Population & age
- Total population
- 10,545
- Median age
- 45.6
Umatilla, FL (32784)
Marion County · Ocala, FL · Population 10,545
Fresh.Data current as of Apr 24, 2026
Umatilla, FL (ZIP 32784) sits in Marion County within the Ocala metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 38.4%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $18,390. IRS data shows average household income (AGI) of $73,661, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 50.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,581 years of potential life lost per 100,000 (2025) — well above the national county median. 32.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $73,661) approximately $3,388/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 13,308 residents (6,765 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,931, fair market rent of $1,520 for a two-bedroom, and a typical home value of $291,990, down 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 93.9%
- Black
- 2.5%
- Asian
- 0.1%
- Hispanic / Latino
- 5.9%
- Other / multi-racial
- 3.1%
Income & housing
- Median household income
- $67,931
- Median home value
- $207,900
Education
- Bachelor's degree or higher (age 25+)
- 12.3%
Employment
- Unemployment rate
- 8.2%
Housing
- Owner-occupied
- 3,476(81.1%)
- Renter-occupied
- 808(18.9%)
- Vacant units
- 1,001
- Built (median)
- 1985
Commute
- Public transit
- 0(0.0%)
- Work from home
- 378(8.0%)
- Avg commute
- 32.2 min
Economic wellbeing
- Below poverty line
- 1,140(10.8%)
- Uninsured
- 143(1.4%)
Digital access
- Broadband access
- 3,488(81.4%)
- No broadband
- 796(18.6%)
Language & nativity
- Foreign-born
- 339(3.2%)
- Non-English at home
- 569(5.8%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,270
/month
1 Bed
$1,340
/month
2 Bed
$1,520
/month
3 Bed
$1,920
/month
4 Bed
$2,320
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$291,990
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.8%
vs. March 2025
5-year change
+38.2%
vs. March 2021
Metro area
Orlando-Kissimmee-Sanford, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
11,719
Across 10,350 permitted buildings. Total construction value: $2.63B.
Single-family
10,214
87% of total units
Multifamily (2+ unit)
1,505
13% of total units
Single-family value
$2.42B
construction value
Multifamily value
$211.4M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,390
Average AGI
$73,661
Avg property tax
$140
EITC participation
21.3%
Income distribution
- $1 – $25,00031.7% · 1,710
- $25,000 – $50,00027.1% · 1,460
- $50,000 – $75,00016.0% · 860
- $75,000 – $100,0008.7% · 470
- $100,000 – $200,00012.8% · 690
- $200,000 or more3.7% · 200
Avg mortgage interest
$269
Avg charitable contribution
$445
Avg capital gains
$4,561
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $397.0M across all reported brackets.
Business & employment
Business establishments
231
Total employment
1,765
Annual payroll
$68.6M
Average annual pay
$38,863
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$52,526
Average weekly wage
$1,010
Total employment
119,528
Total establishments
10,226
That is roughly 20% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.2%
That is 0.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
158,949
Employed
152,285
Unemployed
6,664
Based on Marion County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$129.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.United Southern Bank$129.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Beverly Hills--Homosassa Springs--Pine Ridge, FL
Reporting agencies
7
Largest: Central Florida Commuter Rail
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
0
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- EV Connect
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
46
across outlets in this ZIP
Avg square feet
8,620
per outlet
Outlets in this ZIP
- 1.Umatilla Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
45
Date Range
1968–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
- Hurricane21 (47%)
- Fire6 (13%)
- Tropical Storm5 (11%)
- Severe Storm5 (11%)
- Freezing5 (11%)
- Other3 (7%)
Individual Assistance
15
Direct help to disaster survivors
Households Program
11
Housing & temporary lodging support
Public Assistance
39
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
70.1°F
60.5° – 79.8°
Annual precipitation
50"
Diurnal range
19.3°F
Day-night swing
Heating · cooling days
922.7 · 2,820.9
Annual base 65°F
Nearest station: LISBON, FL US, 8.1 miles from the centroid of Umatilla, FL (ZIP 32784)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
49
GoodGood 189dModerate 170dUSG 1d
Peak AQI (2024)
101
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
276 days as main pollutant
Days measured
360
Based on Marion County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
12,581
That is roughly 4,381 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
15.6%
of residents under 65
Primary care MDs
58
per 100,000 residents
Preventable hospital stays
3,101
per 100K Medicare enrollees
Food environment (0-10)
7.2
10 = best access & security
Exercise access
68%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Marion data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
32.7% of Marion County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.89
accepting food benefits
Fast-food restaurants
0.53
per 1,000 residents
Among low-income residents, 11.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Marion County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 667 reports
Property crime rate
—
per 100K residents · 2,370 reports
Homicide
10
Robbery
22
Burglary
428
Vehicle theft
223
County-level data for Marion (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+13,308 people
+6,765 households • +$673.0M net AGI flow
Moved in
20,680households
37,259 people • $1.4B AGI
Moved out
13,915households
23,951 people • $751.4M AGI
Where new residents came from
- Lake County, FL — 957 households
- Orange County, FL — 655 households
- Miami-Dade County, FL — 587 households
- Broward County, FL — 572 households
- Sumter County, FL — 530 households
Where departing residents went
- Lake County, FL — 649 households
- Citrus County, FL — 529 households
- Alachua County, FL — 526 households
- Sumter County, FL — 484 households
- Orange County, FL — 318 households
Incoming households reported an average AGI of $68,879 versus departing households' $53,999.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Florida
State-level rules that apply to every resident of ZIP 32784. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 32784: A household at this ZIP's median AGI of $73,661 keeps approximately $3,388 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $291,990, that works out to roughly $1,473/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 32784
Nearby ZIPs by distance
32735 (Eustis, 6 mi) · 32702 (Pittman, 7.2 mi) · 34788 (Leesburg, 7.9 mi) · 32726 (Eustis, 8.6 mi) · 32195 (Lady Lake, 10.3 mi) · 32767 (Paisley, 11.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.8%
3.8pp above the 33.0% national rate.
High Blood Pressure
38.4%
6.4pp above the 32.0% national rate.
Depression
20.5%
Tracks close to the 22.0% national rate.
Annual Checkup
78.2%
2.2pp above the 76.0% national rate.
Health Insurance
13.8%
Tracks close to the 13.0% national rate.
Diabetes
14.1%
3.1pp above the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| UMATILLA HIGH SCHOOL | Public | 9–12 | 747 |
| UMATILLA MIDDLE SCHOOL | Public | 6–8 | 545 |
| UMATILLA ELEMENTARY SCHOOL | Public | -1–5 | 541 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$18,390
Median earnings (10 yr)
$37,564
- 4-Year
Full Sail University
Winter Park, FL · 32792
- In-state tuition
- $26,906
- Out-of-state tuition
- $26,906
- Acceptance rate
- —
- Graduation rate
- 47.0%
- Median earnings (10 yr)
- $38,219
- Median student debt
- $27,000
- 4-Year
Seminole State College of Florida
Sanford, FL · 32773
- In-state tuition
- $3,122
- Out-of-state tuition
- $11,447
- Acceptance rate
- —
- Graduation rate
- 41.6%
- Median earnings (10 yr)
- $41,733
- Median student debt
- $11,047
- 4-Year
Rollins College
Winter Park, FL · 32789
- In-state tuition
- $60,580
- Out-of-state tuition
- $60,580
- Acceptance rate
- 47.5%
- Graduation rate
- 75.9%
- Median earnings (10 yr)
- $58,295
- Median student debt
- $25,500
- 4-Year
Stetson University
DeLand, FL · 32723
- In-state tuition
- $57,410
- Out-of-state tuition
- $57,410
- Acceptance rate
- 71.6%
- Graduation rate
- 62.5%
- Median earnings (10 yr)
- $51,642
- Median student debt
- $23,250
- Certificate
Lake Technical College
Eustis, FL · 32726
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 60.4%
- Median earnings (10 yr)
- $32,793
- Median student debt
- —
- 4-Year
Herzing University-Orlando
Winter Park, FL · 32792
- In-state tuition
- $13,450
- Out-of-state tuition
- $13,450
- Acceptance rate
- 94.2%
- Graduation rate
- 39.1%
- Median earnings (10 yr)
- $36,909
- Median student debt
- $21,500
- 4-Year
Cambridge College of Healthcare & Technology
Altamonte Springs, FL · 32701
- In-state tuition
- $18,168
- Out-of-state tuition
- $18,168
- Acceptance rate
- —
- Graduation rate
- 47.2%
- Median earnings (10 yr)
- $28,190
- Median student debt
- $14,656
- 2-Year
Aviation Institute of Maintenance-Orlando
Casselberry, FL · 32707
- In-state tuition
- $16,757
- Out-of-state tuition
- $16,757
- Acceptance rate
- —
- Graduation rate
- 75.0%
- Median earnings (10 yr)
- $53,341
- Median student debt
- $31,301
- 2-Year
Orange Technical College-East Campus
Winter Park, FL · 32789
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 65.2%
- Median earnings (10 yr)
- $31,858
- Median student debt
- —
- 2-Year
City College-Altamonte Springs
Altamonte Springs, FL · 32714
- In-state tuition
- $18,612
- Out-of-state tuition
- $18,612
- Acceptance rate
- 100.0%
- Graduation rate
- 53.3%
- Median earnings (10 yr)
- $35,994
- Median student debt
- $23,208
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Umatilla, FL (ZIP 32784) sits in Marion County within the Ocala metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 38.4%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $18,390. IRS data shows average household income (AGI) of $73,661, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 50.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,581 years of potential life lost per 100,000 (2025) — well above the national county median. 32.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $73,661) approximately $3,388/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 13,308 residents (6,765 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,931, fair market rent of $1,520 for a two-bedroom, and a typical home value of $291,990, down 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 32784
What is the obesity rate in ZIP 32784?
36.8%, which is 3.8 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 32784?
20.5%, which is 1.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 32784?
38.4%, which is 6.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 32784?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 32784 have charter schools?
No charter schools are listed in ZIP 32784 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 32784?
Yes, 1 high school serves this ZIP: Umatilla High School. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 32784?
10,545 people live in ZIP 32784, with a median age of 45.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 32784?
$67,931 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 32784 mostly renters or homeowners?
In ZIP 32784, 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 32784?
In ZIP 32784, 8.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 32784?
10.8% of the population in ZIP 32784 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 32784 have broadband internet?
81.4% of households in ZIP 32784 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 32784?
The typical home value in ZIP 32784 is $291,990, down 2.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 32784?
Home values are down 2.8% over the past year and up 38.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 32784?
The average Adjusted Gross Income reported on tax returns from ZIP 32784 (Umatilla, FL) is $73,661 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 32784?
Tax returns from ZIP 32784 report an average of $140 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 32784 earn over $200,000?
3.7% of tax returns from ZIP 32784 (Umatilla, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 32784?
As of 2022, 231 business establishments operated in ZIP 32784 employing 1,765 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 32784?
The average annual pay across all local establishments in ZIP 32784 is $38,863, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 32784 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 32784 ranks in the 40th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 32784?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 32784, ranking in the 55th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 32784 experienced?
FEMA has recorded 45 federal disaster declarations affecting ZIP 32784 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 32784?
Hurricane is the most common federally declared disaster type affecting ZIP 32784, accounting for 21 of 45 declarations (47%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 32784?
The most recent FEMA disaster declaration affecting ZIP 32784 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 32784?
10 colleges and universities are listed near ZIP 32784 by the U.S. Department of Education College Scorecard, including Full Sail University, Seminole State College Of Florida, and Rollins College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 32784?
Median in-state tuition across 10 nearby institutions is $18,390 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 32784?
Graduates of nearby colleges earn a median of $37,564 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 32784?
ZIP 32784 has an average annual temperature of 70.1°F and 50.0" of annual precipitation based on the LISBON, FL US weather station 8.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 32784 have public transit?
Yes — ZIP 32784 is part of the Beverly Hills--Homosassa Springs--Pine Ridge, FL urbanized area, primarily served by Central Florida Commuter Rail (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 32784?
Florida has no state income tax. For a household earning the local median AGI of $73,661, this saves approximately $3,388 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Does Florida have paid family leave?
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 32784?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (45 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (45 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 32784
Nearby ZIPs by distance
32735 (Eustis, 6 mi) · 32702 (Pittman, 7.2 mi) · 34788 (Leesburg, 7.9 mi) · 32726 (Eustis, 8.6 mi) · 32195 (Lady Lake, 10.3 mi) · 32767 (Paisley, 11.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
40th percentile
Moderate Vulnerability
Based on 7 census tracts, population 10,317
Vulnerability Themes
Households Without Vehicle
133
Limited English Speakers
100
Persons with Disability
1,455
Without HS Diploma
874
Without Health Insurance
1,258
Adults Age 65+
2,519
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.