Population & age
- Total population
- 14,172
- Median age
- 37.5
Brevard County · Palm Bay-Melbourne-Titusville, FL · Population 14,172
Palm Bay, FL (ZIP 32908) sits in Brevard County within the Palm Bay-Melbourne-Titusville metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in above the national average at 37.5%. NCES lists 3 schools serving the area, 3 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $18,918. 22% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Annual precipitation averages 55.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,703 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 41.8% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $56,481) approximately $2,598/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 10,416 residents (4,882 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $63,043, fair market rent of $2,020 for a two-bedroom, and a typical home value of $316,933, down 3.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,500
/month
1 Bed
$1,750
/month
2 Bed
$2,020
/month
3 Bed
$2,750
/month
4 Bed
$3,130
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$316,933
Zillow Home Value Index (ZHVI) · as of March 2026
-3.2%
vs. March 2025
+32.9%
vs. March 2021
Palm Bay-Melbourne-Titusville, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
4,603
Across 3,913 permitted buildings. Total construction value: $1.74B.
Single-family
3,889
84% of total units
Multifamily (2+ unit)
714
16% of total units
Single-family value
$1.62B
construction value
Multifamily value
$118.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
8,310
Average AGI
$56,481
Avg property tax
$119
EITC participation
22.0%
Income distribution
Avg mortgage interest
$322
Avg charitable contribution
$253
Avg capital gains
$806
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $469.4M across all reported brackets.
Business establishments
101
Total employment
305
Annual payroll
$11.6M
Average annual pay
$37,938
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$68,051
Average weekly wage
$1,309
Total employment
242,124
Total establishments
18,850
That is roughly 4% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.5%
That is 0.5 percentage points below the US national unemployment rate of about 4.0%.
Labor force
305,394
Employed
294,703
Unemployed
10,691
Based on Brevard County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Palm Bay--Melbourne, FL
Reporting agencies
4
Largest: Brevard Alzheimer's Foundation Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
56.4
across outlets in this ZIP
Avg square feet
22,500
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
45
Date Range
1972–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
Individual Assistance
16
Direct help to disaster survivors
Households Program
12
Housing & temporary lodging support
Public Assistance
39
Repair of public facilities & roads
Hazard Mitigation
17
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
72.9°F
63.4° – 82.4°
Annual precipitation
55.3"
Diurnal range
18.9°F
Day-night swing
Heating · cooling days
501.1 · 3,401.9
Annual base 65°F
Nearest station: MELBOURNE WFO, FL US, 11.2 miles from the centroid of Palm Bay, FL (ZIP 32908)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
40
GoodPeak AQI (2024)
74
Moderate
Primary pollutant
Ozone
281 days as main pollutant
Days measured
366
Based on Brevard County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
10,703
That is roughly 2,503 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
11.2%
of residents under 65
Primary care MDs
72
per 100,000 residents
Preventable hospital stays
2,661
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
83%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Brevard data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Limited food access for many residents
41.8% of Brevard County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.79
accepting food benefits
Fast-food restaurants
0.62
per 1,000 residents
Among low-income residents, 12.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Brevard County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 439 reports
Property crime rate
—
per 100K residents · 1,790 reports
Homicide
2
Robbery
33
Burglary
188
Vehicle theft
62
County-level data for Brevard (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+10,416 people
+4,882 households • +$694.2M net AGI flow
Moved in
25,795households
45,109 people • $2.1B AGI
Moved out
20,913households
34,693 people • $1.4B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $81,667 versus departing households' $67,536.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 32908. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 32908: A household at this ZIP's median AGI of $56,481 keeps approximately $2,598 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $316,933, that works out to roughly $1,599/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Palm Bay
Nearby ZIPs by distance
32909 (Palm Bay, 4.6 mi) · 32907 (Palm Bay, 4.6 mi) · 32905 (Palm Bay, 7.9 mi) · 32950 (Malabar, 8 mi) · 32904 (West Melbourne, 8.9 mi) · 32949 (Grant-Valkaria, 9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
37.5%
4.5pp above the 33.0% national rate.
36.0%
4.0pp above the 32.0% national rate.
20.0%
2.0pp below the 22.0% national rate.
76.9%
Tracks close to the 76.0% national rate.
15.2%
2.2pp above the 13.0% national rate.
13.1%
2.1pp above the 11.0% national rate.
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BAYSIDE HIGH SCHOOL | Public | 9–12 | 1,568 |
| JUPITER ELEMENTARY SCHOOL | Public | -1–6 | 679 |
| WESTSIDE ELEMENTARY SCHOOL | Public | -1–6 | 667 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
8
Median in-state tuition
$18,918
Median earnings (10 yr)
$39,696
Melbourne, FL · 32935
Melbourne, FL · 32901
Melbourne, FL · 32901
Melbourne, FL · 32904
Vero Beach, FL · 32967
Merritt Island, FL · 32953
Melbourne, FL · 32901
Melbourne, FL · 32935
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Palm Bay, FL (ZIP 32908) sits in Brevard County within the Palm Bay-Melbourne-Titusville metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in above the national average at 37.5%. NCES lists 3 schools serving the area, 3 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $18,918. 22% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Annual precipitation averages 55.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,703 years of potential life lost per 100,000 (2025) — well above the national county median. Per USDA's Food Environment Atlas, 41.8% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $56,481) approximately $2,598/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 10,416 residents (4,882 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $63,043, fair market rent of $2,020 for a two-bedroom, and a typical home value of $316,933, down 3.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 20.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
37.5%, which is 4.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
20.0%, which is 2.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
36.0%, which is 4.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 32908 by NCES CCD (retrieved Apr 26, 2026).
Yes, 1 high school serves this ZIP: Bayside High School. (NCES CCD, retrieved Apr 26, 2026).
14,172 people live in ZIP 32908, with a median age of 37.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$63,043 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 32908, 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 32908, 10.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
7.8% of the population in ZIP 32908 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
98.0% of households in ZIP 32908 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 32908 is $316,933, down 3.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 3.2% over the past year and up 32.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 32908 (Palm Bay, FL) is $56,481 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 32908 report an average of $119 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
1.7% of tax returns from ZIP 32908 (Palm Bay, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 101 business establishments operated in ZIP 32908 employing 305 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 32908 is $37,938, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 32908 ranks in the 71th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 32908, ranking in the 88th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 45 federal disaster declarations affecting ZIP 32908 between 1972–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 32908, accounting for 24 of 45 declarations (53%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 32908 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
8 colleges and universities are listed near ZIP 32908 by the U.S. Department of Education College Scorecard, including Eastern Florida State College, Florida Institute Of Technology, and Florida Institute Of Technology-Online (retrieved May 2, 2026).
Median in-state tuition across 8 nearby institutions is $18,918 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $39,696 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 32908 has an average annual temperature of 72.9°F and 55.3" of annual precipitation based on the MELBOURNE WFO, FL US weather station 11.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 32908 is part of the Palm Bay--Melbourne, FL urbanized area, primarily served by Brevard Alzheimer's Foundation Inc. (National Transit Database 2024, retrieved May 4, 2026).
Florida has no state income tax. For a household earning the local median AGI of $56,481, this saves approximately $2,598 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (45 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (45 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Palm Bay
Nearby ZIPs by distance
32909 (Palm Bay, 4.6 mi) · 32907 (Palm Bay, 4.6 mi) · 32905 (Palm Bay, 7.9 mi) · 32950 (Malabar, 8 mi) · 32904 (West Melbourne, 8.9 mi) · 32949 (Grant-Valkaria, 9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 32908?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
71st percentile
High Vulnerability
Based on 3 census tracts, population 14,617
Vulnerability Themes
Households Without Vehicle
95
Limited English Speakers
145
Persons with Disability
2,556
Without HS Diploma
1,158
Without Health Insurance
1,743
Adults Age 65+
1,933
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.