Palm Coast, FL (32164)

Palm Coast, FL (ZIP 32164) sits in Flagler County within the Deltona-Daytona Beach-Ormond Beach metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 38.4%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,446. IRS data shows average household income (AGI) of $58,624 per tax return. BLS QCEW reports average annual pay of $50,301 per worker, roughly 23% below the US average. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 52.0% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 6,092 residents (2,863 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,064, fair market rent of $1,840 for a two-bedroom, and a typical home value of $322,301, down 3.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1603.9M across all reported brackets.

Business & employment

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

That is roughly 23% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Based on Flagler County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Based on Flagler County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Low birth weight (under 2,500 g) accounts for 8.2% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Flagler data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Among low-income residents, 17.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Flagler County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Incoming households reported an average AGI of $98,113 versus departing households' $62,260.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

5 schools serve this ZIP, including 5 non-charter.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Colleges & universities nearby

• Flagler Technical College

  Palm Coast, FL · 32164

  2-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  85.4%

  Median earnings (10 yr)

  —

  Median student debt

  —

• Daytona State College

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $3,106

  Out-of-state tuition

  $11,994

  Acceptance rate

  —

  Graduation rate

  42.2%

  Median earnings (10 yr)

  $37,096

  Median student debt

  $8,250

• Embry-Riddle Aeronautical University-Worldwide

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $12,097

  Out-of-state tuition

  $12,097

  Acceptance rate

  57.9%

  Graduation rate

  21.1%

  Median earnings (10 yr)

  $84,131

  Median student debt

  $23,666

• Embry-Riddle Aeronautical University-Daytona Beach

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $44,249

  Out-of-state tuition

  $44,249

  Acceptance rate

  64.8%

  Graduation rate

  67.0%

  Median earnings (10 yr)

  $84,131

  Median student debt

  $23,666

• Saint Johns River State College

  Palatka, FL · 32177

  4-Year

  In-state tuition

  $2,591

  Out-of-state tuition

  $9,335

  Acceptance rate

  —

  Graduation rate

  47.2%

  Median earnings (10 yr)

  $41,728

  Median student debt

  $12,000

• Bethune-Cookman University

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $14,794

  Out-of-state tuition

  $14,794

  Acceptance rate

  88.2%

  Graduation rate

  29.0%

  Median earnings (10 yr)

  $38,518

  Median student debt

  $31,000

• Daytona College

  Ormond Beach, FL · 32174

  4-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  78.9%

  Median earnings (10 yr)

  $26,422

  Median student debt

  $7,403

• International Academy

  South Daytona, FL · 32119

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  53.7%

  Median earnings (10 yr)

  $19,824

  Median student debt

  $7,917

• Tenaj Salon Institute

  The Villages, FL · 32162

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  62.7%

  Median earnings (10 yr)

  $25,196

  Median student debt

  $13,000

• Keiser University-Daytona

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $25,056

  Out-of-state tuition

  $25,056

  Acceptance rate

  —

  Graduation rate

  —

  Median earnings (10 yr)

  $39,696

  Median student debt

  $26,125

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Frequently Asked Questions — ZIP 32164

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