Population & age
- Total population
- 15,117
- Median age
- 68.9
Indian River Shores, FL (32963)
Indian River County · Sebastian-Vero Beach-West Vero Corridor, FL · Population 15,117
Fresh.Data current as of Apr 24, 2026
Indian River Shores, FL (ZIP 32963) sits in Indian River County within the Sebastian-Vero Beach-West Vero Corridor metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 44.0%. NCES lists 1 schools serving the area, 1 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $18,918. IRS data shows average household income (AGI) of $778,748, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 8th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 56.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Per USDA's Food Environment Atlas, 45.6% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $778,748) approximately $35,822/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 2,522 residents (1,078 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $143,438, fair market rent of $2,410 for a two-bedroom, and a typical home value of $1,038,923, down 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 93.7%
- Black
- 0.8%
- Asian
- 2.0%
- Hispanic / Latino
- 2.5%
- Other / multi-racial
- 3.5%
Income & housing
- Median household income
- $143,438
- Median home value
- $818,500
Education
- Bachelor's degree or higher (age 25+)
- 58.0%
Employment
- Unemployment rate
- 1.6%
Housing
- Owner-occupied
- 7,289(95.0%)
- Renter-occupied
- 383(5.0%)
- Vacant units
- 4,707
- Built (median)
- 1985
Commute
- Public transit
- 51(1.2%)
- Work from home
- 1,105(25.1%)
- Avg commute
- 17.3 min
Economic wellbeing
- Below poverty line
- 779(5.2%)
- Uninsured
- 39(0.3%)
Digital access
- Broadband access
- 7,063(92.1%)
- No broadband
- 609(7.9%)
Language & nativity
- Foreign-born
- 1,386(9.2%)
- Non-English at home
- 1,055(7.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,820
/month
1 Bed
$1,840
/month
2 Bed
$2,410
/month
3 Bed
$2,940
/month
4 Bed
$4,040
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$1,038,923
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-4.0%
vs. March 2025
5-year change
+51.3%
vs. March 2021
Metro area
Sebastian-Vero Beach, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
557
Across 288 permitted buildings. Total construction value: $201.3M.
Single-family
279
50% of total units
Multifamily (2+ unit)
278
50% of total units
Single-family value
$149.3M
construction value
Multifamily value
$52.0M
construction value
Apartment construction (5+ unit buildings) accounts for 50% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
8,800
Average AGI
$778,748
Avg property tax
$8,910
EITC participation
1.8%
Income distribution
- $1 – $25,00011.4% · 1,000
- $25,000 – $50,0008.0% · 700
- $50,000 – $75,0007.0% · 620
- $75,000 – $100,0006.9% · 610
- $100,000 – $200,00020.7% · 1,820
- $200,000 or more46.0% · 4,050
Avg mortgage interest
$3,400
Avg charitable contribution
$31,059
Avg capital gains
$302,894
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $6853.0M across all reported brackets.
Business & employment
Business establishments
594
Total employment
5,979
Annual payroll
$390.5M
Average annual pay
$65,313
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$57,991
Average weekly wage
$1,115
Total employment
57,522
Total establishments
5,868
That is roughly 11% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
67,937
Employed
65,177
Unemployed
2,760
Based on Indian River County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
11
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.4B
across all branches in this ZIP
Distinct institutions
10
different banks operating here
Top banks by deposits in this ZIP
- 1.The Northern Trust Company$407.8M · 1 branch
- 2.Marine Bank & Trust Company$273.1M · 1 branch
- 3.JPMorgan Chase Bank, National Association$194.8M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Vero Beach--Sebastian, FL
Reporting agencies
1
Largest: Indian River County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
12
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Blink Network
- ChargePoint Network
- Tesla Destination
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
35
Date Range
1977–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
- Hurricane22 (63%)
- Fire5 (14%)
- Freezing4 (11%)
- Biological2 (6%)
- Tropical Storm1 (3%)
- Other1 (3%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
9
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
74.4°F
66.1° – 82.7°
Annual precipitation
56.4"
Diurnal range
16.7°F
Day-night swing
Heating · cooling days
350.3 · 3,800.8
Annual base 65°F
Nearest station: VERO BEACH 4SE, FL US, 4.6 miles from the centroid of Indian River Shores, FL (ZIP 32963)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
35
GoodGood 344dModerate 4d
Peak AQI (2024)
64
Moderate
Primary pollutant
Ozone
348 days as main pollutant
Days measured
348
Based on Indian River County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,380
That is roughly 1,180 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
14.0%
of residents under 65
Primary care MDs
63
per 100,000 residents
Preventable hospital stays
2,302
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
87%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Indian River data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
45.6% of Indian River County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.65
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Among low-income residents, 13.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Indian River County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+2,522 people
+1,078 households • +$591.8M net AGI flow
Moved in
8,331households
13,936 people • $1.2B AGI
Moved out
7,253households
11,414 people • $624.6M AGI
Where new residents came from
- St. Lucie County, FL — 809 households
- Brevard County, FL — 438 households
- Palm Beach County, FL — 317 households
- Broward County, FL — 266 households
- Miami-Dade County, FL — 155 households
Where departing residents went
- Brevard County, FL — 622 households
- St. Lucie County, FL — 545 households
- Palm Beach County, FL — 165 households
- Orange County, FL — 134 households
- Broward County, FL — 122 households
Incoming households reported an average AGI of $146,005 versus departing households' $86,117.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Florida
State-level rules that apply to every resident of ZIP 32963. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 32963: A household at this ZIP's median AGI of $778,748 keeps approximately $35,822 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $1,038,923, that works out to roughly $5,241/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 32963
Nearby ZIPs by distance
32967 (Winter Beach, 3.7 mi) · 32970 (Wabasso, 4.3 mi) · 32960 (Vero Beach, 5.4 mi) · 32958 (Sebastian, 8 mi) · 32962 (Florida Ridge, 9.3 mi) · 32968 (Vero Beach South, 11.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
21.7%
11.3pp below the 33.0% national rate.
High Blood Pressure
44.0%
12.0pp above the 32.0% national rate.
Depression
14.1%
7.9pp below the 22.0% national rate.
Annual Checkup
87.7%
11.7pp above the 76.0% national rate.
Health Insurance
5.5%
7.5pp below the 13.0% national rate.
Diabetes
13.7%
2.7pp above the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BEACHLAND ELEMENTARY SCHOOL | Public | 0–5 | 511 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
8
Median in-state tuition
$18,918
Median earnings (10 yr)
$39,696
- 4-Year
Eastern Florida State College
Melbourne, FL · 32935
- In-state tuition
- $2,496
- Out-of-state tuition
- $9,739
- Acceptance rate
- —
- Graduation rate
- 51.6%
- Median earnings (10 yr)
- $37,195
- Median student debt
- $12,250
- 4-Year
Florida Institute of Technology
Melbourne, FL · 32901
- In-state tuition
- $45,900
- Out-of-state tuition
- $45,900
- Acceptance rate
- 57.7%
- Graduation rate
- 64.5%
- Median earnings (10 yr)
- $43,137
- Median student debt
- $27,000
- 4-Year
Florida Institute of Technology-Online
Melbourne, FL · 32901
- In-state tuition
- $12,780
- Out-of-state tuition
- $12,780
- Acceptance rate
- 40.2%
- Graduation rate
- —
- Median earnings (10 yr)
- $43,137
- Median student debt
- $27,000
- Certificate
The Salon Professional Academy-Melbourne
Melbourne, FL · 32904
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 78.3%
- Median earnings (10 yr)
- $16,515
- Median student debt
- $7,528
- Certificate
Treasure Coast Technical College
Vero Beach, FL · 32967
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 87.8%
- Median earnings (10 yr)
- —
- Median student debt
- —
- Certificate
Academy of Cosmetology
Merritt Island, FL · 32953
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 38.7%
- Median earnings (10 yr)
- $20,144
- Median student debt
- $5,500
- 4-Year
Keiser University-Melbourne
Melbourne, FL · 32901
- In-state tuition
- $25,056
- Out-of-state tuition
- $25,056
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $39,696
- Median student debt
- $26,125
- 2-Year
Jersey College - Melbourne
Melbourne, FL · 32935
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $66,087
- Median student debt
- $21,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Indian River Shores, FL (ZIP 32963) sits in Indian River County within the Sebastian-Vero Beach-West Vero Corridor metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 44.0%. NCES lists 1 schools serving the area, 1 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $18,918. IRS data shows average household income (AGI) of $778,748, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 8th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 56.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Per USDA's Food Environment Atlas, 45.6% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $778,748) approximately $35,822/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 2,522 residents (1,078 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $143,438, fair market rent of $2,410 for a two-bedroom, and a typical home value of $1,038,923, down 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- With fair market rent at $2,410/month (HUD SAFMR) and median household income at $143,438 (Census ACS), housing costs represent approximately 20% of income.
- A median household income of $143,438 (Census ACS) aligns with a 21.7% obesity rate (CDC PLACES), below the ~33% national figure — a pattern that correlates with higher-income areas.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 14.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 32963
What is the obesity rate in ZIP 32963?
21.7%, which is 11.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 32963?
14.1%, which is 7.9 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 32963?
44.0%, which is 12.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 32963?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 32963 have charter schools?
No charter schools are listed in ZIP 32963 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 32963?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
What is the population of ZIP 32963?
15,117 people live in ZIP 32963, with a median age of 68.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 32963?
$143,438 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 32963 mostly renters or homeowners?
In ZIP 32963, 95.0% of occupied housing units are owner-occupied and 5.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 32963?
In ZIP 32963, 25.1% of workers work from home. Public transit is used by 1.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 32963?
5.2% of the population in ZIP 32963 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 32963 have broadband internet?
92.1% of households in ZIP 32963 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 32963?
The typical home value in ZIP 32963 is $1,038,923, down 4.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 32963?
Home values are down 4.0% over the past year and up 51.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 32963?
The average Adjusted Gross Income reported on tax returns from ZIP 32963 (Indian River Shores, FL) is $778,748 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 32963?
Tax returns from ZIP 32963 report an average of $8,910 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 32963 earn over $200,000?
46.0% of tax returns from ZIP 32963 (Indian River Shores, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 32963?
As of 2022, 594 business establishments operated in ZIP 32963 employing 5,979 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 32963?
The average annual pay across all local establishments in ZIP 32963 is $65,313, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 32963 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 32963 ranks in the 8th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 32963?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 32963, ranking in the 24th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 32963 experienced?
FEMA has recorded 35 federal disaster declarations affecting ZIP 32963 between 1977–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 32963?
Hurricane is the most common federally declared disaster type affecting ZIP 32963, accounting for 22 of 35 declarations (63%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 32963?
The most recent FEMA disaster declaration affecting ZIP 32963 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 32963?
8 colleges and universities are listed near ZIP 32963 by the U.S. Department of Education College Scorecard, including Eastern Florida State College, Florida Institute Of Technology, and Florida Institute Of Technology-Online (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 32963?
Median in-state tuition across 8 nearby institutions is $18,918 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 32963?
Graduates of nearby colleges earn a median of $39,696 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 32963?
ZIP 32963 has an average annual temperature of 74.4°F and 56.4" of annual precipitation based on the VERO BEACH 4SE, FL US weather station 4.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 32963 have public transit?
Yes — ZIP 32963 is part of the Vero Beach--Sebastian, FL urbanized area, primarily served by Indian River County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 32963?
Florida has no state income tax. For a household earning the local median AGI of $778,748, this saves approximately $35,822 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Does Florida have paid family leave?
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 32963?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 32963
Nearby ZIPs by distance
32967 (Winter Beach, 3.7 mi) · 32970 (Wabasso, 4.3 mi) · 32960 (Vero Beach, 5.4 mi) · 32958 (Sebastian, 8 mi) · 32962 (Florida Ridge, 9.3 mi) · 32968 (Vero Beach South, 11.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
8th percentile
Low Vulnerability
Based on 8 census tracts, population 15,196
Vulnerability Themes
Households Without Vehicle
327
Limited English Speakers
28
Persons with Disability
2,388
Without HS Diploma
148
Without Health Insurance
410
Adults Age 65+
8,985
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.