Population & age
- Total population
- 40,035
- Median age
- 35.7
Oakleaf Plantation, FL (32065)
Clay County · Jacksonville, FL · Population 40,035
Fresh.Data current as of Apr 24, 2026
Oakleaf Plantation, FL (ZIP 32065) sits in Clay County within the Jacksonville metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression comes in below the national average at 18.9%. NCES lists 8 schools serving the area, 8 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $14,946. IRS data shows average household income (AGI) of $67,961, well above the ~$45K national average per return. FEMA has issued 39 federal disaster declarations affecting this ZIP since 1992 — a high-frequency exposure profile. 34.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 4,377 residents (1,653 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $91,770, fair market rent of $1,930 for a two-bedroom, and a typical home value of $324,681, down 2.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Demographics
Race & ethnicity
- White
- 56.1%
- Black
- 20.9%
- Asian
- 6.5%
- Hispanic / Latino
- 12.4%
- Other / multi-racial
- 16.5%
Income & housing
- Median household income
- $91,770
- Median home value
- $259,800
Education
- Bachelor's degree or higher (age 25+)
- 27.3%
Employment
- Unemployment rate
- 4.8%
Housing
- Owner-occupied
- 10,391(76.4%)
- Renter-occupied
- 3,210(23.6%)
- Vacant units
- 788
- Built (median)
- 2001
Commute
- Public transit
- 32(0.2%)
- Work from home
- 2,657(14.4%)
- Avg commute
- 29.3 min
Economic wellbeing
- Below poverty line
- 3,541(8.9%)
- Uninsured
- 208(0.5%)
Digital access
- Broadband access
- 13,053(96.0%)
- No broadband
- 548(4.0%)
Language & nativity
- Foreign-born
- 3,446(8.6%)
- Non-English at home
- 4,746(12.5%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,580
/month
1 Bed
$1,610
/month
2 Bed
$1,930
/month
3 Bed
$2,380
/month
4 Bed
$2,980
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$324,681
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.7%
vs. March 2025
5-year change
+28.7%
vs. March 2021
Metro area
Jacksonville, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,880
Across 1,865 permitted buildings. Total construction value: $536.3M.
Single-family
1,863
99% of total units
Multifamily (2+ unit)
17
1% of total units
Single-family value
$535.5M
construction value
Multifamily value
$770,000
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
18,730
Average AGI
$67,961
Avg property tax
$272
EITC participation
18.0%
Income distribution
- $1 – $25,00026.3% · 4,920
- $25,000 – $50,00025.3% · 4,740
- $50,000 – $75,00016.4% · 3,070
- $75,000 – $100,00011.3% · 2,110
- $100,000 – $200,00017.2% · 3,220
- $200,000 or more3.6% · 670
Avg mortgage interest
$502
Avg charitable contribution
$647
Avg capital gains
$1,577
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1272.9M across all reported brackets.
Business & employment
Business establishments
595
Total employment
5,839
Annual payroll
$225.9M
Average annual pay
$38,683
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$54,688
Average weekly wage
$1,052
Total employment
57,413
Total establishments
5,454
That is roughly 16% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
114,967
Employed
111,093
Unemployed
3,874
Based on Clay County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Alternative-fuel stations
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Social Vulnerability Index
Overall SVI
45th percentile
Moderate Vulnerability
Based on 9 census tracts, population 37,264
Vulnerability Themes
- Socioeconomic Status40th percentile
- Household Characteristics56th percentile
- Racial & Ethnic Minority Status61st percentile
- Housing Type & Transportation39th percentile
Households Without Vehicle
300
Limited English Speakers
592
Persons with Disability
5,136
Without HS Diploma
1,793
Without Health Insurance
2,280
Adults Age 65+
4,756
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federal Disaster Declarations
Federally Declared Disasters
39
Date Range
1992–2026
Most Recent Declaration
RAILROAD COMPLEX FIRE
Fire — declared April 22, 2026 (DR-5631)
Incident period: April 19, 2026
Top Incident Types
- Hurricane18 (46%)
- Severe Storm8 (21%)
- Fire6 (15%)
- Tropical Storm4 (10%)
- Biological2 (5%)
- Other1 (3%)
Individual Assistance
9
Direct help to disaster survivors
Households Program
8
Housing & temporary lodging support
Public Assistance
36
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Community health profile
Years of potential life lost (per 100K)
9,534
That is roughly 1,334 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
10.3%
of residents under 65
Primary care MDs
54
per 100,000 residents
Preventable hospital stays
2,796
per 100K Medicare enrollees
Food environment (0-10)
8.2
10 = best access & security
Exercise access
78%
residents near a facility
Flu vaccinated
36%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Clay data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
34.8% of Clay County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.62
accepting food benefits
Fast-food restaurants
0.61
per 1,000 residents
Among low-income residents, 8.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Clay County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+4,377 people
+1,653 households • +$162.1M net AGI flow
Moved in
12,838households
25,160 people • $861.2M AGI
Moved out
11,185households
20,783 people • $699.1M AGI
Where new residents came from
- Duval County, FL — 3,450 households
- St. Johns County, FL — 413 households
- Broward County, FL — 175 households
- Alachua County, FL — 148 households
- Putnam County, FL — 146 households
Where departing residents went
- Duval County, FL — 2,884 households
- St. Johns County, FL — 391 households
- Bradford County, FL — 194 households
- Putnam County, FL — 179 households
- Alachua County, FL — 143 households
Incoming households reported an average AGI of $67,084 versus departing households' $62,503.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Data sources used on this page
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
35.8%
2.8pp above the 33.0% national rate.
High Blood Pressure
34.7%
2.7pp above the 32.0% national rate.
Depression
18.9%
3.1pp below the 22.0% national rate.
Annual Checkup
77.4%
Tracks close to the 76.0% national rate.
Health Insurance
11.9%
Tracks close to the 13.0% national rate.
Diabetes
11.5%
Tracks close to the 11.0% national rate.
Schools in this ZIP
8 schools serve this ZIP, including 8 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| OAKLEAF HIGH SCHOOL | Public | 9–12 | 2,517 |
| RIDGEVIEW HIGH SCHOOL | Public | 9–12 | 1,501 |
| OAKLEAF JUNIOR HIGH | Public | 6–8 | 1,143 |
| PLANTATION OAKS ELEMENTARY SCHOOL | Public | -1–6 | 1,001 |
| OAKLEAF VILLAGE ELEMENTARY SCHOOL | Public | -1–6 | 941 |
Showing top 5 by enrollment. 3 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
7
Median in-state tuition
$14,946
Median earnings (10 yr)
$31,778
- 2-Year
Fortis College-Orange Park
Orange Park, FL · 32065
- In-state tuition
- $14,946
- Out-of-state tuition
- $14,946
- Acceptance rate
- —
- Graduation rate
- 35.0%
- Median earnings (10 yr)
- $28,506
- Median student debt
- $11,238
- Certificate
American Academy of Cosmetology
Orange Park, FL · 32065
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.7%
- Median earnings (10 yr)
- $23,985
- Median student debt
- $7,638
- 4-Year
Flagler College
Saint Augustine, FL · 32084
- In-state tuition
- $29,900
- Out-of-state tuition
- $29,900
- Acceptance rate
- 80.8%
- Graduation rate
- 55.9%
- Median earnings (10 yr)
- $49,483
- Median student debt
- $24,250
- 4-Year
Florida Gateway College
Lake City, FL · 32025
- In-state tuition
- $3,100
- Out-of-state tuition
- $11,747
- Acceptance rate
- —
- Graduation rate
- 55.1%
- Median earnings (10 yr)
- $37,894
- Median student debt
- $6,992
- Certificate
First Coast Technical College
Saint Augustine, FL · 32084
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 76.7%
- Median earnings (10 yr)
- $33,784
- Median student debt
- —
- 2-Year
Riveroak Technical College
Live Oak, FL · 32064
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 70.7%
- Median earnings (10 yr)
- $31,778
- Median student debt
- —
- Certificate
North Florida Technical College
Starke, FL · 32091
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 73.8%
- Median earnings (10 yr)
- $31,683
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Oakleaf Plantation, FL (ZIP 32065) sits in Clay County within the Jacksonville metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression comes in below the national average at 18.9%. NCES lists 8 schools serving the area, 8 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $14,946. IRS data shows average household income (AGI) of $67,961, well above the ~$45K national average per return. FEMA has issued 39 federal disaster declarations affecting this ZIP since 1992 — a high-frequency exposure profile. 34.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 4,377 residents (1,653 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $91,770, fair market rent of $1,930 for a two-bedroom, and a typical home value of $324,681, down 2.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 18.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 32065
What is the obesity rate in ZIP 32065?
35.8%, which is 2.8 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 32065?
18.9%, which is 3.1 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 32065?
34.7%, which is 2.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 32065?
8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 32065 have charter schools?
No charter schools are listed in ZIP 32065 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 32065?
Yes, 3 high schools serve this ZIP: Oakleaf High School, Ridgeview High School, Pace Center For Girls Clay. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 32065?
40,035 people live in ZIP 32065, with a median age of 35.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 32065?
$91,770 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 32065 mostly renters or homeowners?
In ZIP 32065, 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 32065?
In ZIP 32065, 14.4% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 32065?
8.9% of the population in ZIP 32065 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 32065 have broadband internet?
96.0% of households in ZIP 32065 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 32065?
The typical home value in ZIP 32065 is $324,681, down 2.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 32065?
Home values are down 2.7% over the past year and up 28.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 32065?
The average Adjusted Gross Income reported on tax returns from ZIP 32065 (Oakleaf Plantation, FL) is $67,961 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 32065?
Tax returns from ZIP 32065 report an average of $272 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 32065 earn over $200,000?
3.6% of tax returns from ZIP 32065 (Oakleaf Plantation, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 32065?
As of 2022, 595 business establishments operated in ZIP 32065 employing 5,839 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 32065?
The average annual pay across all local establishments in ZIP 32065 is $38,683, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 32065 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 32065 ranks in the 45th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 32065?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 32065, ranking in the 61th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 32065 experienced?
FEMA has recorded 39 federal disaster declarations affecting ZIP 32065 between 1992–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 32065?
Hurricane is the most common federally declared disaster type affecting ZIP 32065, accounting for 18 of 39 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 32065?
The most recent FEMA disaster declaration affecting ZIP 32065 was "RAILROAD COMPLEX FIRE" — a fire declared in 2026 (DR-5631) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 32065?
7 colleges and universities are listed near ZIP 32065 by the U.S. Department of Education College Scorecard, including Fortis College-Orange Park, American Academy Of Cosmetology, and Flagler College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 32065?
Median in-state tuition across 7 nearby institutions is $14,946 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 32065?
Graduates of nearby colleges earn a median of $31,778 ten years after entry (College Scorecard, retrieved May 2, 2026).
What data is available for ZIP 32065?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (39 on record). Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (39 on record).
More Info topics
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 32065?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.