% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.0%
That is 1.0 percentage points below the US national unemployment rate of about 4.0%.
Labor force
9,519
Employed
9,232
Unemployed
287
Based on Banks County, GA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Athens-Clarke County, GA
Reporting agencies
3
Largest: Athens-Clarke County Unified Government
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federally Declared Disasters
19
Date Range
1973–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3642)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
3
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60.8°F
49.5° – 72.1°
Annual precipitation
52.1"
Annual snowfall
0.7"
Heating · cooling days
3,115.4 · 1,616.3
Annual base 65°F
Nearest station: COMMERCE 4 NNW, GA US, 6.1 miles from the centroid of Commerce, GA (ZIP 30530)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
10,880
That is roughly 2,680 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
17.6%
of residents under 65
Primary care MDs
16
per 100,000 residents
Preventable hospital stays
4,419
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
31%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Banks data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
1.8% of Banks County, GA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.98
accepting food benefits
Fast-food restaurants
0.72
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Banks County, GA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 75 reports
Property crime rate
—
per 100K residents · 194 reports
Homicide
3
Robbery
2
Burglary
37
Vehicle theft
32
County-level data for Madison (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+384 people
+215 households • +$26.1M net AGI flow
Moved in
910households
1,738 people • $58.9M AGI
Moved out
695households
1,354 people • $32.8M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $64,675 versus departing households' $47,191.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 30530. Numbers reflect the most recent published year per source.
Income tax
5.39%
flat · 1 brackets
Sales tax (combined)
7.49%
State 4.00% · avg local 3.49%
Property tax (effective)
1.09%
Median $1,221/year
Tax burden rank
9 of 50
9.00% of personal income
For ZIP 30530: At this ZIP's median AGI of $63,974, the estimated state income tax (before deductions) runs about $2,069 per year. Applied to this ZIP's typical home value of $367,446, that works out to roughly $3,992/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Commerce
Nearby ZIPs by distance
30529 (Commerce, 5.1 mi) · 30633 (Danielsville, 8.8 mi) · 30565 (Nicholson, 9.5 mi) · 30547 (Homer, 10.2 mi) · 30558 (Maysville, 10.3 mi) · 30646 (Hull, 10.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.3%
3.3pp above the 33.0% national rate.
40.4%
8.4pp above the 32.0% national rate.
22.9%
Tracks close to the 22.0% national rate.
77.4%
Tracks close to the 76.0% national rate.
14.0%
Tracks close to the 13.0% national rate.
14.7%
3.7pp above the 11.0% national rate.
Colleges in this area
9
Median in-state tuition
$23,950
Median earnings (10 yr)
$46,700
Dahlonega, GA · 30597
Gainesville, GA · 30507
Clarkesville, GA · 30523
Demorest, GA · 30535
Gainesville, GA · 30501
Toccoa Falls, GA · 30598
Young Harris, GA · 30582
Cleveland, GA · 30528
Gainesville, GA · 30504
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Commerce, GA (ZIP 30530) sits in Banks County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.4%. No NCES schools are mapped to this ZIP in the current dataset. 9 colleges and universities serve the area, with median in-state tuition of $23,950. IRS data shows average household income (AGI) of $63,974, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $44,856 per worker, roughly 31% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Annual precipitation averages 52.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,880 years of potential life lost per 100,000 (2025) — well above the national county median. Georgia levies a flat state income tax (top rate 5.39%); a household at the local median AGI of $63,974 would pay roughly $2,069/year before deductions. IRS migration data (2022-2023) shows a net gain of 384 residents (215 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $59,881, fair market rent of $1,140 for a two-bedroom, and a typical home value of $367,446, up 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.3%, which is 3.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
22.9%, which is 0.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
40.4%, which is 8.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
7,556 people live in ZIP 30530, with a median age of 38.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$59,881 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 30530, 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 30530, 6.4% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
25.2% of the population in ZIP 30530 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
84.2% of households in ZIP 30530 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 30530 is $367,446, up 2.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 2.9% over the past year and up 46.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 30530 (Commerce, GA) is $63,974 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 30530 report an average of $186 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
3.1% of tax returns from ZIP 30530 (Commerce, GA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 72 business establishments operated in ZIP 30530 employing 780 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 30530 is $76,603, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 30530 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 30530, ranking in the 64th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 19 federal disaster declarations affecting ZIP 30530 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 30530, accounting for 7 of 19 declarations (37%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 30530 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3642) (FEMA OpenFEMA, retrieved May 3, 2026).
9 colleges and universities are listed near ZIP 30530 by the U.S. Department of Education College Scorecard, including University Of North Georgia, Lanier Technical College, and North Georgia Technical College (retrieved May 2, 2026).
Median in-state tuition across 9 nearby institutions is $23,950 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $46,700 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 30530 has an average annual temperature of 60.8°F and 52.1" of annual precipitation based on the COMMERCE 4 NNW, GA US weather station 6.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 30530 is part of the Athens-Clarke County, GA urbanized area, primarily served by Athens-Clarke County Unified Government (National Transit Database 2024, retrieved May 4, 2026).
Georgia has a flat income tax with a top rate of 5.39%. Households at the local median AGI of $63,974 would pay roughly $2,069 in state income tax annually (estimated, before deductions). Combined sales tax: 7.49% (Tax Foundation 2025).
Georgia has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Commerce
Nearby ZIPs by distance
30529 (Commerce, 5.1 mi) · 30633 (Danielsville, 8.8 mi) · 30565 (Nicholson, 9.5 mi) · 30547 (Homer, 10.2 mi) · 30558 (Maysville, 10.3 mi) · 30646 (Hull, 10.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 30530?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 8 census tracts, population 8,745
Vulnerability Themes
Households Without Vehicle
75
Limited English Speakers
92
Persons with Disability
1,514
Without HS Diploma
974
Without Health Insurance
1,521
Adults Age 65+
1,241
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.