ZIP 32094, FL (32094)

Suwannee County · Population 3,718

Fresh.Data current as of Apr 24, 2026

FL 32094 (ZIP 32094) sits in Suwannee County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.1%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $14,946. 22% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $32,805 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,639 per worker, roughly 27% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 51.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,924 years of potential life lost per 100,000 (2025) — well above the national county median. Florida has no state income tax, saving the local median household (AGI $59,690) approximately $2,746/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 889 residents (355 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $64,559, fair market rent of $1,120 for a two-bedroom, and a median home value of $118,600. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
3,718
Median age
36.6

Race & ethnicity

White
88.2%
Black
0.0%
Asian
0.0%
Hispanic / Latino
10.2%
Other / multi-racial
11.8%

Income & housing

Median household income
$64,559
Median home value
$118,600

Education

Bachelor's degree or higher (age 25+)
10.3%

Employment

Unemployment rate
0.0%

Housing

Owner-occupied
834(77.7%)
Renter-occupied
240(22.3%)
Vacant units
200
Built (median)
1993

Commute

Public transit
0(0.0%)
Work from home
66(4.4%)
Avg commute
20.4 min

Economic wellbeing

Below poverty line
328(8.8%)
Uninsured
0(0.0%)

Digital access

Broadband access
999(93.0%)
No broadband
75(7.0%)

Language & nativity

Foreign-born
211(5.7%)
Non-English at home
248(6.8%)

Studio

$980

/month

1 Bed

$1,020

/month

2 Bed

$1,120

/month

3 Bed

$1,500

/month

4 Bed

$1,590

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

314

Across 309 permitted buildings. Total construction value: $72.8M.

Single-family

304

97% of total units

Multifamily (2+ unit)

10

3% of total units

Single-family value

$72.2M

construction value

Multifamily value

$640,000

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

1,290

Average AGI

$59,690

Avg property tax

$60

EITC participation

22.5%

Income distribution

  • $1 – $25,00033.3% · 430
  • $25,000 – $50,00027.1% · 350
  • $50,000 – $75,00015.5% · 200
  • $75,000 – $100,0009.3% · 120
  • $100,000 – $200,00012.4% · 160
  • $200,000 or more2.3% · 30

Avg mortgage interest

$175

Avg charitable contribution

$247

Avg capital gains

$4,637

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $77.0M across all reported brackets.

Business & employment

Business establishments

27

Total employment

220

Annual payroll

$7.2M

Average annual pay

$32,805

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$47,639

Average weekly wage

$916

Total employment

12,030

Total establishments

934

That is roughly 27% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.9%

That tracks the US national unemployment rate of about 4.0%.

Labor force

17,610

Employed

16,923

Unemployed

687

Based on Suwannee County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Social Vulnerability Index

Overall SVI

62nd percentile

High Vulnerability

Based on 4 census tracts, population 4,122

Vulnerability Themes

  • Socioeconomic Status50th percentile
  • Household Characteristics39th percentile
  • Racial & Ethnic Minority Status34th percentile
  • Housing Type & Transportation91st percentile

Households Without Vehicle

49

Limited English Speakers

13

Persons with Disability

825

Without HS Diploma

591

Without Health Insurance

654

Adults Age 65+

673

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

40

Date Range

1973–2024

Most Recent Declaration

HURRICANE MILTON

Hurricane — declared October 11, 2024 (DR-4834)

Incident period: October 5, 2024 – November 2, 2024

Top Incident Types

  • Hurricane19 (48%)
  • Severe Storm7 (18%)
  • Fire5 (13%)
  • Tropical Storm4 (10%)
  • Biological2 (5%)
  • Other3 (8%)

Individual Assistance

7

Direct help to disaster survivors

Households Program

9

Housing & temporary lodging support

Public Assistance

39

Repair of public facilities & roads

Hazard Mitigation

17

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

71.2°F

60°82.5°

Annual precipitation

51.9"

Diurnal range

22.6°F

Day-night swing

Heating · cooling days

957.1 · 3,253.9

Annual base 65°F

Nearest station: LIVE OAK, FL US, 11.1 miles from the centroid of ZIP 32094 (ZIP 32094)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

11,924

That is roughly 3,724 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

21%

of adults self-report

Poor physical health days

4.9

avg per adult per month

Poor mental health days

6.0

avg per adult per month

Uninsured

15.7%

of residents under 65

Primary care MDs

13

per 100,000 residents

Preventable hospital stays

3,062

per 100K Medicare enrollees

Food environment (0-10)

7.7

10 = best access & security

Exercise access

50%

residents near a facility

Flu vaccinated

32%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.1% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Suwannee data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

12.0% of Suwannee County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.16

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.25

accepting food benefits

Fast-food restaurants

0.51

per 1,000 residents

Among low-income residents, 5.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Suwannee County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 186 reports

Property crime rate

per 100K residents · 424 reports

Homicide

0

Robbery

10

Burglary

70

Vehicle theft

38

County-level data for Columbia (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+889 people

+355 households+$36.8M net AGI flow

Moved in

1,918households

3,723 people • $101.1M AGI

Moved out

1,563households

2,834 people • $64.3M AGI

Where new residents came from

  1. Columbia County, FL213 households
  2. Miami-Dade County, FL66 households
  3. Duval County, FL63 households
  4. Alachua County, FL51 households
  5. Broward County, FL51 households

Where departing residents went

  1. Columbia County, FL210 households
  2. Alachua County, FL69 households
  3. Hamilton County, FL50 households
  4. Duval County, FL43 households
  5. Lafayette County, FL43 households

Incoming households reported an average AGI of $52,689 versus departing households' $41,123.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Florida

State-level rules that apply to every resident of ZIP 32094. Numbers reflect the most recent published year per source.

Tax rates

Income tax

None

No state income tax

Sales tax (combined)

6.98%

State 6.00% · avg local 0.98%

Property tax (effective)

0.50%

Median $787/year

Tax burden rank

8 of 50

8.90% of personal income

For ZIP 32094: A household at this ZIP's median AGI of $59,690 keeps approximately $2,746 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $118,600, that works out to roughly $598/year in property tax.

Paid family leave

Program

Voluntary (private insurance framework)

Voluntary (private insurance framework)

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 32094

Nearby ZIPs by distance

32024 (Lake City, 8.5 mi) · 32062 (10 mi) · 32071 (12 mi) · 32064 (Live Oak, 12.5 mi) · 32055 (Lake City, 13.1 mi) · 32060 (Live Oak, 14.2 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

7

Median in-state tuition

$14,946

Median earnings (10 yr)

$31,778

  • Flagler College

    Saint Augustine, FL · 32084

    4-Year
    In-state tuition
    $29,900
    Out-of-state tuition
    $29,900
    Acceptance rate
    80.8%
    Graduation rate
    55.9%
    Median earnings (10 yr)
    $49,483
    Median student debt
    $24,250
  • Florida Gateway College

    Lake City, FL · 32025

    4-Year
    In-state tuition
    $3,100
    Out-of-state tuition
    $11,747
    Acceptance rate
    Graduation rate
    55.1%
    Median earnings (10 yr)
    $37,894
    Median student debt
    $6,992
  • First Coast Technical College

    Saint Augustine, FL · 32084

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    76.7%
    Median earnings (10 yr)
    $33,784
    Median student debt
  • Fortis College-Orange Park

    Orange Park, FL · 32065

    2-Year
    In-state tuition
    $14,946
    Out-of-state tuition
    $14,946
    Acceptance rate
    Graduation rate
    35.0%
    Median earnings (10 yr)
    $28,506
    Median student debt
    $11,238
  • Riveroak Technical College

    Live Oak, FL · 32064

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    70.7%
    Median earnings (10 yr)
    $31,778
    Median student debt
  • American Academy of Cosmetology

    Orange Park, FL · 32065

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    71.7%
    Median earnings (10 yr)
    $23,985
    Median student debt
    $7,638
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    73.8%
    Median earnings (10 yr)
    $31,683
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

FL 32094 (ZIP 32094) sits in Suwannee County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.1%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $14,946. 22% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $32,805 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,639 per worker, roughly 27% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 51.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,924 years of potential life lost per 100,000 (2025) — well above the national county median. Florida has no state income tax, saving the local median household (AGI $59,690) approximately $2,746/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 889 residents (355 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $64,559, fair market rent of $1,120 for a two-bedroom, and a median home value of $118,600. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 20.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 32094

What is the obesity rate in ZIP 32094?

35.9%, which is 2.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 32094?

20.0%, which is 2.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 32094?

39.1%, which is 7.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 32094?

3,718 people live in ZIP 32094, with a median age of 36.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 32094?

$64,559 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 32094 mostly renters or homeowners?

In ZIP 32094, 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 32094?

In ZIP 32094, 4.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 32094?

8.8% of the population in ZIP 32094 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 32094 have broadband internet?

93.0% of households in ZIP 32094 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the average household income in ZIP 32094?

The average Adjusted Gross Income reported on tax returns from ZIP 32094 (FL 32094) is $59,690 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 32094?

Tax returns from ZIP 32094 report an average of $60 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 32094 earn over $200,000?

2.3% of tax returns from ZIP 32094 (FL 32094) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 32094?

As of 2022, 27 business establishments operated in ZIP 32094 employing 220 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 32094?

The average annual pay across all local establishments in ZIP 32094 is $32,805, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 32094 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 32094 ranks in the 62th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 32094?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 32094, ranking in the 91th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 32094 experienced?

FEMA has recorded 40 federal disaster declarations affecting ZIP 32094 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 32094?

Hurricane is the most common federally declared disaster type affecting ZIP 32094, accounting for 19 of 40 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 32094?

The most recent FEMA disaster declaration affecting ZIP 32094 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 32094?

7 colleges and universities are listed near ZIP 32094 by the U.S. Department of Education College Scorecard, including Flagler College, Florida Gateway College, and First Coast Technical College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 32094?

Median in-state tuition across 7 nearby institutions is $14,946 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 32094?

Graduates of nearby colleges earn a median of $31,778 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 32094?

ZIP 32094 has an average annual temperature of 71.2°F and 51.9" of annual precipitation based on the LIVE OAK, FL US weather station 11.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 32094?

Florida has no state income tax. For a household earning the local median AGI of $59,690, this saves approximately $2,746 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).

Does Florida have paid family leave?

Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).

What data is available for ZIP 32094?

This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (40 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 32094

Nearby ZIPs by distance

32024 (Lake City, 8.5 mi) · 32062 (10 mi) · 32071 (12 mi) · 32064 (Live Oak, 12.5 mi) · 32055 (Lake City, 13.1 mi) · 32060 (Live Oak, 14.2 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 32094?

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.